Inglewood Business Magazine July-Sept
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<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
i
From The Editor....<br />
Welcome to our first issue of <strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong>. I am<br />
proud to bring a periodical that caters to the hard working<br />
businesses, companies and entreprenuers that powers this great city.<br />
We also wanted to provide residents with a window to the small<br />
business owner that may be "around the corner".<br />
On the cover and center, we captured the new <strong>Inglewood</strong> Unified<br />
School District. Also in this issue, we look inside the classic<br />
restaurant on Centenela, The Serving Spoon. We look at how<br />
owners Angela and JC Johnson keep that atmosphere fresh without<br />
damaging the Serving Spoon brand. We also talked to Billy<br />
Campbell, owner of The Campbell Agency. A premier AllState<br />
insurnance agent that has been in business for over 40 years and is<br />
a on various boards in the <strong>Inglewood</strong> community.<br />
We did not forget about the <strong>Inglewood</strong> residents either. We offer tips<br />
and strategy to save money on energy. What you should do when<br />
planning a funeral? No one wants to discuss it, but it needs to be<br />
addressed in every family.<br />
With a bright future on the horizon for <strong>Inglewood</strong>, we will take<br />
measures to bring you the 411 on all the new businesses, products,<br />
services and opportunities that will be moving to our Great City!<br />
Sincerly,<br />
Norman I. Boseman Jr., President<br />
ii<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
INGLEWOOD<br />
BUSINESS MAGAZINE<br />
© 201 5 INGLEWOOD BUSINESS MAGAZINE - All Rights Reserved<br />
Publisher / Editor: ETNB Communicatons Inc / Norman Boseman Jr<br />
No part of this publication maybe reproduced or duplicated without the written<br />
permission of the ETNB COMMUNICATIONS, INC or NORMAN BOSEMAN JR<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
iii
6<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
E<br />
TNB Communications provides<br />
technical services and support to<br />
small to medium sized businesses (SMBs)<br />
in Los Angeles County. We cover<br />
business phones, computer repair,<br />
networking, web design, consultation and<br />
now desktop publishing.<br />
We are differentiated by our technical<br />
knowledge, customer focus, and<br />
competitive pricing. Customers are<br />
ETNB’s top priority. We strive to help you<br />
succeed. We understand that now more<br />
than ever, you need to maximize<br />
employee productivity and business<br />
efficiency to reduce wasted time and<br />
expenses. You need to find new<br />
customers and deliver superior customer<br />
service while running lean. This means it<br />
is critical for you to improve<br />
communications, and reduce IT-related<br />
incidents that can disrupt your focus and<br />
increase your expenses.<br />
ETNB Communications was founded by<br />
Norman Boseman Jr. in 2009. Mr.<br />
Boseman has been in the technical<br />
industry for over 25 years with 1 8 being in<br />
Telecommunications. He has worked for a<br />
wide variety of companies and held many<br />
upper management positions. Mr.<br />
Boseman has seen many companies not<br />
put the customer first or provide top<br />
customer service. When starting ETNB,<br />
he did not want that to be an issue.<br />
Therefore, Customer Service is a high<br />
priority of this company and our<br />
customers prove it by staying with us.<br />
ETNB Communications is the "preferred"<br />
technical provider for the <strong>Inglewood</strong><br />
Airport Area Chamber of Commerce. We<br />
manage all their technical needs and<br />
provide consultation for chamber<br />
members when requested.<br />
If you would like a consultation with ETNB<br />
Communications, you can us through the<br />
<strong>Inglewood</strong> Airport Area Chamber of<br />
Commerce at (31 0) 677-11 21 or<br />
www.inglewoodchamber.org. IBM<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
7
TECHNOLOGY<br />
8<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
INGLEWOOD<br />
BUSINESS MAGAZINE<br />
The telephone is an<br />
essential part of the<br />
communications toolkit in<br />
any business; it’s been<br />
used for over a century for<br />
good reason. But in today’s<br />
business world, the costs of<br />
traditional phone systems<br />
can drag down your company.<br />
Wouldn’t it be nice if there was<br />
an alternative? Well, there is. If<br />
you haven’t heard of VoIP, it’s time<br />
to learn about the next step in the<br />
evolution of the phone. And there<br />
are a number of advantages that<br />
make it essential for many<br />
businesses in today’s modern<br />
world. Here’s how VoIP can help<br />
your business.<br />
What is VoIP?<br />
To truly understand how VoIP can<br />
help your business, you must first<br />
know what it is. VoIP stands for<br />
Voice over Internet Protocol. All<br />
that means is that you’re<br />
essentially able to talk with others<br />
over an Internet connection<br />
instead of a traditional phone line.<br />
Yes, you can still use your actual<br />
phone handset, as well as your<br />
tablet or computer. The major<br />
difference is in the way the call is<br />
transmitted.<br />
VoIP lowers costs<br />
The biggest advantage of VoIP is<br />
that your business will save a<br />
bundle on costs. VoIP takes<br />
efficiency to a whole new level.<br />
Since you’ll be receiving phone<br />
calls over the Internet, you’ll cut<br />
out the expense of a phone line<br />
altogether and instead consolidate<br />
both your Internet and voice<br />
communication costs. To do<br />
this however, you’ll need to<br />
upgrade to a high-speed Internet<br />
connection (if you don’t have one<br />
already), which will of course cost<br />
extra money. But knocking out the<br />
expense of your phone line will<br />
likely be much more cost-effective<br />
for your business overall.<br />
If your business makes<br />
international calls regularly, VoIP<br />
is even more of a no brainer. With<br />
VoIP, international calling costs<br />
are significantly reduced and in<br />
some cases even free. Skype,<br />
which is similar to VoIP, is a<br />
perfect example of the latter.<br />
Statistically speaking, VoIP<br />
services have helped many<br />
businesses lower costs<br />
dramatically. For some, up to 40%<br />
savings telecommuncations costs.<br />
More features than traditional<br />
phones<br />
In addition to reduced costs, VoIP<br />
also offers a wide array of<br />
innovative features that surpass<br />
those of a traditional phone line.<br />
While listing them all would take<br />
several pages, there are<br />
three notable ones that<br />
stand out.<br />
• Virtual numbers – A<br />
virtual number allows you<br />
to easily have a local<br />
number anywhere in the<br />
world. That means if you<br />
have a large market of clients<br />
in London, you can actually get a<br />
local London number with the<br />
area code of your choice. When<br />
someone in the UK dials this<br />
number, it will transfer to your<br />
phone – whether your business is<br />
actually in Seattle or Toronto. This<br />
makes it easy for your customers<br />
to contact you and will likely<br />
garner more business, since we<br />
all know customers like things to<br />
made as easy as possible for<br />
them.<br />
• Call Routing – If you’ve ever<br />
worried about missing an<br />
important phone call, call routing<br />
will have you breathing a long sigh<br />
of relief. With this feature, an<br />
incoming call will be transferred to<br />
multiple devices of your choice.<br />
So if your office desk phone rings<br />
when you’re not there, that same<br />
call will then ring on your mobile,<br />
home phone, iPad and other<br />
devices before going to voicemail.<br />
• Better conference calls –<br />
With VoIP and a high speed<br />
Internet connection, you can<br />
include an unlimited number of<br />
people on conference calls. And<br />
even better, you can also use<br />
video conferencing so you can<br />
see your colleagues or clients in<br />
person. IBM<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
9
INSURANCE<br />
INGLEWOOD<br />
BUSINESS MAGAZINE<br />
When it’s all said<br />
and done, there are<br />
two types of<br />
customers in the<br />
world of auto<br />
insurance – those<br />
who pay a little for<br />
necessary<br />
insurance and<br />
those who pay a lot. Guess which one<br />
the insurance companies prefer?<br />
If you’re simply dying to give the auto<br />
insurance companies more of your<br />
money, go ahead. Get a single quote<br />
from a single company, trust it’s the best<br />
you can do and sign up. Just like that<br />
you’re paying more than you need to for<br />
the same amount of insurance.<br />
Of course insurance companies are great<br />
at making you think that you are saving<br />
1 5 percent or more or that you’re getting<br />
the lowest price based on their own price<br />
comparison software. But these are<br />
marketing tactics designed to make you<br />
buy their insurance – how likely is it that<br />
they would ever find less expensive<br />
insurance for you and send you on your<br />
way to a competitor?<br />
No, the responsibility for saving money<br />
on your auto insurance is your own.<br />
Fortunately, this is one area where<br />
shouldering a bit of responsibility can pay<br />
off in a big way.<br />
Take some time to do your own research,<br />
by using a broker you can save you a lot<br />
of time and money. By doing so, you’ll<br />
quickly discover that companies will offer<br />
you quotes that differ by hundreds,<br />
perhaps thousands of dollars. The beauty<br />
of using a broker is that they have no<br />
allegiance to<br />
any one<br />
company, and<br />
want to place<br />
you-the client<br />
with the best<br />
company and<br />
price available.<br />
It begs the question – why would you pay<br />
more for the same level of coverage?<br />
The quick answer is convenience. If you<br />
are pressed for time, you may not want to<br />
call up a broker to shop around. You<br />
simply pick a company that spends the<br />
most money advertising.<br />
But you’re wasting potentially thousands<br />
of dollars. And you don’t have to waste<br />
hours doing research.<br />
A competent insurance broker or<br />
company should do all the leg work for<br />
you. Give them a call and they will<br />
quickly scan the quotes for best prices in<br />
your area.<br />
When you find a policy you like, you don’t<br />
have to pay any extra fees or deal with<br />
headaches transferring your policy. Car<br />
insurance isn’t a locked contract, so you<br />
can make a switch any time you want.<br />
And when you see the incredible price<br />
differences between what you’re paying<br />
NOW and what you could be paying<br />
NOW, you’ll see why switching NOW just<br />
makes sense. IBM<br />
Author: Tomas Johnson, Owner, S& R.<br />
tjohnson@srinsurancegroup.com<br />
1 0<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
11
BUSINESS LEADER<br />
A Top AllState Insurance Agent &<br />
One of <strong>Inglewood</strong>'s Beloved<br />
Community Leaders<br />
B<br />
illy Campbell is an accomplished<br />
individual both personally and<br />
professionally. His achievements and<br />
accomplishments over the years have<br />
made him a distinguished entrepreneur in<br />
the insurance industry. He is a member of<br />
Black <strong>Business</strong> Association and the Life<br />
Underwriter Training Counsel. He's won<br />
the Honor Ring winner (1 8 times),<br />
National Conference winner (1 0 times),<br />
Line Leader (2 times), and Quality Agent<br />
Award (2 times).<br />
Mr. Campbell was also selected to be a<br />
member of the California Allstate Regional<br />
Advisory Board and the Allstate National<br />
Advisory Board. His personal<br />
accomplishments are equally impressive,<br />
winning Father of the Year in 2003, for the<br />
Los Angeles Area-Allstate Insurance<br />
Company. He was also named Volunteer<br />
of the Year by <strong>Inglewood</strong> Neighborhood<br />
Housing.<br />
Mr. Campbell has been an Allstate<br />
Exclusive Agent since 1 977. His agency<br />
was one of the first to open its doors in<br />
the inner city. The agency remains open<br />
greatly in part to great customers. If you<br />
are in the area, please stop by and pay us<br />
a visit!<br />
We have 4 wonderful staff members that<br />
can answer any question you may have<br />
or cater to any of your insurance needs.<br />
Our office in <strong>Inglewood</strong> provides<br />
outstanding service to the more than 3500<br />
households.<br />
Mr. Campbell truly enjoys helping the<br />
community while growing his business.<br />
He gives back to the community<br />
whenever I can. He sits on the Board of<br />
Directors for the <strong>Inglewood</strong> Airport Area<br />
Chamber of Commerce, a member of the<br />
<strong>Inglewood</strong> Rotary Club, First Vice<br />
President of the <strong>Inglewood</strong> Lions Club,<br />
former President of the Board of Directors<br />
for <strong>Inglewood</strong> Neighborhood Housing,<br />
and I am an active member at Trinity<br />
Baptist Church.<br />
“I am blessed to be in business for over<br />
40 years now and proud to have my<br />
business in the city of <strong>Inglewood</strong>.”<br />
1 2<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
INGLEWOOD<br />
BUSINESS MAGAZINE<br />
The Campbell Agency<br />
(TCA) is proud to work<br />
with ALLSTATE whos<br />
been serving satisfied<br />
customers for over 80<br />
years. Customers count on outstanding<br />
financial strength and superior claims<br />
service to help protect what they value<br />
most. When you leave our office, you'll feel<br />
confident, informed, assured and satisfied<br />
in your choices. The way you should feel.<br />
TCA understand the importance of building<br />
solid foundations for the future and<br />
developing long-lasting customer<br />
relationships. Here is our list of services<br />
that we can assist you with:<br />
Life Insurance (Term or Permanent)<br />
Simply put, life insurance gives your loved<br />
ones financial security after you’re gone.<br />
You pay a monthly premium, and if the<br />
unexpected happens, your loved ones get<br />
a death benefit they can use for things<br />
such as medical bills, funeral expenses,<br />
outstanding mortgage, college tuition and<br />
even living expenses.<br />
Auto Insurance<br />
When you’re buying car insurance, you’re<br />
looking for just the right mix of price and<br />
protection. If you go with bare-bones<br />
minimum coverage and find out you need<br />
more after you’ve had an accident – you’ll<br />
probably end up spending way more than<br />
you ever saved.<br />
Homeowners Insurance<br />
Whether you’re a first-time homebuyer or<br />
designing your dream home, buying a<br />
house is one of the most important<br />
decisions you’ll ever make. Once you sign<br />
the papers and move in, you may be<br />
settling down, but your insurance needs are<br />
always in transit.<br />
Commercial <strong>Business</strong> Insurance<br />
Your business is one-of-a-kind, so you may<br />
need flexible business and commercial<br />
vehicles insurance plans as unique as your<br />
company to help protect everything you’ve<br />
worked so hard to build. IBM<br />
You can feel confident today knowing your<br />
family will be secure with the life insurance<br />
policy that you choose if they ever have to<br />
make it on their own.<br />
Long-Term Care<br />
No one likes thinking about it, but as<br />
people age or become ill, they might need<br />
help doing daily tasks like getting dressed,<br />
bathing, and more. Long-term care (LTC)<br />
provides people with those services.<br />
Unfortunately, long-term care is really<br />
expensive. Most health and disability<br />
insurance won't cover it but long-term care<br />
insurance will.<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
1 3
1 4<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
1 5
ENERGY<br />
Agood way to cut down on your spending is to gradually target<br />
different expenditures. Lowering your energy bill is a nice<br />
option — not only is it a monthly expenditure, but you can also do<br />
some good for the environment while saving money. Here are<br />
some suggestions for reducing your electricity usage and costs:<br />
1. Unplug when not in use. Even when they're not in use, your<br />
electronics can still eat up electricity as long as they're plugged in — yes,<br />
even chargers that aren't connected to anything. There are many items we<br />
don't think about unplugging, including microwaves, digital picture frames,<br />
and more. Even though the power lost by these "vampire" electronics may<br />
not be much, everything adds up.<br />
2. Use a power strip. Get a power strip and try to plug as many electronics as you can<br />
into it. That way, it won't be as arduous to individually shut off or unplug each appliance.<br />
You can turn them all off with one flick of the switch or unplug the power strip from its<br />
outlet to completely stonewall the "vampire" electronics.<br />
3. Energy audit. An energy audit may be helpful in figuring out the problem areas in<br />
your home that you may be unaware of. The auditor will help advise you on how you can<br />
reduce energy consumption and how to ramp up efficiency when heating and cooling<br />
houses.\<br />
4. Replace your bulbs. Replace your lightbulbs with energy-efficient ones to save<br />
energy and money. An energy-efficient bulb uses 75 percent less energy than a<br />
traditional incandescent bulb and lasts six times longer.<br />
5. Seal your leaks. Your home may not be properly insulated, which means you might<br />
be losing a lot of energy through the leaks. Cool air from outside can be sneaking into<br />
your home, causing you to turn up the heat.<br />
1 6<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
INGLEWOOD<br />
BUSINESS MAGAZINE<br />
6. Wash clothes smartly. Opt for the cold-water setting when doing laundry to<br />
save money and energy. Ninety percent of the energy used in the washer goes<br />
to heat up the water, so by skipping the hot water, you'll be saving a lot of<br />
energy. Remember not to overload it or put in too much detergent — it can<br />
make your machine work harder than it needs to.<br />
7. Dry your clothes the right way. Hang your clothes to dry whenever you can, instead of<br />
throwing them in the dryer. When you do use your dryer, run full loads and use the<br />
moisture-sensing setting. Also, make sure you always clean the lint filter after use so the<br />
machine runs efficiently. Every six months, take the trap out and wash it with soap and<br />
water. While your clothes are drying, the lint in the trap hampers the flow of air in the<br />
heated dryer. This makes your dryer work harder and expend more energy than it needs<br />
to.<br />
8. Load your dishwasher. Only run your<br />
dishwasher when it is fully loaded, and<br />
instead of drying your plates in the machine<br />
cycle, consider turning it off and air-drying<br />
the dishes instead. But just like with your<br />
washing and drying machines, make sure<br />
you're not overloading it or you'll be<br />
overworking it.<br />
9. Clean your machines. Clean your<br />
refrigerator coils to keep it running<br />
efficiently. You should do it twice a year,<br />
and doing so can cut six percent of your<br />
energy bill. All you need to do is vacuum<br />
the coils, but read these instructions before<br />
proceeding. Clean or replace the filter in your air conditioner because a dirty one can take<br />
up five to 1 5 percent more electricity than a clean one.<br />
10. Get a programmable thermostat. A programmable thermostat is a good investment<br />
because you're able to save energy by programming it to control the heating and cooling<br />
when you're away from home or asleep. There are programmable thermostats for about<br />
$35. IBM<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
1 7
BUSINESS ADVICE<br />
Customers need to know that there is a<br />
difference between "Speaking Up"<br />
and "Speaking Out" and knowing<br />
which one to do and when can be a<br />
difficult road to maneuver. <strong>Business</strong>es<br />
also need to know the difference between<br />
the two and must work hard to keep their<br />
customers "speaking up" rather than<br />
"speaking out".<br />
If you "SPEAK<br />
UP", you (as a<br />
customer) are<br />
sharing with a responsible party your<br />
concerns on an issue/situation of<br />
importance to you, in order for said party<br />
to be able to correct the issue/situation,<br />
before it gets out of hand or a becomes a<br />
larger problem than it may already be. We<br />
see businesses with 1 -800 numbers,<br />
email addresses, or web links asking<br />
customers to "speak up". Some offer<br />
incentives like chances to win $$ or<br />
get a free item with your next purchase.<br />
The customer "speaks up" believing that<br />
the comments they share, positive or<br />
negative, will somehow impact that<br />
business for the better and that someone<br />
higher up is listening. The customer may<br />
also "speak up" at that moment, asking<br />
for a manager/supervisor, in order to<br />
remedy the situation more immediately.<br />
But if a customer<br />
chooses to<br />
"SPEAK OUT",<br />
you (as a<br />
customer) are<br />
saying that the concern you are raising<br />
goes beyond a typical (even reasonable)<br />
response from said party and that you feel<br />
the need to go outside the normal realm to<br />
voice your concern. The customer may<br />
still have contacted a manager/supervisor<br />
to address the issue right away but, for<br />
whatever reason, feels that they must<br />
"speak out" even more. Here is where the<br />
possibilities for the customer to be heard<br />
get endless. Not only can the customer<br />
use the 1 -800 number, emails, web links<br />
to share their concern, but can also use<br />
other avenues to support one of the most<br />
basic principles of consumerism..."hit<br />
them where it counts...in the<br />
pocketbook (or profits)".<br />
The customer has untold options to<br />
pursue when they make the decision to<br />
"SPEAK OUT" and this is what each<br />
business should fear and work hard to<br />
avoid. A business should never let a<br />
situation get out of hand and go<br />
beyond the "speaking up" level.<br />
Customers have the power to make or<br />
break (surely to bend) the will of a<br />
1 8<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
INGLEWOOD<br />
BUSINESS MAGAZINE<br />
business. We have seen businesses<br />
"bend/break/retreat" when they try to<br />
insert their religious or political beliefs in<br />
their dealings with the consumer...we<br />
have also seen businesses completely<br />
"disappear" when they felt they were not<br />
at risk, or did not have to listen, or change<br />
with the consumer.<br />
THREE THINGS BUSINESSES SHOULD<br />
ALWAYS REMEMBER:<br />
1 ) if you take "good customer service" out<br />
of the equation...you will lose a<br />
"consistent" customer;<br />
2) if you take "corporate<br />
response/responsibility" out of the<br />
equation and force a customer to "speak<br />
up"...you will lose a "loyal" customer; and<br />
Quite simply...a business will not fail if it<br />
has a consistent, loyal, and growing<br />
customer base. But will fail if one or more<br />
of these begin to dwindle. <strong>Business</strong>es<br />
need to decide if they are going to work<br />
with a customer or against a customer<br />
when a concern/issue is raised. Making<br />
the right choice will decide that<br />
businesses future.<br />
CUSTOMERS who choose to SPEAK<br />
OUT have the power to influence the<br />
future of a business. If you choose to<br />
SPEAK OUT, be sure to have the<br />
following on your side...TRUTH, FACTS,<br />
PROOF. You must be willing to continue<br />
the fight, but also have a willingness to<br />
compromise if the opportunity arises. IBM<br />
3) forcing the customer to "speak out" due<br />
to the actions/in-actions of the<br />
business...your customer base will "stop<br />
growing".<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
1 9
REAL ESTATE<br />
REFINANCING<br />
CHECKLIST<br />
20<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
INGLEWOOD<br />
BUSINESS MAGAZINE<br />
After mortgage rates stayed surprisingly low in 2014, who knows how they will<br />
shake out in the new year? Either way, borrowers who want to refinance or buy a<br />
home have the best chance to get the lowest rate by knowing more, not less, about the<br />
mortgage game. These 10 tips can help you navigate the mortgage process in 2015.<br />
1 . Don’t buy a home beyond your<br />
budget. A home should be a source of<br />
investment not a financial heart ache,<br />
especial for first-time buyers.<br />
Borrowing from family members<br />
and living from pay check to pay check<br />
makes for larger mortgage payments<br />
and bigger risks in the future.<br />
2. Always be on the lookout for<br />
competitive rates, points and fees.<br />
Compare different bids.<br />
3. Obtain an immediate<br />
confirmation of your locked in interest<br />
rate terms, point and fees.<br />
4. Never agree to prepayment<br />
penalties. If there is no mention of<br />
prepayment penalties, make sure you<br />
have an addendum attached to the<br />
mortgage that specifically states that<br />
no other penalty fees will be added.<br />
5. Know all that you can about your<br />
loan! Ask thorough questions and<br />
seek advice from professionals that<br />
you trust.<br />
6. Pick the right kind of loan. Rates<br />
are higher on 30 year loans than on<br />
comparable 1 5 year loans. Lenders<br />
hate holding loans at below market<br />
rates. Try considering “hybrid” loans<br />
–those with a fixed rate for the first five<br />
or seven years of their 30 year<br />
duration. If you’re going to be in your<br />
home for a shorter period consider an<br />
adjustable rate mortgage.<br />
7. If you are buying rather than<br />
refinancing, consider getting preapproved<br />
mortgage or contingent loan<br />
approval letter. Pre–approval can<br />
strengthen your negotiating position<br />
with the seller, however it can add<br />
pressure on you to close a deal before<br />
the loan commitment expires. A<br />
contingent approval is a letter from the<br />
lender that states that the largest loan<br />
that you would qualify for. It will also<br />
give you additional negotiating<br />
leverage without binding you to the<br />
lender or the lender binded to you.<br />
8. Save all of your documents!<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
21
REAL ESTATE CONTINUED<br />
INGLEWOOD<br />
BUSINESS MAGAZINE<br />
Keep copies of everything the lender<br />
sends you.<br />
9. Take advantage of the mortgage<br />
interest deduction. This deduction is<br />
one of the few remaining tax deductible<br />
interest payments and also the<br />
cheapest form of long-term financing.<br />
Never use your financing/refinancing<br />
funds to finance your summer vacation<br />
or other short term pleasures.<br />
Author: Tomas Johnson, Mortgage<br />
Broker, with WLM Financial. Mr.<br />
Johnson has over 10 years of<br />
experience in the Real Estate Industry.<br />
Tomas@wlmfinancial.com. BRE<br />
License# 01963773.RE License#<br />
01967693.WLM Financial is a<br />
California Finance Lender. To learn<br />
more about WLM Financial contact<br />
(310) 905-7421 or (877) 502-2930.<br />
www.wlmfinancial.com.<br />
1 0. Interview and select a lender that<br />
you trust your biggest purchase with.<br />
Study! Read the real estate section of<br />
your local papers and books on the<br />
subject. IBM<br />
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www.iusd.net<br />
24<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
Join the new IUSD!<br />
_ a place to learn,<br />
succeed and thrive!<br />
From small kindergarten classes, a dual immersion elementary language<br />
academy to top-notch extra-curricular and college prep programs for<br />
middle and high school students, <strong>Inglewood</strong> Unified School District<br />
puts children on the path to success from day one in kinder, throughout middle<br />
and on to high school and beyond.<br />
Our graduates, including Gates Millennium scholars, move on each year to<br />
some of the best colleges in the country. Our rigorous learning programs and<br />
comprehensive integration of technology in classrooms offer countless<br />
opportunities for children to achieve, compete and succeed in the 21 st century.<br />
Our schools continue to embrace and integrate cutting-edge academic<br />
programs. Our teachers and schools continue to earn accolades and awards<br />
for their commitment to students and improved test scores. Let our schools<br />
and programs meet and exceed your needs and expectations.<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
25
EDUCATION<br />
J<br />
une's council meeting focused<br />
primarily on the decision to<br />
approve financing of a new<br />
facility for the Children of<br />
Promise Preparatory Academy.<br />
Before voting to authorize the<br />
issuance of tax-exempt revenue<br />
bonds by the California Statewide<br />
Communities Development Authority,<br />
<strong>Inglewood</strong> council members heard<br />
from the public as well as the charter<br />
school’s founder and CEO, Dr. Carlton<br />
Lincoln and principal, Trina<br />
Thompson.<br />
About a dozen 5th graders from the<br />
Children of Promise Preparatory<br />
Academy showed up to represent the<br />
school, as the<br />
public discussed pros and cons of<br />
charter schools vs. public schools.<br />
One resident said <strong>Inglewood</strong> used to<br />
have good public schools and that<br />
charter schools are “nothing more<br />
than businesses.”<br />
Long time resident Willie Agee said, “If<br />
these children are the product of<br />
charter schools, I want to see more of<br />
it. I don’t’ care what kind of school<br />
you call it. It could be Willie Agee<br />
School, that’s fine with me. Let’s get<br />
whoever can educate these kids in the<br />
City of <strong>Inglewood</strong> and forget about<br />
what the naysayers say.”<br />
"Children of Promise Schools were founded to help address many of the problems we see in our<br />
urban youth. With a quality education, many children excel and succeed in spite of the difficulties they<br />
face in their community. COP Schools develop the whole child by integrating character based<br />
curriculum with the rigorous academic environment where teachers challenge their students to<br />
surpass the basic standards. I encourage you to partner with us as a parent, a donor or a volunteer to<br />
change the lives of children and develop them into tomorrow’s leaders."<br />
Thank you,<br />
Dr. Carleton Lincoln, Ed.D.<br />
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INGLEWOOD<br />
BUSINESS MAGAZINE<br />
Thompson remarked that the<br />
school’s purpose was to<br />
educate, not operate as a<br />
business. “We are<br />
already approved by<br />
<strong>Inglewood</strong> Unified.<br />
Parents are the taxpaying<br />
parents in<br />
the community.<br />
We were just<br />
renewed for<br />
another 5 years,”<br />
she said.<br />
“I want to assuage any fears that the<br />
people of <strong>Inglewood</strong> would have.<br />
This 5th grade class just returned<br />
from a 1 0-day study class in<br />
Washington D.C. and Virginia<br />
representing this great city of<br />
<strong>Inglewood</strong>. When they asked who<br />
we are, we say we are representing<br />
<strong>Inglewood</strong>,” Lincoln said.<br />
Aldene Sligh said, “Charter schools<br />
can live together with public schools,<br />
but public schools have been<br />
negated. Our city has to do much<br />
more to elevate public schools so<br />
that all children can be elevated.”<br />
“We have got to fix things. We have<br />
two choices—to educate them to get<br />
good jobs and careers or they are<br />
going to be the mob busting us<br />
upside our heads and taking what<br />
little we don’t have,” Ray Davis said.<br />
Councilman Eloy Morales told the<br />
public, “We just act as a conduit for<br />
the bond issue. We’re not on the<br />
hook for anything, (so) I am<br />
supportive of parents having the<br />
choice of doing the best they can for<br />
their children. Whatever we can do<br />
to improve any facilities, that’s what<br />
we should do.”<br />
“I think it would be unconscionable<br />
for the council not to approve this,”<br />
Mayor James Butts said. IBM<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
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<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
29
EATERIES<br />
" at<br />
first bite"<br />
The Serving Spoon on Centinela<br />
Avenue in <strong>Inglewood</strong> is part restaurant, part<br />
neighborhood gathering spot, part cultural<br />
phenomenon and part inspirational message.<br />
Or perhaps I should say “messages,” for<br />
upbeat affirmations are all over the restaurant.<br />
One says: “Take Your Place/Make Your<br />
Mark/Live Your Life.” Another reads:<br />
“Faith/Dream/Believe.” Then there’s “Life Is<br />
Art/Paint Your Dreams.” There’s also “Family<br />
and Friends Gather.” And what may be my<br />
favorite: “Thank You for Honoring Our<br />
<strong>Business</strong>.”<br />
It’s a business that comes with a story —<br />
inspirational, of course. It starts in 1 982, when<br />
Harold E. Sparks leaves General Motors to<br />
fulfill his dream of opening a soul food<br />
restaurant.<br />
And today the dream continues. In 2004, his<br />
daughter Angela and Son-In-Law JC Johnson,<br />
purchased The Serving Spoon outright. They<br />
have since renvoted the location and have<br />
expanded the brand.<br />
“The idea of providing excellent food that is<br />
not only ‘Love At First Bite,’ but a place where<br />
customers feel like family, quickly caught on,”<br />
the story continues. “ ‘The Spoon,’ as often<br />
called by many, has served customers ranging<br />
from entertainers to politicians to the neighbor<br />
next door. All in the spirit of making you feel at<br />
home, with food that’s good for the soul ...”<br />
And let me tell you, the neighborhood is<br />
definitely there. On a Sunday morning, there’s<br />
a crowd waiting outside to get in. Heck,<br />
there’s even a wait for the counter, which is a<br />
good place to sit for the day’s game on the<br />
TVs overhead. But no matter where those<br />
lucky enough to land a seat are sitting, in front<br />
of them are oversized plates of food that<br />
smells good and tastes as good as it smells.<br />
Show up for breakfast, and the choices are so<br />
many. I guess the choice of choice is one of<br />
the breakfast combinations that involve two<br />
eggs (any style, of course), a choice of meats,<br />
and a choice of grits, rice, potatoes or sliced<br />
tomatoes. Oh, and a choice of toast: an<br />
English muffin, cornbread or a biscuit. Sounds<br />
simple enough, right? Except there are 20<br />
meats to choose from. Everything from spicy<br />
beef sausage to catfish and a rib-eye to<br />
salmon croquettes and either beef or chicken<br />
liver. Even the choice between the cornbread<br />
and the biscuit is tough. (Luckily, you can get<br />
them a la carte as well.)<br />
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INGLEWOOD<br />
BUSINESS MAGAZINE<br />
Add on to that some nine omelets, and some<br />
two dozen pancake, waffle and French toast<br />
combos and you’ve got a massive breakfast<br />
menu. There’s even a “Healthier Choice”<br />
section to the menu as well, with even more<br />
combos and more omelets.<br />
To wash it all down, there are mimosas as well<br />
as a Champagne cocktail made with<br />
pineapple called “Stevie’s Favorite<br />
Champagne Wonder.” No wonder people<br />
linger so long at their seats; this isn’t food, or<br />
drink, to rush through.<br />
There’s a choice of classic burgers, topped<br />
variously with bacon, chili and cheese. The<br />
sandwiches include the Brenda Club, a tripledecker<br />
with ham, turkey and bacon. The<br />
grilled chicken breasts are simple, pleasant,<br />
satisfying, served with sides like very good<br />
collard greens, candied yams, black-eyed<br />
peas and red beans and rice.<br />
Come Fridays, there’s clam chowder. Nothing<br />
here is too fancy; even the salad dressings<br />
run to classics like Thousand Island, blue<br />
cheese, ranch, Italian and balsamic.<br />
The soul food options seem to be mostly on<br />
the Daily Specials list, like smothered turkey<br />
wings on Tuesdays, smothered oxtails<br />
Wednesdays, smothered short ribs<br />
Thursdays, and chitlins Fridays, Saturdays<br />
and Sundays. But if I’m looking for memories<br />
(I grew up in the South Bronx, not the Deep<br />
South), I get the salmon croquettes, a dish my<br />
daddy used to make on special occasions. I<br />
remember his being heavy on the breading,<br />
light on the (expensive) salmon. This one is<br />
the opposite — there’s lots of salmon here. It’s<br />
a good taste, a nostalgic taste. It’s a taste for<br />
when, as the wall tells us, “Friends and Family<br />
Gather.” IBM<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
31
EATERIES CONTINUED<br />
Customer<br />
INGLEWOOD<br />
BUSINESS MAGAZINE<br />
Reviews By:<br />
Ev A, Downey, Ca. Great<br />
place to eat! Came out here to visit a client<br />
who canceled last minute so we figure let's<br />
get some gub and found this place on yelp!!!<br />
Awesome top.<br />
Scott C, Olathe, KS. Great<br />
food and very fast service, Friendly servers<br />
this is a most try place. Don't judge this place<br />
from the outside.<br />
love the way they make the waffles thin.<br />
My girlfriend enjoyed the fried chicken as<br />
well. Will come back again!<br />
Tessa B, Topanga, Ca. First<br />
time here and it was easier<br />
than I thought! Good customer service and<br />
everything done fast! Best part is the price!<br />
Definitely a thumbs up!<br />
B.L, LA, Ca. We had our<br />
food delivered just today and all I can<br />
say is "IT WAS SO GOOD". The<br />
omelet was good. Will definitely<br />
come back.<br />
Sharjeel A, Port<br />
Hueneme, Ca. Hard to find<br />
parking but great spot for some<br />
good southern food. Definitely<br />
recommend the cornbread with some<br />
honey!<br />
Sh<br />
alyn T, LA, Ca. I have<br />
eaten a LOT of chicken<br />
and waffles in my life....and these<br />
were amazing! I got "The Cookie",<br />
aka delicious cinnamon waffles &<br />
fried chicken. The chicken was<br />
super juicy and crispy, and the<br />
waffles were golden and buttery<br />
and melt in your mouth perfect. I<br />
want to eat here every day. I just<br />
might. So say hello when you go-<br />
I'll be the curly haired girl stuffing<br />
her face in the corner!<br />
AgentAngelX, Arlington, Va.<br />
The wait completely sucked but the food<br />
made it worth it! waited around 45 minutes for<br />
a table and it took another 1 5 min for our<br />
waiter to even come to the table. once we<br />
ordered, the food came out fast. the best was<br />
the chicken and waffles. the hugo breakfast<br />
was great too<br />
Eugene S, LA, Ca. First off the<br />
place is a throwback to my days in Chicago.<br />
Great place for some southern style food. I<br />
Andres C, LA, Ca. Excellent<br />
Service!!!! Food was<br />
delicious!!! If u have to wait, then WAIT, the<br />
food is worth it!<br />
Mark G, Las Vegas, NV. This<br />
place is the real deal. Worth the drive no<br />
matter where you are. Awesome! People are<br />
VERY friendly. I'm a big stickler in cleanliness<br />
& this place is over the top!! Of course the<br />
complimentary mimosa didn't hurt!!<br />
32<br />
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PLANNING AHEAD<br />
36<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
INGLEWOOD<br />
BUSINESS MAGAZINE<br />
any people have done everything they can to protect their<br />
family’s future: invested wisely, opened savings accounts<br />
and acquired insurance on their life and home, but they<br />
haven’t taken care of their own funeral arrangements – leaving<br />
one of the most difficult tasks to their loved ones to figure out<br />
at a time of sadness and loss. That’s why it’s so important to<br />
give serious thought to your personal wishes and to prearrange<br />
your services in advance.<br />
M<br />
1. Be Informed About the Choices<br />
Available<br />
How would you like to be remembered?<br />
Your funeral or cremation service should<br />
be personalized to reflect your wishes<br />
and should bring comfort to your family<br />
and friends. Today no two services are<br />
alike. Videos, photographs, music, special<br />
readings and the involvement of family<br />
and friends are all appropriate and<br />
encouraged.<br />
Prearranging gives you the opportunity<br />
to become informed about your options<br />
in an unpressured environment, when<br />
you have the time to think things<br />
through. You’re in full control and you<br />
can select and specify the services that<br />
truly have meaning to you and your<br />
family.<br />
2. Your Wishes Need to be<br />
Documented<br />
A will simply leaves instructions for the<br />
handling of an individual’s financial<br />
affairs, while a living will usually clarifies<br />
certain general wishes regarding medical<br />
treatment. The funeral or cremation<br />
service still remains to be planned and<br />
paid for.<br />
You should make sure that your wishes<br />
are recorded in writing and shared with<br />
family members and your attorney. You<br />
should also keep a copy with your<br />
important papers in a place that is easily<br />
accessible to your family members.<br />
3. Talk About it with Your Family and<br />
Incorporate Their Wishes<br />
A funeral or memorial service is an<br />
important part of the grieving process.<br />
For family members and loved ones alike,<br />
the service provides an opportunity to<br />
express their grief, to share memories<br />
and to celebrate a life lived.<br />
Many people think they have taken care<br />
of everything by writing a will,<br />
establishing a living will or even<br />
purchasing their cemetery plot. But that’s<br />
not all.<br />
When planning your funeral or memorial<br />
service, the opinions and wishes or your<br />
family should be considered.<br />
Prearranging is an excellent time for<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
37
PLANNING AHEAD continued<br />
families to discuss and make objective<br />
decisions calmly and rationally<br />
together, away from the pressures<br />
and stress that often occur at a time<br />
of sadness and loss. More<br />
importantly, knowing your wishes and<br />
carrying them out can bring great<br />
comfort to surviving family members<br />
and friends.<br />
4. Decide the Final Disposition<br />
Whether you choose traditional<br />
burial, mausoleum entombment or<br />
inurnment in a cremation garden,<br />
determining your final disposition is a<br />
very personal decision, influenced by<br />
your faith and beliefs.<br />
Your wishes should be specified in<br />
your prearrangement document as<br />
well as clearly discussed with family<br />
members and loved ones ahead of<br />
time.<br />
5. Don’t Be Afraid to Ask About<br />
Prices<br />
The cost to arrange a funeral or<br />
cremation service can vary<br />
considerably from place to place. Be<br />
careful to choose a funeral home that<br />
presents its prices clearly and simply.<br />
Prearranging also gives you the<br />
opportunity to become informed<br />
about your options and their various<br />
costs in an unpressured environment.<br />
You’re in full control and you can<br />
make objective decisions regarding<br />
affordability. You may decide to<br />
spend less or more, but the decision<br />
remains yours.<br />
6. Consider Planning and<br />
Prepaying for Your Arrangements<br />
Planning your funeral or cremation<br />
service in advance can take care of<br />
the details. But only prearranging<br />
(prepaying for your services) can take<br />
care of the actual expense of the<br />
funeral or cremation service ahead of<br />
time, easing the future financial<br />
burden on your surviving loved ones.<br />
Prepaying for your funeral or<br />
cremation services makes good<br />
financial sense. When you prearrange,<br />
you benefit from purchasing at<br />
today’s prices for an event that may<br />
not happen for many years. The cost<br />
of the products and services you<br />
select may never be lower.<br />
7. Why Insurance May Not Be<br />
Enough<br />
Usually, life insurance, as well as final<br />
expense insurance, provides a onetime<br />
lump sum benefit after a death<br />
has occurred. However, there is no<br />
guarantee that the funds will not be<br />
consumed by a long illness or serious<br />
accident.<br />
Insurance cannot make the many<br />
decisions that are required at the time<br />
of need. Even with insurance in place,<br />
the actual funeral or cremation<br />
service still needs to be planned and<br />
paid for, and this can be complicated<br />
task at a time of grief and loss.<br />
In addition, insurance policies are not<br />
protected against inflation. Prices of<br />
products and services will continue to<br />
rise while the amount of your policy<br />
38<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
INGLEWOOD<br />
BUSINESS MAGAZINE<br />
coverage remains the same. Your<br />
survivors may not have enough left<br />
from the insurance proceeds to cover<br />
the higher cost of your funeral<br />
expenses.<br />
8. A Prearranged Funeral or<br />
Cremation Service and Medicaid<br />
Assistance<br />
If you plan to apply for Medicaid<br />
assistance for yourself or a loved one, a<br />
prearranged funeral agreement can be<br />
extremely beneficial in meeting your<br />
needs.<br />
In many states, a prearranged funeral or<br />
cremation service funded by life<br />
insurance may be treated as an exempt<br />
asset for Medicaid qualification<br />
purposes. This allows you to prearrange<br />
the service you desire while maintaining<br />
your assistance eligibility. Please<br />
consult with your attorney before<br />
applying for Medicaid assistance to<br />
learn more about your state’s<br />
requirements.<br />
9. Find Out Ahead of Time What<br />
Government Benefits You Are<br />
Eligible to Receive<br />
Unfortunately, most funeral and burial<br />
benefits provided by the Social Security<br />
Administration as well as the Veterans<br />
Administration (VA) are limited. Most<br />
families find that additional funding is<br />
necessary in order to provide the type<br />
of funeral or cremation service they find<br />
appropriate for their loved one.<br />
Under certain conditions, Social Security<br />
provides a one-time death benefit to<br />
the spouse of an eligible recipient. And,<br />
for non-service related deaths, the VA<br />
will pay up to $300 for burial and<br />
funeral expenses and a plot interment<br />
allowance up to $300, in lieu of burial in<br />
a National Cemetery.<br />
To find out exactly what benefits you<br />
are eligible to receive, contact the Social<br />
Security Administration at 1-800-722-<br />
1213 or visit their website at<br />
www.ssa.gov.<br />
For veteran’s assistance, contact the<br />
Veterans Administration office at 1-800-<br />
827-1000 or go to www.cem.va.gov.<br />
10. Speak with Your Local Memorial<br />
Provider<br />
Arranging a funeral or cremation service<br />
can seem overwhelming and<br />
complicated, but there’s always a<br />
Memorial provider close by that can<br />
help you. IBM<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
39
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40<br />
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<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
ADVERTISERS INDEX<br />
C<br />
The Campbell Agency................Page 1 0<br />
D<br />
DaVco Accountants....................Page 1 5<br />
E<br />
ETNB Communications Inc........Page 06<br />
F<br />
Forest LawnPage........................Page 35<br />
I<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong>....Page 40<br />
<strong>Inglewood</strong> Unified School Dist.....Page 24<br />
O<br />
Orleans & York Deli...................Page 33<br />
S<br />
The Serving Spoon....................Page 29<br />
The Special Olympics................Page 23<br />
Spencer4hire Security...........Back Cover<br />
Q<br />
Quality Rents...............................Page1 4<br />
RESOURCES: ETNB Communications, The Daily Breeze, IAACC, Trina Lawson/Children<br />
of Promise Prepatory Academy, imsorrytohear.com, DaVco & WLM Financial.<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong>- - <strong>Sept</strong>ember 2015<br />
41
THE CHAMBER<br />
42<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015
INGLEWOOD<br />
BUSINESS MAGAZINE<br />
Roland J.. Talton<br />
<strong>Inglewood</strong> Airport Area Chamber of<br />
Commerce President steps down in<br />
June 2015<br />
A<br />
s a decorated military veteran,<br />
Roland J. Talton entered the<br />
workforce and served over 30<br />
years in law enforcement. His<br />
career included three years as a<br />
police officer for the city of<br />
Torrance, California. 27 years as a<br />
Criminal Investigator/Special Agent<br />
for the United States Department of<br />
Justice and Drug Enforcement<br />
Administration. Retired, and Is<br />
currently the Owner/Operator of<br />
Star I Investigations and is a<br />
member of the California<br />
Association of Licensed<br />
Investigators.<br />
As a 50 year resident of <strong>Inglewood</strong>,<br />
Roland has taken a leadership role<br />
in the community since his<br />
retirement from the DEA. For<br />
approximately 9 years Roland has<br />
been president of the<br />
<strong>Inglewood</strong>/Airport Area Chamber of<br />
Commerce and an active member<br />
since 2000.<br />
Roland also is a life time member<br />
of Veterans of Foreign Wars Post<br />
21 22 and American Legion Post<br />
633. As well as affiliated with<br />
International Kenpo Karate<br />
Association.<br />
Roland’s past affiliations have been<br />
serving on the Board of Directors<br />
for: Los Angeles Alliance for Drug<br />
Abuse Prevention, Orange County<br />
Substance Abuse Prevention<br />
Partnership, California Department<br />
of Education Drug and Alcohol<br />
Advisory Board, California<br />
Governor’s Office of Criminal<br />
Justice Planning, California Alcohol<br />
and Drug Abuse Advisory Board,<br />
National Organization of Black Law<br />
Enforcement Executives, and The<br />
<strong>Inglewood</strong> Coalition for Drug and<br />
Violence Prevention. IBM<br />
Thank you Mr. Talton for your integrity, honesty and service.<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015<br />
43
<strong>Inglewood</strong> <strong>Business</strong> <strong>Magazine</strong> <strong>July</strong> - <strong>Sept</strong>ember 2015