Draft for comments only Reviewing existing NGO services for the ...

Draft for comments only
Reviewing existing NGO services for the ultra-poor
Shantana R. Halder
In September 2001, during the finalization of the CFPRP (Challenging the Frontiers for Poverty
Reduction Programme) proposal, a survey was carried out in 14 poverty-prone BRAC working
regions/districts to gather information about different international, national and local level NGO
activities. The survey tried to identify NGOs that have programmes/activities for the ultra poor and
to ascertain what these NGOs offer and to whom. An open ended questionnaire was developed
(jointly by BDP and RED) in order to collect this information. BRAC field level management staff
in respective areas were given the responsibility to contact with other NGO officials functioning
within the territory of BRAC’s AOs and administer the questionnaire. A maximum of 10 NGO
offices under each BRAC AO was surveyed. The survey covered 801 non-BRAC NGO officials
from 106 administrative Thanas in those 14 BRAC working regions. If there were more than 10
NGOs in a Thana, the detailed survey was conducted with the 10 major players. Table 1 gives a more
detail description of the survey locations. On average a Thana consists of 194 villages, each village
consists of about 268 households and nearly three-fourth of the population is poor. A list of 383
national, local and international NGOs, who were found active in different parts of the 106 Thanas
surveyed, were recorded in the survey code lists (Detail lists of NGOs are given in the Annex 1), i.e.,
on average 13.4 NGOs were working in each Thana. The highest number of NGOs were listed in
Rajbari (55 NGOs) and Gaibandha (24 NGOs) districts. A particular NGO's geographical coverage
varied from one to 79 Thanas. Eighty-five percent of the NGOs' activities were limited to one
Thana. 32 of the NGOs worked in two Thanas, 18 of them worked in three thanas, 6 worked in four,
5 worked in five, 3 worked in six and 2 worked in seven Thanas. Thengamara Mohila Sangsthya (TMSS)
is working in 9 Thanas and Swanirbhar Bangladesh was found active in 15 Thanas. ASA covered
the maximum (79 Thanas) followed by Grameen Bank (78 Thanas), Proshika (43 Thanas), RDRS (23
Thanas) and Grameen Krishi Foundation (22 Thanas). Among the NGOs surveyed there are several wellknown
international NGOs like CARE Bangladesh and World Vision.
Also, 45 Thanas were identified where every village had some NGO intervention. In Nilphamari
region, 100% of the villages were covered by NGO activities. NGO concentration was also very
high in Thakurgaon, Rajbari, Shahjadpur and Rangpur covering 98% of the villages and more.
Although quite a large number of NGOs are working in Jamalpur and Sherpur regions, around 20%
of the villages were without NGO intervention at the time of the interview (Table 1).
Average membership at Thana level was highest in Proshika (10,369), followed by Shawnirbhar
Bangladesh (9,264) functioning in Gaibandha, Jamalpur, Thakurgaon, Kishoregonj and Sherpur
regions and RDRS (8,293). Proshika was working in all the regions/districts except Rajbari whereas
RDRS was active in Nilphamari, Thakurgaon, Kurigram and Lalmonirhat districts. Membership
overlap, however, is difficult to measure because members as well as the respective institutions hide
information. Hence, the membership coverage of NGOs may be overestimated, as 15% of all the
members, on average, are members of more than one NGO.

Survey results show that, on average, an NGO locally functioned within the territory of 257 sq. km.
Area coverage of a particular NGO local office depends on many factors like road communication,
accessibility to banking services, poverty intensity and, also, manpower and fund availability.
Table 1. Description of other NGO activities in surveyed BRAC working regions
BRAC
working
Region
No of
Thanas
covered
under
survey
No of
village in
each
Thana
No of
HHs in
each
village
% of
the poor
No. of
NGOs
working
in each
Thana
Av.
NGO
working
area in
each
Thana
(sq. km)
Village
coverage
rate by
each
NGO
Percenta
ge of
villages
in each
Thana
not
covered
by
NGO
NGO
overlapping
No of
NGOs
working
with UP
No of
member
s in each
Thana
Faridpur 8 218 163 68.9 10.4 261 31.3 5.7 14.7 3 2557
Madaripur 7 199 263 53.0 20.9 243 31.6 4.6 9.4 2 3291
/Barishal
Gaibandha 6 206 362 75.0 17.5 473 39.3 10.9 5.6 15 3436
Rangpur 8 202 318 87.1 7.9 246 35.7 2.6 9.0 3 4118
Shariatpur 6 220 147 72.3 7.8 246 37.1 2.0 24.5 - 3014
Nilphamari 6 65 699 72.2 5.3 239 68.5 - 20.1 2 4888
Gopalgonj 5 176 251 61.2 24.4 279 28.8 2.6 29.7 5 2953
Jamalpur 6 185 379 66.7 16.0 282 28.1 20.7 20.4 11 4266
Thakurgaon 10 244 201 66.5 11.3 324 38.7 .6 16.8 - 3371
Rajbari 4 260 177 65.3 55.0 262 18.0 1.9 13.0 8 2532
Kurigram
/Lalmonirhat
14 176 274 83.1 7.71 169 38.5 9.5 11.1 15 4071
Shirajgonj 9 245 207 67.2 12.2 295 20.5 14.5 17.9 8 2548
Kishoregonj 11 150 287 77.3 8.6 130 47.0 10.2 14.6 9 3683
Sherpur 6 181 265 84.8 14.2 323 19.3 21.8 13.6 5 3088
Total 106 194 268 72.6 13.4 257 34.5 7.9 15.2 3410
The average NGO has more than two local offices in each district and 80% of the NGOs ran more
than one programme. Among the seven broad programme components, namely micro-credit,
support for income generation, education, training, health, social development and other special
activities, the average NGO dealt with 3.4 programmes. Eighty-nine percent of the NGOs ran
microcredit, 46% provided support for income generation activities, 48% were engaged in nonformal
education, 47% had health supports, 53% had different kinds of training programmes, 28%
had some provision for community mobilization in dealing with certain social and national level
issues and 31% were involved in other activities (Table 2).

Table 2. Description of other NGO activities in surveyed BRAC working
regions
BRAC working
Region
Surve
yed
Thana
s
No. of
NGOs
working
Av.
prog.
MF
Percentage of NGOs having provision for
Inc.
gen.
Edun Health Train. Social
devt.
Other
activ.
Faridpur 8 28 3.9 96 36 57 54 75 36 39
Madaripur 7 40 3.6
/Barishal
95 40 55 48 57 25 38
Gaibandha 6 37 3.7 95 62 49 46 54 35 32
Rangpur 8 24 3.5 100 63 54 29 46 21 38
Shariatpur 6 28 2.8 64 32 29 57 61 29 11
Nilphamari 6 14 3.6 93 50 50 43 57 36 36
Gopalgonj 5 32 3.4 91 34 50 59 44 19 44
Jamalpur 6 32 3.8 84 31 50 50 66 50 50
Thakurgaon 10 38 2.9 84 45 50 32 26 29 29
Rajbari 4 28 2.4 89 43 29 21 39 14 7
Kurigram 14 42 3.9
/Lalmonirhat
81 60 57 57 69 36 29
Shirajgonj 9 52 3.9 94 56 67 52 58 31 33
Kishoregonj 11 39 3.0 85 49 28 41 54 21 26
Sherpur 6 31 2.8 94 39 35 52 39 10 16
Total 106 383 3.4 89 46 48 47 53 28 31
NGOs working with the Ultra Poor
Only 72 of the 383 NGOs had some provision for the ultra poor and these NGOs were spread over
79 out of 106 Thanas surveyed (Table 3). In Shariatpur and Thakurgaon districts we could not
identify any NGO programmes (out of the total 66 NGOs functioning in these two districts)
targeted at the ultra poor only. Proportionately higher percentage of the NGOs functioning in
Gaibandha, Jamalpur and Rangpur, the most economically distressed areas with high level of income
poverty, had programmes for the ultra poor. 1
1 According to Bangladesh Human Development Report 2000, Gaibandha, Jamalpur and Rangpur are among the 10
poorest districts where more than 50% of the population lives below the income poverty line (Bangladesh Institute
of Development Studies (2001), ‘Fighting Human Poverty: Bangladesh Human Development Report 2000’,Dhaka).

Table 3. Description of other NGO activities in surveyed BRAC working
regions
BRAC working
Region
Number of Thanas
covered under
survey
Thana coverage by
UP prog.
No. of NGOs
working in
region
No of
NGOs
working
with UP
% of
NGOs
working
with UP
Faridpur 8 6 28 3 11
Madaripur
7 7 40 2 5
/Barishal
Gaibandha 6 6 37 15 41
Rangpur 8 6 24 3 13
Shariatpur 6 - 28 - 0
Nilphamari 6 6 14 2 14
Gopalgonj 5 4 32 5 16
Jamalpur 6 5 32 11 34
Thakurgaon 10 - 38 - 0
Rajbari 4 4 28 8 29
Kurigram
14 14 42 15 36
/Lalmonirhat
Shirajgonj 9 9 52 8 15
Kishoregonj 11 9 39 9 23
Sherpur 6 3 31 5 6
Total 106 79 383 72 20
Other NGO Programmes for the Ultra Poor
Annex 2 gives NGO specific programme activities targeting to the ultra poor in different Thanas of
those 14 BRAC working regions surveyed. All the programme activities can be divided into several
broad categories.
Relief
A large number of national, local and international NGOs provide one time help in the form of
relief to the ultra poor to cope with emergencies in a disastrous situation like flood, river erosion,
funeral etc. 2 . Food and non-food consumption supports, provision of CI sheets for reconstruction
and repair of existing houses, support for treatment, including provision of free medicine,
installation and repair of tubewells and latrines are the major supports being provided under relief
2 Bangladesh is one of the most climatically vulnerable countries in the world. Almost every year, part of the country
goes under water due to flood, cyclone, excessive raining, river erosion and so on. The poorest suffer the most from
such disasters and they need quick support to cope with such shocks. They are also extremely vulnerable to seasonality.

programmes. International donor agencies fund most of these relief activities. These donor
agencies don't usually rely on government bodies and are willing to involve NGOs in its distribution.
Resettlement in Govt. khash land
A significant proportion of the ultra poor does not have any permanent residence and this creates a
barrier to participation in the development programme activities of NGOs. Land in Bangladesh is
generally held as private property; an exception are newly rising lands in char areas which are
Government property. There is no published official document describing the total amount of
khash land available. Access to land is significantly correlated with poverty and, therefore, getting
land is priority for the landless ultra poor. Social Organisation for Voluntary Advancement , Shamata,
Rajbari Unnayan Sangstha and Daridra Manab Kallyan Sangstha in Rajbari and Friend Program in
Kurigram/Lalmonirhat worked for rehabilitation of the ultra poor in Govt. khash land. There are
also other NGOs working for the rehabilitation of the UP people. Proshika, among the large NGOs,
has provisions for relief and rehabilitation. 3
Income and employment generation
As part of their development initiatives, NGOs offers different packages of services that can be
divided into three broad categories. Provision of small scale credit (lower than the amount offered to
other poor) for different income-generation activities is a strategy followed by some big players like
Grameen Bank, Proshika and is also followed by other small local level development agencies 4 . Micro-
3 Since 1984 PROSHIKA has been providing relief and rehabilitation support to the distressed poor victims of various
calamities and has gained considerable expertise in disaster management. During 2000-2001 a total of Tk.9,806,775 was
disbursed to 42,016 families in 30 unions under nine ADCs and 70 unions under 34 local NGOs. RRC in Jessore and
Uttaran in Satkhira district actively coordinated the local NGOs with PROSHIKA in this respect.
Moreover, four schools have been upgraded as flood shelters and 25 kilometers of embankment covered with
afforestation in three ADCs under the disaster preparedness programme during this period. Besides, seven disaster
shelters have been built in the coastal belts of the country.
Proshika also campaigns for resettlement of the poor both in rural as well as in urban areas. A large majority of the
people in Bangladesh has no land. They also do not have access to common property resources (such as open water
bodies, forest, grazing land) and public services provided by the state (health, education and legal facilities). They lack
bargaining power and cannot compete in the open market and, therefore, have to accept low prices for equal labour and
for the commodities they produce. Proshika’s role in these issues is to mobilize society for land reform and access to
common public properties in favour of the landless. It has undertaken several awareness raising and employment
generating programmes such as landless water selling programme, community based fisheries management, microcredit
services, health and education programme for the poor, providing legal aid to the poor, campains for the formulation of
pro-poor budget, pro-poor health policy, establishing village court, special court for dealing with women and child
abuse, implementing the Beijing platform and so on. In 1999, Proshika under the umbrella of ADAB mobilized the
NGOs and organizations of urban poor as well as civil society and media against eviction of the urban poor living in
Dhaka slums and the sex workers in Narayangonj. (PROSHIKA update).
4 Different study results demonstrate that the ultra poor do not have the capacity for productive use of the minimum
amount of loan offered to them. As a result, they divert part of the borrowed amount to non-productive activities
including consumption. Further, they cannot afford to invest the amount in activities with a high gestation gap as they
lack a continuous source of income and need to get quick returns in order to follow the NGO’s repayment schedule.
The current generation of micro-credit with relatively high interest rates and its strict repayment schedule are therefore
not suitable for the ultra poor.

credit for the ultra poor is a slightly modified version of general microcredit and NGOs do not
follow any common rules. Activities financed through micro-credit of different NGOs also vary
significantly. The ultra poor are considered a high credit risk group and NGOs usually offer
specialized schemes for financing which can bring high returns within a very short time. Interest
rates and repayment schedule may also differ from general microcredit. Low interest loan with
flexible repayment schedule for beef fattening, rickshaw/van pulling, milching cow, goat and poultry
rearing were some of such schemes identified in the list. There are also specially designed NGO
sector programmes for the ultra poor where participants don’t need to invest anything except
labour. Roadside plantation is such a programme where participants take care of planted trees under
an agreement that after 15-20 years, when the trees will matured, they will receive 60% of the sold
amount. There are also NGOs helping the poor in leasing arrangements for vegetable and other robi
crop cultivation. They also sometimes provide free seeds, seedlings of fruit and timber trees and day
old poultry birds.
A third category of inteventions involves the provision of different kinds of vocational training.
Several NGOs were providing tailoring training to the women under the government's VGD
programme. It is very important to note that none of the NGOs, except SDP (a local level NGO) in
Kotiadi of Kishoregonj district, provide direct employment to the ultra poor. However, different
study results show that the ultra poor lack secured and continuous source of income and the BRAC
study results show that the ultra poor prefer wage employment over credit.
Health support
All NGO’s with provision for training are also active in creating health awareness. We found few
NGOs providing health services to the ultra poor. Chinna Mukul in Kurigram and World Vision of
Bangladesh in Kalkini, Madaripur provided treatment (including food) to the ultra poor for Tk. 12.
TMSS in Gaibandha and Proshika in Gopalgonj, VORD in Pangsha, Rajbari, Ganashasthya Kendra in
Sherpur have programmes to provide nutrition for pregnant women and children. As part of relief
and rehabilitation programme Proshika in Gopalgonj, AVA in Jamalpur and Udayan Swabalambi
Sangstha in Gaibandha have some provision for free or subsidized treatment. Uddog in Palashbari and
Atmwa Unnayan Sangstha in Gaibandha district provide treatment to the disable people. Hitaishi
Bangladesh in Kaligonj of Kurigram/Lalmonirhat has water and sanitation programme. Islamic relief
has programme for the orphans.
Education
Three local level NGOs in two thanas of Gaibandha district (Uddog, Hachina Machir Welfare
Association and Atmwa Unnayan Sanhstha), two in Jamalpur (AVA and Swanirbhar Bangladesh), one in
Rajbari (VORD), one in Kurigram/Lalmonirhat (Modern Rural Progressive Society), one in Shirajgonj
(Manob Mukti), Three in Kishoregonj (Swanirbhar Bangladesh, Swanirbhar and Nari Uddogh Kendra) and
one in Sherpur (Ganashasthya Kendra) regions are providing free education support to the children
from ultra poor households. In Gopalgonj two large development agencies, Grameen and Proshika,
and a local level NGO, GGS, run education programmes. Students in these schools receive free
books.

Social development
Social development is a somewhat fuzzy concept. Social development is mutually supportive to
economic and social change, the two are closely correlated. Without any secure economic base the
poor cannot build the socio-political power and the poor cannot reduce their economic vulnerability
and increase economic assets unless they have the socio-political strength to access resources,
address risks, and resist exploitation. Any NGO intervention working for economic or social change
will, therefore, have had some direct or indirect impact on social development. Bringing in change in
any socio-political power structure is a complex and lengthy process and most of the NGOs are in
favour of those activities which can bring quicker change. We found two local NGOs (ASOD in
Islampur, Jamalpur and Gram Unnayan Kendra in Roumari, Kurigram) working directly for social
development.
Special programmes
View, a local NGO in Kurigram sadar, fights for rehabilitation of street prostitutes and also fights
against women’s and children trafficking. Sonali Kallyan Sangha in Jhinaigathi, Sherpur provides
economic support for the freedom fighters. Uddog in Palashbari, and Atmwa Unnayan Sangstha in
Gaibandha district works with disable people and provides them with education, treatment,
vocational training.
In Melandaha, Jamalpur, Grameen Bank was implementing a special programme targeting to the ultra
poor called Grameen Nishwa Prokalpa. The programme targets mainly landless women, without any
male adult income earner, living in others' houses and selling their manual labour for survival. Under
this programme a total of 548 women are being reached. An asset leasing arrangement, along with
loan and savings facilities, are provided to them. Grameen Bank offers special loan facilities to
purchase sari for daily wearing, quilt, bed and other basic household necessities. Grameen Bank also
has a roadside tree plantation programme and employ women who receive their share after 15-20
years when mature trees will be sold out in the market.
Major challenges faced in implementing programmes for the ultra poor
The NGO officials have been asked whether they have faced any kind of problems in implementing
their programme activities for the ultra poor and, if they have, what are the challenges they will have
to overcome. Two-third of the NGOs stated that they run the programme efficiently but had to face
certain challenges. 14 out of 72 NGOs had to fight against fatwas of Islamic fandamentalists. Seven
NGOs stated that they had shortage in funds. NGO membership overlap obstructed 5 NGOs in
appropriate selection of beneficiaries. NGO competition in attracting the poor in their own
projects/programmes and some local NGOs that had cheated the poor mislead or confuse the poor.
NGOs also faced problems in finding a skilled manpower to staff their local offices. NGOs working
for resettlement had to deal with extended delays in government procedures.
Problems related to mistargeting and credit management:
Various NGO officials raised problems with mistargeting and credit management, problems that are
well discussed in poverty and development literature. The poor are a heterogenous group whose

needs vary widely. Standardized NGO services cannot match the specific and individual needs of the
poor; even their loan utilization capacity, which is linked with their initial endowment base, differs
significantly among the poor. The present generation of microcredit, commonly practiced by most
NGOs, is not beneficial for all the poor because the minimum loan ceiling (fixed by mainly
considering the cost side of lending 5 ) exceeds the capacity of the ultra poor to utilize the loan
productively.
Problems relating to targeting:
Success of any intervention depends on the appropriate selection of a target population whose
specific needs should clearly match the package of services offered. A wide variety of development
literature addresses the failure of government and NGO development programmes in reaching the
poorest. Further, studies demonstrate that the success of micro-credit, i.e., the productive and
effective use of micro credit, is highly and positively correlated with the initial endowment base of
the participants’ households. NGOs, therefore, are reluctant to include the ultra poor in their
micro-credit programme in order to minimize the risk of default.
Through our survey, we tried to explore the problems faced by NGOs in selecting target groups. As
mentioned earlier, in all the surveyed Thanas there was more than one functioning NGO. All of the
NGOs target similar groups of people – the poor. The NGOs used similar definitions in identifying
the poor and their service package do not vary significantly. Sometimes, several NGOs work in one
particular village offer similar kinds of services indicating a high level of competition among NGOs
to attract potential customers. Most of the NGO officials reported that NGO membership overlap
increases the risk of default and, therefore, all NGOs try to avoid including people with existin
NGO membership in their programmes. However, proving multiple membership can be very
difficult, most NGO beneficiaries hide their personal identitly while joining (sometimes they
mention false names for their fathers or husbands or use father's name in one NGO and husband's
name in another). The non-target population is sometimmes included for different reasons.
Influence of the village elite and political leaders and neopotism amongst the beneficiaries generally
caused this kind of inclusion. Lack of skill and knowledge on targeting methodology among the staff
and the absence of clear-cut definition of the target group also increases the risk of mistargeting.
5 The cost of per taka lending is higher for smaller loans and the cost declines as the loan amount increases. The ultra
poor, however, do not have the capacity to utilize higher loan amounts and in majority cases they are default loanees
who failed to pay back their borrowed amount in due time.

Problems relating to geographical coverage
Most of the existing NGOs working in the region are local and their interventions are limited to one
particular Thana. There are also big national NGOs that cover wide geographical areas; however,
their programme activities for the ultra poor are limited to some selected areas. The recent RED
study as well as the WFP povery/vulnerability mapping shows that the extreme poor are residing all
over Bangladesh. We tried to understand why NGOs restricted their activities to a particular
geographical area. Interestingly, shortage of funds comes first in the response list, followed by
problems of NGO membership overlap. The other responses were: 1) higher distance between
office and the working area; 2) shortage of manpower for management and supervision; 3) problems
in road communication; 4) difficult to expand in low lying areas; and 5) inadequate asset base of the
respondents. Only two respondents reported that they concentrated in a particular area because, till
the date of the interview, they had not covered the target population within their working area.
Problems in linking up with the needs of the poor
The NGO officials were asked about problems faced in tailoring their programmes to adjust to the
needs of the poor. Most of the NGO officials reported that they could usually link their
programmes with the needs of the poor. However, they said that the poor need support on all
fronts of poverty 6 and any single NGO intervention can not meet all their diversified needs. The
poor are also a heterogeneous group and their needs are different. Any structured NGO
intervention without considering this heterogeneity cannot succeed in its interventions. The success
of any intervention depends mainly on the active participation of the target population and,
therefore, motivation is very important, at least initially. In order to motivate clients, individuals
involved in the management and execution of programmes should have a clear understanding of the
purposes and objectives of the programme. There are also some extreneous factors that could badly
affect the implementation process. For example, natural calamities such as drought and flood,
difficulties in road communication, miscommunication, untimely cash flow, and the contractual
nature of the project (where the implementing agency can not change the structure) may obstruct
timely implementation of the project.
Problems relating to sustainability
The ultra poor needs continuous support to get out of poverty. According to Sen (1995) the poverty
graduation period for an extreme poor is about 23 years with 4% average GDP growth rate. All the
ultra poor programmes are subsidized and highly dependent on outside funding. As stated by the
respondents, availability of funds and its timely and continuous flow influenced the success of any
NGO programme significantly. A significant proportion of the ultra poor are mobile and reside in
government khash or privately owned land that they might have to vacate and the landowner's
wishes. In this context, cooperation from the community as well as favourable government policy
can play a vital role. Respondents also identified selection of wrong people due to lack or use of
faulty targeting methodology, lack of or shortage in skilled manpower, political and administrative
6 Poverty is multifaceted. It involves a lack of entitlement to food and “safety nets”, entitlement to assets (such as land),
minimum income and employment, investible surplus, access to housing, access to appropriate technology, failure of
institutions of the poor, lack of institutional mechanism for savings and credit, human rights and their enforcement,
access to health care, access to education, gender equity and a powerlessness to fight exploitation

influence and influence from the local leaders as factors that hindered their programme
sustainability. Growing NGO competition and sometimes dishonesty of some NGOs created
confusion among the beneficiaries about the sustainability of the NGO sector as a whole.
Conclusion
Existing NGOs working in different parts of rural Bangladesh mainly provide microcredit services
to the poor, including provision of credit and accumulation of savings, sectoral supports for income
generation including providing skill training. Education and health services are also provided by
some of the NGOs. However, only about 20% of the existing NGOs (most of them are local based)
have some provision for the ultra poor, who usually lack access to any kind of services provided by
both the government as well as private sectors. Most of these NGOs are local and offer some sorts
of fixed term grants or some specific services like consumption support in a disastrous situation,
subsidy for treatment in a particular health centre, waving the tution/ examination fees of children
of the ultra poor households, providing of small-scale loan for cow/goat rearing, helping in asset
leasing arrangements and so on. Only a few NGOs, for example IIRD 7 , have a comprehensive and
well-thought programme for the ultra poor which mixed different forms of assistance for different
group of target households. Challenging the Frontiers of Poverty Reduction (CFPR), this BRAC's
new initiative is different from other existing NGO programmes. The programme is developed
based on existing knowledge on the livelihood constraints faced by the ultra poor gathered through
review of available literature on the characteristics of the ultra poor and their development needs
and BRAC’s decades of practical working experience with the poor. The ultra poor like the other
poor is not a homogeneous group and their livelihood constraints also varies widely. Although
BRAC’s IGVGD is targeted to the poorest, different study results show that a segment of the
poorest, the female headed households (widow, abandonded, separated women without any male
adult in their family) lacking any major productive assets fall back to their destitute situation after the
completion of 18 months wheat support. They can not receive all the services offered under
IGVGD and if even received, can not productively use those services due to their lower initial
7 The Institute of Integrated Rural Development (IIRD) is a Bangladeshi national development non-government
organization (NGO) founded in 1987. IIRD was established to create a model of integrated rural development for
Bangladesh. IIRD works mainly with the landless poor, women, and children of the poor, the homeless, the
unemployed, marginal and small farmers and traditional artisans. Activities and programs of IIRD are manly
focused on poverty eradication, but also include a concern for helping foster a self-reliant economy. Activities are
classified into two broad sectors : Direct provisioning of social services for the poor (include Housing; Drinking
water; Sanitation; Women in development; Training; Primary education; Health and nutrition; Disaster
management/Flood relief) and 2) Economic uplift activities (include Rural small industry; Afforestation;
Sericulture; Horticulture; Agriculture and irrigation; Landless resettlement; Land bank; Fishery; Livestock/Poultry;
Environmental activities; Infrastructure and Tissue culture). IIRD works in six upazilas (administrative units) in
Bangladesh. In each new working area IIRD conducted an initial survey and classifies families as general, or nonpoor,
and target, or poor. The poor are further divided into the hard core poor, those families that have the most
serious food deficiency, the very poor, families with less food deficiency, the less poor, those families without food
deficiency but which cannot meet other basic needs, such as health care, basic education, and shelter, and the
probably developed, families that are nearing the point where they can meet their daily nutritional requirements and
provide for other basic needs. One of the IIRD’s objectives is to ensure that new employment opportunities,
economic assets, and income go to the hard core poor and very poor as much as possible.

endowment base. Poverty is a multidimentional concept and any NGO programme targeting to the
specific group of population do not really work on all the different fronts of poverty like IGVGD.
The CFPRP targets to mainly the female-headed ultra poor, whose livelihood asset (natural,
financial, social and physical) base is very poor and who are most vulnerable to any kind of schocks
including illness, natural calumities, seasonal fluctuations in income opportunities and so on. For
attacking extreme poverty CFPRP made a provision for combining both the protectional and
promotional measures to protect creation and reproduction of their poverty at any front. The survey
results show that none of the existing NGO target specifically to this group with similar kind of
approaches and therefore there is actually few chances for programme overlapping.

List of NGOs working in 14 surveyed BRAC working regions other than BRAC
Annex 1.
œ
œ
ì©
œ
œ
œ
Sl. Name of NGO (in Bangla)
Name of NGO (in English)
No.
1 cª wkKv Prashika
2 MÖ vgxb e¨ vsK Grameen Bank
3 Avkv ASA
4 wf.wW. G (VDA) VDA
5 Avfv (AVA) AVA
6 evsjv‡`k cj− x Dbœ qb dvD‡Ûkb Bangladesh Pally Unnayan Foundation
7 PEP/BRDB PEP/BRDB
8 S.D.C (‡mvkvj †W‡fjc‡g›U †m›Uvi) Social Development Center
9 cvmKi Pashkar
10 wgZvjx evsjv‡`k Mitali Bangladesh
11 c_Kwj ms¯’v Pathakali Sangstha
12 G.‡K.‡K (Avgiv KvR Kwi) Amara Kaj Kari
13 `vwi`ª wbivmb cÖ ‡Pó v (`vt Db qb ms¯’v) Daridra Nirasan Prachesta
14 gwnjv Db qb dvD‡Ûkb
Mahila Unnayan Foundation
15 dwi`cyi †W‡fjc‡g›U G‡RwÝ Faridpur Development Agency
16 Iqv wfkb Ae evsjv‡`k/Iqvì© wfkb World Vision of Bangladesh
17 ivwmb Rashin
18 ‡fvmW (fjv›Uvix AM© vbvB‡Rkb di †mvkvj †Wt) Voluntary Organisation for Development
19 Avkvi Av‡jv Db qb ms¯’v
Asar Aloo Unnayan Sangstha
20 ‡kvfv (†mvkvj AM© vbvB‡Rkb di fjv›Uvix
G¨ vWfv݇g›U)
Social Organisation for Voluntary
Advancement
21 G, wW, AvB (AjUv‡bwUf †Wfj‡g›U Bwbwkqvjwj) Alternative Development Initially
22 Gd, G, wf, GBP FAVH
23 Av‡jv Alo
24 fvi Var
25 Avi, wW,wm (†ivivj †W‡f‡jvc‡g›U KvDwÝj) Rural Development Council
26 Rb¥ f‚wg Dbœ qb ms¯’v Jonmabhumi Unnayan Sangstha
27 cj− x cÖ MwZ mnvqK mwgwZ Pally Pragati Shahayk Shamity
28 G‡mvW (ASOD) ASOD
29 Avkª q Ashray
30 eÜb mvgvwRK Dbœ qb Bandhan Samagik Unnayn
31 eû gyLx cj− x Dbœ qb Bahumukhi Pally Unnayn
32 e‡iÛ f‚wg Db qb
Barand Bhumi Unnayan
33 mvgvwRK Db qb
Shamajik Unnayan
34 ‡V½ vgviv (TMSS) Thangamara Mohila Sanshya (TMSS)
35 KvwiZvm Karitash
36 ‡mvbvi evsjv Sonar Bangla
37 cvUevi Patbar

œ
œ
38 RvKm Jaks
39 fvK© Vark
40 wm, wm, wW, we C.C.D.B
41 Avnvo Ahar
42 nwiivgcyi mgvR Db qb cÖ Kí
Harirampur Samaj Unnayan Prakalpa
43 ‡imWv Resda
44 ‡gŠmygx Moushumi
45 Avi, †K R.K
46 evIcv (BAWPA) BAWPA
47 †i‡Wv Rado
48 Bmjvgx Kg© ms¯’v Islamic Karmasangtha
49 `vex †gŠwjK Dbœ qb ms¯’v Dabi Moulik Unnayan Sangstha
50 G‡mvwm‡qkb di wf‡jR GWfv݇g›U Association for Village Advancement
51 G¨ v‡mvc Asop
52 wiK (wi‡mvm© Bw›U‡Mkb †m›Uvi) Rick (Resource Intigation Centre)
53 gvm evsjv‡`k Mash Bangladesh
54 wjMvj GBW Legal Aid
55 Aej¤^b gvbe Kj¨ vb ms¯’v Abalambhyan Manab Kallyan Sangstha
56 AsKzi cj− x Dbœ qb Ankur Pally Unnayn
57 Kvimv Karsha
58 gyK (gv`vixcyi Dbœ qb †K›`ª (MUK) MUK (Madaripur Unnayn Kandra)
59 G¨ vev Ayba
60 Awb`v cj− x Dbœ qb Anida Pally Unnayan
61 Mb Dbœ qb cÖ ‡Póv Gana Unnayan Prachesta
62 bxjgwZ `yt¯’ bvix Kj¨ vb ms¯’v Nillmati Dustha Nari Kallyan Sangstha
63 we, wW, Gm (evsjv‡`k †Wfjvc‡g›U †mvmvBwU) Bangladesh Development Society (BDS)
64 †UKkB Dbœ qb Tekshai Unnayan
65 KwgDwbwU †nj_ †Kqvi cÖ ‡Póv(CHCP) Community Health Care Prachesta (CHCP)
66 c`‡c gvbweK Db qb †K›`ª
Padakhep Manabik Unnayan Kendra
67 Av‡jvwkLv mgvR Dbœ qb †K›`ª Aloshikha Samaj Unnayan Kendra
68 g‡bvbvBU †m›Uª vj KwgwU (MCC) Mononite Central Committee (MCC)
69 mvabv †µwWU BDwbqb Sadhna Credit Union
70 †eªf m(evsj v‡`k i ivj G¨ vWf¨ v݇g›U _ª
fjv›Uvix †m›Uvi)
Bangladesh Rural Advancement Through
Voluntary Centre
71 wc, GBP wW (†cf© vwU wnwjs GÛ †Wfjc‡g›U) Pabharty Hilling And Development)
72 wbDR evsjv‡`k News Bangladesh
73 GBP, wW,I (wnDg¨ vb †W‡f‡jvc‡g›U AM© vB‡Rkb) Human Development Organisation)
74 hye Kg© ms¯’v †mvmvBwU Youth Karma Sangstha Society
75 Dbœ qb cÖ ‡Póv Ynnayan Prachesta
76 AvmyK Ashuk
77 †µwWU BDwbqb Credit Union
78 gvbevwaKvi Manabhadhikar
79 cj− x wkï dvD‡Ûkb Pally Shishu Foundation

œ
80 mÂq I Fb`vb Sanchay-O-Reendan
81 RbZv mgevq Janata Samabay
82 Rb mn‡hvMx ms¯’v Jana Shahojogi Sangstha
83 mgvR Dbœ qb †µwWU BDwbqb Samaj Unnayan Credit Union
84 wf.wW.I V.D.O
85 UvwcD Tapiu
86 MÖ vgxb K…wl dvD‡Ûkb (PLDP) Grameen Krishi Fundation
87 GKZv Akata
88 ¯^wbf© i evsjv‡`k Swanirbhar Bangladesh
89 Mb Dbœ qb †K›`ª Gana Unnayan Kendra
90 wQbœgj gwnjv mwgwZ Chinnamul Mahila Samity
91 KwgDwbwU †Wfjc‡g›U †cÖ vMvg (CDP) Community Development Program
92 cj− x eÜz Kj¨ vb ms¯’v Pally Bandhu Kallayan Sangstha
93 cj− x AMÖ MwZ ms¯’v Pally Agragati Sangstha
94 D‡`¨ vM Uddog
95 wnW evsjv‡`k Hid Bangladesh
96 wb‡Riv Kwi Nijara Kari
97 Mb †PZbv Gana Chetana
98 Mb Kj¨ vb ¯^vej¤^x ms¯’v Gana Kallyan Shabalambhi Sangstha
99 bexb cj− x Dbœ qb ms¯’v (N.P.U.S) Nabin Palli Unnayan Sangstha
100 †mev Sheba
101 Uvc (†UKwbK¨vj G¨vwmm‡UÝ di i ivj wcDcj) Technical Assistant For Rural People
102 †mf `¨ v †R‡bwmm Save the Genesis
103 wR.‡K.Gm.Gm(m‡h© i nvwm Mb Kj¨ vb ms¯’v) Surjer Hashi Gano Kallyan Sangstha
104 gyw³i c_ Muktir Path
105 ¸W †mK Good Sake
106 Gd.wW.Gm (F.D.S) F. D. S.
107 G‡mv wb‡R Kwi Asho Nije kari
108 wQbœgj ms¯’v Chinnamul Sangstha
109 exR Beez
110 mgvR Kj¨ vb ms¯’v (S.K.S) Samaj Kallyan Sangstha
111 nvcmy Hapshu
112 AwMœ exbv mgvR Db qb ms¯’v
Angnibina SamajUnnayan Sangstha
113 nvwmbv gwQi I‡qjwdqvi G‡mvwm‡qkb Hachina Machir Welfare Association
114 AvZœ Dbœ qb ms¯’v Atmwa Unnayan Sangstha
115 Dbœ qb mn‡hvMx ms¯’v (U.S.S) Unnayan Shahajogi Sangstha
116 D`qb ¯^vej¤^x ms¯’v Udayan Swabalambi Sangstha
117 Mb Kj¨ vb ms¯’v (G.K.S) Gana Kallyan Sangstha
118 jvBd evsjv‡`k Life Bangladesh
119 Kvg Uz IqvK© (C.T.W) Come To Work
120 Bmjvgx wiwjd Islamic Relief
121 R.T.D R. T. D.

œ
œ
œ
122 BDwbK hye Dbœ qb Unic Juba Unnayan
123 eÜb eû gyLx ms¯’v Bhandhan Bhahumukhi Sangstha
124 Av‡Z© i Avkv Arter Asha
125 cÖ `xc evsjv‡`k Pradip Bangladesh
126 R.O.S.S R.O.S.S.
127 †`ex †PŠayivbx cj− x Dbœ qb †K›`ª Debi Chowdhurani Pally Unnayan Kandra
128 w`kvix msm` Dishari Sangshad
129 j¨v¤ mve‡m›Uvi Lamp Subcenter
130 MÖ vg weKvk Gram Bikash
131 R.B.N.S R.B.N.S.
132 mgKvj mgvR Db qb ms¯’v
Samakal Samaj Unnayan Sangstha
133 bvix Db qb ms¯’v
Nari Unnayan Sangstha
134 A½ xKvi mgvR Db qb ms¯’v
Angikar Samaj Unnayan Sangstha
135 Gg.wW.wc M.D.P.
136 wm.Gm.AvB C. S. I.
137 bvix weKvk Nari Bikash
138 we.I.wW.wm B. O. D. C.
139 R.S.D.C R. S. D. C.
140 bwoqv Dbœ qb mwgwZ (NUSA) Naria Unnayan Samittee
141 ‡Kv‡WK Kodek
142 AvB.wW.Gm (AvBwWqvj †W‡f‡jvcg¨ v›U †mvmvBwU) Ideal Development Society
143 †Kqvi CARE
144 †n‡jb †Kjvi B›Uvib¨ vkbvj (HKI) Helen Keller International
145 ‡PZbv mgvR Kj¨ vb †K›`ª Chetana Samaj Kallyan Kendra
146 ‡dR (PHAS) PHAS
147 bymv NUSA
148 R.S.D.P (i ivj mvwf© m †Wwjfvix †cÖ v‡R± ) Rural Service Delivery Project
149 KvW© evsjv‡`k Card Bangladesh
150 ¯^v¯’¨ Kj¨ vb ms¯’v (SKS) Shasthya Kallyan Sangstha
151 mvc© Sharp
152 gv`vix gwnjv Kj¨ vb ms¯’v (MMKS) Madari Mahila Kallyan sangstha
153 R.D.R.S R.D.R.S.
154 wgmDK Mishuk
155 wm‡ivUwm Shirotoshi
156 evqyHKm Bauiks
157 c− vb B›Uvi b¨ vkbvj Plan International
158 eª xd/eª ¨ vK BRIF/BRAC
159 GWiv ADRA
160 Kbmv© b Concern
161 b¨ v‡Wv Nado
162 ẁMš gwnjv Kj¨ vb Diganta Mahila Kallayan
163 m¤ cÖ xwZ Shampriti
164 C.S.S C.S.S.

œ
165 C.D.S (mgvR Dbœ qb †K›`ª ) Social Development Society
166 G.G.S G.G.S.
167 RvMibx Jagarani
168 S.M.K.K S.M.K.K.
169 óvi Star
170 BDwbfv© ‡mb Universen
171 mvov Shara
172 RvZxq mgvR Kj¨ vb wgkb Jatiaya Samaj Kallayan Mission
173 cj­xDbœqb Kg©mPx Pally Unnayan Karmasuchi
174 †Kbbxqv Kenania
175 Dt evmywoqv I‡qj‡dqvi mwgwZ Uttar Bashuria Welfare Samittee
176 gaywgZv dvD‡Ûkb Madhumita Foundation
177 `vwi`ª we‡gvPb I hye Db qb ms¯’v
Daridra Bimuchan-O-Juba Unnayan Sangstha
178 `wi`ª Dbœ qb ms¯’v Daridra Unnayan Sangstha
179 mgwš^Z mgvR Dbœ qb †K›`ª (SSUK) Samannita Samaj Unnayan Kendra
180 kZ`j Shatadal
181 A‡š^lv dvD‡Ûkb Annesha Foundation
182 FHD FHD
183 gvbe Dbœ qb ms¯’v (MUS) Manab Unnayan Sangstha
184 cÖ fvZx mgvR Kj¨ vb ms¯’v Pravati Samaj Kallyan Sangstha
185 S.W.S S.W.S.
186 ‡cÖ v‡MÖ m Progress
187 GARDS (MvW© m) GARDS
188 cÖ `xcb Pardipan
189 Mb†PZbv Ganachetana
190 fimv Varsha
191 ¯^wbf© i (R.S.D.P) Swanirbhar
192 BACE BACE
193 Dbœ qb ms¯’v Unnayan Sangstha
194 hgybv RbKj¨ vb ms¯’v Jamuna Janakallyan Sangstha
195 cÖ ¨vK (PRAC) PRAC
196 cvix Pari
197 jvqjv Layla
198 ey¨ ‡iv Uv½ vBj Bureau tangail
199 ‡hŠ_ Dbœ qb ms¯’v Joutha Unnayan Sangstha
200 Avcm (Av`k© cj− x Dbœ qb ms¯’v) Adarsha Pally Unnayan Sangstha
201 ‡hŠ_ D‡`¨ vM Joutha Uddog
202 ‡Wfjc‡g›U û Bj Development Wheel
203 `vwbKv (`vwi`ª wb‡avb Kvh© µg) Daridra Nidhan Karjakram
204 E.S.D.O (B‡Kv †mvkvj †Wt At) Echo Social Development Organisation
205 C.D.A (KwgDwbwU †Wft G‡mvt) Community Development Association
206 M.B.S.K (gwnjv eû gyLx wkv †K›`ª ) Mahila Bahumukhi Shikha Kandra

œ
ì©
œ
œ
œ
207 †fWv (wf‡jR B‡Kvt †Wft Gt) Village Echo Development Agency
208 n¨ vmMvivm Hashgarash
209 SPS (†mvkvj †cÖ v‡Mm mvwf© m) Social Progress Service
210 RDP (i ivj †W‡fvjvc‡g›U †cÖ vMvg) Rural Development Program
211 UDP (DËiv †W‡fvjvc‡g›U †cÖ vMvg) Uttara Development Program
212 M.K.P (gvbe Kj¨ vb cwil`) Manab Kallyan Parishad
213 C.D.L (Mb Dbœ qb MÖ š’vMvi) Gana Unnayan Granthagar
214 Rbbx †mev Janani Sheba
215 WzWzgvix MÖ vg Dbœqb ms¯’v Dudumari Gram Unnayan Sangstha
216 cj− x g½ j †K›`ª Pally Mangal Kendra
217 MÖ vg Dbœ qb ms¯’v Gram Unnayan Sangstha
218 Abyfe Anubhab
219 evsjv‡`k K…wl Db qb cÖ Kí
Bangladesh Krishi Unnayan Prakalpa
220 mPbv Shuchana
221 `„wó `vb Dristidan
222 cj− x `wi`ª we‡gvPb dvD‡Ûkb Palli Daridra Bimuchan Foundation
223 w`kv Disha
224 wgwWqv ‡mvkvj cÖ ‡R± Media Social Project
225 Dchv mwgwZ wjt Upja Samittee Limited
226 G‡mvevM Ashobagh
227 Iqv wfD Worldview
228 eª vBWm (evsjv‡`k cj− x I hye Db qb mgvR) Bangladesh Palli Unnayan -O-Juba Unnayan
Shamaj
229 weKvk evsjv‡`k Bikash Bangladesh
230 evccm (evsjv‡`k cwievi cwiKíbv mwgwZ) Bangladesh Family Planning Samittee
231 IDE (B›Uvi b¨ vkbvj †Wfjc‡g›U G›UvicÖ vBR) International development Enterprise
232 n¨ vWm Hads
233 V.P.K.A (fjv›Uix cwievi Kj¨ vb G‡mvwm‡qkb) Voluntary Paribar Kallayan Association
234 gwnjv Db qb ms¯’v
Mahila Unnayan Sangstha
235 V.P.S.D (†fv‡j›Uix †cÖ vMvg di †mvmvBwU Voluntary Program For Society Development
†Wf‡jcv‡g›U)
236 Wvm (†`k Db qb ms¯’v)
Desh Unnayan Sangstha
237 cÖ fv (PROVA) ‡¯^Qv‡mex cj− x cÖ MwZ ms¯’v Swachasebi Pally Pragati Sangstha
238 ¯^Kg© ms¯’v Swakarma Sangstha
239 RFS cj− x eÜz ms¯’v Pally Bandhu Sangstha
240 KKS (Kg© Rxwe Kj¨ vb ms¯’v) Karmagibi Kallyan Sangstha
241 VPKA (fjv›Uvix cwievi Kj¨ vb G‡mvwm‡qkb) Voluntary Paribar Kallayan Association
242 NKS (bvix Kj¨ vb ms¯’v) Nari Kallyan Sangstha
243 mgZv Shamata
244 RPDS (i ivj wccj †Wfjvc‡g›U ms¯’v) Rural People Development Sangstha
245 DUP (†`k Dbœ qb ms¯’v) Desh Unnayan Sangstha
246 gvZzg½ j Kj¨ vb ms¯’v Matreemangal Kallyan Sangstha

œ
œ
œ
247 eÜz Kj¨ vb ms¯’v Bandhu Kallyan Sangstha
248 KwgDwbwU jvBd Community Life
249 ivRevox Dbœ qb ms¯’v Rajbari Unnayan Sangstha
250 `wi`ª gvbe Kj¨ vb ms¯’v Daridra Manab Kallyan Sangstha
251 n¨ vcm (†njc w` †cvi †mvmvBwU) Help The Poor Society
252 †fvW© VORD
253 mgvR weKvk ms¯’v Shamaj Bikash Sangstha
254 mßMÖ vg bvix cwil` Saptagram Nari Parishad
255 m„Rbx Srijani
256 mZZvB Dbœ wZ Satatai Unnati
257 ‡n‡jb †m›Uvi Helen Centre
258 m„Rb (m„Rb gwnjv ms¯’v) Srijan Mahila Sangstha
259 wm‡cv (†mvmvj B‡KvwbK wccjm AM© vbvB‡Rkb) Social Economic Peoples Organisation
260 wmWvc (†mvmvj †Wfjvc‡g›U †cvMÖ vg) Social Development Program
261 QvjyqvZjv MÖ vgxb gwnjv Db qb ms¯’v Chaluatala Grameen Mahila Unnayan Sangstha
262 ẁMš eûgyLxms¯’v Diganta Bahumukhi Sangstha
263 Avj Avidvn& Al Arafha
264 mbxwZ msN Sunity Sangha
265 Mb¯^v¯’¨ †K›`ª Ganashastha Kandra
266 CAP (†m›Uvi di GWfvm‡g›U †cvMÖ vg) Centre For Advancement Program
267 R.D.S R.D.S
268 KvwiZvm gvm Karitas Mass
269 ‡mvbvjx Kj¨ vb msN Sonali Kallyan Sangha
270 Kvj&e Kalb
271 GwmLv Ashikha
272 gvbe †mev Db qb msN
Manab Unnayan Sangha
273 G¨ vcv Aypa
274 kxgy G dvD‡Ûkb Shimu-A-Foundation
275 LDS (jvBd †Wfjvc‡g›U ms¯’v) Life Development Sangstha
276 gvwU Mati
277 wm‡Wv Cido
278 wgZv Mita
279 KDAB KDAB
280 GUK GUK
281 Avcb D‡`¨ vM Apon Uddagh
282 wQbœ gyKzj Chinna Mukul
283 wewPÎv Db qb ms¯’v
Bichitra Unnayan Sangstha
284 wn‰Zkx evsjv‡`k Hitayshi Bangladesh
285 GBW Kzwgj− v Aid Comilla
286 mwjWvwiwU Solidarity
287 wVKvbv Thikana
288 D`¨ g ms¯’v Uddam Sangstha
289 ‡d« Ûm †cÖ vMÖ vg Friends Program

290 GWvK evsjv‡`k Adak Bangladesh
291 MÖ vg Dbœ qb †K›`ª Gram Unnayan Kendra
292 K…wl Dbœ qb ms¯’v Krishi Unnayan Sangstha
293 cj− x Dbœ qb ms¯’v Palli Unnayan Sangstha
294 DËi evsjv cj− x Dbœ qb ms¯’v Uttar Bangla Palli Unnayan Sangstha
295 K.P.A.P K.P.A.P
296 bRxi (bZzb Rxeb †ivPx) NAJIR (Natun Jiban Ruchi)
297 Ifv Obha
298 ‡mvbvjx dvD‡Ûkb Sonali Foundation
299 ¸, m, K, msMVb Gu, Sha, Ka, Sangathan
300 MRPS (gW©vbi ivj cÖ ‡MÖ wmf †mvmvBwU) Modern Rural Progressive Society
301 G‡mv Rxeb Mwo Asho Jiban Gari
302 R¨ vK (hye Rxeb GWfv݇g›U KwgwU) Juba Jiban Advasment Committee
303 SEED SEED
304 RSDA (i ivj †mvmvBwU †Wfjvc‡g›U †mvmvBwU) Rural Society Development Society
305 RxweKv Jibika
306 K.D.S K.D.S
307 BSDS (emyÜiv †mvmvj †Wf: †mvmvBwU) Basundhara Social Development Society
308 wfD View
309 G‡mv KvR Kwi Ahu Kaj Kari
310 BDSC B.D.S.C
311 e¨ y‡iv Uv½ vBj Bureau Tangail
312 AwiWvi Arider
313 DNK D.N.K
314 Avievb Urban
315 ¯^‡`k Swadesh
316 PPD P.P.D
317 my‡Li mÜvb Shukher Sandhan
318 AiwKm Arkis
319 Pjbwej Dbœ qb †K›`ª Chalanbill Unnayan Kendra
320 bvix I wkï Kj¨ vb ms¯’v Nari-O-Shisu Kallyan Sangstha
321 gvbe w`kvix Manab Dishari
322 Zvovk Kj¨ vb ms¯’v Tarash Kallyan Sangstha
323 cwieZ© b Paribartan
324 Pjbwej mgvR Kj¨ vb ms¯’v Chalanbill Shamaj Kallyan Sangstha
325 evsjv‡`k cÖ MwZ ms¯’v Bangladesh Pragati Sangstha
326 AFDP (&G¨ vwmm‡U›U di †Wfjvc‡g›U †cÖ vMÖ vg) Assistance For Development Program
327 PSKS (cj− x mgvR Kj¨ vb ms¯’v) Palli Shamaj Kallyan Sangstha
328 PNP (cÖ MwZ bvix cÖ ‡Póv) Pragati Nari Pracheshta
329 gv`vi †Z‡imv Madar Teresa
330 SAP (wmivRMÄ GwMÖ KvjPvi †cÖ vMÖ vg) Shirajganj Agriculture Program
331 GKF G.K.F

œ
332 AKS (AsKzi Kj¨ vb ms¯’v) Ankur Kallyan Sangstha
333 ccvi Poper
334 NDP N.D.P
335 Ai‡Pm Archesh
336 MUMS M.U.M.S
337 `c© b Darpon
338 BSS B.S.S
339 ASUS A.S.U.S
340 SWNDAR SWNDAR
341 Øxc †mZz Dip Shetu
342 cim Parash
343 SSDO S.S.D.O
344 ‡mí†ní Self Helf
345 SARD S.A.R.D
346 mgvR e¨ e¯’vcbv †K›`ª Society Management Kendra
347 gvbe gyw³ Manab Mukti
348 kª gRxwe Kj¨ vb mwgwZ (SSKS) Sramajibi Kallyan Somittee
349 MÖ vgxb cÖ MwZ ms¯’v Grameen Pragati Sangstha
350 D`&Rxeb Udjiban
351 Ki‡Zvqv Db qb ms¯’v
Karatua Unnayan Sangstha
352 Avj‡niv mgvR Kj¨ vb ms¯’v Alhera Shamaj Kallyan Sangstha
353 PDD P.D.D
354 mvW© (SARD) S.A.R.D
355 Wic Dorp
356 ‡µW Kred
357 ITCL I.T.C.L
358 ‡M− vevj wf‡jR Global Village
359 SADP S.A.D.P
360 cwc Popy
361 cj− x weKvk Palli Bikash
362 SDP S.D.P
363 `y:¯’ ¯^v¯’¨ †K›`ª Dustha Shastha Kendra
364 bvix D‡`¨ vM †K›`ª Nari Uddagh Kendra
365 ‡ewmK Basic
366 KvBWm Kaides
367 ORA O.R.A
368 SSS S.S.S
369 i¨ vK evsjv‡`k Rak Bangladesh
370 myý` Shurid
371 eª vm Brash
372 BcvI Epao
373 mxgvbv Shimana
374 m¨ v‡Wv Shadow

375 cj− xevsjv Palli bangla
376 ICDDRB ICDDRB
377 cÖ Z¨vkv Prattasha
378 bxW Need
379 wbKjx RDP (IIRD) Nikly RDP
380 Kbmvb© Concern
381 Avk (AAS) AAS
382 mjf Solve
383 PSS P.S.S

NGO list with different UP programme activities by region
Annex 2.
Reg
ion
Faridpur
Madaripur/
Barishal
Gaibandha
Name of NGOs Working
Programme description
Thanas
Prashika Nagarkanda relief and rehabilitation for the most vulnerable
Social Development Center Boalmari relief during natural disaster
Mahila Unnayan Foundation Faridpur training and wheat distribution under WFP VGD
Sadar
World Vision of Bangladesh Kalkini relief and rehabilitation for the most vulnerable
subsidized health services – treatment and food
@ Tk 12
Human Development Gournadi relief and rehabilitation for the most vulnerable
Organisation
Prashika Palashbari microcredit
Grameen Bank
Shaghata
Gobindaganj
relief during natural disaster
low interest/interest free loan
Thangamara Mohila Sanshya
(TMSS)
Palashbari
Shadullapur
relief during natural disaster
nutrition for pregnant mother and children
Shaghata
Grameen Krishi Fundation Shaghata relief during natural disaster
Swanirbhar Bangladesh Gobindaganj low interest credit
Gana Unnayan Kendra Gaibandha
sadar
interest free credit for new employment
generation with
flexible repayment
Palli Agragati Sangstha Palashbari resettlement in khash land
Uddog Palashbari working with the disable people (education,
treatment, vocational training
Asho Nije kari Shaghata relief during natural disaster
Chinnamul Sangstha Shaghata relief during natural disaster
Samaj Kallyan Sangstha Shaghata relief during natural disaster
Hachina Machir Welfare Shaghata free education, treatment, tree sapling
Association
Atmwa Unnayan Sangstha Shaghata working with the disable people (education,
treatment, vocational training
Unnayan Shahajogi Sangstha Shaghata relief during natural disaster -relief and
rehabilitation for the most vulnerable
Udayan Swabalambi Sangstha Shaghata relief during natural disaster
free education, treatment, tree sapling

Reg
ion
Rangpur
Nilphamari
Gopalganj
Name of NGOs Working
Programme description
Thanas
Proshika Kaunia skill development training and technical support
Islamic Relief Kaunia orphan programme
ramzan programme
kurbani programme
R.B.N.S. Badarganj relief during natural disaster
Plan International Kaunia tailoring training under VGD programme
tree plantation programme
skill training for kitchen gardening
Concern Kaunia low interest credit for IGAs with
flexible repayment system
relief and rehabilitation for the most vulnerable
Prashika Muksudpur free education, treatment, tree sapling,
nutrition for pregnant mother and children
microcredit for rickshaw van purchase, beef
fatening
Grameen Bank Muksudpur low interest/interest free loan
housing loan
relief during natural disaster
free education, treatment, tree sapling,
ASA Muksudpur microcredit for rickshaw van purchase, beef
fattening
World Vision of Bangladesh Muksudpur relief and rehabilitation for the most vulnerable
G.G.S. Tungipara microcredit, education, health awareness training,
advise for generating capital fund
Grameen Bank
Jamalpur
Dewanganj
Melandaha
interest free loan for goat rearing
roadside plantation programme
grameen nishwa prokalpa (micro credit along with
leasing of assets
Jamalpur
AVA Jamalpur relief during natural disaster
free education, treatment, tree sapling,
skill training and technical support
ASOD Islampur social development
BAWPA Jamalpur relief and rehabilitation for the most vulnerable
Swanirbhar Bangladesh Islampur free education, treatment, tree sapling,
Sheba Jamalpur relief during natural disaster
FHD Jamalpur relief and rehabilitation for the most vulnerable
Progress Jamalpur interest free loan for IGAs with flexible
repayment
Pradipan Dewanganj interest free loan for IGAs with flexible
repayment
Unnayan Sangstha Islampur relief during natural disaster
Jamuna Janakallyan Sangstha Meland ha relief and rehabilitation for the most vulnerable

Reg
ion
Rajbari
Name of NGOs Working
Programme description
Thanas
Grameen Bank Pangsha low interest/interest free loan
Social Organisation for Baliakandi resettlement in khash land
Voluntary Advancement
Karmagibi Kallyan Sangstha Pangsha relief and rehabilitation for the most vulnerable
Voluntary Paribar Kallayan Rajbari relief and rehabilitation for the most vulnerable
Association
Shamata Rajbari resettlement in khash land
Rajbari Unnayan Sangstha Rajbari resettlement in khash land
Daridra Manab Kallyan
Sangstha
Rajbari resettlement in khash land
VORD Pangsha free education, treatment, tree sapling,
nutrition for pregnant women and children
Grameen Bank Ulipur share cropping
micro credit for employment generation
ASA Kaliganj low interest loan
Kurigram/Lalmonirhat
Grameen Krishi Fundation Kaliganj low interest loan
R.D.R.S.
Aditmari
Kaliganj
Bhurangamari
-relief and rehabilitation for the most vulnerable
low interest loan
GUK Chilmari tailoring training under VGD
Chinna Mukul Chilmari treatment @ Tk.12
Bichitra Unnayan Sangstha Kaliganj low interest loan
tailoring training under VGD
skill training and technical support
Hitayshi Bangladesh Kaliganj IGA loan
forestry, water & sanitaion and education
Friends Program Kaliganj resettlement in govt. khash land
Adak Bangladesh Kaliganj relief during natural disaster
Gram Unnayan Kendra Kulbari social development
Modern Rural Progressive
Society
Roumari education, and health support
providing of free poultry and sedlings
Jibika Kurigram Sadar interest free loan
Basundhara Social
Development Society
Kurigram
Sadar
relief during natural disaster
View
Kurigram rehabilitation of street prostitutes
Sadar
fight against women’s and children traficking

Reg
ion
Shirajganj
Kishoreganj
Prashika
Name of NGOs
Working
Thanas
Kazipur
Shajadpur
Programme description
low interest credit
skill development training and technical support
employment opportunities
Madar Teresa Rayganj relief and rehabilitation for the most vulnerable
Poper Rayganj human development
generating income source
sustainable development
livelihood
N.D.P Shirajganj awareness and income generation training
Archesh Kazipur VGD
Society Management Kendra Chuhali low interest loan
skill training and technical support
Manab Mukti Chuhali awareness and income generation training
credit, education and health and awareness
training
advise on generating capital fund
Sramajibi Kallyan Somittee Shahajadpur income source generating
livelihood
skill training and technical support
Swanirbhar Bangladesh Nikly free education, treatment, tree sapling,
Swanirbhar Itna free education, treatment, tree sapling,
Popy Vourab rehabilitation for the most vulnerable
S.D.P Katiadi employment in poultry firm
Nari Uddogh Kendra Kishoreganj free education, treatment, tree sapling,
Rak Bangladesh Bajidpur low interest loan
skill training and technical support
Prattasha Nikly credit programme fund generated through
union organization
Nikly RDP (IIRD) Nikly road side plantation,
free sedling distribution
milching cow and poultry rearing
rabi crop production
vegetable cultivation
release from land leasing
Concern Itna road side plantation,
free sedling distribution
milching cow and poultry rearing
vegetable cultivation
release from land leasing

Reg
ion
Sherpur
Name of NGOs Working Thanas Programme description
Prashika
Jhinaigathi savings accumulation
Nalitabari
Unnayan Sangstha Sherpur micro-credit, education, health awareness
training
Sunity Sangha Jhinaigathi relief during natural calumities
Ganashasthya Kendra Sherpur free education, treatment, tree sapling,
nutrition for pregnant women and children
Sonali Kallyan Sangha Jhinaigathi economic support for the freedom fighters