Ideal Income Balanced Fund (6725) - Standard Life

Investment Solutions
Ideal Income Balanced Fund
Help your clients preserve their capital while drawing an income
The Ideal Income Balanced Fund is an ideal solution for clients looking for income without taking on undue
risk exposure. Consistently managed for income and growth, this fund offers:
• Overall lower investment volatility
• Higher ability to generate income that can be withdrawn to suit your client’s needs
More reasons to recommend the Ideal Income Balanced Fund:
10-Year Morningstar Overall Rating
for the 10-year period ending 02-28-11
Annualized returns at 03-31-11
(Back-End Load Option)
1 year 5.4%
3 years 2.5%
5 years 2.2%
10 years 4.5%
Since inception* 4.8%
* Inception date: December 7, 1998
Top-notch Guarantees – our Contract/Series based guarantees
make it easy to plan for retirement
• Choice of 75% and 100% Maturity Benefit Guarantee
• 100% Death Benefit Guarantee for all premiums if the contract/series is purchased
before the annuitant’s age 80
• Standard Life’s Payout Benefit Guarantee for your clients’ Retirement Income Plans
• Resets on Maturity and Death Benefit Guarantees to lock-in market gains
A balanced fund with a defensive edge
Asset Category Target Fund Exposure
Minimum Maximum
Asset Mix
03-31-11
Total Equities 20% 55% 48.3%
Canadian 20% 55% 39.0%
Foreign 0% 30% 9.3%
Fixed Income 30% 65% 46.4%
Money Market
Instruments & Cash
0% 20% 5.3%
Managed by Standard Life Investments Inc.
• C$30.6 billion* of assets under management in Canada
• A subsidiary of Standard Life Investments Limited, who manages C$244 billion* of
assets worldwide
* As at December 31, 2010
© 2011 Morningstar Research Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar; (2) may not be copied or distributed; and
(3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of
this information. Past performance is no guarantee of future results.
Morningstar Ratings reflect performance as of February 28, 2011 and are subject to change monthly. The ratings are calculated from a fund’s 3, 5 and 10-year returns
measured against 91-day Treasury bill and peer group returns. For each time period the top 10% of the funds in a category get five stars. The Overall Rating is a weighted
combination of the 3, 5 and 10-year ratings. For greater detail see www.morningstar.ca. The star ratings and number of Canadian Neutral Balanced funds for each period
are as follows: one year 1-star, 442 funds, three years 3-stars, 191 funds, five years 3-stars, 122 funds, ten years 4-stars, 75 funds.

There’s a product to suit every portfolio
Maturity/Payout Benefit
Guarantee
1 Since there are some circumstances where creditor protection may not apply, it is recommended that contractholders consult a legal advisor to find out if they
are eligible for this kind of protection.
2 Not applicable in Québec, as notarial wills do not need to be probated by the court, and for holograph wills and wills made in the presence of witnesses,
probate fees are minimal.
In case of discrepancies between the remuneration shown here and your remuneration contract, the latter will prevail.
Ideal Segregated Funds and Ideal Segregated Funds – Signature Series are offered under Standard Life’s savings and retirement income plans, which are insurance products.
A description of the key features of Standard Life’s Ideal Segregated Funds and Ideal Segregated Funds – Signature Series is contained in the Information Folders and Contracts.
Subject to any applicable guarantees, any part of the premium or other amount allocated to an Ideal Segregated Fund or Ideal Segregated Fund – Signature Series
is invested at the risk of the contractholder and may increase or decrease in value according to fluctuations in the market value of the assets of the fund.
For advisor use only. This document is not intended for public distribution.
The Standard Life Assurance Company of Canada
April 2011
6725E-05-2011 (PDF only)
Ideal Segregated Funds Ideal Segregated Funds –
Signature Series
75% Choice of 75% (Ideal 75/100 Series) or
100% (Ideal 100/100 Series)
Death Benefit Guarantee 100% (75% if the annuitant is age 80 or over when the contract/series is purchased)
Resets Available on the No-Load with Reset and Platinum
Option only
Capped management
fees
Available on all load options
3% cap on Back-End Load and No-Load options only Not applicable
High net worth option Platinum Option available for minimum investments of $250,000
Flexible load options
for you and your clients
Load Option Total Commission Load Option Total Commission
Back-End Load
(5yr DSC Schedule)
Upfront: 5.0%
Trailer: 0.5% (0.15% for
Money Market II Fund
(MM II))
No-Load Upfront: 0%
Trailer: 1.0%
(0.25% for MM II)
No-Load with Reset
(not available on
FundSERV – commissions
are advisor portion only)
Upfront: 2.1%
Yr 1 – 3 Trailer: 0.4%
(0.2% for MM II)
Yr 3 + Trailer: 0.8%
(excludes MM II)
Platinum Upfront: 0%
Trailer: 1.0%
(0.25% for MM II)
Back-end Load
(7yr DSC
Schedule)
Upfront: 5.0%
Yr 1 - 7 Trailer: 0.5% (0.15% for
Money Market Fund (MM))
Yr 7 + Trailer: 1.25% (0.25% for MM
and 1% for Fixed Income Funds)
No-Load Upfront: 0%
Trailer: 1.25%
(0.25% for MM and 1% for Fixed
Income Funds)
Low-Load
(3yr DSC
Schedule)
Upfront: 2.5%
Yr 1 – 3 Trailer: 0.5%
(0.15% for MM)
Yr 3 + Trailer: 1.25% (0.25% for
MM and 1% for Fixed Income Funds)
Platinum Upfront: 0%
Trailer: 1.0% (0.25% for MM)
Sigma Assistel N/A A free telephone assistance service for your clients’
non-financial needs
Potential for creditor
protection 1 and probate
bypass opportunities 2
Find the one that’s right for your client. The Ideal Income Balanced Fund is available under both Ideal
Segregated Funds and Ideal Segregated Funds – Signature Series.
When a beneficiary (of the preferred class for creditor protection) is named in the contract, segregated
funds may benefit from credit protection and avoid probate upon death, leaving more to loved ones
Learn more
Western@standardlife.ca 1-800-663-1673, Central@standardlife.ca 1-800-554-4947, Eastern@standardlife.ca 1-877-549-4665