01 Gothaer Konzern_E_09_Umschl - Gothaer Allgemeine ...

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Competence for small and medium sized enterprises. 6 Gothaer Group Annual Report 2009
“We are with SMEs, all the way, in all insurance issues. Owners of firms should have as much time as possible for their business.”, says André Kirsten, target-group manager for SMEs at Gothaer. Gothaer Group Annual Report 2009 7
Page 1 and 2: 108141 - 03.2009 The Gothaer Group
Page 3 and 4: Financial Highlights The Business U
Page 5: Gothaer Versicherungsbank VVaG Grou
Page 8 and 9: Foreword Rich in tradition, but for
Page 12 and 13: Target group SMEs Target group SMEs
Page 14 and 15: Target group SMEs Healthy staff - t
Page 16 and 17: Employees: our most important resou
Page 18 and 19: Passion for performance Employees I
Page 20 and 21: Employees Personnel and management
Page 22 and 23: 190 Years Gothaer brand 18 Gothaer
Page 24 and 25: Topical Subject 190 Years Gothaer b
Page 26 and 27: Topical Subject Why a strong brand
Page 28 and 29: Topical Subject Positioning since 2
Page 30 and 31: Topical Subject ASSTEL - the direct
Page 32 and 33: Management Report 28 Gothaer Group
Page 34 and 35: Management Report General Economic
Page 36 and 37: Management Report Situation of the
Page 38 and 39: Management Report Developments in l
Page 40 and 41: Management Report Developments in p
Page 42 and 43: Management Report Gross premiums wr
Page 44 and 45: Management Report Composition of in
Page 46 and 47: Management Report Consolidated prof
Page 48 and 49: Management Report Solvency Rating R
Page 50 and 51: Management Report Segmental Perform
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Page 56 and 57: Management Report Performance of th
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Management Report Scenario analysis
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Management Report In view of fallin
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Auditors’ Report We audited the c
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The financial strength ratings carr
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Gothaer Versicherungsbank VVaG Arno
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