Personal Umbrella brochure - Western National Insurance Group

Personal

Umbrella

Insurance

Accidents happen. In today’s

society, sometimes those accidents

result in large and unforeseen losses

where the expenses exceed the

limits of a typical auto or

homeowner’s policy.

For example:

• Your teenager causes an auto

accident that permanently

disables another driver

• You accidentally injure

someone while boating or

hunting

• Your pet dog bites a neighbor’s

child, causing both physical and

psychological damages

• Your son or daughter bullies

another kid online, resulting in a

defamation lawsuit

For not a lot of extra money,

Personal Umbrella Insurance from

Western National provides you with

an extra layer of liability coverage

to help protect you financially

against these and other potentially

large claims.

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The preferred insurance solution for your liability

protection needs!

QUICK FACTS ABOUT WESTERN NATIONAL

• Founded in 1900 in St. Paul, Minnesota

• Products are available through Independent

Agents only

• Rated “A” (Excellent) by A.M. Best; Financial

Size Category: IX ($250 million to $500 million)

• Offers Personal Umbrella in 4 states (IA, MN,

SD, & WI)

• Community-focused, with 1,400 employee

hours and $190,000+ donated last year to

people in need

• Caring claims staff who average 20 years of

experience and who earn a 98 percent

claim satisfaction rating

PERSONAL UMBRELLA PRODUCT FEATURES

Western National’s Personal Umbrella Insurance

provides an extra layer of liability coverage

beyond the coverage provided by your

Western National auto, home, or other liability

policy. It helps guard you against large and

unforeseen losses, protecting your personal

assets and future earnings.

Western National offers Umbrella limits of

$1 million to $5 million (subject to qualifications).

WORLDWIDE HOMEOWNER LIABILITY COVERAGE

Your Umbrella policy covers incidents involving

personal liability or any property covered by

your basic homeowner’s, condo/townhouse, or

tenant’s policy, no matter where it takes place.

BODILY INJURY & PROPERTY DAMAGE CLAIMS

Coverage for your greatest exposure to a

large, unforeseen loss: your personal autos.

PERSONAL INJURY PROTECTION

Our Umbrella covers libel, slander, defamation

of character, and invasion of privacy.

DUTY TO DEFEND

In addition to your limit of liability, Western

National pays the expensive costs of defending

you in the legal process.

Headquarters:

5350 West 78th Street, Edina, Minnesota 55439-3101

Phone: 952.835.5350 | Toll-Free: 800.862.6070 | Fax: 952.921.9295

Email: info@wnins.com | Web: www.wnins.com

Our Companies:

Arizona Automobile | Pioneer Specialty

Umialik | Western Home | Western National Assurance

Western National Mutual

Financial Strength Rating

A

MBEST

A Excellent