PSBC – Clients, Products, Organization, Staff PSBC – clients: 300 million savings client, 500 million accounts, focus on counties and rural areas PSCB – products: Credit business (MSE, syndicated loans) Savings (10% of all savings mobilized in China) Credit card business Debit card business (green card) Remittances (national and international) PSBC – organization with five management levels: Headoffice 36 provincial branches 315 city level branches 2129 county level branches 36500 outlets PSBC – staff 230.000 employees Rural City Urban 23% 58% Count y 19% 16.11.2009 Seite 4
PSBC’s Strategic Objectives Improve urban and rural financial services by taking full advantage of the client base and the branch network Support the building of the “new socialist countryside” PSBC is a profitable, fully fledged commercial bank with a sound business model providing services to households and corporates all over the country Develop corporate banking and strengthen PSBC’s competitive advantages in retail banking The logic of the double bottom line applies for PSBC applying a commercial approach to achieve a social objective 16.11.2009 Seite 5
Big Market Research, ICT Investment Retail Banks Enterprise Market Size, Share, Forecast, Strategy, Trends, Analysis, Growth, Segment, Global. Read full report @ http://www.bigmarketresearch.com/ict-investment-trends-in-retail-banks-enterprise-ict-spending-patterns-through-to-the-end-of-2015-market
This report presents the findings from a survey of 136 retail banks regarding their Information & Communications Technology (ICT) investment trends. The survey investigates how retail banks currently allocate their ICT budgets across the core areas of enterprise ICT expenditure: hardware, software, IT services, communications, and consulting.
Consumer banking is known as retail banking, aims to be the one-stop shop for any financial services as possible on behalf of individual retail clients. Retail banking offered services including checking accounts, savings, personal loans, debit/credit cards and mortgages and others. Mainly, the retail banking focuses on the individual consumer. Many consumers are mainly exploiting the local branches services, which provide onsite customer services to all the customers. To know more, click on the link below:
Ankur Gupta, Head Marketing & Communications
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Magazine: Big Bank – Small Money! Microfinance and Retail Banking