EBA Long Report - European Banking Authority - Europa

Profitability
KRI Descriptive Statistics Dec-09 Mar-10 Jun-10 Sep-10 Dec-10 Mar-11 Jun-11 Sep-11 Dec-11 Mar-12 Jun-12
20 - Accumulated impairments
on financial assets to total
(gross) assets
21 - Impairments on financial
assets to total operating income
22 - Return on equity
24 - Cost-to-income ratio
26 - Net interest income to total
operating income
27 - Net fee and commission
income to total operating income
33 - Net income to total
operating income
34 - Loan-to-deposit ratio
Weighted average 1.3% 1.2% 1.3% 1.3% 1.4% 1.3% 1.4% 1.3% 1.5% 1.4% 1.5%
25th percentile 0.9% 0.9% 0.8% 0.8% 0.8% 0.8% 0.8% 0.7% 0.8% 0.8% 0.7%
50th percentile 1.5% 1.5% 1.5% 1.6% 1.7% 1.6% 1.5% 1.5% 1.6% 1.6% 1.7%
75th percentile 2.2% 2.3% 2.3% 2.8% 2.7% 2.9% 2.9% 3.1% 3.7% 3.7% 4.0%
Weighted average 25.6% 17.2% 19.2% 18.1% 18.2% 12.9% 17.9% 20.3% 21.8% 19.4% 22.1%
25th percentile 20.7% 15.5% 17.5% 14.5% 14.3% 5.0% 10.0% 14.7% 14.8% 8.4% 9.9%
50th percentile 26.9% 20.4% 22.9% 21.0% 21.5% 12.6% 20.2% 21.6% 26.2% 19.6% 21.7%
75th percentile 39.6% 28.1% 31.9% 31.6% 30.7% 25.1% 32.0% 36.9% 55.7% 31.1% 39.8%
Weighted average 4.5% 1.9% 3.6% 5.0% 5.9% 2.1% 3.5% 3.6% 1.7% 1.4% 1.8%
25th percentile -0.5% 3.0% 3.0% 3.0% 1.7% 5.3% 2.8% -0.7% -13.7% 1.7% 0.1%
50th percentile 5.4% 6.3% 6.4% 5.7% 5.4% 8.6% 7.2% 5.3% 2.7% 6.7% 5.7%
75th percentile 9.1% 11.5% 11.1% 10.1% 9.5% 13.3% 12.1% 9.5% 7.8% 11.4% 9.1%
Weighted average 55.2% 53.3% 54.7% 55.7% 56.2% 58.9% 58.2% 59.6% 60.1% 60.5% 59.0%
25th percentile 47.2% 46.9% 49.1% 48.7% 49.2% 49.2% 49.7% 51.0% 50.4% 48.4% 50.4%
50th percentile 57.8% 55.1% 56.2% 57.7% 57.8% 55.9% 57.3% 58.6% 60.1% 56.8% 58.4%
75th percentile 64.3% 62.1% 62.4% 63.5% 64.1% 63.2% 63.8% 63.9% 64.5% 68.1% 69.9%
Weighted average 57.9% 56.2% 58.7% 58.4% 58.1% 56.6% 57.4% 60.3% 60.9% 61.7% 61.7%
25th percentile 52.8% 53.2% 52.3% 53.2% 51.9% 48.9% 50.4% 52.5% 54.2% 51.7% 52.6%
50th percentile 64.1% 61.9% 62.5% 64.9% 64.2% 59.2% 62.8% 65.0% 63.5% 63.9% 63.2%
75th percentile 74.1% 72.5% 72.5% 77.5% 76.8% 77.4% 75.4% 75.2% 76.0% 74.5% 77.9%
Weighted average 26.0% 25.8% 26.7% 26.7% 26.8% 26.6% 27.0% 27.6% 27.6% 27.1% 26.9%
25th percentile 16.7% 14.9% 15.6% 15.1% 15.8% 13.1% 16.1% 16.7% 16.3% 17.8% 16.9%
50th percentile 22.6% 23.5% 24.3% 24.0% 24.1% 23.7% 24.4% 25.8% 24.1% 23.1% 24.4%
75th percentile 29.0% 30.6% 31.5% 30.8% 30.6% 30.2% 29.2% 30.5% 30.9% 28.2% 29.0%
Weighted average 9.3% 16.3% 16.5% 15.2% 13.4% 19.6% 16.7% 11.9% 4.5% 12.5% 11.4%
25th percentile -3.1% 7.3% 7.0% 7.1% 5.6% 14.2% 8.7% -3.6% -34.0% 4.1% 0.9%
50th percentile 10.9% 17.4% 16.0% 15.4% 14.7% 19.8% 17.8% 13.2% 9.9% 16.3% 13.6%
75th percentile 19.3% 23.0% 24.0% 23.4% 22.3% 30.4% 26.4% 22.6% 19.3% 28.6% 22.4%
Weighted average 148.9% 148.9% 147.6% 146.5% 144.2% 144.1% 145.3% 147.0% 142.9% 144.5% 144.5%
25th percentile 125.2% 125.2% 128.6% 123.8% 124.5% 118.3% 126.4% 127.8% 126.7% 123.9% 126.3%
50th percentile 147.4% 144.6% 146.7% 150.0% 147.7% 148.5% 151.1% 152.0% 148.9% 146.6% 146.1%
75th percentile 174.6% 179.7% 186.6% 178.4% 170.4% 175.9% 170.5% 169.5% 176.8% 184.4% 186.9%
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