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ALBA 2007 – 1 plc - Irish Stock Exchange

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16. Distribution by Remaining Term To Maturity as of Cut-Off Date (months)<br />

Distribution by Remaining<br />

Term To Maturity as of<br />

Current Balance (£) Current Balance<br />

(% of Total)<br />

Number of<br />

Loans<br />

Number of<br />

Loans (%)<br />

Cut-Off Date (months)<br />

= 102,375,676.12 10.50 838 11.94<br />

Total: 975,307,245.10 100.00 7,018 100.00<br />

Weighted Average: 265.73<br />

17. Distribution by Arrears Multiple<br />

Distribution by<br />

Arrears Multiple<br />

Current Balance<br />

(£)<br />

Current Balance<br />

(% of Total)<br />

Number of Loans Number of Loans<br />

(%)<br />

= 278,528.29 0.03 3 0.04<br />

Total: 975,307,245.10 100.00 7,018 100.00<br />

Weighted Average: 0.05<br />

Arrears multiple is defined as the amount of interst and principal in arrears, including fees, divided by<br />

the current contractual monthly subscription amount.<br />

18. Distribution by Repayment Type<br />

Distribution by<br />

Repayment Type<br />

Current Balance<br />

(£)<br />

Current Balance<br />

(% of Total)<br />

Number of Loans Number of Loans<br />

(%)<br />

Interest Only 703,777,414.99 72.16 4,629 65.96<br />

Part & Part 20,739,366.99 2.13 155 2.21<br />

Repayment 250,790,463.12 25.71 2,234 31.83<br />

Total: 975,307,245.10 100.00 7,018 100.00

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