Make this the year you change your life - Stockland

stockland.com.au

Make this the year you change your life - Stockland

Make this the year

you change your life

$15,000 †

First Home

Owner Grant

Home & Land

from $ 336,900^

Hurry, offer ends 25 Feb

^Prices correct as at 12 January 2013. Stockland is only responsible for the sale of the land. Customers will need to enter into a separate contract with the relevant builder for construction of the home. *Each Buyer of selected Home and Land Packages forming part of the promotion may be entitled to receive

Universal pre-paid gift cards from Stockland and the Builder totalling a value of $10,000 subject to conditions and eligibility. †The First Home Owner Grant and any applicable transfer duty exemptions or concessions are Government initiatives and are not Stockland promotions. Eligibility and date restrictions apply.

Please visit www.firsthome.gov.au for further information. Please see page 11 for full terms and conditions.


Extra change to

change your life

Change your

Community for life

Stockland has been helping Australians build quality housing in

McKEACHIE’S RUN

DARCY’S PEAK

Kurri Kurri

Maitland

thriving communities for more than 60 years. As Australia’s largest

NEWCASTLE

Have you been dreaming of building a spacious new home in a safe and friendly

Stockland community? Now there’s even more reason to make this the year you

change your life.

residential developer, we’re experts in creating communities that

promote the ideal lifestyle for everyone. We take pride in designing

places that are safe and secure, with plenty of space to grow and

homes that are close to schools, shops, transport and nature. All of

MURRAYS BEACH

Swansea

Buy a selected Stockland Home & Land package and you’ll receive $10,000* in

Universal Visa gift cards to help furnish your dream home or to spend as you like.

this helps to maintain the value of your home into the future.

Trust Stockland – and make this the year you change your life.

Lithgow

Gosford

This is made up of $5,000* from Stockland and a further $5,000* from selected

partner builders. You can also choose to take the $10,000* as a discount off the

value of your new Home & Land. But hurry, this attractive offer closes 25 February.

Katoomba

WATERSIDE

Penrith

Kellyville

Parramatta

Chatswood

GLENMORE RIDGE

SYDNEY

If you’re a first home buyer there’s another great reason to make this the time

Liverpool

you build a home within a Stockland community. By qualifying for the First Home

Owner Grant you could receive a further $15,000 † – and that could mean a total

Camden

$25,000 off the price of your new Home & Land.

McCAULEY’S BEACH

Thirroul

BROOKS REACH

Horsley

WOLLONGONG

Shellharbour

Decide on a dream home

$15,000 †

Two Stockland Display Villages across NSW with over 16 homes on show

Direct access to partner builders to help you find the home that’s perfect

for your lifestyle and budget

BAYSWOOD

Vincentia

Nowra

Jervis Bay

First Home

Owner Grant

Help from Stockland Home Finance

Dedicated mortgage broking team on hand if you choose

Experts in helping find the right construction loan for you

Compare home loans from over 20 different lenders

NSW Stockland communities

Participating Hunter &

North coast communities

Visit stockland.com.au/theyear/nsw and discover more about our great communities near you

13 LAND (13 5263)

^Prices correct as at 12 January 2013. Stockland is only responsible for the sale of the land. Customers will need to enter into a separate contract with the relevant builder for construction of the home. *Each Buyer of selected Home and Land Packages forming part of the promotion may be entitled to receive Universal pre-paid gift cards from Stockland

and the Builder totalling a value of $10,000 subject to conditions and eligibility. † The First Home Owner Grant and any applicable transfer duty exemptions or concessions are Government initiatives and are not Stockland promotions. Eligibility and date restrictions apply. Please visit www.firsthome.gov.au for further information. Please see page 11 for

full terms and conditions.


Great Home & Land Packages at Aberglasslyn

PACKAGES INCLUDE: 3Land 3Site Costs Allowance 3Driveway 3Floor Coverings 3Fencing Allowance

Space for families to grow...

McKeachie’s Run is a friendly community where your kids

can roam free and enjoy the parks, sporting fields and

cycle paths. Relax with your family and friends in the new

home you have always wanted.

Some features and landscaping excluded.

HAMILTON ONE by MCDONALD JONES

$

336,900^

Some features and landscaping excluded.

HAMILTON ONE by MCDONALD JONES

$

338,000^

CAPRICORN 18 by CORAL HOMES

$

359,925^

Some features and landscaping excluded.

• Maitland’s fastest growing estate

• Flat blocks, elevated blocks and blocks with views

available

Shared paths, parks and picnic facilities

Open space

3 2 1

• Impressions package

• Alfresco area

• Carpet & tiles

• Coloured driveway & path

• Turf to the front

Lot 3639

494m 2

3 2 1

• Impressions package

• Flyscreens to all windows

• Carpet & tiles

• Coloured driveway & path

• Turf to the front

Lot 3653

511m 2

3 2 2

Lot 3639

494m 2

• Modest sized bedrooms

• Indulgence specification

• Large pantry

• Large Family Meals area

• Under roof Outdoor Entertaining area

Sporting fields (under construction)

5 minutes to Rutherford shops

5 minutes to Maitland CBD

10 display homes now open

Walk to future village retail (D.A. approved)

Sales and Information Centre

McKeachie Drive, Aberglasslyn

(enter off Aberglasslyn Rd)

Phone: 4932 1644

Open: Daily, 10am – 5pm

Land now selling

from $ 159,900^

Flagstaff 17 by eden brae homes

$

378,500^

3 1 2

Lot 3639

494m 2

• Price includes Smart Start Bonus

• Remote garage door

• Wall & ceiling insulation

• BASIX package

• Floor coverings

Some features and landscaping excluded.

Courtyard by Perry Homes

$

380,874^

4 2 2

• Flyscreens to windows

• 5-Star HWU

• Remote control garage door

• Floor coverings

• European stainless steel appliances

Some features and landscaping excluded.

Lot 3653

511m 2

Flagstaff 17 by Eden Brae Homes

$

381,900^

3 1 2

• Price includes Smart Start Bonus

• Alarm system

• Remote garage door

• Wall & ceiling insulation

• BASIX package

• Floor coverings

Some features and landscaping excluded.

Lot 3653

511m 2

Make this

the year

you change

your life

$15,000 †

First Home

Owner Grant

Limited time only. Hurry! Offer ends 25 February 13 LAND (13 5263)

^Prices correct as at 12 January 2013. Stockland is only responsible for the sale of the land. Customers will need to enter into a separate contract with the relevant builder for construction of the home. *Each Buyer of selected Home and Land Packages forming part of the promotion may be entitled to receive Universal pre-paid gift cards from Stockland

and the Builder totalling a value of $10,000 subject to conditions and eligibility. † The First Home Owner Grant and any applicable transfer duty exemptions or concessions are Government initiatives and are not Stockland promotions. Eligibility and date restrictions apply. Please visit www.firsthome.gov.au for further information. Please see page 11 for

full terms and conditions.

^Prices correct as at 12 January 2013. Stockland is only responsible for the sale of the land. Customers will need to enter into a separate contract with the relevant builder for construction of the home. *Each Buyer of selected Home and Land Packages forming part of the promotion may be entitled to receive Universal pre-paid gift cards from Stockland

and the Builder totalling a value of $10,000 subject to conditions and eligibility. † The First Home Owner Grant and any applicable transfer duty exemptions or concessions are Government initiatives and are not Stockland promotions. Eligibility and date restrictions apply. Please visit www.firsthome.gov.au for further information. Please see page 11 for

full terms and conditions.


PACKAGES INCLUDE: 3Land 3Site Costs Allowance 3Driveway 3Floor Coverings 3Fencing Allowance

PACKAGES INCLUDE: 3Land 3Site Costs Allowance 3Driveway 3Floor Coverings 3Fencing Allowance

Some features and landscaping excluded.

Some features and landscaping excluded.

Some features and landscaping excluded.

Some features and landscaping excluded.

Some features and landscaping excluded.

Waterbrook by Masterton Homes

$

389,700^

Sienna 20 by Clarendon Homes

$

397,480^

Mitchell 22 by Metricon Homes

$

421,847^

Crystal Mk4 by Masterton Homes

$

430,450^

Flagstaff 17 by Eden Brae Homes

$

435,900^

3 2 2

Lot 3653

511m 2

4 2 2

Lot 3646

545m 2

4 2 2

Lot 3653

511m 2

4 2 2

Lot 3646

545m 2

3 1 2

Lot 3632

756m 2

• Rear tiled alfresco

• Concrete driveway & path

• Porcelain tiles to living & wet areas

• Carpet to bedrooms

• Fencing allowance

• Rewards Promo

• 900mm stainless steel appliances

• Automatic garage door

• Alarm system

• Floor coverings

• Open plan living with separate rumpus room

• 25 year Structural guarantee

• Paved driveway and front path to portico

• Carpet & tiles throughout

• Sectional overhead garage door with remote control

• Choice of either family extension or alfresco

• Porcelain tiles to living & wet areas

• Carpet to bedrooms

• Fencing allowance

• Air conditioning

• Price includes Smart Start Bonus

• Alarm system

• Remote garage door

• Wall & ceiling insulation

• BASIX package

• Floor coverings

Some features and landscaping excluded.

Some features and landscaping excluded.

Some features and landscaping excluded.

Some features and landscaping excluded.

Some features and landscaping excluded.

Galina by Sekisui House

$

410,900^

Capricorn 18 by Coral Homes

$

417,989^

Meridian 220 by Sekisui House

$

441,950^

Glenelg 27 by Clarendon Homes

$

458,645^

Sierra by McDonald Jones

$

459,000^

4 2 2

Lot 3653

511m 2

3 2 2

Lot 3632

756m 2

4 2 2

Lot 3624

511m 2

4 2.5 2

Lot 3631

584m 2

4 2 2

Lot 3632

756m 2

• Luxurious master suite with WIR & ensuite

• Butler’s pantry

• Bedrooms, privately located off separate hallway

• Open plan kitchen/dining area

• Optional study or 4th bedroom

• Modest sized bedrooms

• Indulgence specification

• Large pantry

• Large family meals area

• Under roof outdoor entertaining area

• Luxurious master suite with his/her WIR & ensuite

• Formal lounge/dining area

• Bedrooms, privately located off separate hallway

• Impressive Gallery to entry

• Modern style Kitchen with island bench

• Signature Promo

• Stone benchtops

• Automatic garage door

• Alarm system

• Floor coverings

• Impressions package

• Alfresco area

• Carpet & tiles

• Coloured driveway & path

• Turf to the front

Make this

the year

you change

your life

Discover more

life changing

Home & Land online

stockland.com.au/theyear/nsw

Register for a community

tour to win $5,000 +

Register at stockland.com.au/theyear/nsw

Limited time only. Hurry! Offer ends 25 February

stockland.com.au/theyear/nsw

^Prices correct as at 12 January 2013. Stockland is only responsible for the sale of the land. Customers will need to enter into a separate contract with the relevant builder for construction of the home. *Each Buyer of selected Home and Land Packages forming part of the promotion may be entitled to receive Universal pre-paid gift cards from Stockland

and the Builder totalling a value of $10,000 subject to conditions and eligibility. †The First Home Owner Grant and any applicable transfer duty exemptions or concessions are Government initiatives and are not Stockland promotions. Eligibility and date restrictions apply. Please visit www.firsthome.gov.au for further information. Please see page 11 for full

terms and conditions. +Competition period between 9.00am 12 January 2013 and 5.00pm 25 February 2013. Promoter is Stockland Development Pty Limited ACN 000 064 835. For full terms and conditions visit stockland.com.au/change.

^Prices correct as at 12 January 2013. Stockland is only responsible for the sale of the land. Customers will need to enter into a separate contract with the relevant builder for construction of the home. *Each Buyer of selected Home and Land Packages forming part of the promotion may be entitled to receive Universal pre-paid gift cards from Stockland

and the Builder totalling a value of $10,000 subject to conditions and eligibility. †The First Home Owner Grant and any applicable transfer duty exemptions or concessions are Government initiatives and are not Stockland promotions. Eligibility and date restrictions apply. Please visit www.firsthome.gov.au for further information. Please see page 11 for full

terms and conditions. +Competition period between 9.00am 12 January 2013 and 5.00pm 25 February 2013. Promoter is Stockland Development Pty Limited ACN 000 064 835. For full terms and conditions visit stockland.com.au/change.


Great Home & Land Packages at Murrays Beach

PACKAGES INCLUDE: 3Land 3Site Costs Allowance 3Driveway 3Floor Coverings 3Fencing Allowance

NEWCASTLE

(30 mins)

Live on the lake...

Murrays Beach at Lake Macquarie offers couples,

families and retirees a wide selection of lake and

nature reserve land in one of the finest residential

masterplanned communities, 90 minutes north

of Sydney. Murrays Beach includes 70 hectares of

naturally landscaped open space and over 1km of

absolute lakefront foreshore for boating, swimming

or simply relaxing.

25m residents pool, BBQ and cabana

On-site 70m jetty

SWANSEA

(5 mins)

HUNTER VALLEY

(60 mins)

ENTRY

Old Pacific Highway

CHARLESTOWN

(20 mins)

CAVES BEACH

(5 mins)

SYDNEY

(90 mins)

Lush village green with child friendly playgrounds

Lakehouse Café and general store open daily

Designated undercover BBQ and picnic areas

WALLARAH

NATIONAL PARK

High level of trees retained

Lake Macquarie

Close to schools and shops

5 minute drive from Caves Beach

20 minutes from Charlestown, 30 minutes from Newcastle

90 minutes from Sydney

Sales and Information Centre

11 Shoreside Row, Murrays Beach

Phone: 4972 1789

Open: Daily, 10am – 5pm (On weekdays, please call prior to

visiting to confirm the opening time)

Land now selling

from $ 199,000^

Mitchell 22 by Metricon Homes

$

527,556^

4 2 2

Lot 385

807m 2

• Open plan living with separate rumpus room

• Paved driveway and front path to portico

• Carpet & tiles throughout

• Sectional overhead garage door with remote control

LAND SALES AND

INFORMATION CENTRE

Some features and landscaping excluded. Some features and landscaping excluded. Some features and landscaping excluded.

Seabreeze by Hillman Homes

$

659,500^

4 3 2

Lot 331

669m 2

• Large open indoor/outdoor plan living

• Loads of storage space

• Remote control garage door

• Floor coverings

• European stainless steel appliances

Aspen by Hillman Homes

$

989,900^

5 2.5 2

Lot 257

1099m 2

• Spectacular lake views

• European stainless steel appliances

• Indoor/outdoor open plan living

• Remote control garage door

• Floor coverings

Newcastle (30mins)

SWANSEA

(5mins)

Lake Macquarie

Murrays Beach

Discover more

life changing

Home & Land online

stockland.com.au/theyear/nsw

Make this

the year

you change

your life

Sydney (90mins)

Limited time only. Hurry! Offer ends 25 February 13 LAND (13 5263)

^Prices correct as at 12 January 2013. Stockland is only responsible for the sale of the land. Customers will need to enter into a separate contract with the relevant builder for construction of the home. *Each Buyer of selected Home and Land Packages forming part of the promotion may be entitled to receive Universal pre-paid gift cards from Stockland

and the Builder totalling a value of $10,000 subject to conditions and eligibility. † The First Home Owner Grant and any applicable transfer duty exemptions or concessions are Government initiatives and are not Stockland promotions. Eligibility and date restrictions apply. Please visit www.firsthome.gov.au for further information. Please see page 11 for

full terms and conditions.

^Prices correct as at 12 January 2013. Stockland is only responsible for the sale of the land. Customers will need to enter into a separate contract with the relevant builder for construction of the home. *Each Buyer of selected Home and Land Packages forming part of the promotion may be entitled to receive Universal pre-paid gift cards from Stockland

and the Builder totalling a value of $10,000 subject to conditions and eligibility. † The First Home Owner Grant and any applicable transfer duty exemptions or concessions are Government initiatives and are not Stockland promotions. Eligibility and date restrictions apply. Please visit www.firsthome.gov.au for further information. Please see page 11 for

full terms and conditions.


Premium Lake Point release now selling

Enjoy the Lake Point lifestyle, our latest

release at Murrays Beach. An exclusive

peninsula extending into picturesque Lake

Macquarie, you can live metres from the

water. Enjoy early morning strolls and

listen to the sounds of nature as pristine

bushland meets blue tranquil water. With

premium home sites now selling, inspect

this beautiful, life changing release.

Discover more life changing

Home & Land online

stockland.com.au/theyear/nsw

SOLD

SOLD

SOLD

SOLD

DISCLAIMER OF LIABILITY: While every effort is made to provide accurate and complete information, Stockland does not warrant or represent that the information in

this brochure is free from errors or omissions or is suitable for your intended use. Subject to any terms implied by law and which cannot be excluded, Stockland accepts

no responsibility for any loss, damage, cost or expense (whether direct or indirect) incurred by you as a result of any error, omission or misrepresentation in information.

Photographs and illustrations are intended to be a visual aid only. All information is subject to change without notice. Printed October 2012.

Limited time only. Hurry! Offer ends 25 February

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

$15,000 †

First Home

Owner Grant

^Prices correct as at 12 January 2013. Stockland is only responsible for the sale of the land. Customers will need to enter into a separate contract with the relevant builder for construction of the home. *Each Buyer of selected Home and Land Packages forming part of the promotion may be entitled to receive Universal pre-paid gift cards from Stockland

and the Builder totalling a value of $10,000 subject to conditions and eligibility. †The First Home Owner Grant and any applicable transfer duty exemptions or concessions are Government initiatives and are not Stockland promotions. Eligibility and date restrictions apply. Please visit www.firsthome.gov.au for further information. Please see page 11 for full

terms and conditions. +Competition period between 9.00am 12 January 2013 and 5.00pm 25 February 2013. Promoter is Stockland Development Pty Limited ACN 000 064 835. For full terms and conditions visit stockland.com.au/change.

Two

SOLD

Ponds

SOLD

Lane

SOLD

SOLD

SOLD

Grey

Stockland “Change for Life” Promotion – Terms and Conditions

PART A – THE PROMOTION

1. In these terms and conditions and all advertisements relating to the Stockland ‘Change for Life’ promotion (Promotion), Stockland means the Stockland entity selling land at

the relevant residential community and its related entities (for details of the Stockland entity, contact a Stockland Sales & Information Centre).

2. The Promotion runs from 12 January until 25 February or until all of the Home and Land Packages are sold (refer to paragraph 3 below), whichever is the earlier (Promotion Period).

3. The Promotion applies only to selected home and land packages at participating Stockland residential communities (each a ‘Home and Land Package’). The Stockland

residential communities participating in the Promotion are

4. McKeachie’s Run, Murrays Beach, Bayswood’s Beach, Brooks Reach and Waterside.

5. The Promotion is available to each person (referred to as a Buyer) who:

(a) in respect of a Home and Land Package (within New South Wales):

(i) pays a holding deposit as required by Stockland during the Promotion Period;

(ii) within 14 days after the date the Buyer or its representative receives the Land Contract from Stockland:

(A) enters into the Land Contract; and

(B) pays to Stockland the balance of the deposit required under the Land Contract; and

(iii) completes the Land Contract in accordance with its terms.

PART B – HOME AND LAND PACKAGES

1. Each Home and Land Package included in the Promotion consists of land and a home which are sold separately. Stockland is responsible for the sale of the land only.

A Buyer wishing to purchase a Home and Land Package will need to enter into a Land Contract with Stockland and a separate contract or building tender with the relevant

builder (Builder) for construction of the home (Building Contract). For details of the Builders, contact the relevant Stockland Sales & Information Centre.

2. To get the benefit of the home component of a specific Home and Land Package the Buyer will need to enter into the Building Contract for the selected Home & Land package

by 25 February 2013. and that contract must be unconditional in relation to the obligations of the Buyer by such date as may be nominated by the Builder.

3. The Builders are not subsidiaries or related entities of Stockland. Stockland makes no representations and gives no warranties about the Builder’s ability to enter into or

perform the Building Contract. Stockland will not be liable for:

(a) any failure by the Builder to enter into or perform the Building Contract;

(b) any delays in construction;

(c) any representations made by the Builder; or

(d) any loss suffered by the Buyer or any other person in any way arising out of or relating to the Building Contract.

4. Any advertised Builder ‘upgrade bonus’ or any other Builder ‘extras’, incentives, concessions or rebates, whether in cash or in kind, are offered by the Builder alone and

Stockland accepts no liability or responsibility with regard to them. They are subject to such eligibility criteria and terms and conditions as may be imposed by the Builder.

Buyers should make appropriate enquiries with the relevant Builder.

5. The advertised price of a Home and Land Package is only valid during the Promotion Period, and:

(a) is based on the Builder’s standard specifications and inclusions for the home, details of which can be obtained from the Builder;

(b) unless otherwise advertised, may be subject to exclusions such as landscaping, fencing, and any other exclusion nominated by the Builder. The price of the home

may also vary in other circumstances as set out in the Building Contract. Buyers should make appropriate enquiries as to exclusions and variations with the Builder

prior to purchase;

(c) does not include stamp duty on the Land Contract or the Building Contract, registration fees (including registration fees in relation to the transfer of the land), local

government change in ownership fees and any other fees or charges (including legal fees or the costs of other services) incidental to the acquisition of land or a home

or the construction of a home. Buyers will need to pay these fees and charges separately;

(d) is subject to adjustments under the Land Contract including, but not limited to, council rates, land tax and other statutory charges; and

(e) is correct as at the time of publication, but may change as a result of variations in the inclusions or specifications of the home required by the Buyer or due to any

other circumstances that may affect the price as set out in the Building Contract, or changes in local, state or federal government laws or requirements applicable

to the acquisition of land or a home or the construction of a home.

6. Where a specific home and land combination is advertised, Buyers will not be able to choose alternative homes or land for the Home and Land Package unless otherwise

agreed by Stockland (in which case, advertised prices and incentives may change). Each such Home and Land Package is unique and is only available until sold.

7. Photographs and illustrations in advertisements are intended to be a visual aid only and may show inaccuracies in respect of the description, identification and/or boundaries

of the land, or items or inclusions which do not form part of a particular Home and Land Package. Advertisements may also refer to features which are not available for

all Home and Land Packages. Stockland gives no warranty and makes no representation as to the accuracy or sufficiency of any description, illustration, photograph or

statement contained in any advertisement and will not be liable for any loss or damage suffered or incurred by a Buyer or any other person who relies upon the information

in any advertisement except for any liability which cannot be excluded by law. Buyers should make appropriate enquiries with their Stockland Sales Representative and the

Builder regarding the full description and specifications of the Home and Land Package they are interested in prior to purchase.

8. Building covenants and design requirements apply to the land. Each completed home must comply with all building covenants and design requirements applying to the land.

If a Buyer wishes to make alterations to the standard specifications of a home, then the Buyer must ensure that such alterations comply with all applicable building covenants

and design requirements.

PART C – VISA PRE-PAID GIFT CARD

1. Subject to the terms and conditions set out in this Part, each Buyer is entitled to receive on selected Home and Land Packages:

(a) a Universal pre-paid gift card (Universal Gift Card) to the value of $5,000 from Stockland if they enter into a Land Contract in accordance with these terms and

conditions; and

(b) a Universal Gift Card to the value of $5,000 from participating Builders if they enter into a Building Contract with a participating builder in accordance with these

terms and conditions.

The Universal Gift Card from Stockland will be received on or around the time of settlement of the Land Contract. The Universal Gift card from the Builder will be received on or

at the time of the final progress payment under the Building Contract.

Grey

Gum

Trail

Gum

Trail

Special Offer:

Pay $ 5,000 Land Deposit ~

*Terms and conditions apply. See below for details.

Call 1300 559 439

stocklandhomefinance.com.au

We help you with the nuts and bolts of Home & Land finance, our

service is free and we can meet with you seven days a week.

Each buyer of Qualifying Land forming part of the promotion may be entitled to pay a deposit of $1,000 subject to conditions and eligibility.

2. In order to receive the Universal Gift Card, the Buyer must:

(a) enter into a Land Contract and a Building Contract in accordance with the terms set out in these terms and conditions;

(b) satisfy any other condition of eligibility to receive the Universal Gift Card as set out in the Land Contract or as otherwise specified by Stockland of the Builder or the

issuer of the Universal Gift Card; and

(c) complete the Land Contract in accordance with its terms.

A Buyer will not be entitled to receive the Universal Gift Card if entry into, or settlement of, the Land Contract is extended at the request of the Buyer or delayed as a result of the

Buyer’s default or if they do not comply with these terms or conditions relating to the Building Contract or any other terms and conditions which may be imposed by the Builder.

3. The Universal Gift Card is subject to terms and conditions imposed by Pinpoint Pty Ltd ABN 49 002 693 656, and the issuer of the card, Heritage Building Society Ltd

ABN 32 087 652 AFSL 240984 (a copy of such terms and conditions can be obtained by visiting www.universalgiftcard.com.au).

4. The Universal Gift Card cannot be used in certain retail outlets. Stockland does not accept any liability or assume any responsibility in any way arising out of, or in relation to,

the use of the Universal Gift Card, or for any card faults or defects or if the Buyer is unable to use the Universal Gift Card for any reason including if the Universal Gift Card is

damaged or lost.

5. Stockland will only offer one Universal Gift Card for each Land Contract. Where more than one person is noted as the Buyer in the Land Contract, then the Universal Gift

Card will be offered jointly to all persons noted as the Buyer in the Land Contract. The Universal Gift Card is personal to the Buyer, and is not transferable, exchangeable or

redeemable for cash.

6. The Universal Gift Card will be made available on settlement of the Land Contract and card activation details will be posted separately to the Buyer within two weeks of settlement.

7. A Buyer may at any time up to 14 days before settlement of the Land Contract by notice in writing to Stockland request to apply the value of the Stockland component of the

Universal Gift Card to the purchase price payable by the Buyer to Stockland under the Land Contract in lieu of receiving the Universal Gift Card. If the Buyer gives a notice

requesting that the value of the Universal Gift Card be applied to the purchase price under the Land Contract, then subject to the prior consent of Stockland (which may be

given or withheld by Stockland in its absolute discretion), the value of the Stockland component of the Universal Gift Card (inclusive of any GST) will be set-off the purchase

price as an adjustment in favour of the Buyer at settlement of the Land Contract. The Buyer may also make arrangements with the Builder to apply the value of the Builder

component of the Universal Gift card to the Building Contract

8. The Buyer is responsible for informing their lender about the Universal Gift Card. If the Buyer’s lender requires that the whole or any part of the value of the Universal Gift card

must be applied to the purchase price payable by the Buyer to Stockland under the Land Contract or any amount paid under the Building Contract, the Buyer acknowledges and

agrees that the amount of the Universal Gift Card (or part thereof) will be set-off the purchase price as an adjustment in favour of the Buyer at settlement of the Land Contract.

9. Any taxes which may be payable as a consequence of receiving the Universal Gift Card are the sole responsibility of the Buyer.

PART D – REDUCED DEPOSIT OFFER

1. Subject to the terms and conditions set out in this Part, the Promotion entitles each Buyer to elect to pay an initial deposit of $5,000 on entry into their Land Contract (Reduced Deposit).

2. In order to receive the benefit of the Reduced Deposit, the Buyer must:

(a) consult by telephone or face-to-face meeting with a Stockland Home Finance Specialist during the Promotion Period. Please visit http://www.stockland.com.au/

home-and-land/home-finance.htm for further information and contact details;

(b) prior to entering into the Land Contract, present to their Stockland Sales Representative a $5,000 Land Deposit Certificate issued by Stockland Home Finance; and

(c) enter into a Land Contract in accordance with the terms set out in these terms and conditions.

3. All applications for finance are subject to the relevant lender’s normal credit approval criteria, and will vary subject to each individual’s personal financial situation. Full terms

and conditions will be included in the loan offer from the relevant lender

PART E – FIRST HOME OWNERS GRANT AND STAMP DUTY SAVINGS

1. First Home Owners purchasing a Home and Land Package may be eligible for the $15,000 First Home Owner Grant and a transfer duty exemption or concession.

2. The First Home Owners Grant and applicable transfer duty exemptions or concessions are Government initiatives and are not Stockland promotions. Eligibility and date

restrictions apply. Please visit www.firsthome.gov.au for further information.

PART F – GENERAL TERMS

1. The Promotion is not available in conjunction with any other promotion or offer by Stockland.

2. The Promotion is subject to any other terms and conditions contained in the Land Contract or the Building Contract.

3. To the extent permitted by law, Stockland is not liable and does not accept any responsibility for any loss or damage suffered or incurred by a Buyer or any other person:

(a) by reason of any incorrect or incomplete information which may be communicated in the course of the Promotion;

(b) who relies upon the information in any advertisement relating to the Promotion or participates in the Promotion; or

(c) due to the inability of Stockland to provide any aspect of the Promotion as a result of the act of any third party.

4. To the extent permitted by law, Stockland may cancel or make changes to the Promotion at any time without notice. Such changes may include adding or withdrawing a

Home and Land Package or shortening or extending the Promotion Period.

5. These terms and conditions supersede any prior terms and conditions for the Promotion.

PART G – PRIVACY CONSENT

1. Stockland collects personal information in order to conduct the Promotion, to assist in providing the products or services an individual has requested (if any), and to improve its

products and services. Stockland may use the information for promotional, marketing, publicity, research and profiling purposes, and may be in touch by any means (including

telephone, email or SMS) at any time to let you know about products, services or promotional activities which may be of interest to you until you inform Stockland otherwise.

2. Stockland may also share individuals’ information with other persons or entities who assist it in providing its products or services or running competitions or trade promotions.

Stockland may also disclose personal information to third parties’ as required by Australian regulatory authorities.

3. Stockland is bound by the National Privacy Principles in the Privacy Act 1988 (Cth), and by participating in the Promotion, each participant is taken to consent to its privacy

policy. To view Stockland’s privacy policy please visit http://www.stockland.com.au/privacy-policy.htm. Participants should direct any request to access, update or correct

personal information to Stockland.

BEFORE ENTERING INTO A CONTRACT FOR SALE YOU SHOULD OBTAIN INDEPENDENT LEGAL AND FINANCIAL ADVICE.

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