bao cao thuong nien bao minh

...Tôi tin tưởng rằng toàn thể cán bộ nhân viên
sẽ đồng sức, đồng lòng, phát huy nội lực, cùng
nhau vượt qua khó khăn, thách thức để hoàn
thành tốt các chỉ tiêu kế hoạch và nhiệm vụ
được giao cho năm 2014...
…I believe that all member staff will unanimously foster our internal forces to
overcome difficulties, challenges to well accomplish targets, plans and missions
set forth in 2014…
In 2013, a continues to be a challenging year and challenges
Vietnam's economy. Although the world economy showing signs of
a slight recovery but not yet stable. Vietnam's economy has had
positive results as to control inflation at a low level, exports and
imports increased sharply, however, the GDP up by is not as expected,
only reach 5.42 % compared to the same period.
All these factors have had a great influence on the development of
insurance business. 2013, Viet Nam insurance market although
maintaining up by momentum, but with a much lower rate
compared to the previous year. Total premium income of the market
reached 47,708 VND Billion, up by of 16%. In particular, sales of life
insurance costs reached 23,254 VND Billion, up by of 26.4%
compared to the same period. The premium income from non-life
premiums reached 24,455 VND Billion, up by of 7.46% compared to
the same period. Investments in national economy 105,340 VND
Billion, up by of 17.6 % compared to the same period.
The government and the Ministry of Finance has issued a number of
regulations and policies to create favorable conditions for the
development of the insurance industry effectively. Vietnam
Insurance Association has also been active and proposed solutions
to Vietnam's insurance market fair competition, promote business
cooperation.
For Bao Minh Joint Stock Corporation, in 2013 is the 3rd year business
strategy implementation period 2011-2015. Given the problems
above, but with the spirit of solidarity and work efforts of all staff and
agency staff, especially the support of clients, Bao Minh has been
partially implemented targets set by the Shareholders' Meeting with
the results as follows: Total premium income was 2,792 VND Billion, or
96% of the annual target, in which, the original insurance premium
income reached 2,306 VND Billion; Reinsurance premium income
reached 290 billion; Financial premium income reached 196 VND
billion; Profit before tax was 105 VND Billion.
In 2014, Vietnam's economy is still difficult, especially financial
services sector - banks - insurance. The number of enterprises have
narrowed operation, dissolution, bankruptcy will probably continue.
Vietnam's insurance market continued to compete in various fields.
But this is the year in which the insurer must focus on restructuring
with the objective of sustainable development is to meet the
insurance needs of the growing economy and all spheres of social
life. The whole insurance industry strives premium income up by
ranging from 10% to 13%.
In 2014 is also the 20th anniversary year of the founding and
development of Bao Minh. Stay consistent with the strategic
objectives set out is "Effective and Sustainable Development", Bao
Minh continued to restructure and implement solutions to enhance
business operations, focusing on the local desks in key points in the
business operations effectively, improve labor productivity, continued
deployment of technology solutions to improve information
quality customer service and business management accordance
with the standards of a listed company.
The specific objectives set for Bao Minh in 2014 as follows:
Total premium income: 2,897 VND billion, up by 3.8% compared to
the same period.
Including:
Premium income from direct insurance: 2,443 VND billion, up by
6.2% compared to the same period.
Premium income reinsurance: 300 VND billion, up by 5.3%
compared to the same period.
Financial premium income: 153.7 VND billion, equivalent to 78.5%
of the same period.
Profit before tax 129.2 VND billion, up by 22.6% compared to the
same period.
In the spirit of solidarity and consensus for the common struggle of
Bao Minh and Vietnam entire insurance industry, I believe that the
entire staff will co power, consensus, developing internal resources,
together overcome difficulties and challenges to fulfill the targets
and tasks assigned for 2014 in order to create favorable momentum
for the development of Bao Minh in the next year.
On this occasion, on behalf of the Board allow me to thank the
agencies from the central to local levels, shareholders, board
members, Board of Supervisors, all employees and agents Bao Minh,
especially all of Customer support assistance Bao Minh in the normal
course of business and are always eager want to continue to receive
support and help you in the future.
www.baominh.com.vn