FTC Consumer Alert Federal Trade Commission Bureau of Consumer Protection Division of Consumer & Business Education Scammers Out to Profit on U. S. Supreme Court’s Ruling on the Affordable Care Act It’s enough to make you sick. No sooner had the U.S. Supreme Court ruled on the Affordable Care Act than scam artists began working the phones. Claiming to be from the government, they’re saying that under the Affordable Care Act, they need to verify some information. For example, they might have the routing number of the person’s bank, and then use that information to get the person to reveal the entire account number. Other times, they have asked for credit card numbers, Social Security numbers, Medicare ID, or other personal information. The Federal Trade Commission, the nation’s consumer protection agency, cautions you not to give out personal or financial information in response to unsolicited phone calls, emails, or knocks on your door. Scam artists want your information to commit identity theft, charge your existing credit cards, debit your checking account, open new credit card, checking, or savings accounts, write fraudulent checks, or take out loans in your name. If you get a call from someone who claims to be from the government and who asks for your personal information, hang up. It’s a scam. The government and legitimate organizations with which you do business have the information they need and will not ask you for it. Then, file a complaint at ftc.gov or call toll-free, 1-877-FTC-HELP. If you think your identity’s been stolen, visit ftc.gov/ idtheft or call 1-877-ID-THEFT. You also can file a complaint with your state Attorney General. For more information about the federal health care law, visit HealthCare.gov. The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877- 382-4357); TTY: 1-866-653-4261. Watch a new video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad. Produced in cooperation with the Office of the Washington State Attorney General July 2012
Protect, Detect and Report Medicare Part D Open Enrollment Scammers Will Surface. Beware…Helpful Tips! SMP Volunteer, Mr. Harlee Offers of prizes for joining a prescription drug plan…Maybe okay but please be suspicious. Companies and organizations can offer modest prizes or benefits to promote their Medicare prescription drug plans. Remember it is illegal to require anyone to join a drug plan in order to get a prize. Plans may never offer cash incentives. Threats of losing other Medicare benefits... Any such threat is a lie. The Medicare prescription drug benefit is voluntary and is intended to supplement your other Medicare benefits. You don’t have to join. Calls from the Social Security Administration (SSA) seeking personal information... Remember SSA will never call seeking information regarding your bank account, credit card, or insurance policies. Materials that appear to be from the government… Scammers may create documents and/or sales materials that appear to be from government agencies. These prescription drug plans are offered by private companies, not government agencies, so consumers should be wary of promotional materials. Calls From a Government Agency You Haven’t Heard Of… Have you heard of the National Medical Office? Sounds like it ought to exist, but in fact it doesn’t. Thieves can come up with highly plausible names and titles. If you haven’t heard of the organization, don’t be embarrassed, ask. It might be legitimate, but if you aren’t satisfied, hang up! http://www.wreg.com/news/wreg-scam-alert-nationalmedicaloffice,0,4963996.story It is imperative for you to read your Medicare Summary Notice / Explanation of Benefits Meals on Wheels In Jasper County home delivered meals are called Meals on Wheels. You may have seen the Meals on Wheels delivery vans in your neighborhood. There are several routes on which those vans are transporting fresh hot lunches to folks who are homebound and unable to attend one of our Senior Centers. The lunch menus provide 1/3 of the recommended daily allowance of nutrients for adults as determined by a dietitian. Our drivers check on the folks receiving the Meals on Wheels service. The primary goal of the program is to help homebound seniors to stay healthy by providing them a balanced meal five days a week. Funds are limited and there is sometimes a waiting list. Call 843-726-5601 in Jasper County to inquire about Meals on Wheels. You will need to answer assessment questions to help determine your need for this service and other services.