Banken for en verden i endring The bank for a ... - BNP Paribas

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Banken for en verden i endring The bank for a ... - BNP Paribas

• BNL banca commerciale

BNL

BANCA COMMERCIALE

BNL banca commerciale (BNL bc) is the new

core business resulting from the reorganisation

of the BNL group after its acquisition by

BNP Paribas in the first half of 2006. It provides

commercial banking services in Italy to individual

and private banking clients, small- and

medium-sized companies and territorial authorities.

BNL’s other activities have been divided

among the Group’s other core businesses.

As a result of the series of consolidations among

Italian banks in 2006, BNL bc can now be considered

as the 7th-largest bank in Italy (1) in terms

of both customer loans and deposits.

With its nearly 16,000 employees, BNL bc

operates in all major Italian cities (“capoluoghi

di provincia”) through its 703 branches and

100 centres specialised in relations with pri-

vate banking clients, companies and territorial

authorities. The network’s facilities are rounded

out by remote banking solutions and nearly

1,270 ATMs.

Offering a comprehensive range of products

and services designed to meet all client needs

for financing, savings products and transactions,

the Retail and Private Banking Division serves:

• More than 2.5 million individual clients, who

are offered different products and services

according to their assets and their potential.

In addition to its strong presence on the real

estate loan market and a reputation for innovative

new insurance products, BNL bc maintains

a solid base of short-term deposits;

• 11,000 private clients (2) , who are served by

a network of 18 specialised centres and

150 staff dedicated to developing distinctive

and personalised products and services;

• 112,000 small businesses (3) , on a market

offering attractive opportunities that BNL bc

intends to take advantage of while remaining

vigilant about credit quality. The needs of small

businesses are further met by Artigiancassa,

the bank’s subsidiary dedicated to the craft

industry.

The Enterprises Division represents BNL’s traditional

activity and leading expertise thanks

to a comprehensive range of products and

services, a national network of 80 specialised

centres dedicated to the needs of more than

36,000 companies (4) and 16,000 territorial

authorities and non-profit organisations.

All types of financing are provided including

structured financing, in some cases in conjunction

with either Corporate and Investment

Banking or through BNL bc’s subsidiaries, such

as Ifitalia, which is specialised in factoring and

rated no. 2 in its sector with a 16% market

share (5) .

BNL bc also offers companies and local authorities

a broad range of products and services with

a reputation for quality and excellence such as

liquidity management, hedging instruments and

import-export payments.

2006

IN

(1) Source: 2006 interim financial reports (the mergers of San Paolo IMI with Banca Intesa, Banca Popolare Italiana with Banca

Popolare Verona and Novara, and Banca Lombarda e Piemontese with Banche Popolari Unite, are under consideration).

(2) Personal assets of over EUR 1 million.

ACTIvITY

(3) Revenues of up to EUR 1.5 million.

(4) Revenues from EUR 1.5 million to EUR 500 million.

(5) Source: statistical data from Assifact (association of factoring companies). GROUP

18

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