ally-bank-deposit-agreement.2011-07-18
ally-bank-deposit-agreement.2011-07-18
ally-bank-deposit-agreement.2011-07-18
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INTRODUCTION<br />
Welcome to Ally Bank. We’re glad to have you with us.<br />
We’ve created this booklet to give you information about <strong>bank</strong>ing with us. Since we don’t hide behind<br />
disclaimers or fi ne print, we’ve spelled out our policies, information and legal statements as simply as<br />
possible. We hope you fi nd it helpful.<br />
Please read and keep this Deposit Agreement. If you need another copy of this booklet or if you have any<br />
questions, you can speak directly with Customer Care by calling 877-247-ALLY (2559) 24 hours a day,<br />
7 days a week, or visit <strong>ally</strong><strong>bank</strong>.com.<br />
TABLE OF CONTENTS<br />
Introduction 1<br />
I. Deposit Agreement and Disclosures 2<br />
A. Our Agreement 2<br />
B. Account Basics 2<br />
C. General Rules Governing Deposit Accounts 8<br />
D. Closing An Account 16<br />
E. Electronic Banking Services 16<br />
II. Electronic Funds Transfer Disclosure and Special Terms and Conditions 19<br />
III. Ally eCheck Deposit Terms 23<br />
IV. Wire Transfer Terms<br />
Appendices<br />
26<br />
A. Fee Chart 31<br />
B. Check 21 Disclosures 34<br />
C. Funds Availability Schedule 35<br />
1
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