COMMERCIAL PAPER - ALM Events

9th Annual SummitAssetBackedCommercial PaperMarch 22-23, 2006 • Marriott Marquis, New YorkThe Most Comprehensive and Internationally-Attended Forum on ABCPpresents NEW Topics and TOP Speakers:4State of the Market: ABCP in 2006 and Beyond4Market Value Technology in Securities Portfolio Financing4Evaluating and Comparing ABCP Programs: Is ABCP aCommodity?4ABCP: Pushing the Limits and Finding New Uses for a FlexibleCapital Tool4Basle and Beyond: A Complete Regulatory and Legal Update forABCP4ABCP: The Borrower and Originator Perspective4Rating Agencies: Arbiters or Guides? How the Rating AgenciesShape the ABCP Market4Europe vs. the U.S. – An Examination of Market Drivers andDynamics4Mortgage Warehousing and ABCP4ABCP Liquidity: Structures and Strategies to Realize and MaximizeFunding4Is there Anyone Else in the World who Should Use ABCP?4Selling and Placing Paper: The Traders’ Perspective on ABCP4Buyside Demand: A Comprehensive Evaluation of Investor ABCPStrategies and Preferences4Optimizing ABCP Funding for SIVsTo Register: Visit www.srinstitute.com/ca320 or Call 212-967-0095 / 800-599-4950© 2005 Strategic Research Institute. All Rights Reserved.

Wednesday, March 22, 20068:00-8:45 Registration & Continental Breakfast8:45-9:00Welcoming Address & Chairperson’s Opening RemarksMaureen R. Coen, Managing Director & Global Head of ABCPOriginationCREDIT SUISSE9:00-10:00State of the Market: ABCP in 2006 and Beyond4An Overview of Current Market Dynamics4Examining Market Liquidity4A Look at the Investor Base4Drivers of Market Performance4Capital Considerations4Looking Forward to the FutureModerator:Thomas Fritz, Managing DirectorSTANDARD & POOR’SPanelists:John Kodweis, Vice PresidentJ.P. MORGAN SECURITIES, INC.Jonathan Polansky, Team Managing DirectorCommercial PaperMOODY’S INVESTORS SERVICERandolph Harrison, Managing DirectorCITIGROUP GLOBAL MARKETS INC.Scott Spiegel, DirectorCREDIT SUISSEIra Powell, Vice PresidentGOLDMAN SACHS10:00-10:45Europe vs. the United States – An Examination of MarketDrivers and Dynamics4Comparing Market Dynamics in the 2 Markets4Investors and their Participation in Each4Cross-Border Assets, Conduit Participation, Currency Funding4Market Preferences among Investors4Market Profiles and Challanges4Relative Value in the MarketsModerator:John Bulger, Manging DirectorDEUTSCHE BANK SECURITIES INC.Panelists:Jean-Luc Sinniger, DirectorCITIGROUP GLOBAL MARKETS INC.Marilyn Hill, Managing DirectorLEHMAN BROTHERSMichael Guarda, DirectorCALYON INVESTMENT BANKClaudia Kimmel, Vice PresidentCREDIT SUISSEDavid Demilt, Vice PresidentGOLDMAN SACHS10:45-11:00 Midmorning Refreshments11:00-12:00Buyside! A Comprehensive Examination of Investor ABCPStrategies and Preferences4Now that New Multi-Seller Profams are Getting Rarer, What other kindsof Programs are Investors Considering?4Why are the Buying Patterns of Rated Money Funds and Other Short TermInvestors Diverging?4How are Investor’ Views of Extendible Product Evolving?4How have Repo-Style Conduits Changed how Investors Think about Repoas an Asset Class?Moderator:Trisha Ostergaard, Executive DirectorMORGAN STANLEYPanelists:Barbara A. English, Director – Fixed Income ResearchUBS GLOBAL ASSET MANAGEMENTHenry Shilling, Senior Vice PresidentMOODY’S INVESTORS SERVICEMatthew Grimes, Managing DirectorWELLS CAPITALPia McCusker, PrincipalSTATE STREET GLOBAL ADVISORSBrian Krum, Senior AnalystCOLUMBIA MANAGEMENTNatalie Metz, Vice President & Senior Investment AnalystFEDERATED INVESTMENT MANAGEMENT COMPANIES12:00-12:45Basle and Beyond: A Complete Regulatory and Legal Updatefor ABCPThis topic will provide the Most Recent Regulatory and Legal DevelopmentsImpacting ABCP Players – Including Originators, Conduit Sponsors, andInvestors.Moderator:Jason H.P. Kravitt, PartnerMAYER, BROWN, ROWE & MAW LLPPanelists:Everett Rutan, Senior Vice PresidentMOODY’S INVESTORS SERVICEDorothy Poli, Senior Vice President, ABCPDOMINION BOND RATING SERVICE12:45-2:00 Luncheon for Speakers and Attendees2:00-3:00ABCP Liquidity: Structures and Strategies to Realize andMaximize Funding4An Overview of Conduit Liquidity in both the US and European Markets4Reviewing the Spectrum of Alternative Liquidity4Extendible ABCP Stuctures4Appraising the Degree of Liquidity in the Programs4The Investor Perspective on Alternative/Callable/Extendible LiquidityModerator:Sean McCarthy, Vice PresidentLEHMAN BROTHERSPanelists:Matthew La Capra, Vice President, ABCPDOMINION BOND RATINGS SERVICEManjeet Kaur, DirectorSTANDARD & POOR’STodd Nordstrom, Vice PresidentJ.P. MORGAN SECURITIES, INC.Amy Vespaziano, Director of Structured FinanceLLOYDS TSB BANK, PLCAl Bunis, Vice PresidentGOLDMAN SACHSTo Register: Visit www.srinstitute.com/ca320 or Call 212-967-0095 / 800-599-4950

3:00-3:45Using Market Value Technology to Finance SecuritiesPortfolios More Efficiently4What are the Current State-of-the-Art Applications of Market ValueTechnology in ABCP Programs?4Considerations in Sizing Overcollateralization in Market Value Structures4Evaluating the Implications of Sponsors’ Credit Ratings4Which Liability Structures are Appropriate with Market Value Technology?4What Improvements in Efficiency are on the Horizon?Moderator:Rowena Carreon, Vice PresidentLEHMAN BROTHERSPanelists:Paul Jorrisen, PartnerMAYER, BROWN, ROWE & MAW LLPNik Khakee, DirectorSTANDARD & POOR’S3:45-4:00 Mid-Afternoon Refreshments4:00-4:45ABCP: Pushing the Limits and Finding New Uses for aFlexible Capital Tool.4Fitting ABCP into the Company Capital Structure4Use of ABCP in Emerging and Newly Developing Markets?4New Warehousing Applications4Using ABCP in the MBS market4Finding New Asset Classes for ABCP Financing4Working with Equity Sponsors, CDOs, and Hedge FundsModeratorSarah Repucci, DirectorFITCH RATINGSPanelists:Jim Ahern, Managing DirectorSOCIETE GENERALEPhilip Galgano, DirectorSTANDARD & POOR’SJosh Borg, Vice PresidentCREDIT SUISSE4:45-5:30Selling and Placing Paper: The Traders’ Perspective4Factors for Placing ABCP Paper Successfully4Getting on the Approved Lists4Who’s Buying in Money Market Funds?4Locating Relative Value in the Market4Current Investor Market Practice and Preferences4ABCP on the Yield and Credit CurvesModerator:Ron Flynn, Vice PresidentJ.P. MORGAN SECURITIES, INC.Panelists:Vaughn Smith, Director and Head of CP TradingDEUTSCHE BANK SECURITIES INC.Paul Feidelson, Senior Vice PresidentLEHMAN BROTHERS5:30 Networking ReceptionThursday, THURSday, January March 23, 20068:00-8:45 Continental Breakfast8:45-9:00Chairperson’s Welcome & Recap of Day OneMaureen R. Coen, Managing Director & Global Head of ABCP OriginationCREDIT SUISSE9:00-9:45Is there Anyone Else in the World who Should Use ABCP?4Finding New Market Entrants?4How About Asset Classes – Any New Classes Coming Down the Pike?4Expansion Geographically – the Outlook4Options of Moving the Product Down Market4Tobacco, Utilities – Are Drugs the Next Frontier?4New Types of Program Structures?Speakers:Ora Colb, Vice PresidentCITIGROUP GLOBAL MARKETS INC.Darryl Osojnak, Senior DirectorFITCH RATINGSJulie Woods, AssociateCREDIT SUISSE9:45-10:30Mortgage Warehousing and ABCPWarehousing Using ABCP Conduits4Single vs. Multi-Seller Programs4Typical Warehouse Structure4Risk Analysis and Rating Agency Process4New Mortgage Products – Suitability, Regulatory Scrutiny4Housing Market TrendsModeratorGary Miller, Managing DirectorCALYON INVESTMENT BANKPanelists:Al Bunis, Vice PresidentGOLDMAN SACHSJohn Peterson, Managing DirectorGMAC-RFC10:30-11:15 Mid-Morning Refreshments11:15-12:00Optimizing SIV Funding4SIVs vs.ABCP Programs4Pricing Maturity Extension: MTN vs. Extendible CP4Do New Products Work for SIVs: Repo and Extendible CP?4Funding Diversification: Sourcing and Valuing New Investors4What do Investors Want and are SIVs Providing it?Moderator:John Kodweis, Vice PresidentJ.P. MORGAN SECURITIESPanelists:Dominic Swan, Managing Director – StructuredInvestment VehiclesHSBC BANK PLC12:00-1:30 Luncheon for Speakers and Attendees1:30-2:15ABCP: The Borrower and Originator Perspective4Choosing ABCP from the Family of ABS and Capital Market Options4Choosing from ABCP Providers4Leading the Originator through the ABCP Process4Are Some Conduits easier than others on Originators4Is A Wrap the Easy Way Out?4Cost/Benefit TradeoffsTo Register: Visit www.srinstitute.com/ca320 or Call 212-967-0095 / 800-599-4950

Moderator:Deborah Toennies, Managing DirectorJ.P. MORGAN SECURITIES, INC.Panelists:Mark Falcione, Managing Director, Asset-Backed SecuritiesPNC CAPITAL MARKETSAnthony Giordano, DirectorCREDIT SUISSERichard A. Burke, Managing Director – Head of ABCP Conduits, AmericaHSBC SECURITIES (USA), INC.2:15-3:00Rating Agencies: Arbiters or Guides? How the RatingAgencies Shape the ABCP Market4Shaping the ABCP Market4Research, Ratings and Reviews4Market Statistics and Analyses4What is and What Should be the Rating Agency Role4Rating Criteria and How they Shape the Market4Do Rating Agencies Limit Market Creativity?Moderator:Kevin Ryan,Vice PresidentMORGAN STANLEYPanelists:Sam Pilcer, Managing DirectorCALYON INVESTMENT BANKThomas Fritz, Managing DirectorSTANDARD & POOR’SKaren Mueller, Vice President/Senior AnalystMOODY’S INVESTORS SERVICE2005 Attendees Included:ABN AMRO Bank NVAce Guaranty Corp.ADP Pacific, Inc.AEGON StructuredProductsAMBAC AssuranceCorporationAsset-Backed AlertBanc of America SecuritiesBanc One Capital Markets,Banca IntesaBank of America CapitalManagementBank of America Leasing &Capital GroupBank of America, N.A.Bank of MontrealBank of New YorkBank OneBarclays CapitalBarclays Global InvestorsBMO Nesbitt BurnsBrookside Capital, Inc.Capital Research &Management Co.Chapman & CutlerCharles Schwab InvestmentManagementChase SecuritiesCIBC World MarketsCitigroupCitigroup AlternativeInvestmentsCitigroup AssetManagementCitigroup Global MarketsCitigroup InvestmentsClifford Chance USColpatria GroupComptroller of the CurrencyCravath, Swaine & MooreCredit LyonnaisCREDIT SUISSECrown MACDanske BankDeloitte & Touche LLPDeutsche BankDeutsche Bank SecuritiesDeutsche Bank, CorporateTrustDewey Ballantine LLPDovebid Valuation ServicesDreyfus CorporationDRKWDynax SolutionsDZ BankEntity Services (SPV)Erste BankEuler Hermes ACIEvegreen Institutional AssetManagementEvergreen InvestmentsFannie MaeFederal National MortgageAssociationFederated InvestmentManagement CompaniesFederated InvestorsFidelity InvestmentsFidelity ManagementResearch CompanyFinacityFitch RatingsFixed Income Analytics,Florida State Board ofAdministrationForbes MagazineFord Financial Services,FORE Partners Capital,Fortis BankFortis Investment ServicesFrank Russell CompanyGE CapitalGE Capital Corp.GE Capital MarketsServices, Inc.GE Commercial FinanceGeneral ElectricGlobal SecuritizationServices, LLCGMAC CommercialHolding CorporationGMAC-RFCGnazzo Thill, A.ProfessionalCompanyGoldman Sachs & Co.Goldman SachsInternationalGordian KnotGreenberg Traurig, LLPHarris NesbittHarris Nesbitt U.S.Securitization GroupHBOS Treasury ServicesDeborah Seife, Managing DirectorFITCH RATINGSAndrew Jones, Managing DirectorDOMINION BOND RATINGS SERVICE3:00-3:15 Mid-Afternoon Refreshments3:15-4:00Evaluating and Comparing ABCP Programs: Is ABCP aCommodity?4ABCP for Commodity Assets and Off-the-Run Assets4The Fine Points of Pricing4Single-Seller and Multi-Seller Programs4Blatant and Subtle Program Differences4Differentiating Among ProgramsModerator:Tina Kourmpetis, Managing DirectorCALYON INVESTMENT BANKPanelists:Philip Galgano, DirectorSTANDARD & POOR’SJane Kim, AssociateLEHMAN BROTHERSJim Ahern, Managing DirectorSOCIETE GENERALEJoseph Johnson, Vice PresidentGOLDMAN SACHSMichael Prosser, DirectorDEUTSCHE BANK4:00 Conference ConcludesHilton ManagersAcceptance Corp.HSBC Bank PlcHSBC SecuritiesHVB GroupING AmericasING Financial MarketsJanus Capital GroupJM Family Enterprises,Jones DayJP Morgan ChaseJPMorgan Fleming AssetManagementJPMorgan SecuritiesLandesbank Baden-WurttemburgLehman BrothersLehman BrothersInternationalLiberty Hampshire LLCLloyds TSB Bank plcLord Securities CorporationMalvern Hill AssociatesMason Street AdvisorsMayer Brown, Rowe &Maw LLPMBIA Asset ManagementMBNA AmericaMeesPiersonMellon Financial Markets,Mellon Global SecuritiesLendingMerrill LynchMetropolitan WestSecuritiesMoody’s Investors ServiceMorgan StanleyNELNETNew CenturyNomura SecuritiesInternationalNorddeutsche LandesbankNorthstarOppenheimerFundsOrange County Treasurer-Tax CollectorPNC BankPNC Capital MarketsPrincipia Partners LLCPromontory FinancialGroupPrudential FinancialPutnam InvestmentsRadian Guaranty Inc.Royal Bank of CanadaRTF SolutionsSAC Capital AdvisorsSalomon Smith BarneySantander Central HispanoSears Roebuck AcceptanceCorp.Siemens Financial ServicesSkadden, ArpsSociete GeneraleSovereign BankStandard & Poor’sStrong Capital ManagementSunGard Treasury SystemsT. Rowe PriceTD Securities, Inc.Thacher Proffitt & WoodThe Bank of Nova ScotiaThe Dreyfus CorporationThe Liberty HampshireCompanyThe Northern TrustCompanyThe Royal Bank of ScotlandThomson FinancialThomson MediaThrivent Financial forLutheransTiger Peg Capital Corp.UBS Global AssetManagementUltimate Finance Corp.USAA InvestmentManagement CompanyWachoviaWachovia SecuritiesWashington UniversityWells Capital ManagementWells Fargo AssetManagementWest End CapitalManagement (Dublin)WestLB AGWilmington TrustCompanyXL Capital Assurance, Inc.Zions Capital MarketsTo Register: Visit www.srinstitute.com/ca320 or Call 212-967-0095 / 800-599-4950

THANK YOU TO OUR SPONSORSTitanium SponsorCredit Suisse - is the Zurich-based global bankconducting investment banking, private banking and assetmanagement. The investment banking business is a leadinginternational securities and financial advisory firm serving corporations, governments,institutional investors and individual clients. Its products include debt and equitysecurities underwriting, sales and trading, alternative capital, investment research,correspondent and prime brokerage services. Credit Suisse maintains investment bankingoperations in 69 locations in 33 countries across five continents. Credit Suisse offersa wide range of products related to the securitization market, including underwritingpublic and private securitizations, structuring ABS derivatives, agenting portfoliosales, financing through commercial paper conduits, warehousing assets, and providingstructuring advice, credit enhancement and liquidity facilities to ABCP conduits. Inaddition, Credit Suisse is a recognized leading ABCP dealer.PLATINUM SPONSORStandard & Poor’s - is the world’s foremost provider ofindependent credit ratings, indices, risk evaluation, investmentresearch, data and valuations. An essential part of the world’sfinancial infrastructure, Standard & Poor’s has played a leadingrole for more than 140 years in providing investors with the independent benchmarksthey need to feel more confident about their investment and financial decisions. Standard& Poor’s Structured Finance Ratings offers globally a range of rating services, whichhelp investors, bankers, issuers and other constituents benchmark the credit quality ofsecuritized assets. For additional information, visit our website at www.standardandpoors.com.GOLD SPONSORSDominion Bond Rating Service (“DBRS”) - is a fullyrecognized, global rating agency. Headquartered in Toronto withmajor offices in New York, Chicago and London, DBRS rates entitiesin North America, Europe and Asia. The agency’s extensive coverage of securitizationsand structured finance transactions solidifies its standing as a leading provider ofcomprehensive, in-depth credit analysis.JP Morgan Securities - JPMorgan Fixed IncomeGroup is a market leader across all aspects of the securedand unsecured money markets. The Group’s solutions basedapproach combines innovative ideas with world class trading, global distribution,and top-ranked research. JPMorgan brings a full range of services to both Issuer andInvestor clients. JPMorgan serves over 500 Issuer clients worldwide and provides nearly$300 billion of short-term financing through our principal products: U.S. commercialpaper, asset-backed commercial paper, certificates of deposit, short floaters, and loanparticipations.For more information, please contact: Ron Flynn at 212-834-3435 or John Kodweis at212-834-5543.Lloyds TSB Bank (rated Aaa/P-1 & AA/A-1+)- is the largest and one of the longest serving third-partyproviders of liquidity to ABCP conduits in the US; for over10 years we have worked with many US based Sponsors, providing liquidity to theirconduits. As a partner with the Sponsor Banks, Lloyds TSB seeks to participate in thetransactions the Sponsors structure, rather than competing in the origination process.Lloyds TSB also acts as sponsor to Cancara Asset Securitisation (“Cancara”), an A-1+/P-1 rated multi-seller conduit issuing in both US and ECP markets. The primary focusof Cancara is to purchase or finance pools of receivables originated by corporates andfinancial institutions in the UK and the rest of Western Europe. These originators aretypically clients of Lloyds TSB. Cancara also enters into co-purchase arrangementswith other conduits for transactions in these jurisdictions, as well as in the US. CurrentProgram limit is US$ 8 billion.Moody’s Investors Service - is among the world’smost respected, widely utilized sources for credit ratings,research and risk analysis. The firm publishes market-leadingcredit opinions, deal research and commentary that reachmore than 2,600 institutions and 16,500 users around the globe. Moody’s ratingsand analysis track more than $35 trillion of debt covering nearly 170,000 corporate,government and structured finance securities, over 100,000 public finance obligations,10,000 corporate relationships, and 100 sovereign nations. Moody’s Investors Service is asubsidiary of Moody’s Corporation (NYSE: MCO). The corporation had reported revenueof $1.4 billion in 2004. Additional information about the company is available at www.moodys.com.SILVER SPONSORCalyon - is Crédit Agricole’s Corporate and InvestmentBanking entity. Backed by Crédit Agricole S.A.’s creditratings and financial solidity, Calyon is positioned as a majorplayer in financial markets and among Europe’s leading corporate and investment banksby revenues. With a staff of 11,000 employees in more than 60 countries, Calyon isactive in a broad range of capital markets, investment banking and financing activities.Its activities are grouped into two major divisions: Capital Markets and InvestmentBanking and the Financing divisions. The Capital Markets and Investment Bankingdivision is comprised of:4Capital Markets covers all trading activities and the sale of standard and structuredcapital market products.4The brokerage business is carried out through three subsidiaries Cheuvreux inEurope and CLSA in Asia for equity markets and Calyon Financial for futures andoptions markets.4The Investment Banking business line comprises advisory services to companies andthe Equity Capital Markets (ECM) business. www.calyon.comBRONZE SPONSORSCitigroup Global Markets, a member ofCitigroup - is a leader in asset-backed and mortgagesecuritization in the US and throughout the world. Termsecuritization is globally coordinated in New York with professionals located inLondon, Tokyo, Sydney and Seoul. In the US, Citigroup has been a top underwriter ofABS since the market was created in the 1980’s. Today, Citigroup maintains a marketleadership position in the structuring, distribution, trading and research of ABS.Citigroup experience includes a franchise in mainstream assets such as autos, creditcards and mortgage-related assets as well as innovation and creativity in emerging assetclasses. The securitization effort is globally coordinated with Citigroup’s asset backedCP vehicle business, the global market leader. Citigroup is uniquely positioned to offerour client the best securitization funding solutions..Trust & Securities Services (TSS) atDeutsche Bank - is one of the largest providers oftrust, agency and administrative services to the capitalmarkets globally, with a history in the business dating back to 1903. TSS has earneda reputation for handling the most complex and innovative securitizations in the USand international markets, and operates “at arms length” from all investment bankingand lending businesses in the Deutsche Bank group. This expertise has been recognizedin International Securitisation Report’s annual awards where Deutsche Bank was votedTrustee of the Year in 2005, the fourth consecutive year it has won an ISR award. Inaddition to traditional trustee, registrar and agency services, Deutsche Bank offers a broadrange of enhanced services to the securitization market including SPV management,web based investor reporting, interactive web based CDO reporting, and ABCP conduitadministration. Through specialist Structured Finance offices in the US, UK, Germany,Italy, Portugal and Japan the business services ABS, MBS, CMBS, ABCP, CDO and SIVtransactions globally.Fitch Ratings - is a leading global rating agency committedto providing the world’s credit markets with accurate, timely andprospective credit opinions. Built on a foundation of organicgrowth and strategic aquisitions, Fitch Ratings has grown rapidly during the past decadegaining market presence throughout the world and across all fixed income markets.Fitch Ratings is dual-headquartered in New York and London, operating offices andjoint ventures in more than 49 locations and covering entities in more than 80 countries.Fitch Ratings is a wholly owned subsidiary of Fimalac, S.A., an international businesssupport services group headquartered in Paris, France.Goldman Sachs - is a global investment banking, securities andinvestment management firm. We provide a wide range of services toa substantial and diversified client base that includes corporations,institutional investors, governments, non-profit organizations andindividuals. Our headquarters is in New York and we maintain significantoffices in London, Frankfurt, Tokyo, Hong Kong and other financial centers around theworld. Founded in 1869, Goldman Sachs has long sustained a commitment to hiringand training outstanding leaders. Our business principles are rooted in integrity, acommitment to excellence, innovation and teamwork. These values enable us to executesuccessfully a business strategy that is focused on extraordinary client service andsuperior long-term financial performance for our shareholders. We conduct our businessin increasingly complex markets. Our people must continually find new ways to provideaccess to capital, manage risk and provide investment opportunities for our clients toenable them to realize their goals. We judge ourselves on our ability to help clientsanticipate and respond to changing market conditions and to create opportunities thatmerit the trust they place in us.To Register: Visit www.srinstitute.com/ca320 or Call 212-967-0095 / 800-599-4950

Harris Nesbitt - provides innovative financial solutions andis a leading financial services provider offering access to a completerange of financial products and services. Our Financial InstitutionsGroup provides services for Banks, Savings & Loans and Finance Companies coveringproduct and lending support. Regardless of the role you play within the financialindustry, our team of professionals can support your specific near- and long-term goals.For more information contact Tim Broccolo at 312-461-2752.The U.S. Securitization Group is a recognized leader in structuring, managing,distributing, and investing in highly structured ABS transactions. Our team ofsecuritization professionals applies advanced securitization technology across a broadspectrum of asset types and investor markets. For more information, visit our website ator contact our senior securitization professional, Jeff Phillips, at 312.461.7282LEHMAN BROTHERS - is a leading globalinvestment bank providing a full line of financialservices to its’ clients. Lehman Brothers’ comprehensive product areas include the fullarray of equity, fixed-income, and asset management products as well as strategic advisoryservices. As a leading underwriter of ABS securities worldwide, Lehman Brothers isin a unique position to offer issuers and investors structured finance solutions for afull range of asset classes across the globe. Lehman Brothers’ ABS group draws on theexpertise of a wide variety of product areas, including derivatives, research, syndicate,investment banking, and money markets to structure optimal solutions for issuers. Thesenior professionals in Lehman Brothers ABS have, on average, over 10 years of ABSexperience. The ABS group is focused on providing cutting edge technology, whichmakes Lehman Brothers the global market leader in developing both money-marketbased and term-market focused financial structures for all types of assets, includingstructured securities portfolios, home equity loans, credit cards, automobile loans,student loans, and collateralized bond and loan obligations (“CBOs” and “CLOs “).Lehman Brothers also excels in delivering innovative solutions for esoteric asset classesto both financial and non-financial institutions, including whole business securitizationsand securitization of intellectual property and future flows.Mayer, Brown, Rowe & Maw LLP - is among the 10 largestlaw firms in the world, with more than 1,350 lawyers practicing in sevenU.S. cities and six European cities. The firm regularly represents issuers,underwriters and placement agents, investors, trustees, servicers, creditand liquidity enhancers, multi-seller conduits and rating agencies, andis continuously active in securitization in North America, Latin America, Europe, andAsia. In 1999, Mayer, Brown developed Securitization.NetTM a collaborative websitefor the structured finance community that is free to users and contributors worldwide.We encourage you to visit www.Securitization.NetTM — your free source for structuredfinance information.Morgan Stanley - is one of the best-known namesin financial services: a leader in connecting people, ideas andcapital to help our clients achieve their financial aspirations.The Firm serves institutional and individual investors and investment banking clients,including corporations, governments and other entities around the world. Whetherthey want the best execution, the best ideas or the most innovative solutions to complexfinancial problems, they think of us. Our 51,000 employees work in 600 offices in 28countries, providing services that include underwriting, trading and research, as well asadvice on mergers and acquisitions, privatization and financial restructuring.EXHIBITORSJPMorgan Worldwide SecuritiesServices (WSS) - is a premier provider of trust andtransaction management services to debt and equity issuers,intermediaries and investors in global capital markets. With offices worldwide, ourexperienced professionals offer cross-border expertise, as well as product solutions witha local market focus. WSS is committed to providing clients with total solutions. Byleveraging our expertise in capital markets, and with a wide range of technological andprofessional resources, our product professionals are able to provide solutions to complexdeals, and work closely with clients to meet their goals. JPMorgan’s Asset BackedCommercial Paper (ABCP) group, a division of WSS, provides an integrated operationaland administrative solution for ABCP program sponsors to support mortgage-backed,receivables-backed & credit arbitrage vehicles. Our team provides sponsors with a fullsuite of administrative services and related reporting, such as: asset settlement, holdingsreport, outstanding liabilities, cash positions & reconciliations, income processing &reconciliations, and portfolio investment restrictions. JPMorgan can serve as custodian,issuing & paying agent, trustee, cash manager/ account bank and sub-administrator. Forinformation please contact Mark Hartzell, SVP at 212-623-5690.Lord Securities Corporation - is a financialservices and securitization administration companyformed in 1984. The firm has served the securitizationand structured finance market since 1971, beginning withits previous administration as part of a leading Wall Street investment bank. Lordprovides transaction sponsors and their financial and legal advisors with seamless, multijurisdictionalservice through its worldwide network and by way of its experiencedpersonnel. Professional staff at Lord includes certified public accountants, MBAs, inhouseparalegal expertise and others with extensive experience in securitization andstructured finance. Lord provides domestic and off-shore special purpose entities withequity capital, independent directors and officers, as well as full-service, third partyspecial purpose entity administration, ownership, transaction management, accounting,commercial paper issuance and treasury services. Lord currently services over 1,000special purpose entities with client financing capabilities in excess of $250 billion.Sponsorship and ExhibitsTabletop Exhibits/Booths – Offer you the perfect opportunity to show yourtarget market what your product or service can do for their business. A limitednumber of exhibit tables/booths are available and are strategically positionedto guarantee optimum exposure. Exhibit Tables/Booths are assigned on a firstcome,first-serve basis. Please register early for best location.THANK YOU TO OUR MEDIA PARTNERSSponsorships – Sponsoring a cocktail reception, luncheon, breakfast orspecial event will maximize your company’s recognition and provide youthe opportunity to network with targeted senior level executives. If you areinterested in showcasing your company to this target market, please call RitaKarsadi at 480-634-8986 or by e-mail: rkarsadi@srinstitute.com for moredetails.To Register: Visit www.srinstitute.com/ca320 or Call 212-967-0095 / 800-599-4950

Asset9th Annual SummitBackedCommercial PaperMarch 22-23, 2006 • Marriott Marquis, New YorkASSET BACKED COMMERCIAL PAPER SUMMITREgistration Form333 Seventh Avenue, 9th Floor, New York, NY 10001Tel 212-967-0095 or 800-599-4950 • Fax 212-967-80211 The Standard Registration Fee for this conference is $1,8951 The Investor Rate for this conference is $1,195Name:_____________________________________________please printTitle:______________________________________________Company:__________________________________________Full Mailing Address:_________________________________City/State/Zip Code:_________________________________Email Address:______________________________________Phone:____________________________________________Fax:_______________________________________________1 Payment enclosed1 Bill my companyCharge my: 1American Express 1Visa 1MasterCard1Diners Club1DiscoverCard# _______________________________________________Expiration Date: Month_________ Year _______________________________________________________________Name (as shown on card)333 Seventh Avenue, 9th FloorNew York, NY 10001Return Service Requestedwww.srinstitute.com/Ca320PresortedFirst-Class MailU.S. PostagePAIDSRInstitutecA320