Homebuyer's Guide - Real Estate Center - Texas A&M University

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Jack C. Harris Research Economist Texas A&M University Revised July 2004 © 2004, Real Estate Center. All rights reserved.
i 1 2 4 5 6 7 8 9 10 11 13 15 23 27 29 31 33 Foreword Homeownership Benefits of Homeownership Responsibilities Types of Homeownership The Homebuying Process Using a Real Estate Broker How Much Can You Afford? Conventional Loans Federal Housing Administration Loans Mortgage Payment Table Evaluating Homes on the Market Making an Offer Obtaining a Loan Loan Sources Loan Types Loan Application Sample Sales Contract Sample Uniform Residential Loan Application Closing Sample Settlement Statement Glossary Related Center Publications
Page 4 and 5: Each year more than 100,000 Texans
Page 6 and 7: If you buy a home, you will find th
Page 8 and 9: Buying a home involves a two-part d
Page 10 and 11: okers can originate mortgage loans
Page 12 and 13: Federal Housing Administration Loan
Page 14 and 15: Making an Offer Once you find a hom
Page 16 and 17: close, and the higher the interest
Page 18 and 19: process and start over, paying a ne
Page 31 and 32: On closing day, all accounts are se
Page 35 and 36: The defined terms include those use
Page 37 and 38: Development “Legislation Limits P

Homebuyer's Guide - Real Estate Center - Texas A&M University

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