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3 years ago

Big Bank – Small Money! Microfinance and Retail Banking

Big Bank – Small Money! Microfinance and Retail Banking

Agenda

Agenda (Introduction to PSBC) Opportunities and Challenges for PSBC’s (Micro)Credit business Strategic Approach to the Development of PSBC’s (Micro)Credit Business Reasoning of the GTZ Project Project Implementation Results Reflections - Lessons Learnt Q& A 16.11.2009 Seite 2

Introduction to Postal Savings Bank of China (PSBC) - History 1978, Deng Xiao Ping starts the economic reform process 1986, Ministry of Post and Telecommunications reopens savings business upon the approval of the State Council 1999, Postal Savings and Remittance Bureau (PSRB) becomes an independent business unit of the State Post Bureau Aug 2003, responsibility of managing postal savings mobilized after August 2003 is transferred from People’s Bank of China (central bank) to PSRB Aug 2005, the State Council releases the “Plan of the Postal Systems Reform” leading the way to the later establishment of the PSBC Dec 2006, China Banking Regulatory Commission (CBRC) approves the establishment of the PSBC March 2007, the head office of PSBC has been established Dec 2007, CBRC permits PSBC to offer the full range of credit products 16.11.2009 Seite 3

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