Summer BBQ - Wynyard Hall

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Summer BBQ - Wynyard Hall

current as of 9-15-11TABLE OF CONTENTSDefinitions ………………………………………………………………….. 5Introduction ………………………………………………………………….. 71.0 NSP Homebuyer Financing Summary………………………………. 72.0 Basic Homebuyer Qualifications……………………………………….. 83.0 Homebuyer Education Requirement………………….………………… 84.0 Affordability Period……….. ……….………………………………….. 95.0 Contract for Sale…………………………. ……………………………. 96.0 Judgments, Law suits, & Liens ….……………………………………. 97.0 HUD NSP – Summary…. ……………………………………………… 107.1 Income Eligibility..………..……………………………………… 107.2 HUD NSP Loan Types....……….………………………………... 107.3 Award Amount…………....………….…………………………… 117.4 First Lien Requirements ....………….…………………………… 117.5 Assets ……………………………………………………………. 117.6 Repayment..……………....………….…………………………… 127.7 Escrows…………………...………….…………………………… 127.8 Prepaid Items – HUD...…...………….…………………………… 127.9 Closing Costs……………...………….…………………………… 127.10 Debt-to-Income Ratio……...………….…………………………… 137.11 Credit Report ……………………………………………………… 138.0 TDHCA NSP - Summary…………….…………………………………. 138.1 Income Eligibility………...………….…………………………… 138.2 NSP TDHCA Loan Types...………….…………………………… 13- 2 -

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