- Page 1 and 2: Annual Report 2011
- Page 3: Corporate Profile Eastern Insurance
- Page 7 and 8: Letter to Shareholders It has been
- Page 9 and 10: Geographic Expansion Initiatives Th
- Page 11 and 12: UNITED STATES SECURITIES AND EXCHAN
- Page 13 and 14: PART I Item 1—Business Our Histor
- Page 15 and 16: its own losses up to the amount of
- Page 17 and 18: general, a pool of risks such as a
- Page 19 and 20: The Company monitors the solvency o
- Page 21 and 22: The following table provides a summ
- Page 23 and 24: Segregated Portfolio Cell Reinsuran
- Page 25 and 26: Competition The Company’s ability
- Page 27 and 28: 2010 Less Than 12 Months 12 Months
- Page 29 and 30: The amortized cost and estimated fa
- Page 31 and 32: Insurance Guaranty Funds Almost all
- Page 33 and 34: All subsequent written and oral for
- Page 35 and 36: Our investment performance may suff
- Page 37 and 38: premiums written in the Company’s
- Page 39 and 40: These provisions may serve to entre
- Page 41 and 42: PART II Item 5—Market for Registr
- Page 43 and 44: Performance Graph Set forth below i
- Page 45 and 46: Item 6—Selected Financial Data Th
- Page 47 and 48: Item 7—Management’s Discussion
- Page 49 and 50: Policyholder dividend expense ratio
- Page 51 and 52: compensation insurance book of busi
- Page 53 and 54: potential variability in our loss a
- Page 55 and 56:
For the years ended December 31, 20
- Page 57 and 58:
YEAR ENDED DECEMBER 31, 2011 COMPAR
- Page 59 and 60:
Losses and LAE The decrease in the
- Page 61 and 62:
CORPORATE/OTHER The following table
- Page 63 and 64:
Premiums The increase in direct pre
- Page 65 and 66:
Net Realized Investment Gains (Loss
- Page 67 and 68:
of statutory surplus or 100% of sta
- Page 69 and 70:
Equity Risk. Equity risk is the ris
- Page 71 and 72:
EASTERN INSURANCE HOLDINGS, INC. AN
- Page 73 and 74:
EASTERN INSURANCE HOLDINGS, INC. AN
- Page 75 and 76:
1. Background and Nature of Operati
- Page 77 and 78:
partnership investments are based o
- Page 79 and 80:
claims in a timely manner, to meet
- Page 81 and 82:
Accounting for Costs Associated wit
- Page 83 and 84:
Consolidated net income (loss), bas
- Page 85 and 86:
As of December 31, 2011, there were
- Page 87 and 88:
Level 3—Represents financial asse
- Page 89 and 90:
The activity in the Company’s lim
- Page 91 and 92:
As of December 31, 2011, the Compan
- Page 93 and 94:
Incurred losses by segment were as
- Page 95 and 96:
segments. This is because the worke
- Page 97 and 98:
arises from losses at Eastern Re re
- Page 99 and 100:
Benefits paid totaled $106, $117, a
- Page 101 and 102:
The following table represents the
- Page 103 and 104:
19. Subsequent Events Management pe
- Page 105 and 106:
PART III Item 10—Directors and Of
- Page 107 and 108:
SIGNATURES Pursuant to the requirem
- Page 109 and 110:
Exhibit Number Description 31.2 Cer
- Page 111 and 112:
Eastern Insurance Holdings, Inc. Sc
- Page 113 and 114:
Eastern Insurance Holdings, Inc. Sc
- Page 115 and 116:
Eastern Insurance Holdings, Inc. an
- Page 117 and 118:
[THIS PAGE INTENTIONALLY LEFT BLANK
- Page 119 and 120:
Directors: Robert M. McAlaine Chair