4 years ago

Big Bank – Small Money! Microfinance and Retail Banking

Big Bank – Small Money! Microfinance and Retail Banking

FOCUS: Corporate lending

FOCUS: Corporate lending and retail banking Consolidation Starting from June 2009 reorganization of the credit business in city level branches (Baoding pilot project) Assessment of the credit business in selected city level branches Development of standards Budgeting and planning tools Marketing training Reporting standards Future Topics Strategic planning process for the entire bank Implementation and monitoring of the bank strategy and the individual business strategies Development and implementation of a corporate culture Development and implementation of a comprehensive risk management strategy Development and implementation of new credit products (small corporate loan business) Sustainable Growth PSBC achieves its business and political objectives: PSBC becomes a fully fledged commercial bank with a sound business model and a profitable business in providing services to households and corporates all over the country Integration in PSBC’s credit department and a successful communication culture with PSBC colleagues on management and operational level are key for the success!!! 16.11.2009 Seite 12

Results (August 2009) Loan Product No.(000’) Disbursement Amount (bil.) No.(000’) Outstanding Amount (bil.) Arrears > 1 day (%) Business (guaranteed) 390 31 281 14 1.97 Micro Business (group lending) Rural (guaranteed) 325 125 28 4.6 233 95 14 2.8 2.06 1.17 Rural (group lending) 573 22 421 15 0.83 Individual Business Loans 62 15 54 13 0.05 Housing Loans 27 6.3 27 6.2 0.05 TOTAL 1.5 Million 107 Billion RMB = 10 Billion EUR 1.1 Million 65 Billion RMB = 6 Billion EUR 16.11.2009 Seite 13

MICROFINANCE INDUSTRY REPORT Thailand - Banking with the ...
Microfinance Industry Report: Indonesia - Banking with the Poor ...
June 2010 - Banks and Microfinance in Europe - European ...
microfinance industry report - Vietnam - Banking with the Poor Network
Microfinance Industry Report: Nepal - Banking with the Poor Network
A History of Asia's Regional Microfinance Network - Banking with the ...
Innovations in Microfinance in Southeast Asia - Philippine Institute ...
[+]The best book of the month Banking on Small Business: Microfinance in Contemporary Russia: Version 2 [FREE]
Retail banking market investigation
Retail banking market investigation
Retail and Trade Banking in Vienna - Raiffeisen
Global Retail Banking - IBP Real Estate
Retail banking market investigation
Gender and rural microfinance: Reaching and empowering ... - IFAD
Growth strategies in retail banking Study - Roland Berger
A Structural Empirical Analysis of Retail Banking Competition: the ...
Financial Inclusion and Postal Banking - Postal Financial Inclusion
Retail Banking Business Review - we.CONECT
Retail banking in CEE - Roland Berger
Innovation in Retail Banking: Asia Pacific - The Asian Banker
Success factors in Russian retail banking - Roland Berger Strategy ...
Managing your money abroad - Ulster Bank
Using Innovation in Retail Banking as a competitive advantage - SMU
Jan-Mar 2009 - United Bank Limited
Jamal Al-Hazeem cover story in The Banker Bahrain 2012 - BMI Bank
ICT Investment in Retail Banks Enterprise ICT Market Trends Spending Patterns Through till 2015
Money, Bank Credit, and Economic Cycles - The Ludwig von Mises ...
OYAKBANK AU ENG 2003.fh9 - ING Bank
Global Retail Banking Market Research Report, Analysis, Opportunities, Forecast, Applications, Leading Players : Ken Research