Benefits Enrollment & Reference Guide - Harford County Public ...

Benefits Enrollment & Reference Guide - Harford County Public ...

Benefits and Eligibility

Basic Benefits

With the exception of the defined benefit pension

plans, the costs for the basic benefits for all regular

part-time and full-time employees are paid in full by

Harford County Public Schools. Basic benefits include:

Sick Leave.

Family Bereavement Leave.

Personal Business.

Liability Insurance.

Tuition Reimbursement.

Employee Assistance Program.

HARCO Federal Credit Union membership available.

Pension Plan.

Membership in the Maryland State Teacher’s and

Employees Pension System is mandatory and requires

a 7% contribution based on your annual compensation.

Optional Benefits

In general, full and part-time (18+ hours per week)

employees may choose to enroll in any combination of

the following benefits. HCPS contributes a large portion

toward the purchase of health and welfare benefits.

This allows you the flexibility to choose the benefit

plans that best meet your needs.

The Benefits Program for HCPS is a Section 125 Plan

as defined by the Internal Revenue Code. Section 125

allows you to pay for certain employee benefits with

pre-tax deductions from your paycheck. You pay for

most benefits on a before-tax basis, which lowers the

taxes taken out of each paycheck.

Your before-tax benefits include:



Group Life insurance

Flexible Spending Accounts

403(b)/457(b) Plans

Your after-tax benefits include:

U.S. Savings Bonds.

Life Insurance – amounts over $50,000.



You are eligible to participate in the HCPS Benefits

Program if you are a:

Regular full-time employee.

Part-time employee working .500 FTE or 18 hours

per week or more.

Harford County Public Schools – Benefits Enrollment & Reference Guide 3

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