Agenda April 16, 2013 - Liberty Online

possibly leaving for school. We wanted to
honor these special individuals with special
recognition. The Scholarship Committee
awarded the six $1,000 scholarships in the
following categories: four awards to high
school graduates (including GED students)
planning to attend a college, university or
trade school and two awards to students
working toward their undergraduate
degree. The announcement of the recipients
will be in our next quarterly newsletter
and posted on our website. Cavazos wished
them good luck in pursuing their college
education.
Nine cash prizes for $150 were awarded.
PRESIDENT’S REPORT:
Prince reported, “You, our members, are the
reason we remain safe, solid and strong.
Our staff is a great asset to this institution,
without them we would not be able to
provide the service day in and day out for our
members. Our Board of Directors play a vital
role with the current rate environment and
economic times – one that we have not had
to endure ever, your Board of Directors listen
and they proact to keep us competitive in
this ever changing industry. Our loans in
2011 grew 33% or $36.7 million. Your credit
union was available for those members that
needed funds to finance a car, a home or that
unexpected expense. Our assets exceeded
$200 million in 2011, an unprecedented event
for our credit union. Our membership
grew to exceed 36,900 members. Deposits
reached $188,673,112 which was a growth of
15% or $24.6 million. A sign that our members
continue to feel certain this credit union is a
safe depository for their funds. Our money
market accounts had the most growth
during 2011 as members do not want to tie
their funds for long periods, especially in
this rate environment. During 2011, CCATCU
paid back to our members $1.7 million which
was 13% of 2011 revenue earned. Please
take time to review the Chairperson’s and
President’s report in its entirety. This report
can be found in the annual report that you
were given tonight or on-line throughout
the remainder of the year at www.ccatcu.
com. Now let’s take a look at your annual
report you were given this evening. Many
of you may be asking what is with the bar
codes on the report – this technology has
been around for numerous years, however,
it is now an evolving marketing tool. This
is referred to as a QR Code (Quick Response
Code). It’s popular because of it’s fast
readability and large storage capacity. It
was invented by Toyota in 1994 to track
vehicle manufacturing processes. Utilized
with a smart phone and a QR Reader, you
can scan the image and it will take you to
certain sites. Prince referred the crowd
to the QR Code on the report and general
discussion followed.” Prince continued with
a FOCUS Foundation update informing the
crowd that staff had over a 1,345 hours of
community service. It was noted that for
the 2012 academic year, there have been over
600 Readers enrolled in our Raskal Readers
program. Information about Howdy Daze
on April 28, 2012 was shared. In closing,
Prince stated “We know you have choices
when you decide on where to transact
your business. We appreciate your business
and thank you for being our member. Now
your marketing homework is to go out
and spread the word about the great rates
received, the great service you received
and encourage individuals to become an
accountholder of this credit union. In an
effort to always consider member service
improvement, we are converting our credit
and debit card programs – please review
the information when you receive it as you
will receive replacement cards on both
programs.” Prince explained the advantages
of the conversion. Prince concluded by
saying, “All of these things are benefits of
being a Coastal Community And Teachers
Credit Union member”.
CREDIT UNION REPRESENTATIVE
RECOGNITIONS:
De Leon recognized the Credit Union
Representatives, a special group of
individuals who help promote the Credit
Union in schools and organizations. A pin
is designated to honor these individuals for
the years of service they have given. For three
years of service: Mike Banda, Melissa Castro,
Emma Ceja, Ruth David, Joel Gonzales, Roby
Gonzales, Ginny Moore, and Diana Obrien;
for five years of service: Maria Benson, Kathy
Boyd-Wemer, Bertha Burns, Elvira Hoyle,
Annette Leal, Raul Munoz, Freddy Ortiz,and
Mindy Trevino; for ten years of service:
Norma Reyna; and for fifteen years of
service: Melodie McClarren. De Leon thanked
all the Credit Union Representatives for
their dedication to the Credit Union.
STAFF RECOGNITIONS:
The following employees received an award
for Perfect Attendance: for six consecutive
years: Janet Yarbrough; for four consecutive
years: Lou Iles; for three consecutive years:
Leanne Mulholland; for 2011: Rosanne De
Leon, Laura Orosco, Julie Maxwell, and Gina
Prince. De Leon congratulated them for
their time management and dedication.
The following employees received a pin in
recognition of their years of service: for
three years: Charles Todd Benson, Emiliano
Carlos, Jr., Judith Martinez, Laura Orosco,
Stephanie Prado, Odilia Villegas, and Belia
Silva; for five years: Andrea Leal, Christina
Lopez, Amanda Marroquin, Lisa Marroquin,
Carolyn Onwiler, Christina Reyna, and Toni
Vos; for fifteen years: Audrey Lyons; for
twenty years: Earnestine Bartosch; and for
twenty-five years: Barbara Smart. De Leon
thanked them for their dedication to the
Credit Union.
De Leon also recognized the Employee of the
Quarter, 2011 recipients: Kimberly Candelaria,
Emiliano Carlos, Taneca Scott, and Edward
Rivas. Taneca Scott was announced as
Employee of the Year. She also recognized all
the previous Employees of the Year.
De Leon reported that staff was involved in
numerous community events during 2011.
She recognized the employees who went
above and beyond with their “extra time and
effort”: Lucinda Iles was announced as the
Employee Volunteer of the Year.
De Leon also recognized an employee who
retired in 2011: Barbara Dawson.
De Leon introduced the Credit Union
Management: Rosie Botello, VP-Member
Services and Product Development; Sara
Garza, VP-Accounting; Leanne Mulholland,
VP-Teller/Branch Operations; Theresa Wiles,
VP-Lending; Janet Yarbrough, VP-Human
Resources; and Gina Prince, President/CEO.
Nine cash prizes for $150 were awarded.
UNFINISHED BUSINESS:
Hinojosa asked for any items of unfinished
business. There was none.
NEW BUSINESS:
Hinojosa asked for any new business. There
was none.
ELECTION RESULTS:
Hinojosa announced the election results
as follows: Benito Barrera – 43 votes; Aaron
Bonds – 103 votes; Ken Combs – 134 votes;
Javier Leal – 166 votes; and Judge Henry
Santana – 190 votes. The three candidates
who received the most votes and therefore
elected to the Board were: Judge Henry
Santana, Javier Leal, and Ken Combs. He
also announced that all the ballots cast will
be kept at the Credit Union for thirty days
before being destroyed and he thanked each
candidate for participating.
MOTION TO ACCEPT ELECTION RESULTS:
Motion by ELAINE BRUNDRETT seconded
by REBECCA GROSS to accept the election
results as presented. MOTION CARRIED.
The last $300 grand prize winner was announced
and awarded.
Hinojosa thanked everyone for attending
the meeting.
ADJOURNMENT:
The meeting adjourned at 8:41 p.m.