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Microfinance Investment Summit Hong Kong - C5

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“ Excellent content delivered by top professionals in the field! Level of detail was good for those of us who are<br />

in the industry. Networking breaks are very good, too.” – Megan Fielding, Head, Strategic Partnerships, Microplace<br />

Business Information<br />

In A Global Context<br />

<strong>Microfinance</strong><br />

<strong>Investment</strong> <strong>Summit</strong><br />

<strong>Hong</strong> <strong>Kong</strong><br />

New global initiatives on sustainable, economical investment strategies<br />

to achieve optimal growth, maximise partnerships and accelerate return<br />

2-3 December 2010 | InterContinental Grand Stanford Hotel | <strong>Hong</strong> <strong>Kong</strong>, China<br />

Featuring global experts from:<br />

Credit and Development Forum (CDF) (Bangladesh)<br />

AMK (Cambodia)<br />

China Association of <strong>Microfinance</strong> (China)<br />

China Foundation for Poverty Alleviation (CFPA)<br />

CFPA <strong>Microfinance</strong> Management Ltd. (China)<br />

GTZ (China)<br />

Grameen Foundation (China)<br />

Opportunity International (China)<br />

KfW (Germany)*<br />

Grameen Capital (India)<br />

IFMR Mezzanine Finance Pvt. Ltd. (India)<br />

Janalakshmi Financial Services (India)<br />

Lok Advisory Services, (India)<br />

PT Ukabima (Indonesia)<br />

Daiwa Securities Co Ltd. (Japan)<br />

Shahina Aftab Foundation (Pakistan)<br />

GM Bank (Philippines)<br />

Banking With the Poor Network (Singapore)<br />

Hatton National Bank PLC (Sri Lanka)<br />

Lanka Financial Services for the Underserved<br />

Settlements (Sri Lanka)<br />

SED (Thailand)<br />

Vietnam Bank for Social Policies (Vietnam)<br />

CGAP (France)<br />

Grameen Crédit Agricole <strong>Microfinance</strong> Foundation<br />

(France)<br />

Coca-Cola Eurasia and Africa Group (Turkey)<br />

BoardsThatExcel.com (USA)<br />

Developing World Markets (USA)<br />

CreditEase (China)<br />

IFC (China)<br />

SKS <strong>Microfinance</strong> Ltd. (India)<br />

Fortis <strong>Microfinance</strong> Bank Ltd. (Nigeria)<br />

Blue Orchard Finance S.A (Switzerland)<br />

<strong>C5</strong> is bringing its prestigious <strong>Microfinance</strong> <strong>Investment</strong> <strong>Summit</strong> to Asia.<br />

This all-encompassing event showcases back-to-back panel discussions and<br />

case studies on innovative initiatives, proven strategies and guaranteed insights<br />

from leading experts who will share their experiences and success stories from<br />

sub-regions across Asia:<br />

• Creating capital markets that support high social impact investments to maximise<br />

growth in developing countries<br />

• Reforming NGO MFIs to match the demands of the investors without changing<br />

their social mission<br />

• Implementing sustainable long-term business practices to increase efficiency<br />

and performance<br />

• Establishing cost-effective strategies for outreach to rural areas<br />

Conference Chair<br />

Royston Braganza<br />

CEO, Grameen Capital<br />

SKS IPO KEYNOTE JOINT PRESENTATION<br />

Dilli Raj, Chief Financial Officer<br />

SKS <strong>Microfinance</strong> Ltd.<br />

Join an unparalleled panel of leaders from:<br />

Bangladesh, Cambodia, China, India, Indonesia, Japan,<br />

Pakistan, Philippines, Singapore, Sri Lanka, Thailand,<br />

Vietnam, France, Turkey and USA<br />

M.R.Rao, Chief Operating Officer<br />

SKS <strong>Microfinance</strong> Ltd.<br />

“ Very useful. Would recommend it.” – Kartik Desai, Vice President, Lok Capital<br />

“ Useful update in the industry, good possibilities to make contacts, well organized,<br />

good focus of panels.” – Katharina Schachtner, <strong>Investment</strong> Officer, Accessholding.com<br />

“ Well organized, well delivered presentations, active audience. Well done!”<br />

– Michael Kortenbusch, CEO, Business & Finance Consulting<br />

Up to<br />

11.0 CPD<br />

PANEL SESSION PARTNER:<br />

MEDIA PARTNERS:<br />

To register call +44 (0) 20 7878 6888 or register online at www.microfinancesummits.com


The expansion of microfinance has come a long way in a relatively short period. In this rapidly evolving industry, trends, regulations,<br />

investment strategies and new initiatives are all progressing despite the challenges within the economic marketplace. <strong>Microfinance</strong><br />

is on the rise but still presents its own unique issues:<br />

• What are the best practice approaches to monitor borrowing programmes, help consumers manage their finances<br />

and eliminate overindebtedness<br />

• How can MFIs scale up to maximise their business performance and increase further investment<br />

• What are the strategies IFIs should consider to attract local investors<br />

• What are the current challenges for promoting investments in rural areas in order to maximise growth<br />

Attend this can't miss event and join the leading authorities – Financial institutions, MFI NGOs, NBFCs and all other industry<br />

stakeholders who will reveal their strategies on overcoming the key microfinance challenges and maximising all opportunities for<br />

sub-regions across Asia:<br />

China’s experiences on integrating microfinance and social responsibility to optimise the double bottom line and demonstrate<br />

tangible results.<br />

Japan’s project on how to create mutual funds for retail investors to increase sustainable development and growth in the community.<br />

Pakistan’s lessons on employing microfinance to empower women and capitalise on the opportunities for the bottom<br />

of the pyramid market.<br />

Indonesia’s new initiative on how to improve capital raising capacity, obtain funding and enhance partnerships for MFIs.<br />

And much, much more!<br />

In addition, this is your exclusive chance to:<br />

• Maximise your investment opportunities: Meet the big players in the microfinance industry<br />

• Be a part of optimal growth: Form international partnerships, promote microfinance in Asia, achieve sustainability and multiply<br />

your return<br />

• Take advantage of the unique ‘East meets West’ theme, led by the microfinance experts in Asia and the Western world whose<br />

sole purpose is to meet you!<br />

You cannot afford to miss the only industry gathering that will give you the tools to arm yourself with best practice strategies<br />

to tap into all opportunities in microfinance. This is the ONE event where networking counts, relationships are forged and deals<br />

are made.<br />

Call us on +44 (0) 20 7878 6888 | Fax your registration form to +44 (0) 20 7878 6896<br />

Register online at www.microfinancesummits.com<br />

SPEAKERS AT A GLANCE:<br />

Md. Abdul Awal, Director, Credit and<br />

Development Forum (CDF) (Bangladesh)<br />

Paul Luchtenburg, CEO, AMK / Smart Campaign<br />

Steering Committee (Cambodia)<br />

Bai Chengyu, Secretary General,<br />

China Association of <strong>Microfinance</strong> (China)<br />

Liu Dongwen, Deputy Executive Director<br />

China Foundation for Poverty Alleviation<br />

(CFPA), Director, CFPA <strong>Microfinance</strong><br />

Management Ltd. (China)<br />

Thorsten Giehler, Programme Director,<br />

Financial Sector Development, GTZ (China)<br />

Jennifer Meehan, CEO, Asia Region, Grameen<br />

Foundation (China)<br />

Aaron White, Deputy Chairman & CEO<br />

Opportunity International (China)<br />

Claudia Schmerler, Project Manager, KfW (Germany)<br />

Royston Braganza, CEO, Grameen Capital (India)<br />

Puneet Gupta, CEO, IFMR Mezzanine Finance<br />

Pvt. Ltd. (India)<br />

Venky Natarajan, Managing Director, Lok Advisory<br />

Services, (India)<br />

Raghu Srinivasan, CEO<br />

Janalakshmi Financial Services (India)<br />

Paula Setiadi, Director, PT Ukabima,<br />

President Commissioner, PT BPR Ukabima Mitra Dana,<br />

Commissioner, PT BPR Ukabima BMMS (Indonesia)<br />

Shahina Aftab, CEO, Shahina Aftab<br />

Foundation (Pakistan)<br />

Noor Aftab, Advisor Finance, Shahina Aftab<br />

Foundation (Pakistan)<br />

Tomas Gomez IV, President, GM Bank<br />

(Philippines)<br />

Chandula Abeywickrema, Deputy General Manager,<br />

Hatton National Bank PLC, Chairman, Banking<br />

With the Poor Network, Chairman, Lanka Financial<br />

Services for the Underserved Settlements (Sri Lanka)<br />

Satoru Yamamoto,Deputy General Manager,<br />

Head of Planning Section, Daiwa Securities Co Ltd.<br />

Yupaporn Boontid, Board Member, SED (Thailand)<br />

Phan Cu Nhan, Director, International Cooperation<br />

Department, Vietnam Bank for Social Policies<br />

(Vietnam)<br />

Eric Duflos, Senior <strong>Microfinance</strong> Specialist,<br />

CGAP (France)<br />

Jürgen Hammer, Chief <strong>Investment</strong> Officer, Grameen<br />

Crédit Agricole <strong>Microfinance</strong> Foundation (France)<br />

Dr. Kadri Ozen, Public Affairs Director,<br />

Coca-Cola Eurasia and Africa Group (Turkey)<br />

Peter Johnson, Partner, Developing World Markets<br />

(USA)<br />

Alyson H. Ball, President, BoardsThatExcel.com (USA)<br />

Ning Tang, Founder and CEO, CreditEase<br />

Matthew Gamser, Principal, Advisory Services, IFC<br />

Dilli Raj, Chief Financial Officer, SKS <strong>Microfinance</strong> Ltd.<br />

M.R.Rao, Chief Operating Officer, SKS <strong>Microfinance</strong> Ltd.<br />

Deji Fisho, Executive Director Strategy and Support,<br />

Fortis <strong>Microfinance</strong> Bank Ltd<br />

Geert Roosen, CFO, BlueOrchard Finance S.A.<br />

Fax order form to +44 (0) 20 7878 6896 or register online at www.microfinancesummits.com


DAY ONE: THURSDAY 2 ND DECEMBER 2010<br />

8.30 Registration & Coffee<br />

9.05 Chairperson’s Welcome & Opening Remarks<br />

Royston Braganza<br />

CEO, Grameen Capital<br />

9.15 <strong>Microfinance</strong> in Asia:<br />

Maximising the Opportunities for Growth<br />

in a Stabilising Economy<br />

Moderator:<br />

Royston Braganza<br />

CEO, Grameen Capital<br />

Eric Duflos<br />

Senior <strong>Microfinance</strong> Specialist, CGAP<br />

Phan Cu Nhan<br />

Director<br />

International Cooperation Department<br />

Vietnam Bank for Social Policies<br />

Chandula Abeywickrema<br />

Deputy General Manager, Hatton National Bank PLC Chairman,<br />

Banking With the Poor Network, Chairman, Lanka Financial<br />

Services for the Underserved Settlements<br />

Claudia Schmerler<br />

Project Manager, KfW<br />

INTERNATIONAL INDUSTRY PANEL DISCUSSION<br />

• Determining the objectives of microfinance in today’s<br />

developing countries<br />

• What roles are IPOs beginning to play in microfinance<br />

− to what extent are IPOs really the ideal solution<br />

for meeting the needs of the poor<br />

− addressing the benefits and pitfalls<br />

• Striking the right balance between social and commercial<br />

returns in microfinance<br />

− ensuring that both needs are met whilst servicing<br />

the consumer<br />

• Examining the differing approaches to microfinance<br />

across sub-regions with regards to:<br />

− regulations<br />

− strategies to optimise microfinance<br />

− microfinance activities and initiatives<br />

− lessons learned from China, South and East Asia<br />

and the Pacific<br />

• Analysing the regulatory environment across sub-regions<br />

and its effect on low cost loan funds and portfolio quality<br />

• Evaluating the region’s economic climate’s impact on:<br />

− mobile banking<br />

− mobilised savings<br />

− rural microfinance<br />

− sustainability<br />

− debt and equity<br />

• An overview of the mobile banking landscape<br />

and its current role in microfinance<br />

− how can mobile banking be more successful<br />

in developing countries<br />

− what are the current technical capabilities<br />

and constraints<br />

− identifying realistic courses of action to help outreach<br />

whilst complying with the limits<br />

• Assessing the development of new technological products<br />

− what products are being tried and tested to advance MFIs<br />

− how can these be successfully integrated into<br />

current operations<br />

• Exploring the opportunities for maximising capital on a local,<br />

regional and international basis<br />

• Getting back to where businesses were before the recession<br />

10.30 Employing <strong>Microfinance</strong> to Empower<br />

Women — Developing Opportunities<br />

for the Bottom of the Pyramid Market<br />

JOINT CASE STUDY<br />

This real world case study is presented by a foundation<br />

that brings passion, innovation and a hands-on approach to<br />

empowering women. Gain a deeper understanding on how<br />

they ensure delivery of services to bottom of the pyramid<br />

demands whilst demonstrating tangible results.<br />

Shahina Aftab<br />

CEO, Shahina Aftab Foundation<br />

Noor Aftab<br />

Advisor Finance, Shahina Aftab Foundation<br />

• What does microfinance mean for women at the bottom<br />

of the pyramid<br />

− why the women market<br />

− learnings from the initial failures in Pakistan<br />

• Incorporating the critical ingredients to ensure success:<br />

− clusters<br />

− training and innovation<br />

− improving data collection, documentation<br />

and monitoring<br />

• Addressing the key challenges<br />

− what does it takes to succeed<br />

− balancing risk and return<br />

• Examples from the Shahina Aftab Foundation<br />

and what is in the pipeline<br />

11.20 Morning Refreshments<br />

11.50 Improving Capital Raising Capacity,<br />

Obtaining Funding and Maximising<br />

Partnerships for MFIs<br />

MFI PANEL DISCUSSION<br />

In today’s microfinance market, many MFIs are being<br />

financially excluded due to lack of history, experience and<br />

being considered as too much of a risk factor. Join an invited<br />

panel of leaders from both sides debating the key challenges<br />

regarding how MFIs can compete in saturated emerging<br />

markets and where the solutions may lie.<br />

Moderator:<br />

Tomas Gomez IV<br />

President, GM Bank<br />

Puneet Gupta<br />

CEO, IFMR Mezzanine Finance Pvt. Ltd.<br />

Liu Dongwen<br />

Deputy Executive Director, China Foundation<br />

for Poverty Alleviation, Director, CFPA <strong>Microfinance</strong><br />

Management Ltd.<br />

Paula Setiadi<br />

Director, PT Ukabima, President Commissioner,<br />

PT BPR Ukabima Mitra Dana, Commissioner,<br />

PT BPR Ukabima BMMS<br />

• Supporting MFIs in order to make them investment ready<br />

• Looking at the trends and developments of how financial<br />

institutions are choosing to invest their funds<br />

Fax order form to +44 (0) 20 7878 6896 or register online at www.microfinancesummits.com


MFI PANEL DISCUSSION<br />

− what information are they typically looking for<br />

− what are their main goals<br />

− what kind of returns do investors need to see<br />

• Identifying the key orginisational aspects that<br />

investors look at<br />

• How do investors analyse MFI reports to determine<br />

if they are credit worthy<br />

• Determining expectations of ROI in order to make<br />

the right investment<br />

• What are the factors in deciding to provide the MFI<br />

with debt or equity<br />

• How do the commercial investors participate<br />

in the transformation of NGO MFIs<br />

• Understanding the local legal framework and policy<br />

on <strong>Microfinance</strong><br />

• Identifying qualified NGO partners<br />

• Considering the NGO MFI’s mission, growth, ownership,<br />

governance and quality of portfolio<br />

• Reforming NGO MFIs to match the demands<br />

of the investors without changing their social mission<br />

• Covering the criteria investors require to consider funding<br />

start-up MFIs with seed capital<br />

− overcoming the lack of history and experience challenges<br />

− limiting risk by proving commercial viability<br />

and social performance<br />

− defining the minimum acceptable criteria that<br />

financial institutions should expect to be considered<br />

a sound investment<br />

• What extra factors do MFIs need to sway potential<br />

investors into fund allocation<br />

− integrating green objectives to the bottom line<br />

to optimise sustainability and emphasise social<br />

responsibility<br />

• Building a relationship with potential investors<br />

− how do MFIs establish and build on a relationship<br />

with their donors<br />

− enhancing transparency for investors to best report<br />

commercial and social-oriented returns<br />

• How can funding MFIs be enhanced to increase performance<br />

− defining clear objectives to achieve agreed-<br />

upon milestones<br />

• Working together to expand operations and extend<br />

the cycle of funds for consumers<br />

− what are the current developments in the region<br />

• Gaining a deeper understanding of the Philippines<br />

perspective on <strong>Microfinance</strong><br />

− an examination of rural banks' microfinance partnerships<br />

with USAID and with Philippines state-owned institutions<br />

− what are the key opportunities in the Philippines<br />

− addressing the operational and funding challenges<br />

for Philippine MFIs<br />

1.10 Networking Lunch<br />

2.20 Putting the Client First: Social Performance<br />

Management and Client Protection<br />

Moderator:<br />

Paul Luchtenburg<br />

CEO, AMK/ Smart Campaign Steering Committee<br />

Jürgen Hammer<br />

Chief <strong>Investment</strong> Officer, Grameen Crédit Agricole<br />

<strong>Microfinance</strong> Foundation<br />

Aaron White<br />

CEO, Opportunity International China<br />

RESPONSIBILITY AND PERFORMANCE PANEL DISCUSSION<br />

Jennifer Meehan, CEO<br />

Asia Region, Grameen Foundation<br />

• Addressing social performance management<br />

− what is it<br />

− how can we ensure we are listening to our clients<br />

− how does SPM improve organisational effectiveness<br />

− collecting and reporting on SPM<br />

− incorporating social objectives into the overall MFI<br />

mission to bring social performance to the front<br />

• What methods can MFIs apply to facilitate social<br />

performance reports to investors<br />

− how can the double bottom line be integrated<br />

to demonstrate tangible results<br />

• Developing innovative systems to optimise social<br />

performance models in MFIs<br />

• MFIs are good at protecting themselves but who<br />

is protecting the clients<br />

− is there a need for client protection<br />

− principles of client protection<br />

− lessons learned from the Smart Campaign<br />

• What is the contribution that MIVs can bring to social<br />

performance management<br />

− what are their responsibilities<br />

− practical experiences from an MIV perspective<br />

• Optimising social performance in the Chinese context<br />

− maximising social impact with sustainability<br />

− from success to significance – integrating microfinance<br />

and social responsibility<br />

− giving the poor a working opportunity – a case study<br />

of microfinance in China<br />

3.20 Afternoon Refreshments<br />

3.50 Promoting <strong>Investment</strong>s in Rural Areas<br />

to Sustain the Industry and Maximise<br />

Growth<br />

Moderator:<br />

Eric Duflos<br />

Senior <strong>Microfinance</strong> Specialist, CGAP<br />

Yupaporn Boontid<br />

Board Member, SED<br />

Thorsten Giehler<br />

Programme Director, Financial Sector Development, GTZ<br />

Bai Chengyu<br />

Secretary General, China Association of <strong>Microfinance</strong><br />

STAKEHOLDERS PANEL DISCUSSION<br />

• Providing financial access to catalyse the livelihood<br />

of the rural consumer<br />

− examining cost-effective strategies for outreach<br />

to low population remote areas<br />

• Using the microfinance channel to deliver financial services<br />

to developing countries<br />

− how do MFIs make the most of their networks<br />

to capitalise on rural consumer outreach<br />

− identifying new innovative technology to meet<br />

these demands<br />

• Exploring the rural markets from an investor perspective<br />

− bridging the gaps by gaining a deeper understanding<br />

of the end-user<br />

• Achieving both consumer reach and conversion<br />

by factoring in and maximising:<br />

− awareness<br />

− availability<br />

Fax order form to +44 (0) 20 7878 6896 or register online at www.microfinancesummits.com


STAKEHOLDERS PANEL<br />

DISCUSSION<br />

− affordability<br />

− access<br />

• Using intermediary solutions to create a long sustainable<br />

partnership between MFIs and their investors<br />

− APEX or wholesale funding<br />

• Determining how MFIs can provide members insight<br />

to rural financing<br />

− employing strategies to generate awareness<br />

of new products<br />

− offering enterprise solutions to poverty for greater<br />

social and environmental impact<br />

5.10 Chairperson’s Closing Remarks<br />

5.20 Conference Adjourns<br />

DAY TWO: FRIDAY 3 RD DECEMBER 2010<br />

8.30 Registration & Coffee<br />

9.05 Chairperson’s Welcome & Opening Remarks<br />

Royston Braganza<br />

CEO, Grameen Capital<br />

9.15 <strong>Microfinance</strong> <strong>Investment</strong> Opportunities<br />

for the Broad Base of Retail Investors<br />

Satoru Yamamoto<br />

Deputy General Manager, Head of Planning Section,<br />

Daiwa Securities Co. Ltd.<br />

Peter Johnson<br />

Partner, Developing World Markets<br />

While global capital markets have seen the dynamic<br />

development of microfinance investment for a decade, it was<br />

only in 2009 that Japanese investors have had access to<br />

the microfinance sector. Daiwa Securities Group opened the<br />

door by arranging IFC’s <strong>Microfinance</strong> Bond last November.<br />

The notes successfully raised the equivalent of US$300<br />

million and were distributed to 12,000 retail investors.<br />

This session shares lessons learned from the debt public<br />

placement and discusses the next steps for fine-tuned<br />

sustainable development in microfinance investment.<br />

10.00 Creating a Robust, Flexible and Scalable<br />

MFI to Optimise Effectiveness and Drive<br />

Capital <strong>Investment</strong><br />

KEYNOTE ADDRESS:<br />

Raghu Srinivasan<br />

CEO, Janalakshmi Financial Services<br />

<strong>Microfinance</strong> is more than microcredit. To fulfil its role,<br />

microfinance must move towards providing customers<br />

with all their financial needs. Gain insight on how a leading<br />

MFI has incorporated frontline initiatives to maximise<br />

all opportunities for its customers by:<br />

• Providing avenues for parking their excess cash<br />

via bank accounts<br />

• Offering customers a suite of products including pension,<br />

insurance and mutual funds<br />

• Exercising options for housing the poor<br />

− supplying necessary funds for buying a house<br />

− building affordable homes for the poor<br />

• Reducing its costs by integrating superior technology<br />

• Maintaining corporate governance of the highest order<br />

• Establishing total transparency<br />

• Offering loans to micro enterprises<br />

10.25 Creating a Robust, Flexible and Scalable<br />

MFI to Optimise Effectiveness and Drive<br />

Capital <strong>Investment</strong><br />

Moderator:<br />

Aaron White<br />

Deputy Chairman & CEO<br />

Opportunity International China<br />

Ning Tang<br />

Founder and CEO, CreditEase<br />

Deji Fisho<br />

Executive Director Strategy and Support<br />

Fortis <strong>Microfinance</strong> Bank Ltd<br />

Alyson H. Ball<br />

President, BoardsThatExcel.com<br />

INDUSTRY BEST PRACTICE DISCUSSION<br />

In today’s microfinance marketplace, too many institutions<br />

are vying with one another to obtain the same funds.<br />

MFIs are struggling to get a hold of the capital they require<br />

to survive. Meeting the investors’ minimum requirements<br />

is no longer good enough. To be considered a front contender<br />

for funding, MFIs need to stand out and prove that their<br />

institution is not only effective, it is ahead of all others. Join<br />

a panel of industry leaders who will give you in-depth insight<br />

on how to scale up your institution and maximise your<br />

business performance in order to attract further investment.<br />

• Analysing the dynamics of regional MFI infrastructures:<br />

− legal and regulatory foundations<br />

− mission clarity<br />

− planning<br />

− operations<br />

− funding<br />

− how effective are they today<br />

• Optimising MFI infrastructures to reduce time<br />

and financial cost<br />

• Setting up your goals and business objectives in terms of:<br />

− staff<br />

− clients<br />

− portfolio<br />

• How organisations can enhance their professionalism<br />

− optimising operations<br />

− the importance of human capital<br />

− maximising your delivery network<br />

− understanding your business drivers<br />

− creating and executing your plan<br />

• Implementing the right techniques for managing<br />

assets and liabilities<br />

• Incorporating cutting-edge technology to optimise<br />

on delivery of loans<br />

− maximising knowledge on newer financial products<br />

to elevate operational expectations<br />

− incorporating the most compatible products<br />

to improve operational services<br />

− training employees to capitalise on these products<br />

and deliver new services<br />

• Changing recruitment techniques by incorporating<br />

strategies for training needs<br />

− recognising the importance of regularly upgrading<br />

training techniques to sustain growth and profitability<br />

of the organisation<br />

• Instilling sustainable long-term business practices<br />

to increase efficiency and performance<br />

Fax order form to +44 (0) 20 7878 6896 or register online at www.microfinancesummits.com


INDUSTRY BEST PRACTICE DISCUSSION<br />

− engaging your human resources to adopt a holistic<br />

approach to microfinance<br />

− implementing each product-driven training requirement<br />

with a social message to increase sustainability<br />

− incorporating a social service culture across the business<br />

to foster awareness and prevent potential fraud<br />

• Integrating best practice incentives that optimise employee<br />

retention and limit your financial burden<br />

− vocational training to enhance further skill sets<br />

− cash incentives<br />

− health and education schemes<br />

• How organisations can bridge the gap between senior<br />

and middle management with regards to:<br />

− open communication<br />

− retrieving the relevant information at all levels<br />

• How do MFIs ensure that their processes are followed<br />

across multiple locations<br />

− how can they determine that they have the right<br />

manpower and resources in remote areas<br />

− defining the optimum use of time, resources and<br />

infrastructure for expansion across multiple locations<br />

• How do MFIs ensure a smooth transition from non-profit<br />

to privatised<br />

• Increasing MFI capacity by providing training to the board<br />

first in order to upgrade:<br />

− leading skills<br />

− governance and oversight<br />

− ongoing support<br />

• Comparing different methodologies for training to implement<br />

the most fit-for-purpose, cost-effective approach<br />

• Finding the solutions that work within individual boundaries<br />

to gain market confidence, increase financial viability<br />

and drive return<br />

11.45 Morning Refreshments<br />

12.15 Managing and Eliminating Risks and Loan<br />

Defaults for MFIs – Lessons Learned<br />

from Bangladesh<br />

Md. Abdul Awal<br />

Director, Credit and Development Forum (CDF)<br />

• Examining the credit risks<br />

− economic slowdown<br />

− rising unemployment<br />

− surge in bad debts<br />

− lack of adequate capital to absorb losses<br />

− volatile commodity prices<br />

− overindebtedness<br />

• Assessing the risks for liquidity<br />

− threat of cash availability<br />

− refinancing MFIs<br />

− the ‘take deposits or die’ mindset<br />

• Evaluating the benefits and shortcomings<br />

of corporate governance<br />

• Factoring in political interference<br />

− direct lending<br />

− interest caps<br />

− adopting microcredit as a ‘charity’<br />

− the political perspective of microfinance<br />

• How suitable are today’s interest rates, given the health<br />

of the industry<br />

• Examining today’s regulation and the impact this has had on:<br />

− the financial market<br />

− the viability of business models<br />

− depositor and investor confidence<br />

• Best-practice tools for eliminating risks and achieving:<br />

− strong credit bureaus<br />

− staff capacity development<br />

− a trade-off between the interest on credit to client<br />

and client’s deposits<br />

− disaster and financial risk management<br />

− hassle-free access to funding<br />

12.35 Keynote Joint Presentation<br />

Dilli Raj<br />

Chief Financial Officer, SKS <strong>Microfinance</strong> Ltd.<br />

M.R.Rao<br />

Chief Operating Officer, SKS <strong>Microfinance</strong> Ltd.<br />

1.35 Networking Lunch<br />

2.45 Maximising Your Capital <strong>Investment</strong>s<br />

to Increase Growth and Accelerate Return<br />

Moderator:<br />

Raghu Srinivasan<br />

CEO, Janalakshmi Financial Services<br />

Eric Savage<br />

President, Unitus Capital<br />

Venky Natarajan<br />

Managing Director, Lok Advisory Services<br />

Geert Roosen<br />

CFO, BlueOrchard Finance S.A.<br />

Matthew Gamser<br />

Principal, Advisory Services, IFC<br />

Eric Duflos<br />

Senior <strong>Microfinance</strong> Specialist, CGAP<br />

FUNDER'S PANEL DISCUSSION<br />

• Is microfinance an investable asset class<br />

− what are the expected returns<br />

− is the sector correlated with other asset classes<br />

− what are the exit options<br />

• Addressing the debt and equity issues for funding MFIs<br />

• How investors can help MFIs strike a balance between:<br />

− debt and equity<br />

− deposit mobilisation and external borrowings<br />

• What is being done to allow MFIs to borrow local currency<br />

− what are the current developments for setting up hedge<br />

funds that trade in currency<br />

• What are the accessible sources for private equity funding<br />

− gaining insight to investing in intermediary structures<br />

− what are the challenges and benefits<br />

• Analysing the pros and cons for investments in private<br />

equity funds<br />

− structured debt<br />

− valuations<br />

− aiding exits<br />

− regulatory risks<br />

− financing innovations<br />

• What can pension funds do to optimise microfinance<br />

investments in different sub-regions<br />

• Exploring the opportunities for up-and-coming MIVs<br />

− where do the opportunities lie<br />

− what is in the pipeline for MIVs<br />

• How international MIVs can increase their capacity<br />

to efficiently channel capital to micro-entrepreneurs<br />

Fax order form to +44 (0) 20 7878 6896 or register online at www.microfinancesummits.com


FUNDER'S PANEL DISCUSSION<br />

• Capitalising on international partnerships to promote<br />

microfinance, achieve sustainability and leverage<br />

further returns<br />

− maximising microfinance by sourcing capital<br />

through international channels<br />

• What are the strategies Western donors should<br />

consider to attract local investors<br />

− which sub-regions are open to international<br />

funding partnerships<br />

− what types of partnerships are open to them<br />

• What are the challenges involved with forming<br />

global partnerships<br />

− how are investors currently overcoming these hurdles<br />

• What is government’s role in these partnerships<br />

• Forming long-term international partnerships<br />

to capitalise on sustainable growth<br />

− establishing clear objectives for both sides<br />

to parallel partnership benefits<br />

− working together to maximise opportunities<br />

− promoting microfinance on an international<br />

plane whilst accelerating return<br />

− what feasible developments lay ahead<br />

4.15 Broadening the Scope for <strong>Microfinance</strong><br />

by Building, Developing and Funding<br />

Social Businesses<br />

Dr. Kadri Ozen<br />

Public Affairs Director<br />

Coca-Cola Eurasia and Africa Group<br />

• Incorporating CSR and outreach into programmes<br />

to meet both social and business objectives<br />

• How do social businesses get to support the development<br />

of countries<br />

− obtaining capital to maximise growth<br />

in transitional countries<br />

• Specific examples of sustainable business:<br />

− establishing a training programme for outreach<br />

to small retailers in India<br />

− incorporating manual distribution centres, creating<br />

job opportunities and supporting women’s<br />

entrepreneurship in Africa<br />

− gaining insight on Coca-Cola’s microentreprise<br />

programme in Indonesia<br />

4.55 Creating the Optimal Distribution Network<br />

to Increase Access to Financial Services<br />

Rio Sandi<br />

Senior Manager, PT. Bina Insan Sejahtera Mandiri (BISMA)<br />

5.35 Chairman’s Closing Remarks<br />

5.45 Conference Ends<br />

©<strong>C5</strong>, 2010 * provisionally confirmed<br />

GLOBAL SPONSORSHIP OPPORTUNITIES<br />

<strong>C5</strong>, along with our affiliate organisations in New York, American Conference<br />

Institute (ACI) and in Toronto, The Canadian Institute (CI), works closely with<br />

sponsors to create the perfect business development solution catered exclusively<br />

to the needs of any practice group, business line or corporation. With over 500<br />

conferences held in Europe, Russia and the CIS, China, India, the US and Canada,<br />

<strong>C5</strong>, ACI and CI provide a diverse portfolio of first-class events tailored to the senior<br />

level executive.<br />

For more information about this program or our global portfolio, please contact:<br />

Daniel Capel on +44 (0)20 7878 6870 |or email d.capel@<strong>C5</strong>-Online.com<br />

Who should attend<br />

<strong>C5</strong>’s <strong>Microfinance</strong> <strong>Investment</strong> <strong>Summit</strong> is a must<br />

attend for senior executives and leaders from:<br />

• <strong>Investment</strong> banks<br />

• Commercial banks<br />

• IFIs<br />

• DFIs<br />

• MFIs<br />

• NGOs<br />

• NBFCs<br />

• Foundations<br />

• Institutional investors<br />

• Socially responsible investors<br />

• Pension funds<br />

• Insurance funds<br />

• Hedge funds<br />

• Equity investment funds<br />

• <strong>Microfinance</strong> networks<br />

• Venture capitalists<br />

• Asset management companies<br />

• Consultants, accountants and legal advisors<br />

• Raters<br />

• Philanthropic investors<br />

• Endowment funds<br />

Fax order form to +44 (0) 20 7878 6896 or register online at www.microfinancesummits.com


<strong>Microfinance</strong> <strong>Investment</strong> <strong>Summit</strong><br />

New global initiatives on sustainable, economical and investment strategies to achieve optimal growth,<br />

maximise partnerships and accelerate return<br />

Business Information<br />

In A Global Context<br />

Priority Service Code<br />

555L11_WEB<br />

FEE PER DELEGATE MFI MIV & Fund Other Attendees<br />

Conference Only USD $1395 USD $1495 USD $1595<br />

5 EASY WAYS TO REGISTER<br />

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WEBSITE: www.microfinancesummits.com<br />

REGISTRATIONS & ENQUIRIES<br />

+44 20 7878 6888<br />

EMAIL: registrations@<strong>C5</strong>-Online.com<br />

FAX: +44 20 7878 6896<br />

PLEASE RETURN TO<br />

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ADMINISTRATIVE DETAILS<br />

Date: December 2-3, 2010<br />

Time: 8.30 - 3.55<br />

Venue: InterContinental Grand Stanford <strong>Hong</strong> <strong>Kong</strong><br />

Address: 70 Mody Road, Tsimshatsui East, Kowloon, <strong>Hong</strong> <strong>Kong</strong>, P. R. of China<br />

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An allocation of bedrooms is being held for delegates at a negotiated rate until<br />

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rates maybe available when booking via the internet or direct with the hotel,<br />

but different cancellation policies will apply.<br />

DOCUMENTATION IS PROVIDED BY CD<br />

The documentation provided at the event will be available on CD only.<br />

If you are not able to attend, you can purchase a CD of the presentations provided<br />

to delegates on the day of the event. Please send us this completed booking<br />

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If you wish to pay in Euros€ or GBP£ please contact Customer Service<br />

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CONTINUING EDUCATION<br />

11.0 hours (conference only) towards Continuing Professional Developments<br />

hours (Solicitors Regulation Authority). Please contact <strong>C5</strong> for further information<br />

on claiming your CPD points.<br />

PAYMENT POLICY<br />

Payment policy is due in full upon registering. Your entry to the event will not be<br />

guaranteed until payment has been received. All discounts will be applied to the<br />

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to individuals employed by the same organisation.<br />

TERMS AND CONDITIONS<br />

You must notify us by email at least 48 hours in advance if you wish to send<br />

a substitute participant. Delegates may not “share” a pass between multiple<br />

attendees without prior authorization. If you are unable to find a substitute, please<br />

notify <strong>C5</strong> in writing no later than 10 days prior to the conference date and a credit<br />

voucher will be issued to you for the full amount paid, redeemable against any<br />

other <strong>C5</strong> conference. If you prefer, you may request a refund of fees paid less a<br />

25% service charge. No credits or refunds will be given for cancellations received<br />

after 10 days prior to the conference date. <strong>C5</strong> reserves the right to cancel any<br />

conference for any reason and will not be responsible for airfare, hotel or any other<br />

costs incurred by attendees. No liability is assumed by <strong>C5</strong> for changes in program<br />

date, content, speakers or venue.<br />

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