Annual Report - VÃB banka
Annual Report - VÃB banka
Annual Report - VÃB banka
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Basic Indicators<br />
Basic Indicators in Sk million<br />
Individual IFRS Consolidated IFRS<br />
2007 2006 2005 2007 2006 2005<br />
Balance sheet<br />
Loans and advances to customers 119,931 89,169 83,250 130,020 92,522 85,738<br />
Deposits from customers 205,137 179,084 163,170 205,278 178,856 162,944<br />
Equity 21,900 21,211 21,168 22,006 20,749 20,719<br />
Total assets 275,140 238,231 224,925 284,567 240,977 226,802<br />
Income statement Restated Restated Restated<br />
Operating income 10,981 9,955 10,811 12,895 11,712 11,693<br />
Operating expenses (5,812) (5,517) (6,237) (6,808) (6,400) (6,947)<br />
Operating profi t before impairment and provisions 5,169 4,438 4,574 6,087 5,312 4,746<br />
Profi t from operations 4,537 4,805 4,429 5,208 4,872 4,371<br />
Net profi t for the year 3,500 3,758 3,993 4,067 3,747 3,696<br />
Commercial indocators 2007 2006<br />
ATMs 516 483<br />
EFT POS terminals 5,364 7,413<br />
Payments cards 1,147 805 1,145 097<br />
Credit cards 307 376 290 325<br />
EDC clients 1,034 046 991 233<br />
Mortgage loans (in Sk bln.) 41,8 29,0<br />
Consumer loans (in Sk bln) 12,3 9,3<br />
Number of employees (VUB group) 3 837 4 004<br />
Number of branches 238 235<br />
11<br />
Rating (status as at 21 march 2007)<br />
Moody’s<br />
Long-term deposits A1<br />
Short-term deposits P-1<br />
Financial strength C-<br />
VUB, a bank of Intesa Sanpaolo group