FASHION

Michelle and her god-daughter (my daughter)
find intriguing. Some people even think we are related
because we are rarely in the same social circle but always
together!
My best friend has been a blessing, she challenged me
when I doubted my ability, motivated me when I was
ready to give up and she was there for me when life was
not so good to me. She continues to do so even if we are
miles apart.
I hope that others have been blessed with amazing
friendships too and that they are grateful for those who
are still in their lives. Friendship is an important part of
life, so value your friends, treat them as you would like to
be treated and you will be rewarded with trust, openness,
support and never-ending friendship. I feel so blessed to
have a friend like Michelle.
SACOS MARINE HULL AND YACHT INSURANCE
Insurance is important as it does not matter what type of vessel you
purchase, you want to know your investment is safe; be it a yacht, fishing
vessel, or be it a luxury cruiser, for personal use or charter, industrial fishing
or week-end pleasure fishing, you have invested and deserve peace of
mind.
A good quality insurance policy therefore gives you that peace of mind
that, whether you are with the vessel at the time or away from the vessel,
you’re covered. As standard, we recommend comprehensive cover, as
similar to your car and particularly if the value of your boat is relatively high
then you need to ensure your own vessel is also fully repaired/ replaced in
the event of an accident. This gives you less exposure to the potential of
very expensive boat repair bills.
But the insurance does not take away your responsibility to ensure that
your vessel is properly secured and maintained properly.
SACOS Marine Hull/Yacht Insurance has two distinctive risk groups, cover
for which can be bought separately or together if necessary and is available
for small boats through to ocean-going vessels:
a) Hull cover
b) Liability insurance
The hull and superstructure insurance covers the physical vessel itself
against a list of maritime perils and is subject to what is called the ‘Institute
time clause’. The cover always extends to both; physical damage to the
vessel and collision liability.
The insured ship or boat is covered for loss or damage for a list of maritime
perils called ‘perils at sea’, fire, explosion, violent theft, piracy, jettison,
earthquake, tsunami and volcanic eruption. Some perils are subject to
specific additional premiums depending on risk assessment.
Liability cover would include the insured’s liability to third parties,
passengers and crew as well as third party material damage caused by you.
Contact the SACOS Insurance Company Ltd on telephone 4295,000 or Pay
SACOS a visit at the SACOS Tower, Palm Street, Victoria.
SACOS - Rest Assured, Be Insured
Contributed by SACOS Insurance Company Ltd.
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MARCH 2015 | POTPOURRI 10