Annual Report - Raiffeisen Bank Kosovo JSC

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Management Board The Management Board Oliver J Whittle Chairman of Management Board Gary Moinette Member of Management Board www.raiffeisen-kosovo.com Supervisory Board Management Board Organisational Structure Vision and Mission RZB and RI .
Organisational Structure Organisational Structure of Raiffeisen Bank Kosovo Chairman of Management Board CEO Support Services Oliver Whittle Financial Controlling and Accounting Osvelda Qafa Risk and Credit Management Visar Perani Management Board Member Head of Customer Business Gary Moinette Corporate Banking Ramis Ahmetaj Product Management and Development Audit Fisnik Kepuska Legal and Compliance Lirije Osaj Human Resources / Training Arta Celina Diana Berisha Distribution Channels Merita Gjushinca Card Business Shpend Nura Customer Service IT and Communications Etnik Kabashi Njomza Buxhovi Operations Shukri Mustafa Marketing and Public Relations Asdren Rrahmani Glossary Macroeconomic Environment Overview Segment Reports Financial Statements Addresses www.raiffeisen-kosovo.com
Page 1 and 2: Annual Report 2006
Page 3 and 4: Table of Contents Contents Introduc
Page 5: Introduction Introduction by the Ch
Page 9 and 10: The RZB Group and Raiffeisen Intern
Page 11 and 12: Raiffeisen-Glossary Raiffeisen-Glos
Page 13 and 14: The Macroeconomic Environment The M
Page 15 and 16: The Macroeconomic Environment Trade
Page 17 and 18: Raiffeisen Bank Kosovo - Overview R
Page 19 and 20: Raiffeisen Bank Kosovo - Overview T
Page 21 and 22: Corporate Banking Corporate Banking
Page 23 and 24: Corporate Banking Key Issues when C
Page 25 and 26: Corporate Banking Liquidity and Int
Page 27 and 28: Retail Banking Retail Banking Small
Page 29 and 30: Retail Banking PI Loans and Overdra
Page 31 and 32: Retail Banking Risk and Credit Mana
Page 33 and 34: Retail Banking Local In/Out Tranfer
Page 35 and 36: Retail Banking Personnel Training a
Page 37 and 38: Financial Statements Financial Stat
Page 39 and 40: Financial Statements Independent Au
Page 41 and 42: Financial Statements Income Stateme
Page 43 and 44: Financial Statements Statements of
Page 45 and 46: Financial Statements is dependent o
Page 47 and 48: Financial Statements The provision
Page 49 and 50: Financial Statements The income tax
Page 51 and 52: Financial Statements 5. Cash and Ca
Page 53 and 54: Financial Statements 107,953 thousa
Page 55 and 56: Financial Statements As at 31 Decem
Page 57 and 58:
Financial Statements 12. Other Liab
Page 59 and 60:
Financial Statements 16. Other Inco
Page 61 and 62:
Financial Statements Differences be
Page 63 and 64:
Financial Statements Assets Currenc
Page 65 and 66:
Financial Statements Overdue assets
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Financial Statements The table belo
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Financial Statements The total outs
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Financial Statements The remunerati
Page 73 and 74:
Addresses and Contacts Skenderaj Su
Page 75 and 76:
Addresses and Contacts Leasing Aust
Page 77 and 78:
Addresses and Contacts Russia Moska
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Annual Report - Raiffeisen Bank Kosovo JSC

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