Workplace Safety & Insurance Coverage - wsib

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Rules Rules Rules As with any insurance policy, there are rights and obligations that come with Workplace Safety and Insurance Board (WSIB) coverage. This booklet outlines the basic information you need to know. For more detailed information and specific policies governing administration of the legislation you can purchase the WSIB's Operational Policy Manual. Call 1-800-387-0750 ext. 4355. If you want to refer to the legislation you can purchase the Workplace Safety and Insurance Act and the Occupational Health and Safety Act from the Ontario Government Bookstore. Call 1-800-668-9938 (TTY) 1-800-268-7095. The Workplace Safety and Insurance Act, 1997 is on our Web site at www.wsib.on.ca. Click wsib.on.ca About this guide This guide provides basic information about workplace safety and insurance in Ontario. The guide does not replace the Workplace Safety and Insurance Act or Ontario Workplace Safety and Insurance Board policies as final authority for the Ontario workplace safety and insurance system. For exact descriptions of the law and policies concerning workplace safety and insurance in Ontario, please refer to the Workplace Safety and Insurance Act and Workplace Safety and Insurance Board policies. Confidentiality General information compiled by the Workplace Safety and Insurance Board (WSIB) is not considered confidential and may be released publicly, such as ■ basic identification (company name, address) ■ classification (business activity). All transactional information, for both businesses and for individuals who have claims, is considered confidential and may only be released as provided by law. Pour obtenir ces renseignements en français composez le 1-800-465-5606.
Contents Chapter 1: Ontario’s workplace safety and insurance system Key Roles . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3 Overview . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5 Getting help . . . . . . . . . . . . . . . . . . . . . . . . . . . .6 Chapter 2: Worker insurance benefits What benefits are available for your workers . . . . .9 WSIB benefits overview . . . . . . . . . . . . . . . . . . . .9 Return to work help . . . . . . . . . . . . . . . . . . . . . . .9 Frequently asked questions . . . . . . . . . . . . . . . . .10 Chapter 3: Prevention and incentives Reducing workplace injuries . . . . . . . . . . . . . . . .13 Meeting accident reporting obligations . . . . . . . . .13 Know and meet your safety obligations . . . . . . . .13 Frequently asked questions . . . . . . . . . . . . . . . . .15 Chapter 4: In case of injury What to do . . . . . . . . . . . . . . . . . . . . . . . . . . . .19 When to report . . . . . . . . . . . . . . . . . . . . . . . . .19 How to report . . . . . . . . . . . . . . . . . . . . . . . . . .20 Frequently asked questions . . . . . . . . . . . . . . . . .21 Chapter 6: Account administration Firm number . . . . . . . . . . . . . . . . . . . . . . . . . . .31 Forms/correspondence . . . . . . . . . . . . . . . . . . . .31 Working Capital . . . . . . . . . . . . . . . . . . . . . . . . .32 Frequency of billing charges . . . . . . . . . . . . . . . .32 Financial security requirements . . . . . . . . . . . . . .33 Transfers between Schedule 2 and Schedule 1 . . .33 Defining a worker . . . . . . . . . . . . . . . . . . . . . . .34 Appeals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .34 Sending in payments . . . . . . . . . . . . . . . . . . . . .35 Notify us about changes to your business . . . . . . .35 Account administration tips . . . . . . . . . . . . . . . .35 Frequently asked questions . . . . . . . . . . . . . . . . .36 Chapter 7: Appealing a WSIB decision Third party assistance . . . . . . . . . . . . . . . . . . . . .39 Objection process . . . . . . . . . . . . . . . . . . . . . . . .39 Appeal process . . . . . . . . . . . . . . . . . . . . . . . . . .39 Frequently asked questions . . . . . . . . . . . . . . . . .40 Resources Workplace health and safety checklist . . . . . . . . .43 Health and safety system resources . . . . . . . . . . .44 Chapter 5: Getting your worker better & back to work Returning the injured person to work . . . . . . . . .25 Return to work rights and responsibilities . . . . . . .25 WSIB return to work services . . . . . . . . . . . . . . .25 Other services we have . . . . . . . . . . . . . . . . . . .26 External resources . . . . . . . . . . . . . . . . . . . . . . .26 When an early and safe return to work does not occur . . . . . . . . . . . . . . . . . . . . . . . . .26 Frequently asked questions . . . . . . . . . . . . . . . . .27 3110A (08/02) For more information on how we can help you, call your account manager, 1-800-387-0750. 1
Page 1: Schedule 2 Employer Guide Workplace
Page 7 and 8: Chapter 1 -Ontario’s workplace sa
Page 9: Chapter 2 - Worker insurance benefi
Page 12 and 13: Frequently Asked Questions Injured
Page 15 and 16: Chapter 3 -Prevention and incentive
Page 17: Frequently Asked Questions Preventi
Page 21 and 22: Chapter 4 -In case of injury What t
Page 23 and 24: Frequently Asked Questions In case
Page 25: Chapter 5 - Getting your worker bet
Page 28 and 29: Chapter 5 -Getting your worker bett
Page 30 and 31: Frequently asked questions - Gettin
Page 33 and 34: Chapter 6 -Account administration F
Page 35 and 36: Chapter 6 -Account Administration F
Page 37 and 38: Chapter 6 -Account Administration S
Page 39: Chapter 7 - Appealing a WSIB decisi
Page 42 and 43: Frequently Asked Questions Appealin
Page 45 and 46: RESOURCES -Workplace Health and Saf
Page 48: Click wsib.on.ca Safety is everybod

Workplace Safety & Insurance Coverage - wsib

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