EXERCISE - National Stroke Association


EXERCISE - National Stroke Association

Every health insurance plan has coverage limitations. But you may have options for getting the

rehabilitation services you need:

• Try contacting the “exceptions” department of your health plan.

• For more information on your specific private health insurance plan, contact your insurance

company or your employer’s benefits administrator.

• Ask to work with a case manager for chronic or catastrophic illness.

• File an appeal if you feel you are being denied payment or a medical service to which you

are entitled.

• If you need help talking to your insurance company about your health care and recovery,

consider contacting resources in your community, including vocational rehabilitation

services, aging agencies, disability law/elder law projects and the Social Security

Administration Office of Disability (http://www.ssa.gov/disability).

Ask the social worker or discharge planner at your rehab hospital for contacts.

• For more information on Medicare coverage for stroke rehab, call (800) MEDICARE or visit


• Trade inpatient rehab days for outpatient days. Some plans have short inpatient coverage

but longer home care/outpatient coverage.

Discharge Planning

Discharge planning is the process of preparing you to live independently in the home. The purpose

is to help maintain the benefits of rehabilitation after you have been released from the program.

It begins early during rehabilitation and involves you, your family and the stroke rehab team. You

should be discharged from rehab soon after your goals have been reached.

Discharge planning can include:

• Making sure you have a safe place to live after discharge.

• Deciding what care, assistance, or special equipment you will need.

• Arranging for more rehab services or for other services in the home.

• Choosing the health care provider who will monitor your health and medical needs.

• Determining the caregivers who will provide daily care, supervision, and assistance at home.

• Determining which community services may be helpful now or after some time. Examples

include meal delivery, volunteer rides to the rehab center, visitor programs and caregiver

relief programs.

Social Support

Socializing with family and friends is an important part of stroke recovery. Everyone needs support.

And, stroke survivors are no exception. There are many ways to get the support you need.


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