Investment Options Leaflet - AXA Life Insurance Singapore

INVESTMENTS
the future does not
have to be uncertain
empower your
future
Pulsar
adviser guide
www.axa.com.sg

This Investment Options Leaflet is issued and should be
read in conjunction with the Product Brochure.
Investment Risks that may be relevant to your investment
Investment involves risks, including fluctuation of market price of investment. The value of the investments and their yield may go down
as well as up as a consequence of the general nature of various investments. Past performance is not indicative of future performance.
It is important for you to know your risk tolerance level and the level of risks associated with your investment before making
any investment decisions.
You are strongly recommended to read the offering documents of the respective reference funds carefully for the risks associated with
the investment. Copies of the offering documents of the reference funds are made available by AXA Life Insurance Singapore Private
Limited.
In general, the performance of investment options will be affected by a number of risk factors:
Market Risk
The fund price of the ILP sub-fund may fluctuate as a result of a variety of changes in the market and the economy, including but not
limited to changes in interest rates, exchange rate, credit rating of the issuer or guarantor, inflation (including actual and outlook) and a
general decline in the investment market as a whole.
Counterparty Risk
Investment may be subject to the credit risk and default risk of the issuer or guarantor.
Liquidity Risk
The ILP sub-fund may invest in instruments where the volume of transactions may fluctuate significantly depending on market sentiment.
There is a risk that investments made by the ILP sub-fund may become less liquid in response to market developments or adverse
investor perceptions.
Currency Risk
The ILP sub-fund that holds assets denominated in non-local currency is subject to the risk of exchange rate fluctuation.
1

Pulsar gives you a choice of different investment options across various financial instruments and sectors in global
markets. You may choose to diversify your investment by investing in a range of markets and assets, while balancing
the risk of your investment portfolio. The currently available investment options are set out as below:
The Fund Management Charge illustrated in this Investment Options Leaflet is a charge of the reference fund.
You should refer to the product summary of Pulsar for the fees and charges of the plan.
Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
1 AEMD
ALLIANCEBERNSTEIN
EMERGING MARKETS
DEBT FUND
AllianceBernstein
(Luxembourg) S.à.r.l.
The portfolio seeks to maximize total returns from
price appreciation and income by investing in
sovereign debt obligations and non-U.S. corporate
fixed-income securities from issuers in emerging
and developing countries. The Portfolio invests in
both U.S. dollar and non-U.S. dollar denominated
securities. A significant portion of the portfolio
assets may be held in below investment grade
securities at any time. The Investment Manager
utilizes the research of its global fixed income,
global economic, and global credit teams in
managing the Portfolio.
SGD 1.10%
Bond
Emerging
Markets
Global
2 AGHY
ALLIANCEBERNSTEIN
GLOBAL HIGH YIELD
PORTFOLIO
AllianceBernstein
(Luxembourg) S.à.r.l.
The Portfolio seeks to produce high current income
as well as overall total return by investing primarily
in a portfolio of high yield debt securities of issuers
located throughout the world, including the U.S.
and emerging countries. The Portfolio invests in
both U.S. dollar and non-U.S. dollar denominated
securities. The InvestmentManager utilizes the
investment research of both its global fixed income
and high yield teams.
SGD 1.70%
Bond Global
High Yield
3 ATRF
ALLIANCEBERNSTEIN
THEMATIC RESEARCH
FUND
AllianceBernstein
(Luxembourg) S.à.r.l.
The investment objective of the portfolio is to
achieve long-term capital appreciation. The
portfolio pursues opportunistic growth by investing
in a global universe of companies in multiple
industries that may benefit from innovation. The
Investment Manager utilizes top-down research to
find those secular themes that are the long-term
drivers of the market outlook across industries.
The Investment Manager also uses bottom-up
research to identify the most attractive candidates
- those with compelling earnings growth prospects
and valuations that are aligned with the themes
identified in top-down research. The result of this
philosophy is a reiterative investment process
where the top-down thematic outlook is validated
by our bottom up research.
SGD 1.70%
Equity
Global
4 AUTR
ALLIANCEBERNSTEIN
US
THEMATIC
RESEARCH FUND
AllianceBernstein
(Luxembourg) S.à.r.l.
The investment objective of the Portfolio is to
achieve long-term capital appreciation. The
Portfolio pursues opportunistic growth by investing
in a universe of US companies in multiple
industries that may benefit from economic,
demographic, or technological innovation. The
Investment Manager employs a combination of
“top-down” and “bottom-up” investment processes
with the goal of identifying the most attractive
securities, fitting into our broader themes.
SGD 1.50%
Equity North
America
2

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
5 AISI
AMUNDI
INTERNATIONAL
SICAV
Amundi Asset
Management
1. The Company seeks to offer investors capital
growth through a dynamic diversification of its
investments over all categories of assets.
2. To preserve and enhance the purchasing
power of capital over time by seeking to avoid the
permanent impairment of capital.
SGD 2.00%
Equity
Global
6 FERE
AXA WORLD FUNDS
– FRAMLINGTON
EUROPE REAL
ESTATE SECURITIES
AXA Funds
Management S.A.
(Luxembourg)
The objective of the Sub-Fund is to achieve its
objectives by investing permanently at least
two thirds of the total assets of the Sub-Fund in
securities issued by companies, engaged in the
real estate industry, domiciled or which exercise
the preponderant part of their economic activities
in Europe.
EUR 1.50%
Equity
Sector REITS
Europe
7 BWMF
BLACKROCK WORLD
MINING FUND
BlackRock
(Luxembourg) S.A.
The World Mining Fund seeks to maximise total
return. The Fund invests globally at least 70% of its
total assets in the equity securities of mining and
metals companies whose predominant economic
activity is the production of base metals and
industrial minerals such as iron ore and coal.
SGD 1.75%
Equity
Sector
Natural
Resource
8 BWHS
BLACKROCK
WORLD
HEALTHSCIENCE
FUND
BlackRock
(Luxembourg) S.A.
The World Healthscience Fund seeks to maximise
total return. The Fund invest globally at least
70% of its total assets in the equity securities
of companies whose predominant economic
activity is in healthcare, pharmaceuticals, medical
technology and supplies and the development of
biotechnology.
USD 1.50%
Equity
Sector
Health
9 BWEN
BLACKROCK
WORLD ENERGY
FUND
BlackRock
(Luxembourg) S.A.
The World Energy Fund seeks to maximise total
return. The Fund invest globally at least 70% of
its total assets in equity securities of companies
whose predominant economic activity is in
the exploration, development, production and
distribution of energy. Additionally, the Fund may
invest in companies seeking to develop and exploit
new energy technologies.
SGD 1.75%
Equity
Sector
Resources
10 BWGO
BLACKROCK
WORLD
GOLD FUND
BlackRock
(Luxembourg) S.A.
The World Gold Fund seeks to maximise total
return. The Fund invest globally at least 70% of its
total assets in the equity securities of companies
whose predominant economic activity is goldmining.
It may also invest in the equity securities of
companies whose predominant economic activity
is other precious metal or mineral and base metal
or mineral mining. The Fund does not hold physical
gold or metal.
SGD 1.75%
Equity
Sector Gold
& Metals
3

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
11 BCHI
BLACKROCK
CHINA FUND
BlackRock
(Luxembourg) S.A.
The China Fund seeks to maximise total return.
The Fund invests at least 70% of its total assets in
the equity securities of companies domiciled in, or
exercising the predominant part of their economic
activity in, the People’s Republic of china.
SGD 1.50% Equity China
12 BGAL
BLACKROCK GLOBAL
ALLOCATION FUND
BlackRock
(Luxembourg) S.A.
The Global Allocation Fund seeks to maximise total
return. The Fund invest globally in equity, debt
and short term securities, of both corporate and
government issuers, with no prescribed limits. In
normal market conditions the Fund will invest at
least 70% of its total assets in the securities of
corporate and governmental issuers. The Fund
generally will seek to invest in securities that
are, in the opinion of the Investment Adviser,
undervalued. The Fund may also invest in the
equity securities of small and emerging growth
companies. The Fund may also invest a portion
of its debt portfolio in high yield fixed income
transferable securities. Currency exposure is
flexibly managed.
SGD 1.50%
Balanced
Global
13 BLAT
BLACKROCK LATIN
AMERICAN FUND
BlackRock
(Luxembourg) S.A.
The Latin American Fund seeks to maximise
total return. The Fund invest at least 70% of its
total assets in the equity securities of companies
domiciled in, or excising the predominant part of
their economic activity in, Latin America.
SGD 1.75%
Equity
LATAM
14 HPEA
HENDERSON PAN
EUROPEAN ALPHA
FUND
Henderson Global
Investors Limited
The investment objective of the Pan European
Alpha Fund is to seek long-term capital
appreciation through exposure primarily to
European equities. At least two-thirds of the
Sub-Fund’s total assets (after deduction of cash)
will be invested in equity securities and equity
related instruments (excluding convertible debt
securities) of companies that are domiciled in
Europe (including the UK) or derive the majority
of their revenue from business activities in this
region. The Investment Manager will adopt a broad
range of investment strategies using a diversified
range of instruments with a view to enhance the
performance of the Sub-Fund.
EUR 1.20%
Equity
Europe
15 HGPE
HENDERSON GLOBAL
PROPERTY EQUITIES
FUND
Henderson Global
Investors Limited
The investment objective of the Henderson Global
Property Equities Fund is to seek to provide
investors through investment as a feeder fund In
the Luxembourg-based Henderson Horizon Funds
- Global Property equities Fund with long-term
capital appreciation by investing in the quoted
equity securities of companies or real estate
investment trusts (or their equivalents) listed or
traded on a regulated market, which derive the
main part of their revenue from the ownership,
management and/or development of real estate,
throughout the world.
SGD 1.33%
Equity
Sector REITS
Global
4

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
16 HAPP
HENDERSON ASIA
PACIFIC PROPERTY
EQUITIES FUND
Henderson Global
Investors Limited
The investment objective of the Henderson Asiapacific
Property Equities Fund is to seek to provide
investors through investment as a feeder fund in
the Luxembourg-based Henderson Horizon Fund -
Asia-Pacific Property Equities Fund with long-term
capital appreciation by investing at least 75% of
its total assets in the quoted equity securities of
companies or real estate investment trusts (or
their equivalent) having their registered offices in
the Asia-Pacific Region and listed or traded on a
regulated market, which derive the predominant
part of their revenue from the ownership,
management and/or development of real estate in
Asia-Pacific Region.
SGD 1.33%
Equity
Sector REITS
Asia Pac
17 HGTE
HENDERSON GLOBAL
TECHNOLOGY FUND
Henderson Global
Investors Limited
The overall investment objective of the Trust is
to seek to achieve capital growth of the assets
of the Trust by investing all or substantially all
of the Trust’s assets in the Luxembourg Fund.
The objective of the Trust is to seek to provide
investors, through investment as a feeder fund
in the Luxembourg Fund, with long-term capital
growth by investing in a globally diversified portfolio
of technology-related companies. The Luxembourg
Fund aims to take advantage of market trends
internationally. The Luxembourg Fund takes a
geographically diversified approach and operates
within broad asset allocation ranges.
SGD 1.33%
Equity
Sector Info
Tech
18 HJEQ
HENDERSON HF
JAPANESE EQUITY
FUND
Henderson Global
Investors Limited
The investment objective of the Japanese Equity
Fund is to seek long-term capital appreciation by
investing in Japanese companies across a variety
of sectors, providing investors with diversification
across large and small companies. The Sub-
Fund is weighted towards large capitalisation
companies, but the Sub-Fund may also invest in
smaller companies where particular value has
been identified. The Sub-Fund may invest in OTC
markets. Such markets are geographically decentralised
and may be operated and regulated
differently from other markets and accordingly may
be subject to slightly more risks. The Sub-Fund is
denominated in US$.
USD 1.20% Equity Japan
19 HGLA
HENDERSON
GARTMORE LATIN
AMERICAN FUND
Henderson Global
Investors Limited
The Fund aims to achieve a long-term return, in
excess of the long-term return that is typically
achieved from Latin American equity markets,
by investing at any given time at least two-thirds
of its net assets in: − companies having their
registered office in Latin American markets, −
companies that do not have their registered office
in Latin American markets but either (i) carry
out a predominant proportion of their business
activity in these markets, or (ii) are holding
companies which predominantly own companies
with registered offices in Latin American markets.
The return will be a combination of capital and
income returns. The Fund may also invest in
American Depositary Receipts (‘ADRs’) investing
in securities issued by companies incorporated in
Latin America or in any similar listed securities of
Latin American companies.
USD 1.50%
Equity
LATAM
5

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
20 HGCE
HENDERSON GART-
MORE CONTINENTAL
EUROPEAN FUND
Henderson Global
Investors Limited
The Fund aims to achieve a long-term return,
in excess of the long-term return that is typically
achieved from Continental European equity
markets, by investing at any given time at least
two-thirds of its net assets in:
– companies having their registered office
in Continental Europe,
– companies that do not have their registered
office in Continental Europe but either (i) carry
out a predominant proportion of their business
activity in Continental Europe, or (ii) are
holding companies which predominately own
companies with registered offices in
Continental Europe.
EUR 1.50%
Equity
Europe ex
UK
21 IACD
INVESCO ASIA
CONSUMER DEMAND
FUND
Invesco Global
Asset Management
Limited
The objective of the Fund is to achieve long-term
capital appreciation by investing at least 70% of
the total assets of the Fund (without taking into
account ancillary liquid assets) in equity securities
of Asian companies whose business is likely to
benefit from, or is related to growth in domestic
consumption in Asian economies, excluding Japan.
USD 1.50%
Equity Asia
Pacific Ex
Japan
22 IPEQ
INVESCO PACIFIC
EQUITY FUND
Invesco Global
Asset Management
Limited
The objective of this Fund is to achieve long-term
capital growth by investing in the securities of
companies throughout Asia, but with particular
emphasis on those based in the Asian Pacific
region. For the purposes of the Fund the Manager
has defined the Asian Pacific region as South East
Asia (including Taiwan, South and North Korea,
Hong Kong and Japan), China, Australia and New
Zealand. At least 70% of the Fund’s total assets
(after deducting ancillary liquid assets) will be
invested in listed equity or equity-related securities
of (i) companies having their registered office in
the Asia Pacific region, (ii) companies with their
registered office outside this region carrying out
their business activities predominantly in the
Asia Pacific region, or (iii) holding companies, the
interests of which are predominantly invested in
companies with their registered office in the Asia
Pacific region.
USD 1.50%
Equity Asia
Pacific
23 IJEC
INVESCO JAPANESE
EQUITY CORE FUND
Invesco Global
Asset Management
Limited
The objective of this Fund is to achieve capital
growth in Japan. It will invest mainly in shares of
companies organised under the laws of Japan,
although it may include shares of companies
organised elsewhere which derive revenues
from or have substantial interests in Japan as
the Manager considers appropriate. The Fund
will invest in securities listed or traded on
recognised markets.
USD 1.50% Equity Japan
6

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
24 IKOR
INVESCO KOREA
FUND
Invesco Global
Asset Management
Limited
The objective of this Fund is to achieve long term
capital growth by investing directly or indirectly in
securities of Korean companies or other entities or
subsidiaries of Korean companies and securities
listed or traded on the Korean securities markets.
The Manager will seek to achieve the investment
objective by investing primarily in equity or
equity-related securities (including warrants and
convertible securities however, no more than 10%
of the net asset value of the Fund may be invested
in warrants). The Fund may invest in the securities
of investment funds which provide access
to certain markets where there are currently
restrictions on foreign investment, or where the
Manager perceives that such funds provide other
investment opportunities.
USD 2.00% Equity Korea
25 JGCH
JF GREATER CHINA
FUND
JF Asset
Management
Limited
The investment objective of the JF Greater China
Fund is to provide long-term capital growth by
investing primarily in companies from the People’s
Republic of China, Hong Kong and Taiwan
(“Greater China”). At least 67% of the Fund’s total
assets (excluding cash and cash equivalents) will
be invested in equity and equity linked securities
of companies that are incorporated under the laws
of, and have their registered office in, a country of
Greater China, or that derive the predominant part
of their economic activity from Greater China, even
if listed elsewhere.
USD 1.50%
Equity
Greater
China
26 JIND JF INDIA FUND
JF Asset
Management
Limited
The investment objective of the JF India Fund is
to provide long-term capital growth by investing
primarily in Indian companies. At least 67%
of the Fund’s total assets (excluding cash and
cash equivalents) will be invested in equity
and equity linked securities of companies that
are incorporated under the laws of, and have
their registered office in, India, or that derive
the predominant part of their economic activity
from India, even if listed elsewhere. The Fund
may also invest in Pakistan, Sri Lanka and
Bangladesh. Equity exposure may be achieved
through investment in shares, depository receipts,
warrants and other participation rights.
USD 1.50% Equity India
27 JINO JF INDONESIA FUND
JF Asset
Management
Limited
The investment objective of the Fund is to provide
investors with long-term capital appreciation
through a portfolio consisting primarily of
securities linked to the Indonesian economy.
These include, but are not restricted to, securities
traded on the stock exchanges of Indonesia.
The Fund may also invest in derivatives such as
interest rate forward contracts, currency forward
contracts, options, warrants and futures for both
investment and hedging purposes and may under
limited circumstances as considered appropriate
by the Manager and the Investment Manager, hold
substantial amounts of its portfolio in cash and/or
cash based instruments.
USD 1.50%
Equity
Indonesia
7

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
28 JBRA JPM BRAZIL FUND
J. P. Morgan
Investment
Management Inc.
To provide long term capital growth by investing
primarily in a concentrated portfolio of Brazilian
companies. At least 67% of the Fund’s total assets
(excluding cash and cash equivalents) will be
invested in equity and equity linked securities of
companies that are incorporated under the laws
of, and have their registered office in, Brazil, or
that derive the predominant part of their economic
activity from Brazil, even if listed elsewhere. The
Fund’s portfolio is concentrated in approximately 25
to 50 companies.
SGD 1.50% Equity Brazil
29 LSEA
LEGG MASON WA
SOUTHEAST ASIA
SPECIAL
SITUATIONS FUND
Western Asset
Management
Company Pte. Ltd.
The objective of the Trust is to achieve medium to
long-term capital appreciation by investing at least
70% of the Trust in securities issued by companies
that are incorporated, domiciled or listed, or have a
significant economic interest, in South and South-
East Asia countries.
SGD 1.50%
Equity Asia
Pacific Ex
Japan
30 LAOP
LEGG MASON WA
ASIAN
OPPORTUNITIES
FUND
Western Asset
Management
Company Pte. Ltd.
The Fund’s investment objective is to maximise
total return, through income and capital
appreciation.
SGD 1.20%
Bond Asia
Pacific
31 LGBO
LEGG MASON
GLOBAL BOND FUND
Western Asset
Management
Company Pte. Ltd.
The investment objective of the Trust is to
maximise total returns in Singapore Dollar terms
over the longer term by investing in a portfolio of
high quality debt securities of Singapore and major
global bond markets such as the G10 countries
and Australia and New Zealand. The Trust aims to
outperform the Citigroup World Government Bond
Index ex Japan (hedged to Singapore Dollar).
SGD 0.75% Bond Global
32 LSGD
LEGG MASON SG
DOLLAR FUND
Western Asset
Management
Company Pte. Ltd.
The investment objective of the Sub-Fund is to
invest as a money market fund, in Singapore
Dollar denominated money market instruments
and debt securities to achieve a return above
short term cash deposit whilst managing liquidity
and risk to preserve capital. Such money market
instruments and debt securities include bank
certificates of deposits, fixed deposits, money
market securities, Singapore government and
statutory board securities and corporate bonds.
SGD 0.25%
Bond SGD
Money
Market
8

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
33 PEMD
PICTET GLOBAL
EMERGING DEBT
FUND
Pictet Asset
Management S.A.
The Fund’s objective is to seek revenue and capital
growth by investing its portfolio in bonds and
money market instruments in emerging countries,
within the limits allowed by the investment
restrictions. At least two-third of the total assets
or wealth of the Fund will be invested in bonds
and other debt instruments issued or guaranteed
by national or local governments of emerging
countries and/or other issuers domiciled in
emerging countries.
USD 1.10%
Bond
Emerging
Markets
Global
34 PSEC
PICTET SECURITY
FUND
Pictet Asset
Management S.A.
The Fund applies a capital growth strategy by
investing primarily in shares or similar securities
issued by companies that contribute to providing
integrity, health, and freedom, whether it be
individual, corporate or political. The Fund will
invest at least two-thirds of its total assets or
wealth in equities issued by companies operating
in this sector. The targeted companies will
be active, mainly, but not exclusively, in the
following areas: internet security; software,
telecommunications and computer hardware
security; physical safety and health protection;
access and identification security; traffic security;
workplace security and national defence,
etc. This Fund will hold a diversified portfolio,
generally composed of securities issued by listed
companies. These securities may be ordinary or
preference shares, convertible bonds and to a
lesser extent warrants on transferable securities
and options. In addition, the Fund may also invest
up to 10% of its net assets in UCIs. Investments
in debt instruments as defined by the European
Directive 2003/48/EC will not exceed 15%.
USD 1.60%
Equity
Global
35 PGEN
PICTET GENERICS
FUND
Pictet Asset
Management S.A.
The Fund’s investment policy is to achieve
capital growth by investing at least two-thirds of
its total assets or wealth in equities or similar
securities issued by companies that are active
in the field of generic drugs. Geographically, the
Fund’s investment universe is not restricted to a
particular area. This Fund will hold a diversified
portfolio, generally composed of securities issued
by listed companies. These securities may be
ordinary or preference shares, convertible bonds
and to a lesser extent warrants on transferable
securities and options. In addition, the Fund may
also invest up to 10% of its net assets in UCIs.
The Fund may also invest in structured products,
such as bonds or other transferable securities
whose returns are linked to the performance of
an index, transferable securities or a basket of
transferable securities, or an undertaking for
collective investment, for example. The Fund may
use derivative techniques and instruments for
efficient Management, within the limits specified
in the investment restrictions.
USD 1.60%
Equity
Sector
Health
9

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
36 PPBR
PICTET PREMIUM
BRANDS FUND
Pictet Asset
Management S.A.
The Fund will apply a capital growth strategy by
investing at least two-thirds of its total assets
or wealth in equities issued by companies
operating in the premium brands sector, which
offer high quality services and products. These
companies benefit from strong market recognition
because they have the ability to create or channel
consumer trends. They may also have a certain
capacity to set prices. These companies are
particularly specialised in high-end products and
services or in financing this type of activity. The
Fund’s investment universe will not be limited
to any particular region. This Fund will hold a
diversified portfolio composed of securities issued
by listed companies, within the limits allowed by
the investment restrictions. These securities may
be ordinary or preference shares, and to a lesser
extent warrants on transferable securities and
options. In addition, the Fund also invest up to
10% of its net assets in UCIs.
SGD 1.60%
Equity
Sector
Goods and
Services
37 PALC
PICTET-ASIAN LOCAL
CURRENCY DEBT
FUND
Pictet Asset
Management S.A.
The Fund’s objective is to seek revenue and
capital growth by investing a minimum of twothirds
of its total assets or wealth in a diversified
portfolio of bonds and other debt securities linked
to Asian local emerging debt. The Asian emerging
countries are defined as those considered at
the time of investing, as industrially developing
countries by the International Monetary Fund, the
World Bank, the International Finance Corporation
(IFC) or one of the leading investment banks.
These countries include, but are not limited to, the
following: Hong Kong, Singapore, the Philippines,
Thailand, South Korea, Taiwan, Indonesia, India,
China, and Malaysia.
USD 1.20%
Bond Asia
Pacific
38 PEEU
PICTET EASTERN
EUROPE FUND
Pictet Asset
Management S.A.
This Fund invests at least two-thirds of its total
assets or wealth in transferable securities issued
by companies with headquarters in and/or whose
main activity is conducted in Eastern European
countries. This Fund will also invest in securities
traded on the Russian “RTS Stock Exchange”.
The Fund will hold a diversified portfolio,
generally composed of securities issued by listed
companies. These securities may be ordinary or
preference shares, convertible bonds and to a
lesser extent warrants on transferable securities
and options.
EUR 1.60%
Equity
Emerging
Mkts Europe
10

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
39 PUSF
Pioneer Funds -
U.S. Fundamental
Growth
Pioneer Investment
Management, Inc
This Sub-Fund seeks to achieve capital
appreciation over the medium to long-term by
investing primarily in a portfolio of equities and
equity-linked Instruments of issuers incorporated,
headquartered or having their principal business
activities in the U.S.A. The Sub-Fund uses a
“growth” style of management and seeks to
invest in issuers with above average potential for
earnings growth. The investment process is driven
by fundamental research.
USD 1.50%
Equity North
America
40 PUSD
Pioneer Funds
- U.S. Dollar
Aggregate Bond
Pioneer Investment
Management, Inc
This Sub-Fund seeks to achieve capital
appreciation and income over the medium to longterm
by investing primarily in a diversified portfolio
consisting of Investment Grade debt and debtrelated
instruments denominated in U.S. dollar.
The Sub-Fund may invest up to 20% of its assets
in sub-Investment Grade debt and debt-related
instruments. The Sub-Fund pursues an active and
flexible allocation to different segments of the
fixed income markets investing in a broad range of
issuers of the debt markets.
SGD 0.90%
Bond North
America
41 SAIF
SCHRODERS ASIAN
INCOME
Schroder
Investment
Management
(Singapore) Ltd.
The investment objective of the Schroder Asian
Income is to provide income and capital growth
over the medium to longer term by investing
primarily in Asian equities and Asian fixed income
securities.
SGD 1.25%
Balanced
Asian
42 SQGQ
SCHRODER QEP
GLOBAL QUALITY
FUND
Schroder
Investment
Management
Limited
To provide a total return primarily through
investment in equity and equity related securities
of companies worldwide whose financial
characteristics show a high quality bias. In
order to achieve the objective, the Investment
Manager will invest in a broadly diversified of
analytical techniques that apply a quality screen,
including factors such as low leverage and stable
profitability.
USD 1.25%
Equity
Global
43 SGPM
SCHRODERS GOLD
& PRECIOUS METAL
FUND
Schroder
Investment
Management
Limited
The investment objective of SAS Gold and Precious
Metals Fund is to generate growth
in the long term through investment in gold and
precious metal related commodity
instruments, as well as the equities of those
companies involved in precious metal
related industries globally.
SGD 1.50%
Equity
Sector Gold
& Metals
44 SGPS
SCHRODERS ISF
GLOBAL PROPERTY
SECURITIES FUND
European
Investors Inc.
To provide a total return primarily through
investment in equity and debt securities of property
companies worldwide.
USD 1.50%
Equity
Sector REITS
Global
11

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
45 SAPP
SCHRODERS ISF ASIA
PACIFIC
PROPERTY
SECURITIES FUND
Schroder
Investment
Management
(Hong Kong) Limited
To provide a total return primarily through
investment in equity and debt securities of Asia
Pacific property companies including Japan and
Australasia.
USD 1.50%
Equity
Sector REITS
Asia Pac
46 SSFI
SCHRODERS
SINGAPORE FIXED
INCOME FUND
Schroder
Investment
Management
(Singapore) Ltd.
The investment objective of the Fund is to
provide investors with diversified exposure to the
Singapore fixed income market through investment
in SGD denominated bonds. The Fund is suitable
for investors who seek long-term capital growth.
SGD 0.50% Bond SGD
47 SGEM
SCHRODERS
GLOBAL EMERGING
MARKETS
OPPORTUNITIES
FUND
Schroder
Investment
Management
(Singapore) Ltd.
The Schroder Global Emerging Market Opportunities
Fund will invest substantially into the Schroder
ISF Global Emerging Market Opportunities, whose
investment objective is to provide capital growth
primarily through investment in equity and fixed
income securities of a universe of emerging market
countries worldwide, included but not limited to
constituents of MSCI Emerging Markets Index and JP
Morgan EMBI Global Diversified Index.
SGD 1.25%
Equity
Emerging
Mkts Global
48 SSTR
SCHRODERS
SINGAPORE TRUST
FUND
Schroder
Investment
Management
(Singapore) Ltd.
The investment objective of the Trust is to achieve
long-term capital growth primarily through
investment in securities of companies listed
on the Singapore Exchange Securities Trading
Limited (“SGX-ST”). The portfolio of the Trust will
be broadly diversified with no specific industry
or sectoral emphasis. The Trust is suitable for
investors who: (i) seek long-term capital growth;
and (ii) also seek regular income through halfyearly
distributions.
SGD 1.125%
Equity
Singapore
49 SGEA
SCHRODERS ISF
GLOBAL EQUITY
ALPHA FUND
Schroder
Investment
Management Ltd.
To provide capital growth primarily through
investment in equity securities of companies
worldwide. In order to achieve the objective the
Investment Manager will invest in a select portfolio
of securities, which it believes offer the best
potential for future growth.
USD 1.50%
Equity
Global
50 SAGR
SCHRODERS ASIAN
GROWTH FUND
Schroder
Investment
Management
(Singapore) Ltd.
The investment objective of the Trust is to achieve
long term capital growth primarily through
companies quoted on some or all of the stock
markets in countries in Asia (including Australia
and investing in securities of excluding Japan).
The portfolio of the Trust will be broadly diversified
with no specific industry or sectoral emphasis. The
Trust is suitable for investors who: (i) seek longterm
capital growth; and (ii) understand the risks
associated with investing in Asian equities.
SGD 1.125%
Equity Asia
Pacific Ex
Japan
12

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
51 SMA3
SCHRODERS MULTI
ASSETS
REVOLUTION 30
Schroder
Investment
Management
(Singapore) Ltd.
The investment objective of the Schroder Multi-
Asset Revolution 30 is to achieve medium to
long term capital growth through investment in
investment funds investing in equities, bonds and
other fixed income securities in global markets,
as well as investment directly in those types of
assets. The Schroder Multi-Asset Revolution
30 may also gain exposure to alternative asset
classes including but not limited to real estate
and commodities related securities for additional
diversification.
SGD 1.25%
Balanced
Global
52 SMA5
SCHRODERS MULTI
ASSETS REVOLU-
TION 50
Schroder
Investment
Management
(Singapore) Ltd.
The investment objective of the Schroder Multi-
Asset Revolution 50 is to achieve medium to
long term capital growth through investment in
investment funds investing in equities, bonds and
other fixed income securities in global markets,
as well as investment directly in those types of
assets. The Schroder Multi-Asset Revolution
50 may also gain exposure to alternative asset
classes including but not limited to real estate
and commodities related securities for additional
diversification.
SGD 1.25%
Balanced
Global
53 SMA7
SCHRODERS MULTI
ASSETS
REVOLUTION 70
Schroder
Investment
Management
(Singapore) Ltd.
The investment objective of the Schroder Multi-
Asset Revolution 70 is to achieve medium to
long term capital growth through investment in
investment funds investing in equities, bonds and
other fixed income securities in global markets, as
well as investment directly in those types of assets.
The Schroder Multi-Asset Revolution 70 may also
gain exposure to alternative asset classes including
but not limited to real estate and commodities
related securities for additional diversification.
SGD 1.25%
Balanced
Global
54 STAI
SCHRODERS TAIWAN-
ESE EQUITY FUND
Schroder
Investment
Management (Hong
Kong) Limited
To provide capital growth primarily through
investment in equity securities of Taiwanese
companies.
USD 1.50%
Equity
Taiwan
55 TCHI
TEMPLETON CHINA
FUND
Templeton Asset
Management Ltd.
The Fund's investment objective is capital
appreciation, which it seeks to achieve through a
policy of investing primarily in equity securities of
companies (i) organized under the laws of or with
their principal offices in the People's Republic of
China ("China"), Hong Kong or Taiwan or (ii) which
derive the principal portion of their revenue from
goods or services sold of produced, or have the
principal portion of their assets in China, Hong
Kong or Taiwan. The fund may also invest in equity
securities of companies (i) for which the principal
market for the trading of securities is China, Hong
Kong or Taiwan or (ii) that are linked to assets or
currencies in China, Hong Kong or Taiwan.
USD 1.60%
Equity
Greater
China
13

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
56 FEGR
FRANKLIN EUROPE-
AN GROWTH FUND
Franklin Templeton
Institutional,
LLC and Franklin
Templeton
Investment
Management
Limited
The Fund’s investment objective is capital
appreciation. The Fund seeks to achieve its
investment objective by investing principally in
equity and/or equity-related securities (including
warrants and convertible securities) of companies
of any market capitalization. in selecting equity
investments, the Investment Manager employs
an active, bottom-up fundamental believed to
possess superior risk-return characteristics. The
Fund principally invests its net assets in securities
of issuers incorporated or having their principal
business activities in European countries. Since
the investment objective is more likely to be
achieved through an investment policy that
is flexible and adaptable, the Fund may also
seek investment opportunities in other types of
transferable securities, which do not fulfil the
requirements set out above.
EUR 1.00%
Equity
Europe
57 TLAT
TEMPLETON LATIN
AMERICA FUND
Templeton Asset
Management Ltd.
The Fund’s investment objective is capital
appreciation, which it seeks to achieve, under
normal market conditions, through a policy of
investing primarily in equity securities and as
an ancillary matter in debt securities of issuers
incorporated or having their principal business
activities in the Latin includes, but is not limited to,
the following countries: Argentina, Belize, Bolivia,
Brazil, Chile, Colombia, Costa Rica, Ecuador, El
Salvador, French Guyana, Guatemala, Guyana,
Honduras, Mexico, Nicaragua, Panama, Paraguay,
Peru, Surinam, Trinidad/Tobago, Uruguay and
Venezuela. The balance of the Fund's assets
may be invested in equity securities and debt
obligations of companies and government entities
of countries other than those named above.
USD 1.40%
Equity
LATAM
58 FMGD
FRANKLIN MUTUAL
GLOBAL DISCOVERY
FUND
Franklin Mutual
Advisers, LLC.
The Fund’s investment objective is capital
appreciation. The Fund pursues its objective
principally through investments in convertible
or expected to be convertible into common or
preferred stock of companies of any nation as
well as in sovereign debts and participations in
foreign government debts that the Investment
Manager believes are available at market prices
less than their value based on certain recognised
or objective criteria (intrinsic value). The Fund
primarily invests in mid and large-cap companies
with a market capitalisation around or greater
than 1.5 billion US dollars. The fund may also
seek to invest in the securities of companies
involved in mergers, consolidations, liquidations
and reorganisations or as to which there exist
tender or exchange offers, and may participate
in such transactions. To a lesser extent, the
Fund may also purchase debt securities, both
secured and unsecured, of companies involved in
reorganisation.
USD 1.00%
Equity
Global
14

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
59 TIND
FRANKLIN INDIA
FUND
Franklin Advisers
Inc.
The Fund's investment objective is capital
appreciation. The Fund invests principally in equity
securities including common stock, preferred
stock and convertible securities, as well as in
warrants, participatory notes, and depository
receipts of (i) companies registered in India,
(ii) companies which perform a predominant
part of their business in India, and (iii) holding
companies which hold a predominant part
of their participations in companies referred
to in (i) and (ii), all of them across the entire
market capitalisation spectrum from small to
large-cap companies. In addition, the Fund may
seek investment opportunities in fixed income
securities issued by any of the above-mentioned
entities as well as money market instruments.
USD 1.00% Equity India
60 FUSE
FRANKLIN US EQUITY
FUND
Franklin Advisers
Inc.
The Fund's primary investment objective is capital
appreciation. The Fund's investment strategy
is to invest principally in US equity securities,
including common and preferred stocks, or
securities convertible into common stocks, as well
as American Depository Receipts and American
Depository Shares that are listed on the major US
stock exchanges. The Investment Manager employs
an active, bottom-up fundamental research
process to search for individual securities believed
to possess superior risk-return characteristics,
taking into account both future growth potential
and valuation considerations, as well as
macroeconomic and sector level considerations.
USD 1.00%
Equity North
America
61 FUSM
FRANKLIN US SMALL
MID CAP GROWTH
FUND
Franklin Advisers
Inc.
The Fund's investment objective is capital
appreciation. The Fund principally invests its total
assets in the equity securities of US small and
medium capitalisation companies. In selecting
equity investments, the Investment Manager
utilises fundamental, bottom-up researching
forcusing on companies believed to possess
sustainable growth characteristics and which
meet growth, quality and valuation criteria. For
this Fund, small cap companies are companies
within the market capitalization range of
companies in the Russell 2500TM Index, at the
time of purchase, and mid cap companies are
companies within the market capitalization range
of companies in the Russell Midcap Index, at the
time of the purchase. In addition, the Fund may
invest in equity securities of larger companies.
USD 1.00%
Equity North
America
Sm&Mid
Cap
15

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
62 FTEC
FRANKLIN
TECHNOLOGY FUND
Franklin Advisers
Inc.
The Fund's investment objective is capital
appreciation. The Fund invests at least two-thirds
of its total invested assets in equity securities
of Us and non US companies expected to
benefit from the development, advancement,
and use of technology and communication
services and equipment. These may include, for
example, companies in the following industries:
(i) communication and computing related
outsourcing services; (ii) technology services,
including computer software, data services and
internet services; (iii) electronic technology,
including computers, computer products and
electronic components; (iv) telecommunications,
including networking, wireless and wireline
services and equipment; (v) media and
information services, including the distribution
of information and content providers; (vi)
semiconductors and semiconductor equipment;
and (vii) precision instruments.
USD 1.00%
Equity
Sector Info
Tech
63 TGBO
TEMPLETON GLOBAL
BOND FUND
Franklin Advisers
Inc.
The Fund’s principal investment objective is to
maximise, consistent with prudent investment
management, total investment return consisting
of a combination of interest income, capital
appreciation and currency gains. The Fund seeks
to achieve its objective by investing principally in
a portfolio of fixed or floating rate debt securities
(including non-investment grade securities)
and debt obligations issued by government or
government-related issuers worldwide. The Fund
may also, in accordance with the investment
restrictions, invest in debt securities (including noninvestment
grade securities) of corporate issuers.
SGD 0.75% Bond Global
64 FGSM
FRANKLIN GLOBAL
SMALL-MID CAP
GROWTH FUND
Franklin Templeton
Institutional, LLC
The Fund’s investment objective is capital
appreciation. The Fund seeks to achieve its
investment objective by investing principally in the
equity and/or equity-related securities (including
warrants and convertible securities) of small and
mid-cap companies globally. In selecting equity
investments, the Investment Manager employs
an active, bottom-up fundamental research
process to search for individual securities believed
to possess superior risk-return characteristics.
The Fund principally invests its net assets in the
securities of issuers incorporated or having their
principal business activities in any developed
country in the world and which have a market
capitalization above USD100 million and below
USD8 billion or the equivalent in local currencies
at the time of purchase.
USD 1.00%
Equity
Global
Sm&Mid
Cap
16

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
65 TGTR
TEMPLETON GLOBAL
TOTAL RETURN BOND
FUND
Franklin Advisers
Inc.
The Fund's principal investment objective is to
maximise, consistent with prudent investment
management, total investment return consist
of a combination of interest income, capital
appreciation, and currency gains. The Fund seeks
to achieve its objective by investing principally in a
portfolio of fixed and/or floating rate debt securities
and debt obligations issued by governments and
government-related issuers or corporate entities
worldwide. The Fund may also purchase debt
obligations issued by supranational entities
organised or supported by several national
governments, such as the International Bank for
Reconstruction and Development or the European
Investment Bank. The Fund may also utilise financial
derivative instruments for investment purposes.
SGD 0.75% Bond Global
66 TGEM
THREADNEEDLE
(LUX) GLOBAL
EMERGING MARKET
EQUITIES FUND
Threadneedle
Asset Management
Limited
The Global Emerging Markets Equities Portfolio
seeks to achieve long-term capital appreciation
by investing principally in the equity securities of
Emerging Markets companies. These are defined as
companies domiciled in and/or whose significant
activities are in Emerging Market Countries.
USD 1.50%
Equity
Emerging
Mkts Global
67 TESR
THREADNEEDLE
EUROPEAN SELECT
FUND
Threadneedle
Asset Management
Limited
The Fund seeks to achieve above average capital
growth through investing mainly in a relatively
concentrated portfolio of equities of companies
domiciled in Continental Europe or which have
significant Continental European operations. The
select investment approach means that the Fund
has the flexibility to take significant stock and sector
positions.
EUR 1.50%
Equity
Europe ex
UK
68 TAME
THREADNEEDLE
AMERICAN FUND
Threadneedle
Asset Management
Limited
The Fund seeks to achieve capital growth through
investing primarily in the stocks of medium to large
companies domiciled in North America or which
have significant North American operations.
USD 1.50%
Equity North
America
69 TASC
THREADNEEDLE
AMERICAN SMALLER
COMPANIES FUND
Threadneedle
Asset Management
Limited
The Fund seeks to achieve capital growth through
investing primarily in the stocks of smaller
companies that are domiciled in the US or have
significant US operations.
USD 1.50%
Equity North
America
Sm&Mid
Cap
17

Fund
Code
Fund Name Fund Manager Investment Objectives
Fund
Currency
Annual
Management
Charge (p.a.)
Category
70 USBF
UNITED SINGAPORE
BOND FUND
UOB Asset
Management
The Fund seeks to maximise returns over the longer
term by investing mainly in bonds denominated in
Singapore Dollars (issued by entities incorporated
or domiciled globally) and bonds denominated in
foreign currencies (issued by entities incorporated
or domiciled in Singapore). Apart from investments
in bonds, the Fund may also invest in money
market instruments (denominated in SGD or foreign
currencies), bond funds (including funds managed
by the Managers) and time deposits in any currency.
Investments shall be made in accordance with
the CPF Investment Guidelines. There is no target
industry or sector.
SGD 0.50% Bond SGD
71 UABO
UNITED ASIAN BOND
FUND
UOB Asset
Management
The Funds seeks to provide stable current income
and capital appreciation by investing in debt
securities issued by Asian corporations, financial
institutions, governments and their agencies
(including money market instruments).
SGD 1.00%
Bond Asia
Pacific
72 UEMB
UNITED EMERGING
MARKET BOND FUND
UOB Asset
Management
The Fund seeks to maximize returns, with high
yields and capital appreciation over the longer term
primarily in emerging markets debt investments and
products.
SGD 1.75%
Bond
Emerging
Markets
18

Important Information
1. Investment involves risk. Past performance is not indicative of future performance, and unit prices and rates of investment return may fall as well
as rise. Investment is subject to market and exchange rate fluctuations and to risks inherent in all investments. Please refer to the fund factsheets,
fund summary and Product Highlight Sheet of the ILP sub-funds, which are made available by us, for further details including the risk factors and
charges.
2. Assets of the ILP sub-funds denominated in currencies that are different from the selected policy currency may be subject to exchange rate
fluctuation.
3. For details including risk factors and charges of the relevant the ILP sub-funds, please contact your financial consultant and refer to the fund
factsheets, fund summary and Product Highlight Sheet of the ILP sub-funds, which are made available by the Company.
4. A product summary in relation to the ILP sub-fund is available and may be obtained at AXA Life Insurance Singapore Pte Ltd and the participating
distributors' offices. Potential investors should read the product summary before deciding whether to purchase the policy. Past performance is not
necessary a guide to future returns. The value of units in the ILP sub-fund and the income accruing to the units may fall as well as rise. Returns from
the investment are not guaranteed. Investors may not get back the full amount original invested. The contents of this publication are not intended
to be formal research reports. These reports are not to be construed as offers to sell or the solicitation of offer to buy any security. The material is
based on information that we consider reliable, but we do not represent that it is accurate or complete, and it should not be read upon as such.
Opinions expressed are current opinions as of the date appearing in this material only. While we endeavour to update on a reasonable basis the
information discussed in this material, there may be regulatory, compliance or other reasons that prevent us from doing so. No part of this material
may be i) copied, photocopied or duplicated in any form, or ii) redistributed without AXA and the respective fund mangers' prior written consent.
To find out more, visit www.axa.com.sg
or speak to your personal adviser.
AXA Life Insurance Singapore Private Llimited
Company Reg No. 199903512M
8 Shenton Way #27-02 AXA Tower Singapore 068811
AXA Customer Centre #B1-01 Tel: 1800-880 4888 Fax: +65 6880 5501
09-13