Business - Admax Marketing
Business - Admax Marketing
Business - Admax Marketing
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
T h e K a w a r t h a s P r e m i e r e B u s i n e s s M a g a z i n e<br />
SEPTEMBER/OCTOBER 2010<br />
BUSINESS<br />
A D V A N T A G E<br />
The Women’s <strong>Business</strong> Network<br />
Celebrating 50 Years of<br />
Inspiration<br />
Standing left to right: Joanne Culley, Cindy Lukawesky-Dowdle, Kathryn Fanning, Cheri Anderson, Betty Halman-Plumley,<br />
Lisa Hogan, Michelle Griepsma, Laura Foster, Yvette Peplinskie, Kim Appleton; Front: Angela Murdock, Lisa McConnell;<br />
Photo by Miranda Studios<br />
T h e B o o m e r & y o u n g e r b o o m e r m a r k e t s
The Liftlock Group of companies is a family owned<br />
and operated group of transportation related companies<br />
that specializes in service. Whether you need<br />
a taxi in Peterborough to go to the grocery store, a<br />
limousine to the Toronto airport, a heavy duty tow<br />
truck for truck towing in Peterborough and area,<br />
or an oil change on your dump truck, you will not<br />
find better service anywhere else.<br />
This group includes:<br />
Liftlock Coach Lines - 705-743-2111<br />
Liftlock Auto Body - 705-743-0581<br />
Greyhound Peterborough - 705-743-8045<br />
Capitol Taxi & Capitol Limousine<br />
705-742-4242 or 1-888-271-8613<br />
Liftlock City Freighliner, Liftlock Truck Bus Repair,<br />
Liftlock Towing - 705-745-1666 or 1-866-745-1666<br />
Liftlock Properties - 705-743-2152<br />
The Liftlock Group<br />
728 Rye Street ~ Peterborough<br />
General Enquiries ~ 705-743-2111 or 1-888-271-8613<br />
September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010
September/October 2010 – In This Issue<br />
Cover Story<br />
Women’s <strong>Business</strong> Network<br />
Celebrates 50 Years of Inspiration<br />
PAGE 14<br />
Election 2010 Candidates Profiles<br />
Dan McWilliams - PAGE 10<br />
Daryl Bennett - PAGE 12<br />
Workplace Health<br />
Organizational Culture<br />
Your Key to Workplace Health<br />
PAGE 9<br />
Book Your Christmas<br />
Parties Now - PAGE 9<br />
The Experts Speak - PAGE 38<br />
Equipment Breakdown Insurance<br />
Legal Advise Matters to Small <strong>Business</strong><br />
Canadians Not Close to Prepared for Retirement<br />
Local <strong>Business</strong>es Paying Close Attention<br />
PAGE 35<br />
Green <strong>Business</strong>es<br />
E.G. Gray Transportation Ltd.<br />
Driving Home the<br />
Green Message<br />
PAGE 30<br />
<strong>Marketing</strong><br />
Boomers &<br />
Young Boomers<br />
Technology<br />
Nexicom<br />
Local Security Provider<br />
PAGE 35<br />
Publisher :: Greg Welch<br />
Design / Production :: Sandra MacIsaac<br />
Advertising :: 741-2205<br />
Contributing Writer :: Joanne Culley<br />
Fax :: 741-3059 Email :: admax@nexicom.net Distribution / Subscriptions :: 741-2205<br />
Printed by :: Performance Printing<br />
Cover Photo :: MIranda Studios<br />
<strong>Business</strong> Advantage Magazine is published seven times a year by <strong>Admax</strong> <strong>Marketing</strong>, (705) 741-2205, Fax (705) 741-3059, P.O. Box 1946, Peterborough ON, K9J 7X7 and distributed by Canada Post,<br />
Canadian Publications Mail Sales product Agreement No. 40010937 to business addresses in Peterborough and surrounding areas. The publisher welcomes, but assumes no responsibility for, unsolicited<br />
manuscripts. All rights to editorial, photographs and advertising content are reserved. Reproduction in whole or part without written permission of the publisher is prohibited. Opinions and comments<br />
expressed are those of the authors and not necessarily those of the publisher.<br />
www.admaxmagazines.com :: Publishers of the <strong>Business</strong> Advantage and ZEST Magazines<br />
simple. secure file reception<br />
September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010
BUSINESS NEWS<br />
BUSINESS NEWS<br />
New General Manager At<br />
Peterborough Mitsubishi<br />
Dan Choate is the new general manager at Peterborough<br />
Mitsubishi. With 15 years in the car business in<br />
Peterborough, he will continue to bring a personal<br />
level of service to his customers. The dealership has a<br />
huge selection of new and preowned vehicles, as well<br />
as a fully staffed service department.<br />
“We’re one of the pioneer Mitsubishi dealers in<br />
Canada, having been here since 2003,” says Choate.<br />
“Although Mitsubishi has been building quality Japanese<br />
vehicles since 1917, they have only been established<br />
in Canada since 2003. The Mitsubishi warranty<br />
is the best in the business, with a 10 year or 160,000<br />
km powertrain warranty.”<br />
Mitsubishi vehicles are not only practical, but fun to<br />
drive, with sports cars, SUVs, family sedans and more.<br />
Mitsubishi’s new i-MiEV electric car is currently being<br />
showcased on a “Clean across Canada” promotion.<br />
“Sales have been fantastic the last few months,<br />
with record sales.” he says. “Our dealership is continuing<br />
to grow with new staff, product and services.”<br />
Choate would like to remind everyone of their<br />
discount programs for recent college and university<br />
graduates, as well as active and retired Canadian military<br />
personnel.<br />
For more information, please visit Peterborough<br />
Mitsubishi at 2071 Lansdowne St. W. (west of Brealey<br />
Ave.), call 748-5050, or visit www.peterborough-mitsubishi.com.<br />
<strong>Business</strong> Help From Fleming<br />
College Students For Credit<br />
Fleming College offers a program where computer<br />
and engineering technology students do<br />
full-term project work that might be useful to<br />
your business. You provide a real-world problem<br />
for the students to work on, they get great<br />
experience, and you might just get a creative<br />
solution to your problem! Think in terms of computer<br />
network systems, instrumentation, electronics, and<br />
computer security. For details contact Noel Briones<br />
at Fleming at 705-749-5530 ext 1222 or online at<br />
www.flemingc.on.ca/index.cfm/go/programs/sub/<br />
appliedproject.cfm<br />
Maple Moon Restaurant and<br />
Bakeria Opens In Lakefield<br />
The Maples in Lakefield is born again as Maple Moon<br />
Restaurant and Bakeria. New owner Arthur Miner<br />
describes the menu as casual fine dining with family<br />
prices, with virtually everything made on the premises.<br />
Jeremy Horoky is also a trained chef and Michele<br />
McKenzie is the General Manager. You’ll also find 24<br />
flavours of Country Smith Ice Cream in the Ice Cream<br />
Shop and the Bakeria opens today (Tuesday) featuring<br />
artisan breads, pies and desserts. Open for lunch<br />
and dinner, as well as breakfast on weekends, Maple<br />
Moon is at the corner of Lakefield Highway and<br />
County Road 18. Call (705) 652-6339.<br />
New Retail Location For<br />
Splash Pool & Spa<br />
Splash Pool and Spa Service opens their new retail<br />
operation today in the Northcrest Plaza, at the Corner<br />
of Hilliard Street and Marina Blvd., Unit 4. Owner<br />
Dave Wilson has been in business since 2007 serving<br />
the area with 4 trucks and 7 staff. The new store will<br />
be offering pool and hot tub supplies, chemicals,<br />
winterizing chemicals and covers. They’ll be open<br />
Monday to Saturday. Call 705-741-1881 for more<br />
information or online at www.splashpoolandspa.ca<br />
New Location For<br />
Lasting Impressions<br />
Lasting Impressions is a local jewelry and gift business<br />
owned and operated by Debra Beeby since<br />
1996. Originally the business was a home base operation<br />
that sold jewelry and gifts at fall fairs and<br />
festivals. As the business grew it was decided that<br />
a more permanent home was required. For the past<br />
four years the business was located in Portage Place<br />
and has now relocated to Peterborough Square.<br />
Lasting Impressions will be a kiosk, located in the<br />
upper level of the mall in front of the Gentry. They<br />
carry a wide variety of jewelry including sterling silver,<br />
steel, fashion and body jewelry and soon to feature<br />
gold jewelry.<br />
Kawartha Aquariums Offers<br />
Complete Aquarium Care<br />
Deanna Norman is the owner of Kawartha Aquariums.<br />
Specializing in commercial and residential<br />
aquarium maintenance, Deanna provides complete<br />
aquarium care in homes, offices, restaurants,<br />
spas, and dental clinics. Unique themed tanks can<br />
be professionally designed and they love to create<br />
festive displays for special events. One time educational<br />
aquarium consultations are also available.<br />
Call or e-mail for more information kawartha.aquariums@gmail.com<br />
or 705-559-9000.<br />
Historic Millbook Gets<br />
New Art Gallery<br />
Village Gallery Originals is a new art gallery in<br />
the historic village of Millbrook. The gallery is<br />
owned and operated by Debra Jackson, an internationally<br />
recognized artist and long-time Millbrook<br />
resident. You’ll find original artwork, sculpture,<br />
wood, glass, metal, stone and much more by<br />
outstanding Canadian artists. Debra will teach art<br />
classes starting in September. Village Gallery Originals<br />
is located at 17 King Street East in Millbrook, call 705-<br />
932-3006, or visit the website at www.villagegalleryoriginals.com<br />
September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010
BUSINESS NEWS<br />
Fair To All With<br />
James Gold & Silver Buyers<br />
James Gold & Silver Buyers are experts in buying gold<br />
and silver, coins, bars, sterling silverware, gold jewellery,<br />
gold watches and military medals. Whether<br />
it is one piece or an entire estate, James Gold & Silver<br />
Buyers are always willing to make you a cash offer.<br />
We are professional, respectful and confidential.<br />
James Gold & Silver Buyers are locally owned<br />
and operated. We pay very high prices and we<br />
publish our prices. We support the local community.<br />
Conveniently located in the Peterborough Square Mall,<br />
360 George St. N, Unit 30 on the lower level. When we<br />
have gold buying events, walk-ins are welcome. You<br />
may also call for an appointment anytime. Let’s make<br />
it fair to all! (705) 927-0615<br />
Trent Valley Honda Announces<br />
New Additions To the Team<br />
Trent Valley Honda is thrilled to announce Rob Budnik<br />
as their new PARTS MANAGER. Rob has spent 19<br />
years in the Automotive <strong>Business</strong>, both in the United<br />
States and Canada and lives in Ennismore. Be sure to<br />
say hi to Rob in Parts during your next visit to Trent<br />
Valkley Honda, or call him directly on the Parts Line<br />
at 748 9181 with any questions about Honda Genuine<br />
Parts and Accessories!<br />
Dave Crowe is the new FIXED OPERATIONS MANAG-<br />
ER. Dave has spent over 30 years in the Automotive<br />
<strong>Business</strong> and is committed to providing “world class”<br />
customer service. We welcome his experience, positive<br />
attitude and willingess to do whatever it takes to<br />
ensure customers are satisfied. Dave lives in Peterborough<br />
and is committed to supporting the community<br />
through the many Sponsorships and Activities Trent<br />
Valley Honda provides.<br />
A Different Point Of View For<br />
Concrete Countertops<br />
Point of Views Concrete Countertops offers one of a<br />
kind kitchen countertops, vanity tops, bath and shower<br />
surrounds, stair treads, bar tops, landscaping pieces<br />
and a lot more. But that doesn’t really capture the artistry<br />
of owner Richard Burri, who really sets the bar<br />
high with his integrated features and accents, and custom<br />
colours. He can incorporate a special piece of metal<br />
or rock, and he’s just completing a bar top with over<br />
600 fibre optic lights installed in the surface. For more<br />
information call 705-654-4744 or visit the website at<br />
www.pointofviews.ca<br />
Organizational Culture:<br />
Your Key to Workplace Health<br />
705-741-2300<br />
1-866-741-4436<br />
info@globalpointenergy.ca<br />
www.globalpointenergy.ca<br />
workplace health<br />
Often when we think about workplace health we<br />
immediately think of wellness programs such as<br />
exercise breaks, designing nutritious cafeteria menus<br />
or occupational health and safety initiatives. While these are<br />
very important, it is the least tangible aspect of a workplace –<br />
its organizational culture – that can have the greatest impact<br />
on employees’ health.<br />
You could think about a workplace’s culture like a personality.<br />
One workplace can be supportive and another might be<br />
uncaring. One is employee-focused, the other is task-driven.<br />
One is concerned only with the bottom line and the other<br />
values a balance between employee health and good productivity.<br />
You get the idea. Just ask an employee what they think<br />
about their employer and workplace and you will get a<br />
different answer every time. The formal and informal policies<br />
held by an organization will set the tone for that workplace’s<br />
culture. Why is it important to talk about this<br />
Organizational culture is one of three equally important<br />
components of a Comprehensive Workplace Health approach.<br />
Any time this model is represented visually, organizational<br />
culture is always located at the base of the triangle. It creates the<br />
solid foundation on which the other two components can be built.<br />
According to The Health Communication Unit (an organization<br />
funded by the Ontario Agency for Health Protection and<br />
Promotion), organizational culture refers to the employees’<br />
own sense of control over their health, influence over their work,<br />
and the support available from management, coworkers, family,<br />
and friends.<br />
There are a number of tools and resources available to help<br />
organizations to take a good look at organizational culture.<br />
The Health at Work Committee of Peterborough has<br />
developed a free new resource entitled “Tuning into Workplace<br />
Culture: A Practical Guide for Employers” to support<br />
workplaces in addressing organizational culture. To familiarize<br />
local employers and workplace wellness champions with<br />
this tool and how organizational culture can support employee<br />
health, the Coalition is holding a symposium on Thursday,<br />
October 21 also called “Tuning into Workplace Culture” at<br />
the Peterborough Golf & Country Club. For more information,<br />
about the upcoming symposium, please visit www.pcchu.ca or<br />
call (705) 743-1000, ext. 316.<br />
In the meantime, here are a few questions you can ask yourself<br />
(taken from www.worksmartlivesmart.com ):<br />
• Do you have an overall health policy in place stating your<br />
organization’s intent to protect and promote the health of your<br />
employees by providing as healthy an environment as possible<br />
• Is a strategic approach in place to develop and sustain a<br />
healthy workplace and is it based on employees’ needs<br />
• Do you measure employee satisfaction levels in order to improve<br />
the workplace<br />
• Are there good levels and trends in employee satisfaction and<br />
morale<br />
• Do your leaders demonstrate, through their comments and actions,<br />
a commitment to the management of a healthy workplace<br />
Is it worth the investment of time and money Research<br />
has shown that workplace health programs provide a return on<br />
investment (ROI) of $1.82 to $6.85 for every dollar spent.<br />
And, remember, any time that you, as a manager, invest in<br />
workplace and employee health, it will result in direct and indirect<br />
positive health impacts on your personal health as well.<br />
To learn more about organizational culture in your workplace,<br />
contact Monique Beneteau, Health Promoter at (705) 743-1000,<br />
ext. 309 or mbeneteau@pcchu.ca or visit: www.pccch.ca/workplace,<br />
or www.worksmartlivesmart.com or www.grahamlowe.ca<br />
PEOPLE, PROCESS, ENGINEERING & EXPERIENCE<br />
SOLAR MAKES SENSE<br />
Davisdene Farms (Mel Davis), Ennismore ON<br />
Installation: 10KW Roof-Mount<br />
photovoltaic system<br />
Savings: 20 year DPA contract @ 80.2 cents per KW<br />
Expected to generate $10,400 per year<br />
Bradwood Farms, Cannington ON<br />
Installation: 6 panel thermal system<br />
Savings: System will provide 50-70% of the total<br />
energy required to heat the commercial hot water.<br />
Potential annual savings of $1800 per year.<br />
September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010
ELECTION 2010 CANDIDATE<br />
ELECTION 2010 CANDIDATE<br />
Dan McWilliams<br />
On The Campaign<br />
Trail For Otonabee<br />
Ward 1 Councillor<br />
By Joanne Culley<br />
Being in the moving business, Dan McWilliams has a<br />
“front row seat” in seeing who is moving to Peterborough<br />
and who is leaving. Unfortunately, his company<br />
statistics show more families and companies are moving out of<br />
the city rather than moving into town.<br />
“I worry about the lack of jobs and economic opportunities<br />
in Peterborough,” he says. “There are so many people who visit<br />
here who would love to live and work here. However, this<br />
isn’t easy for them due to limited employment opportunities.<br />
We need to change that.”<br />
McWilliams says that he can no longer sit on the sidelines<br />
and wants to make a difference.<br />
“The city itself needs good quality, environmentally sensitive<br />
growth. Peterborough as a city has all the potential needed<br />
to support new investments and jobs. The city needs to be aggressive<br />
in attracting new business,” he says. “As a father of two<br />
grown children who don’t live in the community, I know the<br />
difficulties young people have finding work here.”<br />
As one of the inaugural members of the Greater Peterborough<br />
and Area Economic Development Corporation, Mc-<br />
Williams was involved in attracting new business to Peterborough.<br />
He says that the city has “a wonderful employee base<br />
- people here like to work hard and raise their families in a<br />
healthy place that has lots of recreation and is often referred to<br />
as ‘the land of shining waters’.”<br />
“For every business that leaves, we lose that tax base and<br />
residents have to pick up the shortfall,” he continues. “And it’s<br />
important that people know their tax dollars will be spent<br />
wisely – this would be a priority should I be elected.” McWilliams<br />
is concerned about Peterborough’s ability to be sustainable.<br />
“Environmental stewardship is important. A lot of cold<br />
water streams where I used to fish throughout the south end<br />
are no longer viable resources. They are now storm water<br />
management systems or rerouted underground. We need to<br />
take care of our environment for future generations,” he says.<br />
He has certainly done his part as a volunteer in the community.<br />
He is a past director of the Greater Peterborough<br />
Chamber of Commerce. He is the past president and is currently<br />
chair of the board of Camp Kawartha. He is the former<br />
director and 25-year member of the Peterborough Rotary<br />
Club, president and founding member of Peterborough Ducks<br />
Unlimited, a director of the Peterborough Festival of Trees,<br />
past president of the Peterborough Sales and Ad Club and<br />
was co-chairman of the inaugural group of Concerned Citizens<br />
for a New Hospital.<br />
McWilliams grew up in the Otonabee Ward, which he<br />
says was “comprised of hard working families who knew the<br />
value of a good work ethic”. He attended St. John the Baptist<br />
Separate School and Kenner Collegiate.<br />
McWilliams Moving and Storage was founded by Dan’s<br />
father over 60 years ago. Dan and his brothers bought the<br />
company in the 1970s and have grown the company from<br />
having two trucks to being the largest member of Mayflower<br />
Canada. McWilliams credits family support, not only from<br />
his wife and children, but from his brothers in the business<br />
and his sister Mary Jane Bickell who are behind him in his<br />
community endeavours.<br />
Dan and his wife Virginia, are both Peterborough natives.<br />
Virginia has been an elementary teacher in the Peterborough<br />
area and currently teaches at St. Thomas Aquinas Secondary<br />
School in Lindsay as a special education teacher.<br />
“I’m very supportive of Dan in his bid to run for city council,”<br />
she says. “Dan is loyal and passionate about Peterborough.<br />
He is a good listener and team player. He is also good<br />
at thinking on his feet – all qualities that I think will stand<br />
him in good stead as he embarks on this political journey.”<br />
For more information, please visit www.danmcwilliams.ca<br />
or call 743-8123.<br />
10 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 11
ELECTION 2010 CANDIDATE<br />
ELECTION 2010 CANDIDATE<br />
Will there opportunities for young people’ It made me think<br />
that I want to ensure that there will be jobs in the future,” he<br />
says.<br />
In addition to his business experience, Bennett was the<br />
chair of the Community Futures Development Corporation<br />
and was honoured with the 2004 Citizen of the Year award<br />
from the Peterborough Chamber of Commerce. He and his<br />
companies sponsor several bursaries at Trent University.<br />
“The city must become more efficient and effective in their<br />
delivery of services,” he continues. “I want to make each of<br />
operations in the city as efficient and as effective as a business.<br />
In my own operations, while they are freestanding, they do<br />
dovetail each other in certain areas such as human resources,<br />
which would be similar to the city’s operations.”<br />
Priorities<br />
Bennett has identified six areas that he would like to focus on<br />
should he be elected mayor of Peterborough:<br />
1) Improve governance<br />
2) More fiscal responsibility<br />
3) Economic Development<br />
4) Investment in Municipal Infrastructure<br />
5) Social, Cultural and Community Services<br />
6) An Environmental Ethic<br />
Daryl Bennett of the Liftlock<br />
Group Running for Mayor<br />
With over forty years<br />
of experience in the<br />
business world, Daryl<br />
Bennett feels that the<br />
City of Peterborough<br />
needs to get “its house<br />
in order” and improve<br />
the way it does business.<br />
By Joanne Culley<br />
Making the city more efficient and effective is the goal of mayoral candidate<br />
Daryl Bennett. With over forty years of experience in the business<br />
world, he feels that the City of Peterborough needs to “get its house in<br />
order” and improve the way it does business.<br />
“We have to be competitive, we have to bring the skills of business to how the city<br />
is governed,” says Bennett. “If you had asked me three years ago if I’d be running<br />
for mayor in 2010 I would have said no. But during the last four years, I didn’t like<br />
the leadership and what was going on in the city. And after talking to other business<br />
people in the community, I made my decision to run.”<br />
Born and raised in East City, Bennett attended Armour Heights Public School,<br />
Peterborough Collegiate Vocational School, and is now a principal with the Liftlock<br />
Group of Companies. This group includes the Liftlock Coach Lines, Liftlock<br />
Truck Bus Repair, Liftlock Towing, Liftlock Auto Body, Greyhound Peterborough,<br />
Capitol Taxi, Capitol Limousine, Liftlock City Freighliner, and Liftlock Properties.<br />
Bennett’s brother-in-law, two sons, and daughter are all involved in the businesses.<br />
“When I was at my daughter’s wedding recently, I looked at my youngest grandson<br />
and thought to myself, ‘What will Peterborough hold for him in the future<br />
“It’s important to have a social conscience – there will always<br />
be those less fortunate than others,” says Bennett. “You<br />
just extend what you do in your own life and make sure it is<br />
offered efficiently and effectively.”<br />
He says that we all need to change our views and way of<br />
doing things so that our daily activities have less impact on the<br />
environment. And he wants to raise the profile of the city’s bus<br />
service, which he says is excellent, but underutilized.<br />
“I feel that it’s payback time,” continues Bennett. “The city<br />
has been very kind to me and I feel that I have a lot to offer.<br />
My mother always told me that politics was in my blood - several<br />
of my grandfathers and great grandfathers were local politicians<br />
and my father was a city councillor for nine years.”<br />
Supportive Family<br />
Daryl’s wife Jewel has been very supportive of her husband<br />
over the years.<br />
“I told Daryl that whatever he decided, I would be by his<br />
side,” she says. “I like socializing and entertaining, so I will<br />
enjoy that part of it also.”<br />
With their three children all in business with their dad,<br />
Jewel finds herself babysitting the grandchildren and volunteering<br />
in church activities at Mark St. United, being president<br />
of the UCW and catering to funeral receptions.<br />
For more information about the campaign, please call 742-<br />
4383 or visit www.darylbennett.ca<br />
12 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 13
WOMEN IN BUSINESS<br />
We invite you to join us…<br />
Welcome to the Women’s <strong>Business</strong> Network<br />
of Peterborough 1961 - 2011<br />
Betty Halman-Plumley, WBN President 2010 / 11<br />
Welcome to the 50th anniversary year of the Women’s September 8th, 2010<br />
<strong>Business</strong> Network of Peterborough! This will truly be<br />
Ann Day – “The Courage to Succeed” – Highlighting successful<br />
an outstanding year as we celebrate 50 years of inspiration!<br />
Canadian women entrepreneurs over the past 50 years!<br />
Formed in 1961, The Women’s <strong>Business</strong> Network is one<br />
of the oldest and largest networking groups in Canada with<br />
October 6th, 2010<br />
a mandate to promote and support women in business<br />
Network members ‘share their stories’ AND member formal<br />
through personal and professional growth opportunities.<br />
Network members are entrepreneurs, business owners,<br />
networking evening.<br />
professionals, administrators, writers, media representatives,<br />
computer specialists and health care providers to name a few. WBN Fall <strong>Business</strong> FAIR – Garden Court Holiday Inn<br />
I am extremely pleased and PRESIDENT honoured to serve MESSAGE<br />
as the Waterfront<br />
President of such a distinguished, growing, dynamic network of influential business<br />
women!<br />
November 3rd, 2010<br />
We are excited to be bringing an excellent line up of speakers, special events, Shari Darling – “Entertaining for the Holidays”.<br />
networking opportunities and our 1st ever Women’s <strong>Business</strong> Network Gala and<br />
2-day conference at Trent University in May 2011. The anniversary committee has<br />
been extremely busy over the past year preparing details for this outstanding event and<br />
we look forward to working with you in ‘spreading the word’ to other business women<br />
in our community and beyond.<br />
On behalf of the entire membership, we welcome and thank you for the opportunity<br />
to work together in this exciting 50th anniversary year and most of all… thank you for<br />
your commitment to women in business!<br />
Membership Benefits:<br />
The WBN meets once per month in the evening, usually the first Wednesday of each<br />
month (except Sept & Jan) at the Holiday Inn Peterborough Waterfront, and includes<br />
a social and networking hour, a three course meal, inspiring speakers and an opportunity<br />
to promote yourself and your business.<br />
Membership benefits include:<br />
• monthly networking events drawing on<br />
a large membership<br />
• excellent speakers and professional growth<br />
opportunities<br />
• your profile on the WBN website<br />
• access to online membership database<br />
• monthly newsletter and advertising<br />
opportunities<br />
• display booth and ‘table drop’ opportunities<br />
and participation in feature trade shows<br />
• opportunity to share your business news<br />
at ‘twoonie talk’<br />
• fun social evening with great food<br />
• WBN offsite with 8 “<strong>Business</strong> Spotlight”<br />
opportunities<br />
• community involvement through charitable<br />
fundraising & support<br />
Memberships are available for $375.00 for a single membership and $475.00 for corporate<br />
members. A Corporate Membership entitles the corporation to substitute any female<br />
representative at our network meetings. Be sure to ask us about our easy and<br />
convenient payment options and plans.<br />
For membership or guest information visit<br />
www.womensbusinessnetwork.net<br />
Or call The Women’s <strong>Business</strong> Network at<br />
(705) 740-6199<br />
Women’s <strong>Business</strong> Network of Peterborough<br />
2010-2011 Program<br />
December 1st, 2010<br />
Annual Christmas Gala and Auction. – This year, for the WBN<br />
50th Anniversary, we will be holding an incredible Christmas<br />
evening and auction at the beautiful Canterbury Gardens.<br />
Come dressed up for an amazing evening of food and entertainment<br />
as you bid on fantastic live and silent auction items. To<br />
date, the WBN has raised a total of $160,315 for the YWCA<br />
Crossroads Women’s Shelter. This year’s goal is to make the<br />
number $195,000!<br />
January 12th, 2011<br />
Janice Parviainen – “Importance of Loving Yourself Personally<br />
and Professionally”.<br />
Annual Women’s Health Fair - Garden Court Holiday Inn Waterfront.<br />
February 2nd, 2011<br />
Meg Soper – “Wit, Fit and Balance…Strategies for Success”.<br />
March 2nd, 2011<br />
Andi Marcus – President Mistura Beauty Solutions.<br />
Women’s <strong>Business</strong> Network Spring <strong>Business</strong> Fair<br />
April 6th, 2011<br />
Susan Sly – Susan triumphed over financial devastation, divorce<br />
and severe illness to become a self made millionaire and successful<br />
entrepreneur..<br />
May 4th, 2011<br />
50th anniversary celebration GALA and grand opening of the<br />
first ever ‘Women’s <strong>Business</strong> Network’ conference.<br />
June 1st, 2011<br />
Summer Social – This is so big we don’t even know what it is!<br />
Not be outdone, Lisa and Lisa are working on another extravaganza<br />
for our 50th anniversary network finale!<br />
Promoting and supporting women in business through<br />
personal and professional growth opportunities since 1961<br />
<strong>Business</strong> women in the greater Peterborough area<br />
have come a long way! Their outstanding achievements<br />
for themselves and the future have<br />
revolutionized the social, economic and political<br />
landscape of the region. For many, the Women’s <strong>Business</strong><br />
Network of Peterborough (WBN) is considered the<br />
“cornerstone” or an “inspirer” of their journey to success by<br />
providing instrumental learning and socio-economic<br />
opportunities to move forward.<br />
This spring marks the organization’s third milestone -<br />
WBN’s golden jubilee year! The WBN’s 50-year legacy builds<br />
WOMEN IN BUSINESS<br />
In preparation of the upcoming 50 year anniversary, WBN members dressed up in their favourite decade at the 2009/10 yearend social<br />
Building A Legacy Together<br />
The Women’s <strong>Business</strong> Network Of Peterborough<br />
Celebrates Fifty Years Of Inspiration<br />
By Roula Kovios<br />
upon its past – one filled with values and vision; faith and<br />
courage; a remarkable bond of fellowship for the community<br />
and each other. With a membership spanning two generations<br />
- from mothers to daughters - they are proud of being<br />
one of Canada’s oldest and largest networking groups.<br />
This article traces some of the pivotal moments in the<br />
WBN history, as we pay homage to WBN members, past<br />
and present for their ability to create; their unwavering<br />
commitment to meet the needs of the day; their outstanding<br />
contribution to Canada’s progress; and for paving the way for<br />
future generations.<br />
14 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 15
WOMEN IN BUSINESS<br />
WOMEN IN BUSINESS<br />
Women’s <strong>Business</strong> Network<br />
Board of Directors, 2010/2011<br />
President, Betty Halman-Plumley<br />
Investors Group Financial Services Inc.<br />
I’m personally committed to understanding your needs and<br />
providing you with in-depth analysis and personalized solutions.<br />
With the support of a qualified team here at Investors Group, I’ll<br />
help you keep abreast of increasing changes in the financial<br />
services field, specifically in the areas of investment, tax and<br />
retirement planning.<br />
Whether you’re examining investment performance or wishing to customize your tax<br />
and retirement options, you can be confident you’ll have the necessary in-depth<br />
information you need to make your most important investment decisions.<br />
I’m dedicated to working with you to ensure you achieve your financial goals.<br />
Past President, Kathryn Fanning<br />
MicroAge Technology Solutions<br />
Kathryn is a sales professional with MicroAge Technology<br />
Solutions assisting clients with her product knowledge and<br />
technical support to meet their business needs. MicroAge has<br />
been part of the Peterborough community for over 25 years<br />
offering unique and highly skilled technology services from<br />
network design to hardware, software and supplies sales. We<br />
provide our clients advanced expertise and hold the largest number of authorizations<br />
and certifications in the area from today’s industry leading technology providers:<br />
Hewlett-Packard, Lenovo, Apple, IBM, Toshiba, Lexmark, TeamBoard and more.<br />
Kathryn has been a WBN member for the last 4 years. She is pleased to be on the board<br />
this year as Past President.<br />
Technical Director, Kim Appleton<br />
Emmatt Digital Solutions Inc.<br />
Kim, a WBN Past-President and member since 1999, is President<br />
and co-owner of Emmatt Digital Solutions Inc.<br />
Formed in 1998, Emmatt’s mission is to help organizations<br />
increase their profitability through electronic efficiency. Services<br />
include scanning and indexing of paper documents; web site<br />
creation, hosting, online marketing, and SEO; as well as<br />
development of functional, online software tools to increase any organization’s<br />
effectiveness and profits.<br />
Treasurer, Yvette Peplinskie<br />
County of Peterborough<br />
In her role as the Deputy Treasurer for the County of<br />
Peterborough, Yvette assists in the preparation of the County’s<br />
annual budget, prepares financial reports for staff and Council<br />
as well as other financial and municipal government reporting.<br />
The County of Peterborough provides many important services<br />
to its over 50,000 residents including recycling collections,<br />
planning, roads and bridges construction and maintenance, and paramedic services,<br />
as well as the local attraction of Lang Pioneer Village. Yvette has been a member of the<br />
Women’s <strong>Business</strong> Network of Peterborough since 2007 and she is beginning her<br />
second term as Treasurer on the Board of Directors. She is very proud and excited to<br />
be a part of the WBN for its 50th year.<br />
Social Director, Lisa McConnell<br />
Lisa McConnell, Sun Life Financial<br />
Lisa is a financial advisor at Sun Life Financial. With over 21 years<br />
experience in the financial field, she provides financial advice,<br />
financial planning, life insurance, group and health benefits, and<br />
critical illness health protection for businesses, individuals and<br />
families. This is her first year on the board of the WBN and her<br />
third year as a member.<br />
Publicity Director, Cindy Lukawesky-Dowdle<br />
IMAGEWEAR by Mark’s Work Wearhouse<br />
Cindy joined Imagewear by Mark’s Work Wearhouse in 2004, as<br />
a Corporate Sales Manager. She works with her clients’ to create<br />
a specialized corporate image, whether it is a uniform/footwear<br />
program, business casual wear or promotional items. A service of<br />
silk screening and in house embroidery allows her to provide customization<br />
specific to their needs. Her dedication and attention<br />
to detail has contributed to the success of delivering quality products.<br />
She has a passion for volunteering with community events and programs such as Relay<br />
for Life and The Look Good, Feel Better Workshops.<br />
This is Cindy’s third year with the WBN and is proud to continue her involvement on the<br />
Board of Directors.<br />
Secretary, Cheri Anderson<br />
TD Bank Financial Group<br />
Working for TD Bank Financial Group, I am a well-respected expert<br />
in my field of call centre technology as subject matter expert<br />
and a meticulous project & people manager. However I also possess<br />
‘entrepreneurial spirit’ and know-how when it comes to<br />
treating guests/clients with an exceptional experience (as witnessed<br />
during our relatively short, but impactful ownership of 38<br />
Degrees restaurant). My career and life goals are well centered in Peterborough with a<br />
short-term objective to work locally in & on the community versus telecommuting. As<br />
a new member to the WBN Board in the capacity of Secretary, I am looking forward to<br />
building on an already solid business network, develop strong relationships and support<br />
& make a difference in our community.<br />
Director At Large, Angela Murdock<br />
Advanced Mailing Services<br />
Angela Murdock is the Mailing Services Coordinator of Advanced<br />
Mailing Services. Angela has over 10 years experience in the<br />
Direct Mail Service Industry and has worked with all sizes of<br />
companies to meet their direct mail needs. Whether mailing a<br />
simple postcard or a multi-page invoice, Advanced Mailing<br />
Services will help get your message to your customer in the most<br />
economical and efficiant way possible! From inception to mailbox, AMS will work<br />
with you to ensure material meets Canada Post’s stringent requirements. AMS offers<br />
complete, confidential mailing services including database management,<br />
high-speed laser printing of personalized documents, inserting, address labelling of<br />
materials and delivery to Canada Post all from our secure premises.<br />
Membership Director, Laura Foster<br />
CHEX Television<br />
Laura has been a member of the WBN for 5 years and is looking<br />
forward to her 4th year as Membership Director. Laura joined<br />
Corus Entertainment as an Account Executive with CHEX<br />
Television in March 2010. Laura brings with her 20 years of sales,<br />
marketing and customer service experience. Laura’s goal is to<br />
help businesses grow through cost effective television<br />
advertising. CHEX Television has been a valuable part of our community since 1955.<br />
Chex is carried on cable systems across Ontario as well as on Bell Express Vu and<br />
Star Choice.<br />
ACROSS THE STREET OR ACROSS THE COUNTRY, PUT THE POWER OF CHEX<br />
TELEVISION TO WORK FOR YOU<br />
Program Director, Michelle Griepsma<br />
Comstock Funeral Home & Cremation Centre.<br />
Michelle Griepsma is a Family Service Counselor for Comstock<br />
Funeral Home and Cremation Centre. She compassionately serves<br />
individuals and families who need advice with funeral<br />
pre-planning and support after a loved one has died. Talking<br />
about death is challenging for most of us. Michelle enables her<br />
clients to plan ahead and make objective decisions calmly,<br />
trusting that their wishes will be honoured.<br />
Michelle has been a member of the WBN since 2008 and is excited to serve as Program<br />
Director for her first year on the Board.<br />
Social Director, Lisa Hogan<br />
CHUM Radio, Kawarthas<br />
Lisa Hogan is an Account Manager, specializing in Advertising<br />
and Sales, with CHUM Radio, Kawarthas including Country 105,<br />
Energy 99.7 and 91.9 BOB FM. With 13 years experience in the<br />
Radio and Television industry, Lisa’s passion is in helping small<br />
businesses find cost-effective marketing solutions that work. Her<br />
goal for each client is to find unique and innovative ways to<br />
develop total marketing solutions on any budget. Lisa’s out-of-the-box thinking,<br />
creative ideas and knowledge of the local advertising market make her a valuable asset<br />
to her clients and to the CHUM Radio team. This is Lisa’s forth year as a WBN member<br />
and third year on the Board of Directors.<br />
Newsletter Director, Joanne Culley<br />
Joanne Culley Media Productions<br />
Joanne is a DVD producer and writer. She produces DVDs for many<br />
markets, including education, corporate, and government. Winner<br />
of the Media/Television Award for “In Celebration of Women,”<br />
her productions have aired on Bravo, CBC, Rogers Cable and You<br />
Tube, and are used in schools and libraries across North America.<br />
Productions include: Green Communities’ Home Energy series;<br />
Put the Brakes on Bullying, Better Safe Than Sorry: Hidden Exposures, and the Peterborough<br />
Women in <strong>Business</strong> Awards profiles.<br />
Joanne writes articles for publications such as the Peterborough Examiner, <strong>Business</strong> Advantage<br />
and Peterborough Kids magazines; funding proposals, press releases, newsletters, website<br />
content and publicity materials. This is her sixth year as a WBN member and her second<br />
year on the board.<br />
Arlene Blunck<br />
Arlene is an Account Manager<br />
for All Office Machines Inc.<br />
which is a locally owned family<br />
business for over 47 years. They<br />
are the Peterborough and area<br />
dealer for Panasonic Office Systems<br />
and Lexmark Printers.<br />
If you are looking to enhance<br />
your productivity, improve your<br />
communications, capture more<br />
attention, boost your sales or<br />
print less and save more – give<br />
Arlene a call.<br />
If you would like to discuss your<br />
office equipment needs, give<br />
her a call or email.<br />
All Office Machines Inc.<br />
799 Erskine Ave., 705-745-3256<br />
arlene@allofficemachines.ca<br />
Mary Ellen McCamus<br />
Mary Ellen McCamus is the<br />
Broker of Record/Owner of Exit<br />
Realty Liftlock Brokerage. She<br />
has been actively engage in real<br />
estate sales and customer service<br />
since 1986. She has seen many<br />
changes in both market conditions<br />
and the increase of professionalism<br />
in the industry. If you need any<br />
information or assistance in buying<br />
or selling don’t hesitate to call.<br />
Real Estate today is a challenging<br />
and rewarding career for anyone<br />
with the desire to work and help<br />
people make their dreams of<br />
home ownership come true.<br />
Exit Realty<br />
Liftlock Brokerage<br />
749-3948 (EXIT)<br />
1960s The Decade of Change<br />
Expansion and growth comes to Peterborough: manufacturing,<br />
education, art, tourism and commerce are thriving. As<br />
the Feminist Movement starts, women are slowly changing<br />
the workforce, but a majority still feel discouraged from voicing<br />
opinions in areas dominated by men – predominantly in<br />
business and politics. With few professional clubs available to<br />
women, the Canadian Advertising and Sales Association<br />
(CASA) sets a precedence to open chapters in different regions<br />
across the country to promote women, who work in the<br />
fields of advertising and sales.<br />
1961 Revolutionary<br />
“Chapter” Begins<br />
Two bold visionaries, Margaret<br />
Steeves, a business woman and Margaret (Gerbig) Ainsworth,<br />
an employee of the Examiner’s advertising department persuade<br />
22 local business women to launch a Women’s Chapter<br />
of CASA in Peterborough – today’s WBN.<br />
The WBN, formerly named, the “Peterborough Women’s<br />
Chapter of the Canadian Advertising and Sales Association”<br />
received its charter on Wednesday, April 5th. Thus begins the<br />
custom of members meeting the first Wednesday of every month.<br />
1961-68 Strong Leadership<br />
Six courageous presidents nurture<br />
the WBN from its formative years<br />
to a reputable and vital network.<br />
Founder, Margaret Steeves of<br />
Lakefield is nominated to be the Chapter President to a notable<br />
group of 22 Members. Two decades later, Steeves is recorded<br />
saying “Thanks to the 4-Member steering committee<br />
(Mary Austin, Jeanie Walker, Margaret Gerbig and Barbara<br />
Williamson) everything blossomed far more than expected.”<br />
Margaret (Gerbig) Ainsworth becomes a Federation Director<br />
at the National level of CASA and earns the club’s first<br />
Recognition Award. She was cited years later saying, “It was a<br />
joint effort. No one felt they were above anyone else.”<br />
The Peterborough Chapter swipes two more awards at their<br />
first National Conference in Ottawa.<br />
Lorna Dunne (1965-67) is the first President to have a<br />
two-year term. The track-record continues until 1977.<br />
1970s Brings New Energy<br />
A new wave of confident and more assertive women join the<br />
WBN - membership is growing. A boardroom at the Red Oak<br />
Inn (formerly located at 100 Charlotte Street near Peterborough<br />
Square) is home to the organization for nearly two decades.<br />
The Peterborough Men’s Ad & Sales Club invites acting<br />
WBN President Jeanne Snape (1969-71) to contribute in a<br />
seminar at the Royal York Hotel in Toronto – John Diefenbaker<br />
is the guest speaker.<br />
1971 WBN Turns 10!<br />
The WBN reaches its first milestone; among the new faces at<br />
the club are the original 22 members of ‘61. The club wins an<br />
award at the National Convention for the” highest attendance”<br />
at a conference in Calgary.<br />
Communication is Key<br />
The “Grapevine” Monthly Bulletin becomes<br />
a valuable means of communication - featuring<br />
the President’s Report, Personality of the<br />
Month, Meeting Highlights, Featured Member<br />
and Community Events. According to the<br />
archived volumes, the publication ended in<br />
1988/89.<br />
Before Facebook, Email and MS messenger, the classic<br />
rotary dial telephone ruled supreme. The WBN Club<br />
Secretary was responsible for personally calling each and every<br />
Member approximately two days prior to the Wednesday night<br />
business dinner meeting. The conversation consisted of two<br />
questions: 1) Will you be attending our Wednesday night<br />
business dinner 2) Will you be bringing a guest<br />
1978 Meet WBN’s Golden<br />
Matriarch<br />
Maureen Tavener joins the<br />
club and becomes President<br />
(1982/83), Board Director<br />
and the longest serving member<br />
in WBN history. Her contribution to the WBN’s legacy is<br />
the Woman of the Year Trophy and the Annual WBN Christmas<br />
Auction.<br />
1980s The Best and Worst of Times<br />
In one of the bulletins, WBN Past President Eleanor Phillips<br />
reflected on the 80s as the “Serious Decade - an era of overwhelming<br />
concern along with achievement, career competition<br />
and money.”<br />
1985/86 Happy 25th<br />
Birthday!<br />
Glenda Hunter is President<br />
- with 9 Executive Board<br />
Members they are leading<br />
43 fellow Members.<br />
The largest historical<br />
archive of the club’s<br />
existence is established and showcased at the Peterborough<br />
Museum and Archives.<br />
Amongst the many special celebrations, The Past<br />
President’s Dinner marked the last occasion to see the return<br />
of its founding matriarchs, including the notable Charter<br />
President Margaret Steeves.<br />
16 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 17
WOMEN IN BUSINESS<br />
WOMEN IN BUSINESS<br />
Valerie Cowle<br />
Owned and operated by Valerie<br />
Cowle, Hues in Glass is a three-part<br />
business which combines custom<br />
stained glass creations, workshops,<br />
as well as a gift store.<br />
Cowle works with clients’ ideas to<br />
create stained, fused and sandblasted<br />
glass for churches, residences and<br />
businesses. She handcrafts beautifully designed, colourful windows,<br />
glass doors for kitchen cabinets, hanging panels, and more.<br />
Hues in Glass offers classes throughout the year for everyone from<br />
beginner to advanced, during the day, at night and on weekends.<br />
Classes are typically held once a week for five weeks, with a make-up<br />
class at the end.<br />
In the Hues in Glass gift store there are supplies for stained and<br />
fused glass, as well as glass creations such as lamp-worked pendants,<br />
glass jewellery, hanging hummingbirds, blown glass, hand-painted<br />
glass, and fused glass. In addition, there are Canadian-made crafts<br />
and artwork on consignment, including pottery, paintings, hand-turned<br />
wood bowls, and wine stoppers.<br />
Hues In Glass<br />
825 Chemong Rd. (Brookdale Plaza)<br />
705-742-4131 • www.huesinglass.com<br />
Tina Johnston<br />
fandango Salon and Spa owner<br />
Tina is proud to be celebrating her<br />
14th year in business. Located in a<br />
century home on Lansdowne St.,<br />
fandango offers services in an upbeat,<br />
relaxing atmosphere. Get styled in<br />
the main floor salon or visit the<br />
upper studios and enjoy rejuvenating<br />
facials, aroma-therapy, manicures,<br />
pedicures, therapeutic bath, bodywraps,<br />
make-up, waxing and eyelash<br />
extensions. The packages are endless.<br />
Tina credits her great success to<br />
her dedicated team and is the recipient<br />
of the 5th annual WBN<br />
“<strong>Business</strong> Woman of the Year.”<br />
fandango Salon & Spa<br />
150 Lansdowne St. E.<br />
705-743-9009<br />
Jennifer Welsh<br />
In business for 20 years, Jennifer<br />
Welsh provides branded merchandise<br />
and wearables that<br />
make a statement. She helps<br />
companies find the right products<br />
to provide awareness.<br />
“We usually recommend items<br />
that will get used, such as pens,<br />
mugs and water bottles, but we<br />
also work to find that unique item,”<br />
she says.<br />
A recent project involved commissioning<br />
a drawing featuring<br />
the old and new hospital buildings,<br />
prints of which are given to<br />
retiring PRHC employees.<br />
Welsh <strong>Marketing</strong><br />
705-740-2299<br />
www.welshmarketing.com<br />
Michelle Griepsma is a Family<br />
Service Counselor and Funeral<br />
Pre-Planning Specialist with the<br />
Comstock Funeral Home and<br />
Cremation Centre in Peterborough.<br />
Having personally served hundreds<br />
of families, Michelle brings her diverse<br />
and compassionate experience<br />
to the table to help each individual with their unique needs.<br />
You will be well informed and empowered to make decisions for<br />
yourself and/or your loved ones.<br />
Comstock’s continues its 157-year reputation of providing<br />
exceptional, professional service to Peterborough families. It’s what<br />
sets us apart from our competitors. We offer a full range of services<br />
from direct cremation to full traditional funerals. You’ll feel secure in<br />
the peace of mind that comes from the knowledge you are cared for<br />
and will receive the utmost attention to your needs.<br />
When you are ready to discuss your own pre-planning needs, give<br />
Michelle a call.<br />
Sharon Legon<br />
Sharon is the office administrator<br />
at First Call Property & Equipment<br />
Services, who cater to the<br />
building repair and maintenance<br />
needs of home owners and outdoor<br />
property maintenance all<br />
year round. Sales and service of<br />
contractor equipment is also provided.<br />
Sharon recognizes the need<br />
for consumers to be able to access<br />
one reliable contractor for all<br />
property related functions. To reflect<br />
these values, the company<br />
has adopted the motto of “First<br />
Call Does It All”.<br />
First Call Property &<br />
Equipment Services<br />
Lakefield, ON<br />
www.firstcallequipment.ca<br />
Michelle Griepsma<br />
Comstock Funeral Home & Cremation Centre<br />
356 Rubidge Street<br />
705-745-4683<br />
Michelle.Griepsma@sci-us.com<br />
Andrea Shewell<br />
Andrea Shewell is co-owner of<br />
Motion Specialties Peterborough.<br />
Specializing in, but not limited to<br />
mobility equipment, Motion Specialties<br />
is proud to be a solution<br />
provider for all your Home Health<br />
Care needs. With almost 25 years<br />
experience in the home health<br />
care industry, Andrea and the<br />
team at Motion Specialties are the<br />
most experienced staff in the Peterborough<br />
area. Their goal is to<br />
provide exceptional sales & service<br />
to their customers from paediatric<br />
to geriatric.<br />
Motion Specialties<br />
1154 Chemong Rd., Peterborough<br />
705-742-6185<br />
The Best of the 80s….<br />
Two annual fundraisers are established:<br />
The Twilight Christmas Dinner and Charity<br />
Auction and the Spring Advertising<br />
Night and Fashion Show. In 1987, a new<br />
record was set at the Christmas auction -<br />
an impressive $2037.33 was donated to the<br />
Civic Hospital Emergency Expansion Fund. Since its inception,<br />
approximately $10,000 has been donated to local charities:<br />
St John’s Ambulance, Alzheimer’s Society, The Salvation<br />
Army Christmas Hamper and YWCA Crossroads are among<br />
the many beneficiaries.<br />
The Worst…<br />
While the Peterborough Women’s Club of CASA (WBN’s<br />
former name) was flourishing, a storm was threatening to wipe<br />
out the National Association. A letter on January, 1986 states<br />
“considerable concerns regarding the future” of the entire<br />
organization. On February 22nd, the CASA board and<br />
Executive delivered the devastating news “that it would be<br />
folding- unable to meet the demands and needs of the<br />
Member clubs.” In March of that year, the Peterborough<br />
Chapter made a bold move and voted to withdraw from<br />
CASA – changing its name to the Peterborough Women’s Advertising<br />
and Sales Association.<br />
1989 Renew and Rebuild<br />
“Networking” becomes a popular<br />
phrase and as more women enter the<br />
workforce, there seems to be a natural<br />
tendency for them to connect with<br />
other like-minded women - ranging<br />
from home-based entrepreneurs and artists to accountants and<br />
lawyers. The Constitution is revised to reflect the changing<br />
marketplace and to address emerging needs.<br />
1989-1999 A Network<br />
Emerges & Evolves<br />
The Women’s <strong>Business</strong> Network is<br />
born in May, 1989 with membership<br />
increasing to 45 Members. A<br />
new look captures the essence of the WBN. A new brand is<br />
launched consisting of a new name, new logo and a renewed<br />
focus on the organization’s mandate: Promoting and supporting<br />
women in business through personal and professional<br />
growth opportunities.<br />
The atmosphere has been complemented by the WBN’s<br />
new home – The Holiday Inn.<br />
Several Members brave the storm and keep the WBN<br />
Legacy alive.<br />
Memorable Speakers:<br />
• Betty Kennedy - First Notable Speaker of 1965 Canadian<br />
broadcaster, journalist, author, and retired Senator.<br />
• Right Honourable Kim Campbell - First woman Prime<br />
Minister of Canada<br />
• Teresa Cascioli - President & CEO, Lakeport Brewing<br />
Corporation<br />
• Elizabeth May - Leader of the Federal Green Party of Canada<br />
• Christine Magee - Sleep Country Canada<br />
• Kimberley Seldon - Interior designer and television host<br />
Testimonials:<br />
“The Peterborough Women’s <strong>Business</strong> Network is brim filled<br />
with energy, excellent speakers and mutual support. What<br />
a wonderful way to promote women in leadership; elevate<br />
voices of influence and platform local businesses for<br />
success.”<br />
~ Betsy McGregor, Federal Party Liberal Candidate<br />
“I am a small business owner and joined the Women’s<br />
<strong>Business</strong> Network about a year and a half ago, what a blessing<br />
this decision has been for me. Not only have I received<br />
business from some of the members, but also I feel like I<br />
have this incredible support network to rely on. I have<br />
definitely grown as a person and received some great ideas<br />
and different perspectives from other members regarding<br />
my business. Thank you Women’s <strong>Business</strong> Network!”<br />
~ Michele Kadwell-Chalmers, The Original Flame<br />
50th Anniversary Gala and Women’s<br />
<strong>Business</strong> Network Conference:<br />
May 2011 marks the 50th anniversary of the<br />
Peterborough Women’s <strong>Business</strong> Network!<br />
Since 1961, members have developed meaningful<br />
relationships and grown personally and<br />
professionally through their involvement with<br />
WBN. The WBN will celebrate the anniversary with a Gala<br />
Dinner and Conference held at Trent University on<br />
May 4-5, 2011.<br />
The Conference and Trade Show will feature a wellknown<br />
keynote speaker, workshops and plenty of networking<br />
time. The intent is for women to enhance their business<br />
knowledge while renewing their passion for what they do.<br />
Would you, or perhaps a past WBN member that you know,<br />
like to attend the anniversary celebration Do you have<br />
memories, stories or photos to share We’d love to hear<br />
from you! For an interactive blog & complete event information<br />
including sponsorship, trade show and registration<br />
details, please visit: www.womensbusinessnetwork.net<br />
18 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 19
WOMEN IN BUSINESS<br />
WOMEN IN BUSINESS<br />
Vickie Meek<br />
Vickie Meek has been in the Sales<br />
industry for over 15 years. The<br />
experience gained there has<br />
taught her many skills in communicating<br />
with people and assessing<br />
their needs. When it comes to<br />
moving your home, it’s often a<br />
very stressful situation. Vickie<br />
takes great pride when assisting someone through a perfect move<br />
knowing she can alleviate a lot of that stress.<br />
Vickie is confident in her position as a moving consultant and easily<br />
gains trust with customers through her knowledge of the moving<br />
industry and the fact she represents McWilliams Moving & Storage,<br />
who have been voted one of Canada’s 50 best managed companies,<br />
the Sales Excellence and the Quality Achievement Award winning<br />
member of Mayflower for all of Canada.<br />
McWilliams Moving & Storage enjoys an enviable reputation of<br />
providing professional and unsurpassed customer service to this community<br />
and around the world for more than 50 yrs.<br />
If you or someone you know is planning a move, or require packing<br />
or storage service give Vickie a call.<br />
McWilliams Moving & Storage<br />
705-743-4597 • vickie@mcwilliamsmoving.com<br />
Sharon Canzi<br />
Sharon Canzi, owner/operator<br />
of Best of Hearing Centre has a<br />
lifetime of experience relating<br />
to the world of hearing impairment<br />
as she grew up with a hard<br />
of hearing mother who now<br />
has a cochlear implant. Sharon<br />
herself wears hearing aids and<br />
truly knows and understands both the challenges of a hearing loss<br />
and the benefits that amplification can provide. Her interest in hearing<br />
extended to the world of the deaf and she taught sign language<br />
at Sir Sanford Fleming College. Sharon is a believer in total<br />
communication. Sharon shares both her professional and personal<br />
expertise with those she serves at Best of Hearing Centre. This client<br />
care and understanding has earned Sharon the Reader’s Choice<br />
Award for 2010. When Sharon is not at her office she is enjoying<br />
her second passion of photography in and around the community<br />
she loves. Best of Hearing Centre has locations in Peterborough,<br />
Lakefield, Marmora, and Apsley.<br />
Best of Hearing Centre<br />
Peterborough (705) 742-6134<br />
Lakefield (705) 652-0089 • Marmora (705) 472-6134<br />
Betty Halman-Plumley<br />
As a financial consultant with Investors<br />
Group, Betty is dedicated to<br />
working with her clients to ensure<br />
that they achieve their financial<br />
goals. Whether they are examining<br />
investment performance or wishing<br />
to customize their tax and retirement<br />
options, they can be confident that<br />
Betty will provide the necessary in-depth information needed to make<br />
informed decisions.<br />
Betty feels very strongly about supporting her community and local<br />
businesses and believes that women are an integral part of that<br />
business community. As a member of the Women’s <strong>Business</strong> Network<br />
since 2005 and a board member beginning 2008 Betty has found that<br />
‘women supporting women’ not only provides women as individuals<br />
with important support, networks and education, it also provides an<br />
opportunity to the growth of the community. Betty is honoured to be<br />
part of such an organized, growing and professional organization and<br />
looks forward to bringing her experience and commitment as President<br />
of the WBN for this 50th anniversary year.<br />
Investors Group<br />
1743 Lansdowne St. W., Peterborough<br />
(705) 876-1282 ext 256<br />
betty.halman-plumley@investorsgroup.com<br />
2000-2010: Women<br />
Helping Women<br />
The WBN has been a shining light for<br />
business women, especially budding<br />
entrepreneurs in the 21st Century.<br />
Members are reaching out to one another<br />
at national, provincial and local<br />
levels - overcoming the odds and<br />
achieving success in a diverse range of<br />
areas, often serving as a beacon of<br />
strength and inspiration for everyone to follow.<br />
2002: Peterborough’s Cover Girls…<br />
<strong>Business</strong> Advantage Magazine recognizes WBN’s contribution<br />
in the marketplace and starts an annual tribute to “Women<br />
in <strong>Business</strong>”.<br />
2005/06 Membership Soars A new<br />
benchmark was set this year with<br />
enrolment soaring to 145 Members and<br />
260 total Guests.<br />
2007 WBN “Member of the<br />
Year” Award reaches 25!<br />
The Member of the Year trophy<br />
sparkles with the names<br />
of its 25 honoured recipients.<br />
Timeless Compassion & Generousity – Time after time, decade<br />
after decade WBN Members have given their time, money<br />
and hearts. Their contributions would require a novel- to<br />
say the least. What stood out most in this decade was the outstanding<br />
support WBN showed the YWCA in helping them<br />
build a new Crossroads Shelter. In 2009, the WBN proudly<br />
reported having raised an astonishing $160,315 of annually<br />
combined financial contributions to the Crossroads Women’s<br />
Shelter. The WBN Annual Christmas Silent and Live auction<br />
has supported the local charities since 1982; approximately<br />
over 1000 women from the business community, including<br />
members and guests that have accumulatively turned out for<br />
this fabulous event. Another Charity that is very personal to<br />
this network is Breast Cancer. This past year alone, the WBN’s<br />
Babes In <strong>Business</strong> team competed at the annual Survivors<br />
Abreast - Dragon Boat Races and raised $2525.00 in pledges.<br />
A Wealth of Faith and Passion – The common thread throughout<br />
the WBN’s 50-years history is that success does not come<br />
easy. Success goes hand in hand with hardship and challenges.<br />
And, what their predecessors have so valiantly demonstrated is<br />
that struggles are the stepping stones to achieving great things<br />
not only in business, but in life. A heart-felt thanks to past and<br />
present WBN Members for having the unwavering faith and<br />
passion to overcome those struggles, opening doors that were<br />
once shut - creating a world of possibilities and helping the<br />
WBN reach its “golden milestone.”<br />
A special tribute Gala and Conference at Trent University<br />
is being planned for in early May, 2011 to pay tribute to past<br />
and present women members who have brought longevity and<br />
success to the organization. “I am especially touched by this<br />
anniversary,” says incoming WBN President Betty Halman-<br />
Plumley. “It has been a highly-rewarding journey, a business<br />
education, a self-esteem builder and creative outlet for women.<br />
The WBN is a source of inspiration, showing women that they<br />
can accomplish just about anything.”<br />
Today the WBN has approximately 150 members and provides<br />
high profile speakers, special events, trade shows, a professional<br />
website, newsletters, business ‘off-site’ spotlight and<br />
fundraising opportunities...all to promote and support fellow<br />
women in business. Members consist of women from diverse<br />
backgrounds and careers representing entrepreneurs, business<br />
owners, artists, corporations, professionals and social service<br />
providers.<br />
For more information about the Women’s <strong>Business</strong> Network<br />
and the 50th Anniversary Gala and Conference, you are<br />
encouraged to visit the WBN website at www.womensbusinessnetwork.net<br />
or call (705) 740-6199.<br />
Award Recipients<br />
Celebrating 28 years of dedicated excellence, ‘Golden Matriarch’,<br />
Maureen Tavener established the WBN Member of<br />
the Year Award to recognize a member whose dedication<br />
and support of the Network has gone above and beyond the<br />
call of duty and whose time and efforts have raised awareness<br />
of the WBN in the community.<br />
Past recipients of this prestigious award include:<br />
Phyllis Black<br />
Susan McKnight<br />
Diana Carter<br />
Deb Csumrik<br />
Mary Laroque<br />
Kim Appleton<br />
Colleen Hoggarth Jane Ulrich<br />
Sherry Arcaro<br />
Cheryl Healey<br />
Norma Gould<br />
Ivy McGregor<br />
Kathryn Fanning Anne Arnold<br />
Mary Ann Windrem-White<br />
20 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 21
WOMEN IN BUSINESS<br />
WOMEN IN BUSINESS<br />
Topping Insurance Brokers<br />
Ltd have many years<br />
of experience advising<br />
clients of their risk<br />
exposures and providing<br />
them with a policy<br />
that meets all of their<br />
needs at a competitive<br />
rate.<br />
Topping Insurance Brokers<br />
offers Commercial Insurance for <strong>Business</strong> Owners, Contractors, Manufacturers,<br />
Building Owners, Retail Stores and Commercial Vehicles. They<br />
also offer personal insurance for homeowners & tennants, automobiles,<br />
watercraft, trailers, and recreational vehicles.<br />
Insurance for your business is usually not on the top of your list of<br />
things to do. Let Topping Insurance Brokers take the worry and stress<br />
out of insurance needs. We offer discounts for home & auto packages,<br />
non-smokers, claims free, new homes, alarm systems and mortgage<br />
free. Call Topping Insurance Brokers Ltd and talk to one of our team<br />
members for a quick quote on your home, auto and commercial<br />
insurance needs.<br />
Phone: 705-742-3461 • Fax: 705-742-4670<br />
topping@toppinginsurance.com<br />
www.toppinginsurance.com<br />
Mary Jane Moffat<br />
Owner MaryJane Moffat has<br />
combined Browsers Paradise and<br />
Styles on High into one stylish<br />
store, featuring clothing, home décor<br />
and gifts.<br />
Styles on High sells fashionable<br />
business casual clothing for real<br />
women at reasonable prices. Moffat<br />
continues to look for new labels, but you can always find your<br />
favourites, Tribal, Woolrich, Joseph Ribkoff, and French Dressing.<br />
Whether you are looking for a scarf, a purse or the latest in jewellery,<br />
you will find it here. The staff is always willing to help.<br />
Their giftware section, which was formerly Browsers Paradise,<br />
carries unique items for all occasions. An official Bradford Exchange<br />
dealer, they also sell the Lampe Berger and Crabtree and Evelyn lines.<br />
Their selection of greeting cards has tripled. The unique Christmas gifts<br />
you have come to expect from Browsers Paradise will continue to be<br />
available at Styles on High<br />
Styles on High & Browsers Paradise<br />
815 Hight St., Parklane Plaza • 705-876-1133<br />
styles@nexicom.net • www.stylesonhigh.ca<br />
Westmount Pharmacy<br />
1293 Clonsilla Ave., Peterborough<br />
705-741-5008<br />
Maha Hassan-Younis – Certified Diabetic Educator<br />
Pharmacist Maha Hassan-Younis has recently earned the designation of Certified Diabetes<br />
Educator from Canadian Diabetes Educator Certification Board. Maha, along<br />
with her husband pharmacist Murad Younis and daughter pharmacist Marwah Younis,<br />
own and operate Westmount Pharmacy.<br />
“I chose this certification because diabetes is a growing pandemic in our country,<br />
with more than two million Canadians diagnosed with the disease,” says Maha. “The<br />
effects on the body are devastating over time. High blood glucose levels can cause<br />
complications such as blindness, heart disease, kidney problems, nerve damage and<br />
erectile dysfunction. Fortunately, good diabetes care and management can prevent or<br />
delay the onset of these complications.”<br />
Those who have pre-diabetes, with blood glucose levels that are higher than normal,<br />
can learn how delay or prevent type 2 diabetes from developing. “Through education,<br />
nutrition, and medication management, people with diabetes can live longer, healthier<br />
lives by preventing complications and optimizing their quality of life; and I would like<br />
to be here to help them do that,” she says.<br />
Maha also provides patients with information about the new technologies that are<br />
available, such as the glucometer, which can help them manage their disease.<br />
“I see more and more older people as well as children develop diabetes and I wanted<br />
to be able to answer their questions,” she says. “I also want to inform other health professionals,<br />
such as nurse practitioners and doctors, about proper medications.” In addition<br />
to being a Certified Diabetes Educator, Maha is a Certified Geriatric Pharmacist, which<br />
helps her to ensure that the medications of her older patients are the safest and most<br />
effective possible. Currently she is working to achieve her qualification as a Certified<br />
Psychiatric Pharmacist. Maha came to Canada from Egypt in 1994 with her husband<br />
Murad and their five children.<br />
Anita Nichols<br />
Roula Kovios<br />
With more than 20 years of experience,<br />
a visit to Anita’s private<br />
studio is sure to be a wonderful<br />
experience.<br />
Anita carries Repachage and<br />
Swiss Med skin care products that<br />
provide relaxing and effective facials<br />
and peels for all skin types ranging<br />
from anti aging, dry, oily and acneic.<br />
She also carries Sorme’ Professional cosmetics from Beverly Hills<br />
including liquid and powdered foundations, shadows, blushes lipsticks<br />
and liners. This line contains nourishing botanicals, anitoxidants and<br />
natural minerals creating a youthful and radiant complexion.<br />
Anita now has Signature Nail Systems, a completely new technology<br />
in nail enhancments and new to Canada. Odor free, no damage to the nail<br />
bed, comfortable, breathable, resistant to chipping and cracking, maintenace<br />
free. Healthy for your real nail by adding calcium and vitamin E.<br />
Many foot procedures are also offered from regular pedicures, diabetic<br />
pedicures and pedique which is a prosthesis for missing or damaged<br />
toe nails. Makeup lessons, waxing and manicures are just a few of the<br />
other services available for men, women, teens and children.<br />
Esthetics By Anita<br />
1863 Cherryhill Rd., Peterborough<br />
750-0100<br />
Cheryl McQueen<br />
Cheryl is the Property Manager<br />
of Peterborough Square since<br />
1997. Peterborough Square boasts<br />
over 54 stores and services plus<br />
Galaxy Cinemas with heated<br />
underground parking. The mall<br />
is a mixed-use complex featuring<br />
many amenities. Whether you are<br />
looking for retail or commercial<br />
space, street level or interior, we<br />
can assist in your leasing requirements.<br />
On site property manager,<br />
maintenance, cleaning and security<br />
provided. Peterborough Square<br />
is your destination for shopping,<br />
services, food and entertainment.<br />
Peterborough Square<br />
705-742-6946<br />
ptsquare@nexicom.net<br />
Angela Jones-Cunningham<br />
Angela Jones-Cunningham is the<br />
owner of Lakeshore Designs in<br />
downtown Peterborough. If you’re<br />
planning on remodeling your existing<br />
home, adding an addition<br />
or wanting to build your dream<br />
home talk to one of our professional<br />
interior designers. Our services<br />
include: colour consults, partial<br />
or complete interior designs, in-home<br />
consultations, Hunter Douglas<br />
window treatments and custom<br />
draperies, custom or sourced furniture,<br />
complete kitchen/bathroom<br />
designs and interior design projects.<br />
Lakeshore Designs<br />
427 George St. N., (South of Brock St.)<br />
705-748-3875<br />
www.lakeshorehd.ca<br />
Spark360 Media<br />
705-761-1521<br />
create@spark360.ca • www.spark360.ca<br />
Spark360 Media is an award-winning collective of talented professionals,<br />
producing: intelligent marketing campaigns, graphic and web design,<br />
copywriting and resource development solutions for today’s complex markets.<br />
The two most important assets for most institutions are their brands and<br />
stakeholder relations. Spark360 Media has a distinctive niche and a dynamic<br />
approach to an environment that depends on creating and communicating a<br />
strong brand message. From initial consultation through to project completion,<br />
we create content that reflects your company’s mandate and resonates with<br />
your prospective audience. The results are innovative solutions that ignite<br />
profitable stakeholder relations and ensure your message has a 360 ° impact!<br />
Spark360 is the brainchild of Roula Kovios, whose career in marketing & PR<br />
spans over a decade of working directly with major corporations, associations<br />
and government branches -with works featured in over 75 leading public media<br />
networks. Her current repertoire of organizations includes: YWCA of Peterborough,<br />
Victoria & Haliburton, the Canadian Institute of Steel Construction,<br />
Peterborough Children’s Chorus, and Top Talent Search.<br />
The myriad of accomplishments and community involvement, recently garnered<br />
Roula a nomination for the Peterborough <strong>Business</strong> Excellence Awards 2010 and<br />
the second nomination for the 2010 Women in <strong>Business</strong> Award.<br />
INNOVATE. IGNITE. IMPACT<br />
22 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 23
WOMEN IN BUSINESS<br />
WOMEN IN BUSINESS<br />
Betty Johnson<br />
Betty has been in the real estate<br />
business for 10 years. Previous<br />
to that she was in the banking<br />
industry for 24 yrs right here<br />
in the Peterborough area.<br />
She is a lifetime Peterborough<br />
resident and has raised her family<br />
in the area and is now a proud<br />
grandmother of seven grandchildren. Betty’s best source of business<br />
is referrals from her past clients.<br />
She is involved in the community through various different<br />
networking groups and is an executive director on the board at the<br />
Peterborough Chamber of Commerce.<br />
Customer service comes first. Follow up with your clients,<br />
marketing and staying on the leading edge of technology are key to a<br />
sales representatives success.<br />
Check out our website @ www.bettysellshomes.net and find out<br />
why Betty is a top producing agent in her office.<br />
Century 21 United Realty Inc.<br />
Office -705-743-4444 • Direct – 705-749-7934<br />
www.betty@bettysellshomes.net<br />
email: betty@bettysellshomes.net<br />
Diane Tamblyn<br />
Diane Tamblyn is the owner of Merry<br />
Maids, North America’s largest home<br />
cleaning service recognized for its<br />
security, quality and reliability.<br />
By choosing Merry Maids, you<br />
can relax knowing their team of<br />
trusted professionals is dedicated<br />
to the needs of your home. Their<br />
main focus is to provide thoroughly<br />
customized service on each and<br />
every visit. Guaranteed. So that<br />
when you walk through your door,<br />
it’s to a home that is cleaned to<br />
your satisfaction…and a well deserved<br />
sigh of relief.<br />
Merry Maids<br />
Peterborough – 705-750-0104<br />
Lindsay – 705-878-8807<br />
Cobourg – 905-377-1291<br />
April Fisher<br />
Five years ago, April Fisher graduated<br />
top of her class from Sir<br />
Sanford Fleming College and has<br />
recently gone on to earn her Certified<br />
Master Pedicurist degree.<br />
C.M.P is a government certified<br />
program enabling graduates to work<br />
with indepth foot problems including<br />
the diabetic foot. Our Footlogix<br />
line of footcare helps clients with<br />
many foot conditions from very<br />
dry feet to foot fungus. Along<br />
with our proven Dr.Renaud skin<br />
care line, April can now take care of<br />
you even better from head to toe.<br />
Van Gogh Designed Hair<br />
59 McDonnel Street<br />
705-876-7752<br />
vghair@cogeco.ca<br />
Seated: Maureen Mark, Founder.<br />
Standing: Sally Mark-Harding,<br />
President & CEO<br />
Celebrating 25 years! Nightingale<br />
provides nursing and home<br />
support services to over 700<br />
clients annually. Having earned<br />
several quality service awards,<br />
Nightingale offers a compassionate<br />
care to seniors, disabled<br />
persons, and those recovering<br />
from illness or surgery. Locally<br />
owned and operated, their services<br />
are available 24 hours a day. Services are affordable and can<br />
include personal care, shopping, banking, housekeeping, meal preparation,<br />
laundry, and exercise, Nursing services include post-operative<br />
care, pain management, medication, immunization, cancer care, and<br />
end-of-life care. New this year, Nightingale can help with minor home<br />
accessibility/safety renovations such as wheel chair ramps, lifts and<br />
grab bars. Watch for the launch of their new logo and anniversary<br />
celebrations in September. Nightingale is committed to helping people<br />
remain independent at home with dignity.<br />
“Our Caring You’ll Remember.”<br />
For more information, visit www.nightingalenursing.net<br />
(705) 652-6118<br />
Tami Vanderburgh<br />
Janet McLeod<br />
Kim Winter<br />
Ann Marie Maly<br />
Bruce & Ann Marie Maly have<br />
owned and operated Bruce Maly<br />
Plumbing & Drain Services Inc.<br />
since 1999. They are a fully<br />
equipped plumbing and drain<br />
company with a staff of highly<br />
qualified licensed plumbers to<br />
supply quick emergency service<br />
for all residential/commercial<br />
and industrial plumbing. Ann<br />
Marie has been a member of<br />
the WBN since 2003, she finds<br />
the monthly meetings a great opportunity<br />
to network and socialize<br />
with other business women in<br />
the community.<br />
Bruce Maly Plumbing<br />
& Drain Services Inc.<br />
705-740-6035 or 705-799-0402<br />
Carol Cooke<br />
Dedicated is used to describe Carol<br />
Cooke. She started her Aesthetics Clinic<br />
20 years ago and with dedication<br />
to her male and female clients, and<br />
the many services she provides, her<br />
business has grown into one of the<br />
largest clinics in the area. Her motto<br />
is “let us pamper and soothe you.”<br />
Carol’s nursing background ensures<br />
clean and sterile procedures for all<br />
services. Clients enjoy services like<br />
manicures, pedicures, nail extensions,<br />
waxing, body sugaring, facials,<br />
permanent make up, electrolysis,<br />
lash and brow tints, and much more<br />
in a bright, private atmosphere.<br />
Tyme On Your Hands<br />
(705) 741-3345<br />
tymeonyourhands@bellnet.ca<br />
‘Helping Families Celebrate Lives’<br />
I am very lucky to have such a<br />
rewarding position at the Kaye<br />
Funeral Home. I have a very<br />
supportive role that enables me to<br />
comfort the families that have just<br />
lost a loved one. I assist families<br />
with all the paperwork surrounding<br />
a death, which can be so confusing. I also direct families to the<br />
professionals to help resolve matters concerning an estate.<br />
On another level, I am able to offer comfort helping a family<br />
pre-plan their funeral arrangements. Families are able to make decisions<br />
in a less emotional environment so I can help them plan a<br />
celebration of their life. Pre-planning funeral arrangements take the<br />
burden off of the surviving family. It is a very generous present.<br />
The Kaye Funeral Home has been an integral part of this community<br />
for over 60 years. I myself have recently involved myself with Habitat<br />
for Humanity. I am an avid supporter of Ducks Unlimited, Value Village,<br />
Chamber of Commerce and a member of the Women’s <strong>Business</strong> Network.<br />
Kaye Funeral Home & Memorial Chapel<br />
539 George St. N.,<br />
705-745-7889<br />
www.dignitymemorial.com<br />
For the past 33 years Janet<br />
McLeod has helped people<br />
express their feelings with a living<br />
gift of flowers.<br />
Over the years Janet has seen<br />
many changes in the business<br />
climate as well as the Peterborough<br />
area. It is with this in mind that Janet and her staff pay special<br />
attention to each order and give it the care it deserves. Janet is an<br />
active member of the Rotary Club of Peterborough Kawartha, which<br />
is responsible for such projects as children’s books in each Salvation<br />
Army Christmas hamper, Esker in Millennium Park, and the eradication<br />
of Polio worldwide.<br />
Flowers are a gift like no other. When you need something special<br />
for that special person, see Janet at East City Flower Shop …<br />
for moments when you care.<br />
East City Flower Shop<br />
705-742-1617<br />
www.eastcityflowershop.com<br />
In my studio, if it is about jewellery,<br />
we do it. I have been working<br />
with gold, silver, diamonds and<br />
gemstones since I set foot in the<br />
door of my goldsmithing apprenticeship<br />
in 1975.<br />
Today, Erin and I take care of a<br />
vast array of jewellery details in<br />
my studio on Edinburgh Street. This is my 18th year in business in<br />
Peterborough. We might be repairing your chain, putting new claws<br />
on your diamond ring, remelting your old gold to make a new bangle,<br />
helping you choose the diamond for your lady’s new engagement<br />
ring, transforming your grandmother’s old rings into a current design<br />
that you wear to remember her. If it is about jewellery, we do it.<br />
What we do best: sit with you, listen, develop a concept of what<br />
you really want, and then make it happen. And we do this with your<br />
stones or ours, your metals or ours, your ideas or ours. It can seem like<br />
an overwhelming process, but be assured it is easier than you think.<br />
We have thousands of ideas, and we’ll whittle them down to the few<br />
that are right for you. Give us a call, we’d love to have a chat with<br />
you! If it’s about jewellery, we are the ones in Peterborough to do it!<br />
K.M.Winter Jewellery Studio Inc.<br />
165 Edinburgh Street, Peterborough<br />
705-741-1480 • www.kimwinterjewellery.ca<br />
24 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 25
WOMEN IN BUSINESS<br />
Paula Elgar<br />
Ultimate Limousine<br />
(705) 939-6119 or 866-292-7842<br />
www.ultimatelimousine.ca<br />
Owner and operator Paula Elgar says that Ultimate Limousine’s service is high<br />
above the others.<br />
“It all started three years ago when I discovered there was a need for a<br />
better limo service,” says Elgar. “Ultimate Limousine offers high class, high<br />
quality, high end limousines, with a ladies touch. After all, life is really about the<br />
wow factor and about the positive memories you create, isn’t”<br />
Ultimate Limousine’s business service offers Wi-Fi high speed wireless<br />
connectivity, as well as iPod, Bluetooth and DVD technology, just like a highend<br />
traveling conference room. For groups, training sessions or special events,<br />
everyone can stay connected as they travel.<br />
“When all of your business colleagues travel together it allows the creative<br />
juices to flow while everyone arrives together happy, safely, relaxed and<br />
focused, with class and in style,” says Elgar. Some of their current corporate<br />
clients include Exit Reality, OLG, The Wolf and Rogers.<br />
Elgar’s pride and joy of the fleet of seven “lavish limos” is her 1961 Rolls<br />
Royce, which has been featured in the Globe and Mail. She says that it’s “the<br />
most elegant ride you can get, period.”<br />
Ultimate Limousine specializes in weddings, with a focus on the finer details.<br />
“We constantly stay ahead of the curve as brides’ requests change,” says Elgar.<br />
Their limo party bus accommodates 26, their four super stretch SUVs seat 14<br />
and they have Lincolns that hold up to nine. All chauffeurs are professionally<br />
trained, attired in tuxedos, with white gloves, and provide excellent service.<br />
They invite everyone to visit them in Bailieboro. They guarantee to be cost<br />
effective and will not ever be beat in value.<br />
26 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 27
BOOK YOUR CHRISTMAS PARTY NOW<br />
BOOK YOUR CHRISTMAS PARTY NOW<br />
28 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 29
Green Up<br />
Trucking Company Drives<br />
Home The Green Message<br />
E.G. Gray at the forefront of technological advances during a period of more<br />
stringent regulations and increasing environmental and social challenges.<br />
EG. Gray Transportation Ltd.,<br />
the Peterborough-based trucking<br />
business that has been in<br />
operation since 1987, recently launched<br />
its latest initiative in a long list of<br />
sustainability measures. The unveiling<br />
of a new 2011 Volvo VN 780 truck,<br />
representing an investment of $150,000,<br />
is indicative of the company’s desire to<br />
remain at the forefront of technological<br />
advances during a period of more<br />
stringent regulations and increasing environmental<br />
and social challenges.<br />
The official introduction of the new vehicle was hosted by E.G. Gray employees<br />
and attended by Volvo representatives, customers, councillors from the City of<br />
Peterborough, representatives from the Ontario Trucking Association, journalists<br />
and members of the public.<br />
The new Volvo VN 780 is equipped with a Selective Catalytic Reduction (SCR)<br />
system that reduces the amount of particulate matter and nitrogen oxide (NOx)<br />
emissions by up to 90 percent. Unlike previous systems, SCR has virtually<br />
eliminated the active regeneration of particulate matter, using diesel fuel at high<br />
temperatures. Instead, SCR uses a Diesel Exhaust Fluid (DEF) reservoir of water<br />
and urea. Exhaust gas and DEF are injected into the catalytic converter and<br />
heated, causing the urea to turn into ammonia. The ammonia reacts with the<br />
NOx in the exhaust stream and converts it to harmless nitrogen and water<br />
vapour.<br />
If the recent unveiling of E.G. Gray’s new Volvo VN780<br />
was, according to company owner and president Dave Pogue,<br />
“the big one” when it comes to sustainability initiatives, it is<br />
important to note the other measures in place. The company is<br />
in the process of converting to compact fluorescent light bulbs<br />
(CFLs). A CFL uses approximately 75 percent less energy<br />
than a regular bulb and can last up to ten times longer. E.G.<br />
Gray’s premises are currently 50 percent converted to CFLs<br />
and the company is already benefiting from a significant hydro<br />
reduction.<br />
E.G. Gray has made several steps towards greening their<br />
office spaces by acquiring the most efficient and energy-saving<br />
computers, monitors and printers. Its computer systems<br />
are programmed for sleep mode when not<br />
in use and total shutdown<br />
overnight. Photocopiers print double-sided only, paper<br />
invoices have been replaced by Canada Post’s ‘epost’ service<br />
and company manuals are available online. Paints, floor finishes,<br />
carpeting and furniture are all low in volatile organic compounds<br />
(VOCs) and only eco-friendly cleaning supplies are used. Employees<br />
are further involved in making sustainability recommendations<br />
through the establishment of the E.G. Gray Green Team.<br />
E.G. Gray, located at 100 Jameson Drive in Peterborough,<br />
offers transportation services throughout North America in<br />
addition to storage and local warehousing needs. For more<br />
information, please call (705) 745-2662 or 1-800-461-6416.<br />
Alternatively, consult the company website at www.eggray.com.<br />
If the recent unveiling<br />
of E.G. Gray’s new<br />
Volvo VN780 was,<br />
according to company<br />
owner and president<br />
Dave Pogue, “the big<br />
one” when it comes to<br />
sustainability initiatives,<br />
it is important to note<br />
their other measures<br />
in place…<br />
E.G. Gray’s newest arrival also features a separate Kubota<br />
two-cylinder engine, powerful enough to run the lights and<br />
appliances of the cab and sleeper areas, thus reducing unnecessary<br />
idling. The company also utilizes fuel management systems to<br />
improve efficiency and recycles oil and anti-freeze.<br />
E.G. Gray has also made some sustainable<br />
choices when it comes to the tires used to<br />
outfit their vehicles. Despite having<br />
been around for some time in<br />
other industries, trucking<br />
companies are starting to revisit<br />
the use of super single tires.<br />
There are several noted<br />
benefits from the use of single<br />
tires, also known as wide<br />
base tires and aluminium<br />
rims. These include the<br />
use of less crude oil in<br />
the manufacturing<br />
process and less overall<br />
weight leading to<br />
subsequent fuel savings.<br />
30 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 31
MARKETING<br />
Local <strong>Business</strong>es Paying Close Attention To<br />
The Boomers And The<br />
Younger Boomers Market<br />
By Karen Hicks<br />
found a comfort zone with a store or a company, tended to stay<br />
with that. The younger group doesn’t. It is about their choice,<br />
their selection and at their convenience. That’s what I see in<br />
the change in the market.”<br />
Today’s younger mature car buyers are looking most for<br />
value for money. “They are very price aware in relation to content<br />
in products in general. You see them shopping online a lot<br />
more; they are current on product information when they get<br />
to the dealer. The advent of the internet has changed how people<br />
shop for cars, and other things.”<br />
The young mature market is not Boomers who happen to be<br />
younger. It’s a different group altogether.<br />
The Peterborough Sports and Wellness seniors’ membership<br />
is for those aged 55 and older, but on any given day an<br />
instructor can be working with a group ranging in age from 30<br />
to 65. Any member can sign up for any class. And a class can<br />
resemble a one-room school house, with many grades being<br />
taught at the same time.<br />
Michelle House, who is in charge membership, notes that<br />
the instructor bases the work in each class on the level of ability<br />
of who has signed up for it. “Most aren’t designated as for<br />
ages 45-55. There are older and younger people within the<br />
same class. Instructors adjust the level to where people are at in<br />
the class.”<br />
A younger person isn’t necessarily more fit than an older<br />
one. The 35-year-old could be working at a lower level, with<br />
the 55-65 year old at a higher level. The instructor will “read”<br />
the class and show a movement with variations for a lower impact,<br />
or an easier move, and also demonstrate it at a more intense level.<br />
“You don’t have to feel intimidated as an older participant.”<br />
There was a time when fitness equated with step aerobic and<br />
cardio workouts. The fitness industry has adjusted to needs,<br />
she notes, and not fitness is also yoga, pilates or just being in<br />
the water.<br />
There is a greater concern for fitness in general, she says,<br />
and health professionals are encouraging their patients to include<br />
fitness as part of their general health regime.<br />
Couples used to keep the family home until they were ready<br />
to downsize and move into smaller quarters. Today, couples in<br />
their 40s and 50s who have seen their children off on their<br />
careers, are being wooed by condo builders. Others are selling<br />
the family home and looking for something larger to accommodate<br />
adult children who have returned home, or never left<br />
and need their own space, or grandchildren.<br />
Sylvia James of Royal LePage Real Estate knows first-hand<br />
the housing decisions that older couples are making. She recently<br />
completed the Canadian Seniors Real Estate Specialist<br />
program. This divided older people into four age groups, starting<br />
with those in their early 50s. This “up-size” market is made<br />
up of people who are choosing a larger home to accommodate<br />
children who have moved back home and/or their grandchildren.<br />
The next group, people 50+, are choosing smaller homes,<br />
such as condos or garden homes, for less maintenance.<br />
Matt Turner of Triple T Holdings, builders of California<br />
condos, says that although their traditional demographic is<br />
primarily retired people, younger and younger people are embracing<br />
the condo lifestyle.<br />
Working couples “at the apex of their careers may not have<br />
the time to look after a big house,” he says. One of the reasons<br />
people work is because they like “nice things” and a custombuilt<br />
condo, with someone else mowing the lawn, shoveling<br />
the driveway and washing the windows, is a nice thing. They<br />
can enjoy the fruits of the labour without waiting for retirement.<br />
Matt says these people are “transitioning” into retirement,<br />
and when they retire they will be able to lock the door and take<br />
off on a holiday whenever they wish, without any concern<br />
about maintenance of a large house.<br />
Now that the older Baby Boomers are retiring, their younger<br />
brothers and sisters, born as late as the 1960s, are coming into<br />
their own. Sellers of big ticket items like real estate and cars<br />
recognize them as a distinct group with different needs and aspirations<br />
than their retiring elders and increasingly other businesses<br />
are recognizing the value of this large potential market.<br />
Who talks the most about the Baby Boom The<br />
Baby Boomers. And why not. With their numbers<br />
they had great influence on our education<br />
system, on housing, and - now that they are into their retirement<br />
years - in health care and pensions.<br />
But while men and women born at the start of the Boom,<br />
in 1946, may be retiring, those born at the end of the boom,<br />
in 1964, are not yet 50 years old. The younger of the Baby<br />
Boomers are quite happily still enjoying their 40s!<br />
The adult, or mature market, has enormous influence on<br />
the market place and the market place is starting to pay attention.<br />
According to Statistics Canada, they represent 73 per cent<br />
of households with $100,000 income and enjoyed 55 per cent<br />
of all vacations in the past year. They purchased 80 per cent of<br />
health care products and 58 per cent of all cars in the past year.<br />
They represent 83 per cent of households with savings or<br />
securities over $500,000.<br />
Brian Norman said he wasn’t surprised at the statistic on<br />
car purchases, based on the clients who come through the<br />
door of his Kia Motors dealership. And he is well aware that<br />
the younger mature market differs a great deal from the<br />
Boomer car buyers.<br />
Older Boomers are more concerned about what a car says<br />
about them, it is “a statement about who you are, or who you<br />
think you are.”<br />
Speaking for himself, he said: “Our age group, once it<br />
32 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 33
Technology<br />
Nexicom: A Local<br />
Security Provider<br />
Nexicom is already well known<br />
for internet, telephone and cable<br />
TV services – now it is in<br />
the forefront of home and business security<br />
systems.<br />
The local, family owned company<br />
has a variety of security products and<br />
systems that will protect families and<br />
property throughout Central Ontario<br />
against intrusion, fire, medical and environmental<br />
emergencies.<br />
Nexicom’s CANASA (Canadian Security<br />
Association) certified technicians<br />
install and service systems throughout<br />
the City of Peterborough and the County<br />
of Peterborough as well as into cottage<br />
country.<br />
Jason Kennedy, one of Nexicom’s<br />
technicians, says security systems can<br />
cover the whole building and are monitored<br />
24 hours a day from a live station.<br />
They can be wired or wireless and are<br />
transferable to other properties.<br />
“Systems can cover the perimeter,<br />
with door contacts, motion sensors and<br />
smoke sensors. We have some specialty<br />
items like sump pump sensors in case of<br />
basement flooding, also high temperature<br />
and low temperature sensors. If the<br />
furnace kicks off when you are away, it<br />
advises if the temperature is low so water<br />
pipes don’t freeze,” he says. “We also<br />
have carbon monoxide detectors.”<br />
“All systems are battery backed up<br />
and the functionality of the system is<br />
monitored,” continues Kennedy. “If you<br />
are away and a motion sensor breaks<br />
down, we get a call to fix it, the same if<br />
the power goes out. That’s through the<br />
24-hour monitoring system. All of our<br />
alarms send out a test signal and we get<br />
daily reports by email from each system.<br />
If something goes wrong, we hear within<br />
24 hours and we can address the problem.”<br />
Nexicom offers a variety of security<br />
camera system which are accessible<br />
through the internet. People can view<br />
their businesses from remote locations<br />
24 hours a day in real time over the internet.<br />
Nexicom is also now able to provide<br />
primary and backup alarm monitoring<br />
via the internet and cellular<br />
service.<br />
Not only are Nexicom’s security rates<br />
comparable to the competition, they can<br />
offer you even more savings when you<br />
bundle your security with your business<br />
internet and phone!<br />
Consultation is free and Nexicom is a<br />
registered CANASA dealer. CANASA<br />
provides a certificate for insurance companies<br />
that may reduce premiums upon<br />
installation of monitored alarm systems.<br />
When you think SECURITY, think<br />
NEXICOM! Call 1-888-639-4266 for<br />
information.<br />
34 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 35
usiness NEWS<br />
EXPERTS SPEAK<br />
SIGNARAMA Peterborough Partners With<br />
Scene Media for Citybanners Venture<br />
SIGNARAMA Peterborough co-owner Morgan Smith<br />
knows the sign industry. After five years in the business,<br />
Smith realized one of his franchise’s most popular<br />
products was being under-used, even wasted and was<br />
left to face the sometimes brutal Canadian weather.<br />
“Pole banners are a great publicity tool for organizations<br />
and events,” Smith said. “However, they are often<br />
time-stamped causing them to be out-dated and made<br />
essentially useless after the event happens.”<br />
Additionally, the standby installation techniques and<br />
pole banner hardware did little to protect the banners<br />
from harsh weather conditions. This is where the<br />
partnership with Scene Media came into play. According<br />
to Smith, Scene Media has developed a wind spill<br />
technology hardware system that allows the pole<br />
banners to flex in the wind – saving the pole and banners<br />
from inclement weather.<br />
“The Citybanners product is guaranteed to last<br />
through even the toughest weather conditions,” said<br />
Smith. “We stand behind our product 100% and offer<br />
servicing and maintenance as well as design support.”<br />
Additionally, a feature and selling point of Citybanners<br />
is the underlying environmental focus of the<br />
program. Citybanners plans to sustain an ongoing supply<br />
of used banners and raw material to provide work for a<br />
sewing micro business in the Philippines. Here, the banners<br />
Sarah Gardner has opened Canadian Ad Vantage Embroidered Apparel,<br />
Locally owned and operated here in Peterborough. Open from 8am to 4 pm<br />
daily. Canadian Ad Vantage Embroidered Apparel specializes in custom<br />
embroidery. With years of industry experience, this in house embroidery<br />
shop offers free estimates, thousands of stock designs for that special<br />
event or to have your own logo custom digitized. Canadian Ad Vantage<br />
Embroidered Apparel also offers any and all promotional products. Do<br />
will be re-used to craft functional, durable and ecofriendly<br />
bags and totes.<br />
“Because our banners are made of such durable<br />
material and are very aesthetically pleasing, it makes<br />
sense to somehow re-use them,” said Smith. “Once these<br />
banners have outlived their use for events, they can then<br />
be reused to create beautiful bags.”<br />
Smith plans to offer the Citybanners concept to other<br />
SIGNARAMA franchises throughout North America who<br />
will then sell the Citybanners product to their clients.<br />
Currently, Citybanners has approached SIGNARAMA<br />
locations throughout North America. Some franchises<br />
that have already signed on to the concept include BC,<br />
Alberta, Saskatchewan, Ontario, NB, Michigan, Kentucky,<br />
North Carolina, Florida and California.<br />
“The response from the SIGNARAMA owners has been<br />
positive,” said Smith. “They understand and appreciate<br />
what we are trying to do and want to implement our<br />
system in their own businesses in order to help their<br />
clients achieve maximum use out of their banners as well<br />
as become good stewards of the environment.”<br />
More information on Citybanners can be found at<br />
www.citybanners.com. For more information about<br />
SIGNARAMA Peterborough, visit www.signaramapeterborough.com<br />
or call 705-742-9994<br />
you need shirts, jackets, mugs, pens, hats or something for an upcoming<br />
trade show or family reunion With no minimum orders on embroidery,<br />
Canadian Ad Vantage Embroidered Apparel brings large corporation<br />
promotions and branding to small business clients. Working everyday<br />
to support community events like yours.... Allow our knowledge to<br />
work to your AD Vantage. Give Sarah a call at Canadian Ad Vantage<br />
Embroidered Apparel at 868-1110 or advantageembroidery@bell.net<br />
Filling the Gap!<br />
CFIB Welcomes Official<br />
Start To Credit And Debit<br />
Card Code Of Conduct<br />
The Code of Conduct for the Credit and<br />
Debit Card Industry in Canada was made<br />
official last monthand has been adopted by<br />
all the major card brands, including MasterCard<br />
and Visa. The Canadian Federation<br />
Rick Zatorski<br />
of Independent <strong>Business</strong> (CFIB) and its 107,000 members<br />
look forward to a fairer playing field in the payments sector,<br />
following two years of massive merchant fee hikes and unfair<br />
practices on the part of some card brands, banks and card processors<br />
(acquirer).<br />
The new Code is based heavily on proposals by CFIB in 2009<br />
and gives merchants new powers in their dealings with the<br />
major card brands. Many important provisions of the Code<br />
come into effect today, including a new power for merchants to<br />
cancel a contract without penalty within 90 days if unscheduled<br />
new or higher fees are imposed. The Code confirms merchants<br />
are allowed to offer discounts for lower cost payment<br />
methods, such as cash or debit.<br />
In addition, the Code places significant restrictions on<br />
“co-badged” debit cards which will serve to ensure Canada’s<br />
does not lose its competitive advantage of low cost debit<br />
services. “Without the Code, Canada’s debit marketplace may<br />
have looked a lot more like it does in the United States, where<br />
fees are ten times higher,” noted Dan Kelly, CFIB’s senior<br />
vice-president of legislative affairs. Visa and MasterCard will<br />
now have to market their products separately if they choose to<br />
get into the Canadian debit card business.<br />
Further details on the specific clauses and changes can be found<br />
on the CFIB’s website at: www.cfib.ca/english/advocacy/canada/51-banks/1994-cfib.html<br />
“The Code is a giant step forward in giving small businesses<br />
the ability to predict and control their costs,” Kelly said. “We<br />
will continue to monitor the activities of the credit and debit<br />
card industry to ensure that the rules are being followed.”<br />
CFIB has pledged to work with the Financial Consumer<br />
Agency of Canada and the Minister of Finance to oversee the<br />
implementation of and adherence to the Code.<br />
For more information or to speak with Dan Kelly, please contact<br />
Linnet Forand at 613-235-2373.<br />
• Qualified • Motivated<br />
• Reliable<br />
The Staffing Connection<br />
741-5286<br />
Issued by the Canadian Federation of Independent<br />
<strong>Business</strong>. For further information contact<br />
the Public Affairs Department at 416-222-<br />
8022. Rick Zatorski is CFIB’s local District<br />
Manager. For membership information contact<br />
him at 705-654-4101 or email him at<br />
riczat@cfibmail.com, www.cfib.ca<br />
36 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 37
EXPERTS SPEAK<br />
EXPERTS SPEAK<br />
Equipment Breakdown<br />
Insurance<br />
If you have purchased a business insurance<br />
policy, then you are likely confident your business<br />
property and equipment is now well protected.<br />
But, business policies do have limitations, and<br />
exclude loss due to mechanical breakdown,<br />
Craig Smith<br />
rupture, and cracking of your equipment. Unless you have purchased<br />
Equipment Breakdown insurance, you have a gap in your coverage.<br />
Almost everything that is mechanical, electrical or under pressure<br />
can be insured for loss due to breakdown. This includes boilers, air<br />
conditioners, refrigeration units, electrical panels, computers, security<br />
systems or telephone systems. The purpose of this type of coverage<br />
is to insure your business against financial losses, property damage,<br />
spoilage and business interruption losses that result from accidents<br />
to specified equipment.<br />
Many of these accidents can be attributed to human error or<br />
lack of proper maintenance. Safe operation and proper maintenance<br />
of your equipment is just as important as your insurance policy.<br />
Accidents that can be attributed to human error include operating<br />
equipment beyond its capacity, misapplication of equipment, permitting<br />
dust or dirt to build up on electrical equipment, deliberately bypassing<br />
safety devices, relying too heavily on automatic devices,<br />
failing to test auxiliary equipment and improper lay-up or start up<br />
procedures for seasonal equipment.<br />
With the purchase of Equipment Breakdown insurance, you<br />
will receive comprehensive coverage for pressure equipment (cast<br />
iron boilers, fired coil water heaters, autoclaves, air receivers, etc.),<br />
mechanical equipment (compressors, pumps, gears, turbines, fans,<br />
blowers, internal combustion engines, etc.) and electrical equipment<br />
(electric motors, generators, transformers, switchboards, cables,<br />
circuit breakers, etc.). Optional extensions to coverage include<br />
production machines, which includes machines or apparatus<br />
which process, form, cut, shape, grind or convey product and maintenance<br />
machines. To ensure optimal insurance coverage for your<br />
business, Equipment Breakdown insurance is recommended.<br />
This article submitted by Craig Smith, Commercial Specialist for the<br />
Co-operators located at 14 – 1135 Lansdowne Street, (Parkway Plaza)<br />
Peterborough. More information on this topic available at www.cooperators.ca<br />
or contact Craig Smith at craig_smith@cooperators.ca<br />
Legal Advice Matters<br />
To Small <strong>Business</strong><br />
Today’s society has become so litigious<br />
that’s it’s critical that business people know<br />
their legal rights. Legal advice and guidance<br />
in varied forms are absolutely central to any<br />
small business, without having to absorb a<br />
Sharla Trudell<br />
major financial loss. The marketplace makes available<br />
services to educate people in their legal rights and present<br />
economic alternatives to the current legal system. Services<br />
like, PPL Legal Care of Canada and GoSmall Biz provide<br />
small businesses with affordable access to the legal system and<br />
consultation opportunities. Here are some reasons your<br />
business may benefit from the involvement of a lawyer:<br />
1. You’re starting a business. Lawyers have seen far too many<br />
business people make the mistake of establishing a business<br />
without contacting an attorney. A lawyer reviews business<br />
structure, legal ramifications and other elements designed to<br />
protect your business and help it flourish.<br />
2. Review your contracts. In today’s market, contracts shouldn’t<br />
be based on a smile and a handshake. That means it’s imperative<br />
for a lawyer to draw up suitable contracts, or review<br />
every contract you use in your business – this will protect<br />
your assets and business relationships.<br />
3.Check your debt collection. As the economy fluctuates<br />
and money becomes stretched, it can become more difficult<br />
to collect funds owed to you. An experienced lawyer can<br />
advise you on suitable collection methodology and resources.<br />
This approach can avoid you from becoming entangled<br />
in any legal action against an overzealous collection agency.<br />
4. Resolve a business dispute! Merely hiring a lawyer will “show<br />
you mean business”, and may end up getting you the results<br />
you desire. Moreover, a lawyer can help you avoid lengthy<br />
and costly court action - an attorney can potentially help a<br />
bad situation from getting worse.<br />
A lawyer can help strategize ways to keep the business alive<br />
and flourishing.<br />
Sharla Trudell is a certified Management Accountant. She is also an<br />
independent Associate with PPL Legal Care of Canada Inc. and GoSmallbix.<br />
com. Sharla provided Prepaid Legal Identity Theft Shield and complete restoration<br />
services to protect individuals before, during and after a breach has been made.<br />
For more information, contact her at strudell@sympatico.ca or call 705-761-0200.<br />
Go online to www.prepaidlegal.com/hub/harlatrudell to view her professional<br />
services.<br />
Interested in having your “Experts Speak” column<br />
published in every issue of the <strong>Business</strong> Advantage<br />
Contact Greg Welch at 741-2205 or email admax@nexicom.net<br />
for more information<br />
Canadians Close To<br />
Retirement Not Prepared<br />
Most of us dream of a comfortable retirement,<br />
the phase of life where we can sit<br />
back, relax and enjoy the freedom of not<br />
having to work. However, a new study found<br />
that Canadians aged 55-64 agree that, while<br />
Tom Weichel<br />
having a guaranteed stream of income during retirement is<br />
their main goal, the majority don’t know how to achieve this.<br />
According to the fourth annual Workplace Report on Retirement<br />
Planning, older workers want the guaranteed retirement<br />
income that traditional pension plans provide. The study<br />
confirms that these workers are actively saving for retirement,<br />
but are not aware of the income distribution opportunities<br />
available. In short, near-retirees simply do not know how to take<br />
advantage of their retirement nest egg once they stop working.<br />
Steady Income Important – The survey indicates that some 83%<br />
of near-retirees believe it is “very important” to generate an income<br />
that provides for a comfortable retirement. But barely 20% are<br />
well informed on how to do so. Moreover, only 15% of those surveyed<br />
are focused on generating retirement income, while 41% are<br />
continuing to concentrate on building a nest egg, 23% on preserving<br />
and protecting their savings, and 20% on achieving better returns.<br />
Survey Results Revealing – Even more disturbing is the fact<br />
that when asked to give themselves a grade on their retirement<br />
preparedness, 53 per cent awarded themselves a C or lower,<br />
casting doubt on the ability of older workers to “graduate” to a<br />
secure retirement. Other notable survey findings included:<br />
• The majority (90 per cent) of near-retirees are either guessing<br />
how much income they will have or simply have no idea of the<br />
amount of income they will be able to generate during retirement.<br />
• Although a large number of Canadians are nearing retirement,<br />
more than six out of ten are still focusing on accumulating<br />
assets or achieving better returns instead of planning on<br />
how to generate a continual flow of income.<br />
• Too often near-retirees simply “do the best I can” with retirement<br />
planning, instead of focusing on specific, retirementcritical<br />
goals such as a targeted level of income.<br />
• Nine out of ten near-retirees agree that it is crucial not to run<br />
out of money in retirement. Just 22 per cent say they would<br />
tap into their savings for income early in retirement, while<br />
most would try to hold on to their assets for as long as possible.<br />
The results of this survey should serve as a wake-up call to<br />
employers, retirement plan providers and to the nation as a<br />
whole. Those nearing retirement obviously need assistance in<br />
managing the payout phase of retirement.<br />
If you would like more information on how to turn your<br />
retirement savings into a vehicle to produce a steady flow of<br />
income, feel free to contact our office for an appointment.<br />
This article submitted by Tom Weichel CLU of The Protectors Group, 215 George<br />
St., Peterborough, 748-5181 ext 229, email: tomweichel@protectorsgroup.com<br />
38 September 2010 <strong>Business</strong> Advantage <strong>Business</strong> Advantage September 2010 39
• COMMUNITY REPRESENTATION<br />
• ENVIRONMENTAL STEWARDSHIP<br />
• ECONOMIC DEVELOPMENT<br />
• ACCOUNTABLE GOVERNMENT<br />
Making a Difference,<br />
www.danmcwilliams.ca<br />
With your support I can succeed in<br />
MAKING A DIFFERENCE.<br />
My campaign for City Councillor in Otonabee Ward 1,<br />
presents a program of change that has 4 key components<br />
Please vote on October 25th.<br />
When you do, you will have the opportunity to bring about<br />
positive change in our community.<br />
By voting for me you are supporting that change and<br />
the kind of leadership our city needs.<br />
40<br />
September 2010 <strong>Business</strong> Advantage