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Steps to deal with stress - Minding Your Head

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43<br />

Problem solving continued<br />

fallen you should also get your child<br />

tax credits recalculated. Visit your<br />

local job centre or go online at<br />

www.nidirect.gov.uk<br />

Check whether you have any payment<br />

protection insurance (PPI) for your<br />

mortgage, personal loans or credit<br />

cards. PPI covers your monthly<br />

repayments if you suffer an accident,<br />

sickness or unemployment (it’s<br />

sometimes called ASU cover).<br />

If you’re struggling <strong>with</strong> your mortgage<br />

repayments, let your lender know<br />

as soon as possible. They may agree<br />

a reduced payment plan, or let you<br />

repay the interest only until you have<br />

another job.<br />

Problems at work, discrimination<br />

or unfair treatment<br />

Talk <strong>to</strong> your manager about reducing<br />

your workloads, or getting extra<br />

training or help.<br />

Speak <strong>to</strong> your union if you’re a member<br />

or the Northern Ireland Human Rights<br />

Commission on 028 9024 3987.<br />

Relationship problems<br />

Read page 26-27 of this booklet for<br />

more information.<br />

Call Relate who <strong>deal</strong> <strong>with</strong> couple<br />

counselling, family mediation and<br />

family support on<br />

028 9032 3454.

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