DRUG - UnitedHealthcare MedicareRx for Groups
DRUG - UnitedHealthcare MedicareRx for Groups
DRUG - UnitedHealthcare MedicareRx for Groups
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4<br />
TIER 1 Lowest Copay<br />
Includes most generic prescription drugs. Generic drugs<br />
usually cost less than brand-name drugs.<br />
TIER 2 Medium Copay<br />
Includes preferred brand-name prescription drugs. Tier 2<br />
drugs offer clinical advantages and/or lower prices than<br />
Tier 3 drugs. Brand-name drugs are in bold type (e.g.,<br />
Lipitor).<br />
TIER 3 Highest Copay<br />
Tier 3 drugs include non-preferred drugs that have clinical<br />
disadvantages and/or higher prices than Tier 1 and/or Tier<br />
2 drugs. If you are taking a Tier 3 drug, ask your doctor if a<br />
Tier 1 or Tier 2 drug could be an alternative. See page 73<br />
<strong>for</strong> a partial listing of lower-cost drug options.<br />
SPECIALTY TIER (SP) Coinsurance<br />
Includes unique and/or very high-cost drugs. You and the<br />
plan share in the cost of the drug.<br />
Generic drugs.<br />
UnitedHealth Rx <strong>for</strong> <strong>Groups</strong> covers both brandname<br />
and generic drugs. A generic drug has<br />
the same active ingredient as its brand-name<br />
equivalent. Generic drugs usually cost less<br />
than brand-name drugs and are approved by<br />
the FDA. If a generic equivalent drug is not<br />
available, a generic alternative can be a good<br />
option. Generic alternatives contain different<br />
active ingredients than brand-name drugs, but<br />
come from the same chemical family and can<br />
provide similar results.<br />
To help manage drug costs and what you pay<br />
out of pocket, you may want to consult with<br />
your doctor to determine whether any of the<br />
brand-name drugs you take are available as<br />
generics. Using generic drugs may save you<br />
money.<br />
Coverage determination process.<br />
A coverage determination allows you to<br />
request an exception to waive coverage<br />
restrictions or limits on your drug. A coverage<br />
determination applies to prior authorization,<br />
step therapy, quantity limits and Medicare<br />
Part B/Part D. You, your pharmacist, your<br />
doctor or your authorized representative can<br />
initiate a coverage determination by contacting<br />
Customer Care at the number listed below.<br />
Please note: Due to a change in Medicare,<br />
most Medicare Drug Plans no longer cover<br />
erectile dysfunction (ED) drugs like Viagra,<br />
Cialis, Levitra, and Caverject. For more<br />
in<strong>for</strong>mation, call 1-866-863-1406,<br />
24 hours a day, 7 days a week. TTY users<br />
should call 1-877-730-4203.<br />
Coverage determination<br />
requirements <strong>for</strong> certain drugs.<br />
Some covered drugs may have additional<br />
requirements or limits that help ensure safe<br />
and effective drug use. These drugs may<br />
require a coverage determination by your<br />
Medicare Part D plan. You can find out if your<br />
drug has any additional requirements or limits<br />
by looking <strong>for</strong> abbreviations next to the drug<br />
names within the drug list in this booklet.<br />
This is a complete drug <strong>for</strong>mulary as of January 1, 2008.<br />
For more in<strong>for</strong>mation, call 1-888-556-6648, 24 hours a day, 7 days a week.<br />
TTY users should call 1-877-730-4203. or visit us online at www.UnitedHealthRx<strong>for</strong><strong>Groups</strong>.com.