BDO Omnibus Investment

bdo.com.ph

BDO Omnibus Investment

Banking has never been this rewarding!

BDO Rewards

Only BDO rewards you with free SM shopping

points, exclusive perks and one-of-a-kind

privileges!

With an availed BDO Auto or Home Loan plus a

Savings or Current Account, you automatically qualify

for the BDO Rewards Program.

Earning Points

It’s easy to earn points. Once qualified, each month,

you can earn:

- up to 5 points for every Php 100,000 auto loan balance

- up to 5 points for every Php 200,000 home loan

balance.

You can also earn points from other qualified BDO

products and services such as: deposit accounts,

investments, debit card payment transactions,

remittances and paying bills via ATM, phone, mobile or

Internet. Present your Rewards card to the cashier at

SM, SM retail establishments and other BDO Rewards

Partners and earn points from your purchases!

Using Points For Free Shopping

Use your BDO Rewards points to shop at SM Department

Store, SM Supermarket, SM Hypermart, and for

purchases at SM Cinema and other SM retail establishments.

You can start shopping with as low as 50 points

or Php 50.00. Simply present your Rewards card to the

cashier.

For more information on your

savings options, visit

www.bdo.com.ph

BDO Customer Contact Center:

(632) 631-8000

Domestic Toll Free-Numbers:

1-800-10-631-8000 ( PLDT )

1-800-3-631-8000 ( Digitel )

1-800-8-631-8000 ( Globe )

1-800-5-631-8000 ( Bayantel )

BDO Investments

The best way

to achieve.

Offering financial savvy and

flexibility for your every investment.

Whether you’re a newbie or a savvy investor,

BDO has the expertise to make your investments

work for you.

It begins with knowing your investment profile

and laying down your objectives. Depending on

your needs, we design a customized investment

package that can help make your money grow to

give you the results you desire.

We partner with you in securing and managing

your finances for as long as you require –

whether your goals evolve from investment to

inheritance, success to succession.

If you’re considering investing, consider BDO

and together, we can raise your investments to

the next level.

What are time deposits

If you’ve only just begun to consider investing,

time deposits are a good place to start. A time

deposit or term deposit is a facility wherein you

can put in your investable funds for a specified

amount of time. During that time, your investment

cannot be withdrawn but it will earn a specific

interest rate higher than regular deposit

accounts. BDO has a range of time deposit

products for you to consider.

What are Unit Investment Trust Funds

Unit Investment Trust Funds (UITFs) are readymade

investment portfolios that allow the pooling

of funds from different clients with similar

investment objectives for the purpose of

collective placements in various securities. If you

are ready to go beyond traditional bank deposit

products and wish to gain access to financial

markets usually just available to bigger investors,

then UITFs may be an ideal choice for you. With

BDO UITFs, common investment concerns such

as affordability, returns, liquidity and investment

expertise are addressed. Our wide selection of

UITFs allows you to choose a fund or a combination

of funds that suit your needs, financial

requirements and life goals.


GOVERNMENT SECURITIES

OTHER TRUST PRODUCTS

Competitive Rates. Expert Advise. Sound Investments.

Two kinds of government securities are available

from the Philippine Government through the Bureau

of Treasury. Treasury Bills and Treasury Bonds are

made available to you through reliable licensed

dealers such as BDO. You enjoy these investment

facilities at virtually no risk since these are direct

and unconditional obligations by the Philippine

government.

Treasury Bills

Treasury Bills are a solid choice if you want a

low-risk investment that earns returns within a

shorter term. For a minimum Php 100,000, enjoy the

gains as your investment yields higher interest in

tenors of less than a year.

Treasury Bonds

For long term, low-risk investments, Treasury Bonds

are ideal. These mature at tenors ranging from 2

years to 25 years, depending on their availability.

For a minimum of Php 100,000.00, you see the fruits

of your investment through regular coupon interest

payments, plus the effective yield of the entire

investment can also be increased when these

interest payments are reinvested in other interest -

earning instruments. What’s more, your investment

in Treasury Bonds can be used as collateral for

loans with BDO.

Easy Investment Plan

The BDO Easy Investment Plan (EIP) is a wealth

build-up scheme that enables you to attain your

financial goals and financial wellness through the twin

habits of regularly saving and investing. It incorporates

what investment experts consider as the

best, tried and tested principles that make a

successful saving and investment plan and

provides a solution to counter the major obstacles

to saving and investing.

Customized Investment Portfolios

If you wish to have a customized investment

portfolio, open a Trust or Investment Management

Account with BDO Trust and let its expertise work

for you. BDO Trust will manage your funds, aiming

to make the most of your money while taking into

account your investment objectives, preferred type

of securities and strategies and set guidelines.

Time Deposit

Description

Description

Minimum

Placement

Earns higher than a regular Peso

Peso Term Account

savings account and allows you

to schedule the release of your P1,000

funds at the terms you want.

Enjoy higher earnings for your

Dollar Time Deposit

dollars and schedule the

release of your funds on the

$1,000

date you specify.

Kabayan Peso

Time Deposit

Kabayan

Dollar Account

BDO Unit Investment

Trust Fund (UITF)

MONEY MARKET FUND TYPE

BDO Peso Money Market Fund (PMMF)

BDO Dollar Money Market Fund (DMMF)

Overseas Filipino Workers

(OFWs) and their beneficiaries

get more for their money in

this secure facility.

Overseas Filipino Workers

(OFWs) and their beneficiaries

can keep hard-earned dollars

and enjoy tailor-fit benefits.

P1,000

$1,000

Aims for capital preservation and income

generation from low risk investments

Terms

Quoted Daily

by Treasury

Minimum

Investments

PMMF - P 100,000

DMMF - $ 2,000

Proof of

Ownership

Certificate of

Time Deposit

Interest

Rate

Quoted Daily

by Treasury

Best suited for

Moderate Investor with

an investment time

horizon of at least six

months to a year

BOND FUND TYPE

BDO Peso Bond Fund (PBF)

BDO GS Fund (GSF)

BDO Peso Fixed Income Fund (PFIF)

BDO Dollar Bond Fund (DBF)

BDO Medium Term Dollar Bond Fund

(MTDBF)

Aims for capital preservation and higher

yields by investing in short to long term

fixed income securities.

PBF, GSF - P100,000

PFIF* - P 10,000

DBF, MTDBF - $2,000

Moderate Investor

with an investment

time horizon of at

least three years

BALANCED FUND TYPE

BDO Peso Balanced Fund (PBAL)

Strives to achieve capital appreciation

over medium to long-term through a

combination of fixed income

investments and stocks

PBAL* - P10,000

Balanced Investor

with an investment

time horizon of more

than three years

EQUITY FUND TYPE

BDO Equity Fund (Equity)

Maximizes returns for wealth

accumulation by investing mainly

in equities.

PBAL* - P10,000

Balanced Investor

with an investment

time horizon of more

than three years

*Also available via the BDO Easy Investment Plan

Disclosure: BDO Unit Investment Trust Funds (UITFs) are not deposits but trust agreements. They are not obligations of, nor guaranteed, by

BDO and are not insured by the PDIC. UITFs do not carry any guaranteed rates of return. Any income or loss arising from market fluctuations and

price volatility of the securities held by the UITFs, including government securities, is for the account of the investor. The units of participation

in the funds, when redeemed, may be worth more or worth less than the initial investment of the investor. Historical performance, when

presented, is purely for reference purposes and not a guarantee of similar future results. BDO, as trustee, is not liable for losses unless there is

fraud, willful default, bad faith or gross negligence on its part.

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