Defined Benefit Pension Plan SPD - uphs

Benefit Accrual ServiceThe amount of Benefit Accrual Service you have under the Plan will be used to determine the amount ofyour Plan benefits. You generally will be credited with a year of Benefit Accrual Service for each servicecounting period in which you complete 1,000 or more Hours of Service as a Covered Employee. The Planrecently changed service counting periods from a fiscal year (July 1 to June 30) to a calendar year(January 1 to December 31). This change is effective as of January 1, 2003. Employees who wereaffected by this change received additional information about the impact of the change.IMPORTANT: Only service as a Covered Employee counts as Benefit Accrual Service under thePlan. As such, any service you may earn with a Related Employer may count as Eligibility orVesting Service under the Plan but generally WILL NOT count as Benefit Accrual Service.Service Before "Standardization"Service that you accrued with HUP, PMC or PAH before the Plan was standardized as of July 1, 2002 willbe determined in accordance with the terms of the individual plan that covered you before thestandardization took effect.Service and ReemploymentIf you terminate employment and are later reemployed, under some circumstances, the Vesting andBenefit Accrual Service that you accrued before your termination of employment will be restored to you.Vesting and Benefit Accrual Service will be restored to you upon your reemployment if (1) you were fullyvested (See the "Deferred Vested Benefit" section) when you terminated employment, or (2) you arereemployed by a Participating Employer or a Related Employer before you incur five or more consecutiveBreaks in Service. Any such restored Vesting and Benefit Accrual Service will be added to any Vestingand Benefit Accrual Service you earn after your reemployment. (Note: If you received a cash-out of yourbenefit upon your termination of employment (see the "Cash-Out of Small Benefit" section), you will notreceive credit for your prior Benefit Accrual Service upon your reemployment.)Service and TransfersIf you transfer employment from one Participating Employer to another, you will continue to accrue serviceunder the general terms of the Plan as described above. If you transfer to or from employment with aRelated Employer, your service will be determined as follows:• Transfers to a Participating Employer – If you are actively participating in a defined benefit plan of aRelated Employer and you transfer employment to a Participating Employer, all of your coveredservice with the Related Employer will be treated as Eligibility, Vesting and Benefit Accrual Serviceunder the Plan. However, as described in the "Special Situations" section, your Plan benefit will beadjusted to reflect the benefit that you are eligible to receive under the defined benefit plan of theRelated Employer. This provision is designed to minimize the impact of an employment transfer onyour Plan benefits, but it will only apply if the Related Employer from which you transfer sponsors adefined benefit plan that is very similar to the Plan.• Transfers from a Participating Employer – If you are actively participating in the Plan and you transferto a Related Employer, you will stop accruing Benefit Accrual Service under the Plan as of the date ofthe transfer. However, you will continue to accrue Eligibility and Vesting Service as long as youcontinue to work with the Related Employer. Also, the defined benefit plan of the Related Employermay contain provisions similar to the Plan's provisions (as described in the previous paragraph) thatminimize the impact of an employment transfer. If you are contemplating a transfer to a RelatedEmployer, you should contact the UPHS Benefits Office to determine how your Plan benefits will beaffected.5