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Staying ahead of the crowdThe pace of life in our modern society demands that individualsand corporations have secure access and control of their financialservices from anywhere, at any time. Whether you need toinitiate payments, issue investment orders or simply gettingaccount and depot information. Financial Institutions haverecognised that providing security, and convenience to supportglobal mobility is a sector with rising customer demands. Themigration towards modern, portable communications technologiesis accelerating the business need, adding new serviceopportunities to complement the legacy services offered bybranch networks and traditional card payments.2