Know about Diamond Insurance and jewelry appraisal

Do you Need Diamond Insurance?
AGI NewYork
http://www.AGINewYork.com

Everyone who owns a home has a homeowner’s insurance
policy, and many people who rent property will have
renter’s insurance. These policies are a means to protect
them from loss in the event of theft or some type of
disaster. While it is always a good idea to have these
policies, they may not be enough to protect all of the
valuables that you have, especially if you have some rather
expensive diamonds. Owning diamonds can be a great
investment, but you need to make sure you are able to
protect that investment. Diamond insurance could be just
what you need.
Different Add Types a little bit of body of text Policies for
Diamond Owners
Diamond insurance is generally a separate policy from the
others that you have for your possessions, and it is specific
just to your diamonds. However, it is also possible to have it
added to your homeowner’s insurance. You can choose
from replacement value policies, agreed value policies, and
actual cash value policies. It is important to understand the
distinction between them.

When you choose a replacement value policy, the
insurance company will pay you a predetermined and
agreed upon amount if something were to happen to your
diamond. An actual cash value policy will pay out the
current market value of the diamond. The agreed value
policies pay an amount agreed upon by you and the
insurance companies after the theft. This is rarer than the
other types of policy.
Finding the Right Company for
Insurance
When choosing a company for an added insurance policy
for your diamonds, always make sure they specialize in
these sorts of policies. Research the insurer to be sure
they are legitimate and that they have good customer
service. The last thing you need to do is have a long and
drawn out ordeal when you are trying to replace your
diamonds after a theft.

You Need Insurance for Your
Diamonds
Your diamonds often have sentimental value attached to
them as well as financial value. While the insurance
policies are not able to replace the actual gems and rings
that you might lose, and they can’t replace the sentimental
value, they can at lease help you with the financial loss.
Having these policies in place and never needing them is
far better than being caught unawares. If you own diamond
jewelry, it really is in your best interest to start exploring the
options available for diamond insurance .
About Us:
AGI NewYork
is providing ring appraisal, diamond
appraisal, diamond insurance, quality
confirmation, and liquidation appraisal
services in NYC.

Contact us:
37 W 47 Street,Suite 503 ,
New York,NY 10036
Office:212-302-3700
Office:212-302-3702
FAX:212-302-3710
E-mail: Support@AGINewYork.com