ally-bank-deposit-agreement.2011-07-18

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8. We and you agree that Transfer requests received by us are effective as the Transfer request
of you, whether or not authorized, if we accepted the transfer request in compliance with the
above security procedures.
9. Ally shall have no liability for delays or mistakes, provided we act in good faith and with
ordinary care. We shall not be responsible for delays or mistakes caused by others through
whom we transmit funds whether selected by you or us. We will not be required to make the
Transfer on the day on which the request is received, unless received within a reasonable time
before any cut-off hour established by us. Generally, we will use the Federal Reserve Board
funds transfer system, but we may use any means and routes that we, in our sole discretion,
may consider suitable for the transmission of funds.
10. You agree that we shall not be liable or responsible for any delay or failure to Transfer any
amount requested because of rules, regulations, or policies of the Federal Reserve Board that
limit, in the aggregate, the amount we can transfer from time to time during any Business
Day, provided, however, that we promptly notify you of any such failure or delay and that we
effectuate the Transfer as soon as is reasonably possible thereafter.
11. IN NO EVENT SHALL WE BE LIABLE FOR ANY SPECIAL, CONSEQUENTIAL, PUNITIVE, OR
INDIRECT LOSS OR DAMAGE, INCLUDING ATTORNEY FEES, SUFFERED BY YOU IN CONNECTION
WITH THIS WT AGREEMENT OR ANY TRANSACTION COVERED BY THESE WT TERMS,
REGARDLESS OF WHETHER WE KNEW OR SHOULD HAVE KNOWN SUCH DAMAGES MIGHT BE
INCURRED.
12. We may terminate these WT Terms at anytime by giving written or oral notice to you. Unless
terminated by us, this Agreement shall remain in effect until your account is closed or we
receive your written notice of termination and have been afforded a reasonable opportunity to
act on such notice. These WT Terms may not be assigned by you.
13. These WT Terms are governed by the provisions of Federal law including Regulation J, 12
C.F.R. Part 210, Subpart B and the appendices thereto, to the extent that the Transfer request
was carried out. Terms that are not defi ned in these WT Terms shall have the same meanings
as defi ned in Uniform Commercial Code Article 4A as adopted in the State of Utah. The WT
Terms are also subject to all applicable operating circulars of the San Francisco Federal
Reserve Bank and any other applicable provision of federal or state law. To the extent that
Regulation J does not apply, these WT Terms are governed by the laws of the State of Utah.
14. We may amend these WT Terms at any time, and any such amendment will become effective
immediately upon your receipt of notice, in writing or electronically, or upon a later date
specifi ed in such notice. No representation or statement not expressly contained in these WT
Terms or in any amendment shall be binding upon you or us.
15. If any term of these WT Terms is held to be invalid, illegal or unenforceable, the other terms
shall not be impaired or affected.
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