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Youth Entrepreneurship in Kashmir: Challenges and Opportunities 1st Edition, July 2011 Copyright © 2011 by Mercy Corps Cover Design, Illustrations, Layout by Malik Sajad All photographs are by Malik Sajad, Nafeesa Ahmad, Usmaan Ahmad and Showket Shafi. John Isaac was kind to dedicate one of his photographs for this publication ( Chapter 2, Page 17) Back Cover Image: Digitally rendered view of the Kashmir Valley from space. The perspective is looking from the east. The image is taken from “Views of the Earth” accessible at: http://earth.imagico.de/ For more information about the SKYE Project or to email us about errors or omissions found in this report, please email us at: skye@in.mercycorps.org Websites: www.startupkashmir.com www.mercycorps.org
Disclaimer This report is based on an extensive research effort conducted across the ten districts of the Kashmir Valley. It is designed to provide useful information in regards to the subject of youth entrepreneurship in Kashmir. It is published and distributed with the understanding that the author and publisher are not engaged in rendering legal, psychological, or professional services in this publication. The author and publisher specifically disclaim any responsibility for any liability, loss or risk or otherwise, which is incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this book. If the reader requires expert assistance, legal or technical advice, a competent professional should be consulted. Aspiring entrepreneurs are advised to first consult a competent Business Development Service provider before starting a venture on any of the identified market opportunities. This publication contains the opinions and ideas of those respondents who participated in the study. The names of the participants/respondents have been mentioned only after their permission. For a list of any errors or omissions found subsequent to printing, please visit our website at http://www.startupkashmir.com I
Page 3: VII
Page 7 and 8: TablE Of COnTEnTs Disclaimer i ackn
Page 9 and 10: PHASE 3: “Who can I turn to for s
Page 11 and 12: Improving entrepreneurship educatio
Page 13 and 14: acknowledgement The preparation of
Page 15 and 16: abOuT MErCY COrps Mercy Corps is an
Page 17: ThE sKYE prOjECT The Start Up Kashm
Page 20 and 21: Youth Entrepreneurship in Kashmir:
Page 22 and 23: Youth Entrepreneurship in Kashmir:
Page 24 and 25: PWD: Public Works Department RAFT:
Page 26 and 27: 2 Kashmir: a Challenged Environment
Page 28 and 29: 4 cautious. Widespread corruption h
Page 30 and 31: Kashmir’s burgeoning youth popula
Page 32 and 33: 8 Primary Research Youth Focus Grou
Page 34 and 35: Youth and Entrepreneurship 10 prene
Page 36 and 37: 12 Mr. Amin engaged his two sons, F
Page 38 and 39: 14 cial. This sort of entrepreneurs
Page 40 and 41: 16 A Diagnostic Framework for Young
Page 42 and 43: 18 Urban Males and 55% amongst Rura
Page 44 and 45: 20 of Kashmiri companies will creat
Page 46 and 47: 22 the name of “Incredible Kashmi
Page 48 and 49: 24 starting-up business ventures in
Page 50 and 51: 26 a great detail. The trainers at
Page 52 and 53: 28 Irfan perseveres not only for hi
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30 contractual employees. Khurram b
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32 conflict, financial risk, corrup
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34 Self-employment is often perceiv
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36 Adding to this, the now-failed y
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38 Youth Entrepreneurship in Kashmi
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40 social/Cultural legitimacy and a
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Spotlight on Successful Entrepreneu
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44 my future marriage prospects. It
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46 recent study conducted by the Ce
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Entrepreneurship Education and Trai
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spotlight on Entrepreneurial skills
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a speakers series. We hope to invit
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54 The importance of BAS/BDS for yo
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56 semi-government BDS providers ar
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58 1) Wizkid Consultancy and Financ
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60 development support service prov
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62 needed to be done - both online
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64 and describes how to get the pro
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66 Youth access to finance in Kashm
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68 economy. Till date, JK Bank has
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70 Kashmir • 68% of all youth sur
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72 financial institutions lack trus
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74 The administrative and regulator
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76 youth entrepreneur shared: “Yo
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78 The Way forward - building an en
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80 ternships, on-the-job work exper
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82 14. Assigning or relating social
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84 D. Improving business assistance
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88 “Entrepreneurship”, (Organiz
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90 “Social Marketing for Better J
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94 22. I’ve Seen A Lot Of Famous
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96 KEY FINDING # 2: Youth interest
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98 KEY FINDING # 5: Youth perceptio
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KEY FINDING # 7A: Youth awareness o
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KEY FINDING # 12: Youth knowledge a
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KEY FINDING # 15: Youth knowledge a
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KEY FINDING # 20: Youth knowledge/
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108 Youth Entrepreneurship in Kashm
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110 Primary Research: Primary resea
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Definition: an EnTrEprEnEur is an i
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116 11. Do you have knowledge/aware
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120 develop more specific diagnoses
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122 Yes/No 7: Are the current inter
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124 ECONOMY AND ECONOMIC RECOVERY T
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126 for aspiring entrepreneurs to l
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128 entrepreneurs, as also by finan
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130 3.8 The services of skilled cou
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132 3.38 The cultivation of aromati
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134 4.20 Community-based entreprene
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138 13) Are there any other service
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142 Weakness and Gaps Identified in
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144 Publication date: 03/11 Framewo
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156 • Improving competitiveness o
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158 cial banks, the government play
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160 silk waste. • Cutting and pol
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162 1. The Industrial Policy shall
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164 13. The Industrial units may in
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166 For achieving the objectives of
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168 The primary objectives of the P
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170 from time to time. The entire e
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172 prescribed by the tendering aut
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174 riod of entitlement for 5 years
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176 • No institution, corporate b
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