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Business Information<br />
In A Global Context<br />
“Very good content. Very relevant to current market issues”<br />
— Adrian Smith, Executive Director, Aon (FII London, November 2011)<br />
“Very high level of speakers who were very informative – high level of detail”<br />
— Ernesto Medina, Senior Underwriter, The Hartford (FII Munich May 2011)<br />
Up to<br />
15.5 CPD<br />
8 th International Forum on<br />
Financial Institutions<br />
Insurance<br />
Insurance Remedies to Manage the Latest Risks, Liabilities and Exposures Facing Financial Institutions<br />
Hear from Insurance<br />
Industry Experts, including:<br />
ACE European Group<br />
Addleshaw Goddard<br />
Aon Limited<br />
Arthur J. Gallagher Limited<br />
Brit Insurance<br />
Chartis Europe<br />
Chubb Insurance<br />
Dexia NV<br />
HSBC Holdings PLC<br />
Hunton & Williams<br />
Institute of Operational Risk<br />
Lockton Companies LLP<br />
Marsh Risk Consulting EMEAI<br />
Moody's Investors Services Ltd<br />
Montanus Group<br />
Morgan Stanley<br />
Munich Reinsurance Company<br />
Novae Group plc<br />
Prudential PLC<br />
The Royal Bank of Scotland Group<br />
White & Williams LLP<br />
XL Insurance<br />
Zurich Insurance Company Limited<br />
6 th − 7 th November 2012 | DoubleTree by Hilton Hotel – Tower of London, UK<br />
An international faculty of industry experts will provide expert guidance,<br />
valuable information and key insights on:<br />
• The perils facing FI’s arising from the sovereign debt crisis and its impact on FI insurance<br />
• Current risk profiles and emerging operational risks facing FI’s<br />
• How risk managers and their insurers are responding to uncertainty surrounding<br />
mitigation of costs<br />
• What Lessons European underwriters can learn from FII Litigation Developments<br />
in the US<br />
• Deconstructing global regulatory initiatives affecting FI’s and understanding<br />
emerging exposures<br />
• How specific cyber insurance coverage amongst FIs is developing and what types<br />
of cover are currently being offered<br />
Top Reasons to Attend<br />
Use the latest claims trend statistics to align your underwriting strategy<br />
Enhance your understanding of market fundamentals to price risks accurately<br />
in an uncertain climate<br />
Network with your peers and benchmark policies to maximise competitive advantage<br />
Conference Chairs:<br />
John Thirlwell, Consultant, Novae Group plc<br />
Stephen Burnhope, Deputy Chairman<br />
Financial and Professional Risks, Arthur J. Gallagher (UK) Limited<br />
Add further value to your conference experience by attending our expert-led and interactive masterclass<br />
Thursday 9 th November – Global Programmes for FI’s – Overcoming the Challenges in Implementing an Effective Policy<br />
To register call +44 (0) 20 7878 6888 or register online at www.<strong>C5</strong>-Online.com/fii<br />
See inside for further details
“I would recommend this conference to anyone requiring an up to date, detailed and global<br />
overview of the FII market.” - Alun Hopkins, Partner, JLT RE (FII London, November 2010)<br />
“The quality of the presentations was generally very good. You could really take something<br />
away from it for daily work” - Elke Gunsenheimer, Inhouse Counsel, Munich RE (FII Munich, May 2011)<br />
“Very useful especially in the current market conditions”<br />
- Anthony Westlake, Class Underwriter, Talbot (FII London, November 2010)<br />
Continuing turmoil in the financial markets as a result of the sovereign debt crisis has left financial institutions<br />
more exposed than ever to claims from disgruntled investors as sovereign debt exposures threaten to crystallise<br />
into huge losses. In addition, FI’s are reeling from Libor fixing and mis-selling scandals, which together with an<br />
increasing range of complex legislation and regulations make them particularly susceptible to investigations,<br />
litigation and claims.<br />
In the current climate it is critical that risk managers, brokers, insurers, reinsurers and lawyers work closely together<br />
to anticipate the challenges looming on the horizon and take immediate mitigatory steps to avoid potentially<br />
huge losses. At the same time this evolving landscape offers a wealth of opportunities for FI insurers to profit<br />
from the emerging coverage needs of FI’s.<br />
<strong>C5</strong>’s 8 th Forum on Financial Institutions Insurance is an essential event for anyone working in FII and is the ONLY<br />
FII conference in Europe. It offers an unparalleled opportunity to hear from and network with leading experts<br />
in the FII arena.<br />
Invest in this two day conference and benefit from:<br />
• Buy side perspectives from RBS, HSBC, Morgan Stanley and Dexia – Hear their views on the insurance<br />
products currently being offered by the market and the extent to which they meet their current needs<br />
• An industry-led panel discussion on the current trends, exposures, claims and opportunities in the<br />
international market for FII<br />
• Expert insights on how financial institutions are managing their risks in light of the changing<br />
regulatory environment<br />
• Reinsurers perspectives on the market for FII insurance<br />
• The latest developments in FII in key offshore jurisdictions including the Cayman Islands and Mauritius<br />
There is no other conference in Europe where you can get such an in-depth analysis of the opportunities available<br />
and complex issues involved in the financial institutions insurance market.<br />
Join your industry in London on 6 th & 7 th November 2012. Book now to avoid disappointment.<br />
Financial lines/institutions underwriters<br />
Claims managers<br />
Brokers<br />
Reinsurers<br />
In-house lawyers<br />
Insurance/reinsurance lawyers in private practice<br />
WHO SHOULD ATTEND<br />
Insurance buyers, risk management &<br />
compliance personnel in banks and other<br />
financial institutions (including stockbrokers,<br />
the fund industry and investment companies,<br />
including hedge funds/private equity/venture<br />
capital)<br />
Global Sponsorship Opportunities<br />
<strong>C5</strong>, works closely with sponsors to create the perfect business development solution catered exclusively to the needs of any practice group, business<br />
line or corporation. With over 500 conferences held in Europe, Russia and the CIS, China, India, the US and Canada, <strong>C5</strong>, ACI and CI provide a diverse<br />
portfolio of first-class events tailored to the senior level executive.<br />
For more information about this program or our global portfolio, please contact: Dan Capel on +44 (0)20 7878 6870 or email d.capel@<strong>C5</strong>-Online.com
Main Conference Day One:<br />
Tuesday 6 th November 2012<br />
8.00 Registration and Coffee<br />
9.00 Chair’s Opening Remarks<br />
John Thirlwell<br />
Consultant, Novae Group plc<br />
9.15 Current Opportunities and Exposures<br />
in the Global Market for Financial Institutions<br />
Insurance – How can Insurers Position Themselves<br />
to Maximise Profits?<br />
Jonathan Kennett<br />
European Financial Institutions Manager, Chartis Europe<br />
Nick Forti<br />
Divisional Director, Speciality Lines Division, Global Markets<br />
Brit Insurance<br />
Luca Ravazzolo<br />
Global Head Financial Institutions and M&A<br />
Zurich Insurance Company Limited<br />
Johannes Wassenberg<br />
Managing Director, Banking – EMEA<br />
Moody’s Investors Services Ltd<br />
Michael Thyssen<br />
Vice President, Chubb Insurance<br />
• To what extent do current rates reflect current exposures?<br />
• Assessing premium developments in different<br />
European markets<br />
• How are policy wordings developing?<br />
• Lessons learnt from recent renewals: what new products<br />
are being offered by FI carriers and what products are<br />
in decline?<br />
• Examining current and pending regulations affecting<br />
FI’s and how insurance coverage will respond<br />
• How is the current regulatory climate impacting upon<br />
FI insurance?<br />
––<br />
Basel III<br />
––<br />
Dodd-Frank<br />
––<br />
Volcker Rule<br />
• Overview of recent losses and lessons learnt<br />
• FI litigation development and trends and what it is still<br />
in the pipeline for Insurers<br />
––<br />
US litigation<br />
––<br />
non-US litigation<br />
• How ratings agencies see the challenges for business<br />
in the financial arena<br />
• What is the impact on financial institutions of the<br />
current crisis?<br />
• What will FI’s need to do to find the right insurance<br />
coverage in the current environment?<br />
• How a Greek exit from the Eurozone may impact upon<br />
banks and FII<br />
• The impact of Spanish banks capital and liquidity<br />
rescue on other European FI’s<br />
• Outlook for the next 12 months<br />
10.30 Morning Refreshments<br />
10.50 Aligning Your Risk Management Strategy<br />
to Prepare for the Sovereign Debt Crisis<br />
Part 1 – Macroeconomic Analysis<br />
Nathan Powell<br />
Managing Partner, The Montanus Group<br />
• What risks are there for banks and what direct exposures<br />
do they have?<br />
• Who is most significantly impacted by sovereign debt<br />
exposure?<br />
• What are the indirect exposures facing FI’s?<br />
• How a Greek exit might affect financial institutions<br />
and how it might affect losses<br />
• To what extent might the sovereign debt crisis spread<br />
to eastern Europe?<br />
• What will the Euro look like in 5 years time?<br />
• How have insurers’ ratings been affected?<br />
• Outlook for the next 6-12 months<br />
Part 2 – Impact on FII Insurance<br />
Nepomuk Loesti<br />
Financial Institutions Underwriting Manager Europe<br />
Chartis Europe<br />
• Where the claims are likely to come from?<br />
• What causes of action may be brought against the<br />
banks and what is the likelihood of such claims arising?<br />
––<br />
direct impacts<br />
––<br />
indirect impacts<br />
• Which industry sectors are the most affected by<br />
the sovereign debt crisis and what is the likely impact<br />
on FI insurance?<br />
• Assessing the likely impact on insurers’ profitability<br />
• Potential unseen/under-appreciated risks that<br />
underwriters need to keep in mind over the next year<br />
• What can insurers do to protect their book of business?<br />
12.00 Capital Management – The Evolving Legal and<br />
Economic Structure of Financial Institutions and<br />
the Role of Insurance in this Changing Landscape<br />
Edward Sankey<br />
Chairman of the Council, Institute of Operational Risk<br />
and Managing Consultant, Larocourt Risk Management<br />
Marc Paasch<br />
Financial Institutions Leader, Marsh Risk Consulting EMEAI<br />
• How are Basel II and III and other regulations and<br />
supervision making banks develop their operational<br />
risk management?<br />
• What are the regulatory risks facing FIs?<br />
• To what extent are there international trends or differences?<br />
• Current operational, regulatory, and strategic risk profiles<br />
and emerging risks<br />
• To what extent can insurance be used as a risk mitigant<br />
to obtain credit with capital allocations and how is<br />
this calculated?<br />
• What does insurance currently have to offer FIs<br />
as an effective, reliable capital mitigant in Basel II<br />
and Basel III terms?<br />
• How are operational risk products developing?<br />
• What are banks going to look like in the future?<br />
1.00 Networking Lunch<br />
2.15 International Claims Trends in FII: How to Factor<br />
the Latest Developments into Your FI Insurance<br />
Strategy<br />
Mark Bailey<br />
Financial Lines Claim Manager, ACE European Group<br />
David Nayler<br />
Executive Director, Head of UK FSG Legal & Claims Practice<br />
Aon Limited<br />
To register call +44 (0) 20 7878 6888 or register online at www.<strong>C5</strong>-Online.com/fii
• How many claims have been notified over the last year?<br />
• What proportion of notifications are being translated<br />
into claims?<br />
• Where are we seeing the claims from?<br />
• What types of claims are currently being experienced<br />
and what basis are they being made on?<br />
• What are the key claims trends and what can risk managers<br />
and insurers discern from this?<br />
• How does the claims experience in the London Market<br />
differ to the Continental European market?<br />
––<br />
what are the legal differences in terms of general<br />
claims experiences?<br />
––<br />
how likely are you to get claims in the UK compared<br />
to continental Europe?<br />
––<br />
how to make a claim under UK law as opposed<br />
to continental Europe<br />
• Are investors’ claims against FI’s increasing in light<br />
of recent market turmoil?<br />
• Claims on the horizon in the next 12 months<br />
3.30 Afternoon Refreshments<br />
3.50 Storm Clouds on the Horizon – What European<br />
Insurers Can Learn From the Latest FI Litigation<br />
Exposures in the US<br />
Maurice Pesso<br />
Partner, White & Williams LLP<br />
• What are the latest cases and current trends to be aware<br />
of in US financial institutions litigation?<br />
• How are these trends likely to affect Europe?<br />
• Update on US regulations and its impact on FI Litigation<br />
• Coverage Litigation Arising out of the Subprime Crisis:<br />
Interrelated Wrongful Acts (e.g. Indymac, Washington<br />
Mutual)<br />
• The latest on Madoff and other Ponzi schemes: Exposure<br />
in Connection with Trustee Actions and Securities<br />
Class Actions<br />
4.45 Regulatory Developments After the Crisis<br />
and Their Impact on FI Policies<br />
John Thirlwell<br />
Consultant, Novae Group plc<br />
• How far have regulators around the world achieved<br />
what they set out to do?<br />
• What will be the effect on FIs?<br />
• What will be the effect on FI policies, insurers and brokers?<br />
• In-depth update on G20 global regulatory initiatives:<br />
––<br />
implementing Basel III<br />
––<br />
regulating SIFIs and living wills – the ‘too big to<br />
fail’ problem<br />
––<br />
shadow banking<br />
––<br />
corporate governance<br />
––<br />
executive pay<br />
• Progress report on developments in the US<br />
––<br />
Sarbanes-Oxley<br />
––<br />
the Volcker Rule<br />
––<br />
FATCA<br />
• Regulatory initiatives in the EU and Asia, including<br />
China and Hong Kong<br />
5.30 Conference Adjourns<br />
8.30 Coffee<br />
Main Conference Day Two:<br />
Wednesday 7 th November 2012<br />
9.00 Chair’s Opening Remarks<br />
Stephen Burnhope<br />
Deputy Chairman, Financial and Professional Risks<br />
Arthur J. Gallagher (UK) Limited<br />
9.15 What Current Exposures are Giving Risk Managers<br />
Cause for Concern and What are the Solutions?<br />
Kevin Juniper<br />
Vice President Risk and Insurance Management<br />
Morgan Stanley<br />
Ross Corrigan<br />
Head of Group Insurance, The Royal Bank of Scotland Group<br />
Sebastian Horn<br />
Senior Insurance Risk Manager – Group Risks<br />
HSBC Holdings PLC<br />
Diane Mintjens<br />
Head of Risk Transfer and Insurance Management, Dexia NV<br />
Risk Managers Panel<br />
Get exclusive insights into the challenges facing FI insurance risk<br />
managers. Hear experts discuss how they are coping with the<br />
risks facing them and what approaches to risk management<br />
are currently being adopted. In addition, hear their views on the<br />
insurance products currently being offered by the market and<br />
the extent to which they meet their current needs.<br />
• What are the biggest concerns of risk managers in FIs<br />
in the current climate?<br />
• What are the pricing expectations of risk managers given<br />
current exposures?<br />
• How are FI risk management models developing?<br />
• How does the manager of a mid-sized bank see their<br />
exposure as opposed to a large investment bank?<br />
• Four years on...after the collapse in 2008, what has<br />
been the damage?<br />
––<br />
a reflection on how the notifications have or have<br />
not turned into actual losses<br />
• Relationships with insurers - collegiate or confrontational?<br />
• What are the levels of cover provided now by captive<br />
insurance companies and is the number growing?<br />
• How is risk management in insurance captives developing?<br />
10.20 Morning Refreshments<br />
10.40 Mitigation Costs in FI Insurance – Standard Life<br />
Assurance Ltd vs Ace European Ltd & Ors<br />
Richard Leedham<br />
Head of Litigation, Addleshaw Goddard<br />
Stephen Burnhope<br />
Deputy Chairman, Financial and Professional Risks<br />
Arthur J. Gallagher (UK) Limited<br />
Helen Hayden<br />
Group Insurance Risk Manager, Prudential PLC<br />
• The ramifications of the Standard Life case<br />
• How policies are being drafted/amended in light<br />
of the decision<br />
• The effect of the decision on the interpretation<br />
of mitigation of costs<br />
• What exposures are insurers facing as a result of this ruling?<br />
• What are the ambiguities surrounding current policy<br />
wordings and what is the best approach to address<br />
this issue?<br />
To register call +44 (0) 20 7878 6888 or register online at www.<strong>C5</strong>-Online.com/fii
• What are the key differences between the various<br />
clauses which are currently being used in the market?<br />
• How are FI’s likely to respond to the ruling?<br />
11.40 New Developments and Trends in FII Policy<br />
Wordings<br />
Adrian Smith<br />
Executive Director, Aon Limited<br />
• Analysing recent developments in policy wordings,<br />
restrictions and extensions<br />
• How are policies responding to the sovereign debt<br />
crisis and topical claims?<br />
• What exclusions are under discussion or have been<br />
removed?<br />
• Where wordings are heading from a brokers perspective<br />
• Reliance upon original documents under a crime<br />
policy – How is this area evolving?<br />
• How do policy wordings differ between<br />
––<br />
the London market and countries in continental<br />
Europe<br />
––<br />
established FI markets and emerging markets<br />
12.30 Networking Lunch<br />
1.45 What are the New Exposures in Cyber Liability<br />
and How is Coverage for FIs Developing?<br />
Ben Beeson<br />
Partner, Lockton Companies LLP<br />
Bridget Treacy<br />
Partner, Hunton & Williams<br />
Jeremy Sharpe<br />
Head of Strategy & Planning, Group Insurance Risk<br />
HSBC Insurance Holdings Limited<br />
• Impact of the proposed European Data Protection<br />
Regulation on cyber risk<br />
• Proposals for pan-EU data breach law and their likely<br />
impact<br />
• The role of cyber liability insurance as part of a strong<br />
risk mitigation strategy for FI's<br />
• What does the specialist cyber insurance market<br />
in London and the USA look like today?<br />
• What coverage are cyber insurers offering and how<br />
will his evolve as technology continues to drive<br />
new business models and the legal and regulatory<br />
environment changes?<br />
• What cyber exposures are currently facing FI's?<br />
• How are risk managers and their insurers managing<br />
these exposures?<br />
• How is the market for specific insurance coverage<br />
amongst FIs developing?<br />
• How much “cyber risk” is covered under traditional<br />
crime and PI wordings policies?<br />
• For an FI that already buys crime and PI coverage,<br />
is it cost effective or necessary to buy a cyber policy?<br />
2.30 How Reinsurers View Current Opportunities,<br />
Risks and Exposures in the Market for Financial<br />
Institutions Insurance<br />
Simon Bird<br />
Head of Casualty Treaty, Brit Insurance<br />
Dr. Philipp Wassenberg<br />
Head of Casualty Treaty for Global Clients/North America<br />
Munich Reinsurance Company<br />
Graham Gradwick-Light<br />
Specialty Casualty Team, Aon Benfield<br />
• How are reinsurers responding to current market<br />
conditions and how do reinsurers view their current<br />
exposures in the FII market?<br />
• How do reinsurers calculate their risks in current<br />
market conditions?<br />
• What capacity is available?<br />
• To what extent are conditions tightening?<br />
• Is there capacity moving out of the reinsurance market?<br />
• What coverage issues have arisen from recent<br />
reinsurance claims?<br />
• How do reinsurers see the environment changing and/or<br />
the market changing and what will drive these changes?<br />
3.15 The Latest Developments in FI Insurance<br />
in Key Offshore Jurisdictions and Asia<br />
Danyalle Brinsmead<br />
Vice President, Lockton Companies LLP<br />
Dr. Carsten Keune<br />
Chief Underwriting Officer, Emerging Markets<br />
Professional Lines, XL Insurance<br />
• Cayman islands<br />
––<br />
what D&O claims are being brought against directors<br />
of funds in respect of corporate governance issues?<br />
• Mauritius<br />
––<br />
to what extent can directors be indemnified<br />
in Mauritius?<br />
––<br />
is it better to have a local policy in place?<br />
––<br />
what are the difficulties in implemeting local policies<br />
in a global programme?<br />
• Channel Islands<br />
––<br />
the impact of the IFM directive on business flow<br />
• China<br />
––<br />
how to develop insurance opportunities<br />
and penetrate the insurance market in China<br />
––<br />
what are the road blocks?<br />
––<br />
what opportunities are there for FI insurers wishing<br />
to extend cover to Asian FI’s?<br />
––<br />
the risks that FI insurers face when entering this market<br />
4.00 Conference Ends<br />
Interactive Masterclass<br />
Thursday 8 th November 2012 | 9am – 1pm<br />
Global Programmes for FI’s – Overcoming the<br />
Challenges in Implementing an Effective Policy<br />
Led by:<br />
Jason Beelders, Vice President<br />
Head of Global Markets Risk Practice, Chartis Europe<br />
Gregg Englehardt, Global Markets and MAP Legal Counsel,<br />
Chartis Europe<br />
This expert led masterclass will look at how to overcome the<br />
problems surrounding admitted and non-admitted policies<br />
for FI’s as well as looking at solutions. Practically focused<br />
and interactive, the topics to be covered in this masterclass<br />
will include:<br />
• What factors should a risk manager consider when<br />
considering whether to take out a global cover?<br />
• Pinpointing the practical problems involved in<br />
the provision of global policies<br />
• What problems are involved in setting up coverage<br />
through fronting arrangements with local insurers?<br />
• Discussing limits and capacity<br />
• What happens in the event of a claim?<br />
• Impact of financial regulation in different countries<br />
on putting in place global policies<br />
• Jurisdictions where global policies are not permitted<br />
To register call +44 (0) 20 7878 6888 or register online at www.<strong>C5</strong>-Online.com/fii<br />
©<strong>C5</strong>, 2012
8 th International Forum on<br />
Financial Institutions<br />
Insurance<br />
6 th − 7 th November, 2012<br />
DoubleTree by Hilton Hotel<br />
Tower of London, UK<br />
Insurance Remedies to Manage the Latest Risks, Liabilities and Exposures Facing Financial Institutions<br />
Business Information<br />
In A Global Context<br />
Delegate Details<br />
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529I13_E<br />
FEE PER DELEGATE Register & Pay by 10 th October, 2012 Register & Pay after 10 th October, 2012<br />
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Administrative details<br />
Date: 6 – 8 November 2012<br />
Time: 9.00 am – 5.30 pm<br />
Venue: DoubleTree by Hilton Hotel – Tower of London<br />
Address: 7 Pepys Street, London, EC3N 4AF, United Kingdom<br />
Telephone: +44 (0)207 709 1000<br />
An allocation of bedrooms is being held for delegates at a negotiated rate until<br />
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on tel: +44 (0)20 8541 5656 or e-mail beds@venuesearch.co.uk. Please note,<br />
lower rates may be available when booking via the internet or direct with the<br />
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The documentation provided at the event will be available on weblink only. If you<br />
are not able to attend, you can purchase an electronic copy of the presentations<br />
provided to delegates on the day of the event. Please send us this completed<br />
booking form together with payment of £350 per copy requested. For further<br />
information please call +44 (0) 207 878 6888 or email enquiries@<strong>C5</strong>-Online.com.<br />
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<strong>C5</strong> for further information on claiming your CPD points.<br />
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a substitute participant. Delegates may not “share” a pass between multiple<br />
attendees without prior authorisation. If you are unable to find a substitute, please<br />
notify <strong>C5</strong> in writing no later than 10 days prior to the conference date and a credit<br />
voucher will be issued to you for the full amount paid, redeemable against any<br />
other <strong>C5</strong> conference. If you prefer, you may request a refund of fees paid less a<br />
25% service charge. No credits or refunds will be given for cancellations received<br />
after 10 days prior to the conference date. <strong>C5</strong> reserves the right to cancel any<br />
conference for any reason and will not be responsible for airfare, hotel or any<br />
other costs incurred by attendees. No liability is assumed by <strong>C5</strong> for changes in<br />
programme date, content, speakers or venue.<br />
INCORRECT MAILING INFORMATION<br />
If you receive a duplicate mailing of this <strong>brochure</strong> or would like us to change<br />
any of your details, please email data@<strong>C5</strong>-Online.com or fax the label on<br />
this <strong>brochure</strong> to +44 (0) 20 7878 6887. To view our privacy policy go to<br />
www.<strong>C5</strong>-Online.com/privacy_policy_statement.
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