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Introduction - Genossenschaftsverband Bayern

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V Competitive environment ........................................................... 43<br />

1 Overall situation ..................................................................... 43<br />

2 Savings banks ......................................................................... 44<br />

3 Private full banks ................................................................... 45<br />

4 Direct banks ............................................................................ 47<br />

5 Austrian banks in the Bavarian market ................................ 48<br />

6 Autobanks .............................................................................. 49<br />

7 Consumer loan specialists ...................................................... 50<br />

8 Non-banks .............................................................................. 51<br />

9 Summary ................................................................................. 51<br />

VI Trends ............................................................................................ 53<br />

1 Consolidation of the banking market .................................. 53<br />

2 Market pressure of suppliers from outside the industry ..... 54<br />

3 Change in the demand of financial services ........................ 55<br />

4 Demographic development ................................................... 57<br />

5 Summary ................................................................................. 58<br />

Conclusion ........................................................................................... 59<br />

Bibliography ........................................................................................ 61<br />

Authors ................................................................................................ 65<br />

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