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DRUG - UnitedHealthcare MedicareRx for Groups

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4<br />

TIER 1 Lowest Copay<br />

Includes most generic prescription drugs. Generic drugs<br />

usually cost less than brand-name drugs.<br />

TIER 2 Medium Copay<br />

Includes preferred brand-name prescription drugs. Tier 2<br />

drugs offer clinical advantages and/or lower prices than<br />

Tier 3 drugs. Brand-name drugs are in bold type (e.g.,<br />

Lipitor).<br />

TIER 3 Highest Copay<br />

Tier 3 drugs include non-preferred drugs that have clinical<br />

disadvantages and/or higher prices than Tier 1 and/or Tier<br />

2 drugs. If you are taking a Tier 3 drug, ask your doctor if a<br />

Tier 1 or Tier 2 drug could be an alternative. See page 73<br />

<strong>for</strong> a partial listing of lower-cost drug options.<br />

SPECIALTY TIER (SP) Coinsurance<br />

Includes unique and/or very high-cost drugs. You and the<br />

plan share in the cost of the drug.<br />

Generic drugs.<br />

UnitedHealth Rx <strong>for</strong> <strong>Groups</strong> covers both brandname<br />

and generic drugs. A generic drug has<br />

the same active ingredient as its brand-name<br />

equivalent. Generic drugs usually cost less<br />

than brand-name drugs and are approved by<br />

the FDA. If a generic equivalent drug is not<br />

available, a generic alternative can be a good<br />

option. Generic alternatives contain different<br />

active ingredients than brand-name drugs, but<br />

come from the same chemical family and can<br />

provide similar results.<br />

To help manage drug costs and what you pay<br />

out of pocket, you may want to consult with<br />

your doctor to determine whether any of the<br />

brand-name drugs you take are available as<br />

generics. Using generic drugs may save you<br />

money.<br />

Coverage determination process.<br />

A coverage determination allows you to<br />

request an exception to waive coverage<br />

restrictions or limits on your drug. A coverage<br />

determination applies to prior authorization,<br />

step therapy, quantity limits and Medicare<br />

Part B/Part D. You, your pharmacist, your<br />

doctor or your authorized representative can<br />

initiate a coverage determination by contacting<br />

Customer Care at the number listed below.<br />

Please note: Due to a change in Medicare,<br />

most Medicare Drug Plans no longer cover<br />

erectile dysfunction (ED) drugs like Viagra,<br />

Cialis, Levitra, and Caverject. For more<br />

in<strong>for</strong>mation, call 1-866-863-1406,<br />

24 hours a day, 7 days a week. TTY users<br />

should call 1-877-730-4203.<br />

Coverage determination<br />

requirements <strong>for</strong> certain drugs.<br />

Some covered drugs may have additional<br />

requirements or limits that help ensure safe<br />

and effective drug use. These drugs may<br />

require a coverage determination by your<br />

Medicare Part D plan. You can find out if your<br />

drug has any additional requirements or limits<br />

by looking <strong>for</strong> abbreviations next to the drug<br />

names within the drug list in this booklet.<br />

This is a complete drug <strong>for</strong>mulary as of January 1, 2008.<br />

For more in<strong>for</strong>mation, call 1-888-556-6648, 24 hours a day, 7 days a week.<br />

TTY users should call 1-877-730-4203. or visit us online at www.UnitedHealthRx<strong>for</strong><strong>Groups</strong>.com.

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