instruments in interest-rate, currency and ... - Volksbank AG

Group Treasury at Volksbank AG (VBAG): Your professional partnerfor managing interest-rate, currency and commodities risksThe volatile markets in recent years show that hedging treasury risks is a key component of operationalrisk management for SMEs and major clients fit for the capital market. Banks must provide high qualityadvisory and consulting services to keep pace with constantly changing conditions on the financialmarkets. Professional management of interest-rate, currency and commodity risks can greatly enhance acompany's value.Our specialists, who have extensive product knowledge and many years of experience, work with ourclients to develop custom hedging strategies. When used properly, products can reduce financing costsand enhance investment strategies. The aim is to eliminate market price risks that cannot be forecast asfar as possible.VBAG's Group Treasury relies on a holistic advisory approach meant to develop personal and innovativesolutions. In addition to a wide range of services, fundamental and methodical expertise, combined withmany years of experience on the capital markets, are among our core competencies.We have developed this publication to provide our clients with more information on these products. Itoffers an overview of our diverse instruments for interest-rate, currency and commodities management– along with examples of application."Inspiring Clients“ – we know our clients andwant to inspire them – this is our commitment!Martin FuchsbauerMember of the Managing Boardof Volksbank AGFranz SchleiferHead of Group Treasury Division,Volksbank AG3