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Annual Report - VÚB banka

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10. Loans and advances to customers<br />

Cost Impairment Carrying<br />

losses (note 11)<br />

amount<br />

31 December 2007<br />

Sovereigns<br />

State organizations/Municipalities 1,205 - 1,205<br />

1,205 - 1,205<br />

Corporate<br />

Other Financial Institution 4,580 (7) 4,573<br />

Large Corporates - Amortizing assets 26,140 (747) 25,393<br />

Large Corporates - Revolving facilities 4,598 (112) 4,486<br />

SME - Amortizing assets 13,057 (249) 12,808<br />

SME - Revolving facilities 6,470 (167) 6,303<br />

Non-profi t institutions 37 - 37<br />

Leasing 4,512 (126) 4,386<br />

Factoring 1,802 (13) 1,789<br />

61,196 (1,421) 59,775<br />

Retail<br />

Small business - Amortizing assets 2,075 (238) 1,837<br />

Small business - Revolving facilities 855 (106) 749<br />

Small business - Leasing 1,219 (33) 1,186<br />

Private individuals - Consumer Loans 18,096 (1,040) 17,056<br />

Private individuals - Credit Cards 5,068 (397) 4,671<br />

Private individuals - Overdrafts 2,192 (137) 2,055<br />

Private individuals - Mortgages 41,726 (558) 41,168<br />

Private individuals - Leasing 231 (7) 224<br />

Other 107 (13) 94<br />

71,569 (2,529) 69,040<br />

35<br />

133,970 (3,950) 130,020<br />

VUB, a bank of Intesa Sanpaolo group

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