EUR 3000000000 debt issuance programme, 10 ... - Volksbank AG

DOCUMENTS INCORPORATED BY REFERENCE
The Prospectus should be read and construed in conjunction with the following documents which have been
previously published or are published simultaneously with the Prospectus and which have been approved
by the CSSF or have been or will be filed with it and shall be deemed to be incorporated in, and form part
of this Base Prospectus:
(i) extracts from the audited consolidated balance sheet (the “Consolidated Balance Sheet”)
of VBAG (for 2007 and 2006 according to IFRS) and the consolidated income statement
(“Consolidated Income Statement”) of VBAG for the years ended 31 December 2007 and
31 December 2006. Any statement contained in any document incorporated by reference
herein shall be deemed to be modified or superseded for the purpose of the Prospectus to
the extent that such statement is inconsistent with a statement contained in the Prospectus;
(ii) the second supplement dated 13 November 2008 (the “Second Supplement to the EUR 7
bn Debt Issuance Programme of VBAG”) as published on 13 November 2008 and the
third supplement dated 3 December 2008 (the "Third Supplement to the EUR 7 bn Debt
Issuance Programme of VBAG") relating to the EUR 7 bn debt issuance programme of
VBAG dated 9 June 2008, as approved by the Austrian Financial Market Authoirty (Finanzmarktaufsichtsbehörde)
on 9 June 2008; by means of the Third Supplement to the
EUR 7 bn Debt Issuance Programme of VBAG, the amount of the debt issuance programme
of VBAG was increased to EUR 10 bn; in accorance with the Austrian Capital
Markets Act (Kapitalmarktgesetz), a supplement must be published prior to approval by
the Financial Market Authority and, if requested by the Financial Market Authority, an
amendment to such supplement shall be published reflecting such requested amendments;
(iii) the opening accounts of the Issuer dated 22 June 2007 as provided by its auditor (the
“Auditor”);
(iv) the terms and conditions set out on pages 75 to 236 of the Base Prospectus dated
2 November 2007.
Cross Reference List
The following cross-reference list sets out where the information incorporated by reference referred to
above (other than the terms and conditions set out on pages 75 to 236 of the Base Prosepctus dated
2 November 2007) may be found. Any information not listed in the cross reference list but included in the
documents incorporated by referenes is given for information purposes only.
Item Reference
Consolidated Balance Sheet at 31 December 2006 Annual Report 2006 of VBAG, page 67
Consolidated Income Statement for the year ended
31 December 2006
Annual Report 2006 of VBAG, page 66
Consolidated Balance Sheet at 31 December 2007 Annual Report 2007 of VBAG, page 60
Consolidated Income Statement for the year ended
31 December 2007
Annual Report 2007 of VBAG, page 59
Opening accounts of the Issuer Opening Accounts, pages 3 through 4
Second Supplement to the EUR 7 bn Debt Issuance
Programme of VBAG
Third Suppplement to the EUR 7 bn Debt Issuance
Programme of VBAG
Second Supplement to the EUR 7 bn Debt Issuance
Programme of VBAG, Annex 1 – Consolidated
Issuer Description, pages 1 through 33
Third Supplement to the EUR 7 bn Debt Issuance
Programme of VBAG, pages 3 and 4
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