24.02.2014 Views

The Avanti Law Group: Scam of the Year

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<strong>The</strong> <strong>Avanti</strong> <strong>Law</strong> <strong>Group</strong>: <strong>Scam</strong> <strong>of</strong> <strong>the</strong> <strong>Year</strong><br />

Affordable Care Act <strong>Scam</strong> named Better Business Bureau’s 2013 ‘<strong>Scam</strong> <strong>of</strong> <strong>the</strong> <strong>Year</strong>’<br />

<strong>The</strong> Better Business Bureau announced its “Top 10 <strong>Scam</strong>s <strong>of</strong> 2013.” Leading <strong>the</strong> pack, believe it or<br />

not, was <strong>the</strong> Affordable Care Act <strong>Scam</strong>, which most would refer to as <strong>the</strong> Obamacare scam.<br />

As much as he may want to differ, CBS late night host David Letterman didn’t invent <strong>the</strong> idea <strong>of</strong> a<br />

“top 10 list” — it’s been around for a long time, and that includes <strong>the</strong> 102 year-old Better Business<br />

Bureau, which has published a top 10 scam report for years.<br />

“<strong>Scam</strong>mers used <strong>the</strong> uncertainty <strong>of</strong> Obamacare to trick Americans into sharing personal<br />

information. <strong>The</strong>y call victims and <strong>of</strong>fer new insurance or Medicare cards if <strong>the</strong>y provide personal<br />

information,” according to its website.<br />

<strong>The</strong> remaining nine are, as Houston ABC-13 News reported this week:<br />

Medical Alert <strong>Scam</strong> – This scam targeted seniors and caretakers with <strong>the</strong> promise <strong>of</strong> a free<br />

medical alert system. <strong>Scam</strong>mers told victims <strong>the</strong>ir family members had already paid for it and<br />

<strong>the</strong>y would just need to provide <strong>the</strong>ir bank account or credit information for verification.<br />

Auction Reseller <strong>Scam</strong> – <strong>Scam</strong>mers used Ebay and PayPal to lure in <strong>the</strong>ir victims. <strong>The</strong>y figured<br />

out a way to have sellers mail <strong>the</strong> goods without receiving payment. <strong>The</strong> sellers receive an<br />

email that looks like it is from PayPal, but it was really just a fake. <strong>The</strong> BBB says always


confirm payments in your Ebay and PayPal accounts before shipping goods, especially<br />

overseas.<br />

Arrest Warrant <strong>Scam</strong> – <strong>The</strong>se scams take advantage <strong>of</strong> <strong>the</strong> fact that you can change what<br />

shows up on caller IDs when you call someone. <strong>Scam</strong>mers change <strong>the</strong>ir name to resemble a law<br />

enforcement agency and call people to tell <strong>the</strong>m <strong>the</strong>y have an outstanding warrant for <strong>the</strong>ir<br />

arrest. <strong>The</strong>y tell victims <strong>the</strong>y can pay to avoid criminal charges.<br />

Invisible Home Improvements – <strong>Scam</strong>mers simply knock at your door and <strong>of</strong>fer a great deal for<br />

home repairs that you can’t see, such as crawl spaces, air ducts, chimneys, and ro<strong>of</strong>s. You can<br />

check out home contractors at bbb.org before hiring <strong>the</strong>m.<br />

Casting Call <strong>Scam</strong> – <strong>Scam</strong>mers pose as casting agents for hit television shows. <strong>The</strong>y ei<strong>the</strong>r <strong>of</strong>fer<br />

acting lessons or photography sessions to help <strong>the</strong> aspiring actor or charge fees for fake<br />

applications and casting calls.<br />

Foreign Currency <strong>Scam</strong> – <strong>Scam</strong>mers target <strong>the</strong>ir victims and tell <strong>the</strong>m <strong>the</strong>y can make great<br />

investments by purchasing foreign currency. You are told you can sell and cash in when<br />

governments revalue <strong>the</strong> currency, but this is very unlikely to happen and <strong>the</strong> currency will be<br />

difficult to sell.<br />

<strong>Scam</strong> Texts – <strong>The</strong>se texts look like an alert from your bank asking you to confirm information<br />

with a fake link. Sometimes <strong>the</strong> link will download malicious s<strong>of</strong>tware that gives scammers<br />

access to everything on your phone.<br />

Do Not Call <strong>Scam</strong>s – <strong>Scam</strong>mers call and <strong>of</strong>fer to add your name to <strong>the</strong> National Do Not Call<br />

Registry. <strong>The</strong>y ask for personal information and sometimes charge a fee to join.<br />

Fake Friend <strong>Scam</strong> – On Facebook, people are creating fake pr<strong>of</strong>les to be used in a variety <strong>of</strong><br />

ways. Some will download malware or use your account to prey on your friends.<br />

This is pro<strong>of</strong> positive that although Obamacare is losing its luster among American citizens, it’s<br />

number one on <strong>the</strong> list <strong>of</strong> scammers and con artists and swindlers.

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