Supplement 1 - Volksbank AG

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Supplement 1 - Volksbank AG

3. Appointment of a new member of the management Board of VBAG:

Martin Fuchsbauer, former head of VBAG´s Group Treasury, was appointed member of the

management board as of 01.01.2010.

4. Summary of the Programme and German Translation of the Summary

Due to the appointment of Martin Fuchsbauer the following changes are made to the first sentence

in the second paragraph within the chapter “1. SUMMARY OF THE DEBT ISSUANCE

PROGRAMME – 1.4 SUMMARY REGARDING VBAG” on page 15 of the Original Prospectus,

which now reads:

“The Management Board (Vorstand) of VBAG consists of 5 members”.

The German Translation in the Appendix on page 339 of the Original Prospectus changes

accordingly and now reads:

“Der Vorstand von VBAG besteht aus fünf Mitgliedern”.

SUPPLEMENT 1 DATED 08 FEBRUARY 2010 4

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