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A.R. Rahman's Journey to the Oscars - International Indian

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THE INTERNATIONALndianEST: 1992 The Region’s Oldest, AuthoritativeMagazine of Gulf <strong>Indian</strong> Society & His<strong>to</strong>ry10taking indiancontemporarydance overseasby: Sarina MenezesCONTENTSFEATURES16 british asianwomen: forget<strong>the</strong> stereotype!by: Sarina Menezes‘‘Asian women are meek, submissive, andhave no control over <strong>the</strong>ir future!’’24 india <strong>the</strong>se daysby: Ashok Dongreindia is becoming a country full of smartpeople, from <strong>the</strong> naive variety <strong>to</strong> <strong>the</strong>seasoned ones.26 india: where<strong>the</strong> living is easyby: Shyamola KhannaEarlier, everything that an out-of-<strong>to</strong>wner<strong>to</strong>uched appeared <strong>to</strong> him <strong>to</strong> be cheap incomparison <strong>to</strong> wherever <strong>the</strong>y were comingfrom!34 slumdog millionaireby: Prem Souri KishoreWhat a movie! It walked away with eight<strong>Oscars</strong>, but <strong>the</strong> spin-off for Bollywoodmaybe much more than <strong>the</strong> golden statuesit picked up.36 india’s mozartfrom madrasby:Andrea MathiasTII takes a look at A.R. Rahman, <strong>the</strong> manbehind <strong>the</strong> music of <strong>the</strong> sensationalfilm Slumdog Millionaire!40 friends:how we keep <strong>the</strong>mhow we loose <strong>the</strong>mby: Frank RajTII’s continuing ‘Desh Aur Diaspora’ series,takes a look at one of <strong>the</strong> most fascinatingaspects of our lives.47 <strong>the</strong> magic ofa healing<strong>to</strong>uchby: Debasree S.“The strength of awoman can carry <strong>the</strong>weight of <strong>the</strong> world”53changing timesof hindi radio stationsin UAEby: Muaz ShabandriWith <strong>the</strong> UAE having one of <strong>the</strong> world’shighest ratio of vehicles <strong>to</strong> population,radio listenership is more dependent ontraffic patterns.56 raising childrenaway from homeby: Urmila San<strong>to</strong>shNurturing young minds with a sense ofbelonging.64 economy perilsfor indian americansby: Prem Souri KishoreUnemployment is rising and real estatevalues are sliding even more rapidly It’srecession in America, Deep Recession.92 What’s in s<strong>to</strong>refor 2009? Quesera, sera or can weanticipate?by: Raj NairObama knows his economics. He is willing <strong>to</strong>negotiate ra<strong>the</strong>r than fight avoidable wars.TRAVEL50 london callingvegetarians!by: Monica ShawOlympic fever is spreading and <strong>to</strong>day’sLondon is better than ever for healthconscious,veggie-minded travelers.COLUMNS45 <strong>the</strong> denialsyndromeby: Sreeram ChauliaFor <strong>the</strong> truth <strong>to</strong> emerge from <strong>the</strong>cobwebs of denial, India must act.72 <strong>the</strong> trail ofright terrorby: Vishal AroraThe <strong>Indian</strong> government seems <strong>to</strong> beshying away from giving it <strong>the</strong> seriousnessrequired.80 obama’sstimulus packageand what <strong>to</strong> doabout itby: Prabhu GuptaraWill President Obama’s his<strong>to</strong>ricallyunprecedented stimulus package ofover $800 billion work?POLITICS82 indianamericans andbarack obamaby: Davita MaharajThe meaning of his vic<strong>to</strong>ry <strong>to</strong> <strong>Indian</strong>s86 breaking alog jamby: Ikram Sehgalwhy is India attempting <strong>to</strong> isolatePakistan as “a failed State” in <strong>the</strong>making?INVESTMENT70 what adifference a yearhas madeby: Archisman DindaSuddenly people are going back <strong>to</strong><strong>the</strong>ir roots and frugal living is cool.76 how <strong>to</strong> investPersonalfn is an eight year oldMumbai headquartered company,and offers unbiased, expert advice<strong>to</strong> help you plan and structure yourfinancial goals.FASHION88BuZz WoRd90 • jet airways chairmannaresh goyal honoured at <strong>the</strong>prestigious cnbc tv18india business leader awards• cellucom india retail privateltd partners withspice group91 • rajiv gandhi universityof health sciences vicechancellor visits gulf medicaluniversity & gmc hospital &research centre, ajman• resilient indian economyoffers nris better investmen<strong>to</strong>pportunities than ever, saysnew ceo of uti internationalIN EVERY ISSUE...2 edi<strong>to</strong>rial 60 mo<strong>to</strong>r mamla6 letters 75 TII hall of fame8 humor 95 TII central59 view point 96 future questsunset catwalk andpoolside frolic


THE INTERNATIONAL<strong>Indian</strong>EST: 1992 The Region’s Oldest, AuthoritativeMagazine of Gulf <strong>Indian</strong> Society & His<strong>to</strong>ryPUBLISHERSProf. Prabhu GuptaraSan<strong>to</strong>sh ShettyFOUNDER EDITORFrank RajCONTRIBUTING EDITORSErik Raj HaddenPrem Souri KishoreBenjamin H. ParkerPeter Souri RajVishal MangalwadiTRAVEL EDITORShana Raj ParkerMANAGER PRChristine DeSouzaCREATIVE DIRECTORBalan IyerGRAPHIC ARTISTMelany CaguindaganPHOTOGRAPHERBenjamin H. ParkerINTERNATIONALCORRESPONDENTSCANADA Rubina JacobSINGAPORE Amita SarwalUKRudy OtterSarina MenezesUSA Prem Souri KishoreBAHRAIN Narang ShahOMAN Rahul DevQATAR Ada PillaiINDIADELHI Vishal AroraCHENNAI Daniel BenjieHYDERABAD Shyamola KhannaMUMBAI Navin TauroKOLKATA Archisman DindaDIRECTORRaina Raj HaddenCOUNTRY HEAD INDIAFeroz ShahCirculation 25,000 copies(Publisher’s figure)BPA Worldwide Business Publication AuditMembership applied for February 2008BPA Worldwide Accepted Application6The <strong>International</strong> <strong>Indian</strong>LETTERSPAKISTAN IS WAITINGYour edi<strong>to</strong>rial: Is India <strong>the</strong> last bastionof great social injustice? (TII 16.6)was a great article. Unfortunately,good writers and thinkers <strong>to</strong>daymust effectively interact with readersthrough blogs and social events. Pleasestart blogging <strong>the</strong>se wonderful articles,in your magazine o<strong>the</strong>rwise TII willnever reach <strong>the</strong> right audience...After 60 years, <strong>the</strong> 10% Hindupopulation of Pakistan has dwindleddown <strong>to</strong> less than 2% while 10% ofMuslim population of India has almostdoubled <strong>to</strong> 20% , in proportion with <strong>the</strong>national average. Most of <strong>the</strong> PakistaniHindus have migrated <strong>to</strong> India, whilealmost all <strong>the</strong> <strong>Indian</strong> Muslims who werenot cut by <strong>the</strong> geographical divisionhave remained intact as <strong>Indian</strong>s, despitediscrimination and alienation..The absence of a moderating force haspushed Pakistan in<strong>to</strong> <strong>the</strong> grip of Islamistswhile Hinduism in India has done <strong>the</strong>remarkable job of severing <strong>the</strong> umbilicalcord between Muslims and Mullahs. An<strong>Indian</strong> Muslim might be economicallyand politically weaker than his Pakistanicounter part but definitely commandsmore respect in <strong>the</strong> world and knows how<strong>to</strong> play by <strong>the</strong> rules of <strong>the</strong> game.Today, <strong>the</strong> people of Pakistan are fed upDIASPORA INDIANSI am a regular reader of TII andappreciate your coverage of race/casteissues in India and <strong>the</strong> Diaspora. Withreference <strong>to</strong> your article, “Are Diaspora<strong>Indian</strong>s different?’’ (TII 15.6) I can’tunderstand how any <strong>Indian</strong> can sayhe has never felt any prejudice in <strong>the</strong>marketplace. Ei<strong>the</strong>r he or she wants <strong>to</strong>play it safe or is unaware of realities! Aslong as competition exists, discriminationby race / color will exist. <strong>Indian</strong>s mustdeal with prejudice along with o<strong>the</strong>rAsian/African expatriates. This isan issue TII should address regularly.Such discrimination is intertwinedwith <strong>the</strong> “Allah + Army” combo and <strong>the</strong>yare eagerly looking out for an opportunity<strong>to</strong> get out of <strong>the</strong> mess. In fact, mostPakistani intellectuals welcome <strong>the</strong> vulgarassault of <strong>Indian</strong> media accepting it asa necessary anti-dote. But, that shouldNOT be misinterpreted as <strong>the</strong>ir beingdisillusioned with Pakistan. The desire<strong>to</strong> see <strong>the</strong>ir nation strong and prosperousis “deep rooted” in every Pakistani heartjust like <strong>Indian</strong>s feel for India.India cannot continue <strong>to</strong> keep it’s“outdated” mindset against Pakistan.We <strong>to</strong>o don’t have an answer for <strong>the</strong>“roti, kapda, makaan” dream of our1.2 billion population. It’s a dormantvolcano that can erupt. Jingoisticslogans like “Bharat mata ki, jai!” ispushing our neighbours <strong>to</strong>wards Chinaand creating an aversion for India in <strong>the</strong>SAARC region.India should gracefully accept <strong>the</strong> bitterreality that Pakistan is a strong andsovereign nation and will NEVER getcowed down by India. Pakistan is readyfor a “real” dialogue. It is anxiouslywaiting. India should accept <strong>to</strong> “liveand sleep” with <strong>the</strong> enemy. Indiamust remove <strong>the</strong> barriers. Pakistan iswaiting.R.AlamshaDubai, UAEThe two best letters <strong>to</strong> <strong>the</strong> edi<strong>to</strong>rwill win exquisite gifts fromLiali Jewellery.Email your letter <strong>to</strong>:frankraj@eim.aeEdi<strong>to</strong>r: The <strong>International</strong> <strong>Indian</strong>with opportunities, resentment andexploitation in <strong>the</strong> workplace. But weshould remember that prejudiced peoplealso come from our own countries andare no less guilty than folks from thisregion or <strong>the</strong> West, or even people ofany o<strong>the</strong>r color. There are plenty ofpeople out <strong>the</strong>re who pretend <strong>the</strong>y faceno prejudice. But <strong>the</strong> fact is every dayis one of struggle for all disadvantagedindividuals who are powerless <strong>to</strong> standup for <strong>the</strong>ir dignity for <strong>the</strong> fear of losing<strong>the</strong>ir livelihood.Sunil IyengarDoha, Qatar


DANCETAKING INDIANDANCECONTEMPORARYOVERSEAS!th16ANNI V ERSARY“<strong>Indian</strong> classical and folkdances are aes<strong>the</strong>ticallybeautiful. However in<strong>Indian</strong> choreography classical and I folk constantly dances are aes<strong>the</strong>tically beautiful. However in choreography I constantly borrowfrom borrow <strong>the</strong> mudras, from forms <strong>the</strong> mudras, and shapes that come naturally <strong>to</strong> most <strong>Indian</strong> dancers.forms and shapes that comenaturally <strong>to</strong> most<strong>Indian</strong> dancers.”Terence Lewis (middle )with his dance troupeby: Sarina Menezes<strong>Indian</strong> Contemporary Dance has a relatively short his<strong>to</strong>ry. Since <strong>the</strong>perception of ‘contemporary’ can vary from dancer <strong>to</strong> dancer, thisdance form cannot be defined as or within <strong>the</strong> classical dance stylesof India. However, <strong>the</strong> growing awareness of contemporary issuesaround <strong>the</strong> world, has led a few dancers in<strong>to</strong> <strong>the</strong> realm of contemporarydance through <strong>the</strong> exploration and use of different dance styles.Terence Lewis, 33, is one such artiste – creative, intelligent,determined and inspirational –he expresses himself through his passion- contemporary dance! He also represents <strong>the</strong> modern youth of Indiawho are willing <strong>to</strong> carve a niche and take <strong>Indian</strong> contemporary dance<strong>to</strong> all <strong>the</strong> ends of <strong>the</strong> world.His first performance was at <strong>the</strong> age of 6 and <strong>the</strong> attention he receiveddrew him <strong>to</strong>wards <strong>the</strong> performingarts, making <strong>the</strong> stage his home,and dance, his second language.Says Terence, “I consider myselfblessed because I love what I doand also get paid for this talentand gift.”With roots in a humble,Christian family, Terence is<strong>the</strong> eighth child of his parentswho always taught him never <strong>to</strong>complain but <strong>to</strong> relentlessly pursuea lucrative career. He initiallystudied Microbiology at <strong>the</strong>prestigious St Xavier’s College inMumbai and later graduated witha Bachelor’s degree in Psychologyand Sociology. He holds a diplomain Hotel Management and acertificate in Fitness Training fromProgressive Fitness USA.We asked Terence <strong>to</strong> share hispassion, journey, dreams, desires andwhat it means <strong>to</strong> him <strong>to</strong> take <strong>Indian</strong>Contemporary Dance overseas.Q: What is Contemporary Dance?A: Contemporary Dance speaks <strong>the</strong> language of <strong>to</strong>day and is an organicand natural movement <strong>to</strong> express all kinds of emotions. Possibilitiesbeing endless, contemporary dance can be used <strong>to</strong> highlight a situationor even relive a moment. The choreographer and dancer have <strong>to</strong> besubtle in expressing <strong>the</strong> subject through <strong>the</strong>ir body and movements.The viewer/audience has <strong>to</strong> be discerning <strong>to</strong> read between <strong>the</strong> lines.Q: How do you use <strong>Indian</strong> dance forms in your choreography?<strong>Indian</strong> classical and folk dances are aes<strong>the</strong>tically beautiful. However inchoreography I constantly borrow from <strong>the</strong> mudras, forms and shapesthat come naturally <strong>to</strong> most <strong>Indian</strong> dancers. The trick is in taking only10 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 11


BIG FAT INDIAN WEDDING? NO!The <strong>International</strong> <strong>Indian</strong> Wedding!a part of it and using ano<strong>the</strong>rbody language. You mix it withtechnique that is diametrically <strong>the</strong>opposite and you have somethingthat is completely unique.Q: Where do you draw yourinspiration from?A: <strong>Indian</strong> Contemporary Dancehas a lot <strong>to</strong> offer thanks <strong>to</strong> Yoga,Kallari, Folk and <strong>Indian</strong> classicaldance forms. The country’sdiversity and patterns of people’slives also provide a wide scope<strong>to</strong> develop contemporarydance. The energy of a city likeMumbai has something <strong>to</strong> offerand inspires me a lot when Ichoreograph. ContemporaryDance <strong>to</strong> me is an idea, a thoughtin motion - from abstract <strong>to</strong>real, it offers a wide palette andcomplexity, people and situationsinspire and motivate me <strong>to</strong> createdance and movement.th16ANNI V ERSARYCity life and <strong>the</strong> many contradictions<strong>the</strong> country offers, our struggles as adeveloping nation; <strong>the</strong> several things thatneed change gives room for an individual<strong>to</strong> ask questions and <strong>the</strong>se questions take<strong>the</strong> shape of my dance. It makes methink and in turn <strong>the</strong> viewer is inspired ormotivated <strong>to</strong> think....this is what largelyforms <strong>the</strong> basis of my choreography.Q: Have you had any formal trainingin dance?A: I did two years of HindustaniTerrence Lewisclassical and one year of westernclassical singing as a child. I wasenamored with <strong>Indian</strong> classical dance and did Kathak for three yearswith a nondescript teacher. At 13, I was spotted by my first teacher, adancer trained in <strong>the</strong> US who trained me for two years in Jazz Ballet.A busy academic life led me <strong>to</strong> abandon training for a long time but alsoleft me with a longing <strong>to</strong> return <strong>to</strong> dance training. I soon began a difficultsearch and journey, starting from a children’s ballet teacher called VeronicaBalsara <strong>to</strong> Tushna Dallas, a certified ballet teacher from The Royal BalletSchool. It was a difficult time of no direction or support. Initially, Tushnarefused <strong>to</strong> train me saying I was <strong>to</strong>o old for ballet, had bow legs and mybody was not suitable. With much convincing I did manage some lessonsFor TII’s exciting free land for subscription offer, please call:Vinod (+971) 4 297 3932 email: vinod.expat@gmail.com


DANCEth16ANNI V ERSARYin <strong>the</strong> physics of movement andmuscle kinesiology and am grateful<strong>to</strong> her for that.In 1998, I was introduced <strong>to</strong>a teacher named Jan Freeman- an African American whospecialized in <strong>the</strong> Hor<strong>to</strong>nTechnique. He inspired me <strong>to</strong>train overseas at <strong>the</strong> Alvin AileyInstitute. I had no finances but mydetermination and a loan landedme at New York airport without aclue where <strong>to</strong> start.Tadej, a dancer friend andmy angel in disguise happened<strong>to</strong> teach at <strong>the</strong> Martha GrahamCompany and with his guidanceI joined <strong>the</strong> open classes atTerence with hisdance troupe<strong>the</strong> Ailey, doing three classesa day. I was easily <strong>the</strong> worststudent and <strong>the</strong> first week washarrowing! I also enrolled at<strong>the</strong> Martha Graham School andTadej’s special attention workedwonders resulting in drasticchanges in <strong>the</strong> quality of mymovements and my confidence.I also discovered classes at<strong>the</strong> Broadway Dance Center. If<strong>the</strong> morning Ailey classes wererigorous, <strong>the</strong> evening classes atBroadway made up for <strong>the</strong> fundance can be. I enrolled for modern jazz, video funk and hip hop andwas soon having a blast. My body was tired with <strong>the</strong> training and myfunds were soon running out. A bar attendant’s job without wages butenough tips helped me stay on for three months and cover an intensiveprogram at <strong>the</strong> Aileys.This stint in <strong>the</strong> US was <strong>the</strong> most memorable and defining time inmy life. Besides <strong>the</strong> confidence it gave me, I closely watched <strong>the</strong> danceschools and how dancers were born through <strong>the</strong>ir programs. This soweda seed in my heart and a dream that made me realize my purpose in life.Q: Can you mention o<strong>the</strong>r shows in India and around <strong>the</strong> world thatyou have been part of?A: I choreographed <strong>the</strong> A R Rahman “Unity of Light” concert that<strong>to</strong>ured 9 cities around <strong>the</strong> world and had a crew of 150 live musicians,vocalists, dancers and <strong>the</strong> technical crew.I have taught at <strong>the</strong> international dance festival called‘Impulstanz’ in Vienna and I was <strong>the</strong> first <strong>Indian</strong> <strong>to</strong> represent Asia at<strong>the</strong> <strong>International</strong> Choreographers meet held in Stuttgart, Germanyin 2006. I have also choreographed o<strong>the</strong>r events including:The musical EVITA, a DubaiContemporary Modern Danceproduction,‘Surkh’ at <strong>the</strong> Braunschweigfestival, Germany in 2008. <strong>International</strong>Musicals, like ‘Children of <strong>the</strong> Sea 2005’and ‘Finding Marina 2006” for <strong>the</strong> civilwar and Tsunami affected children inSri Lanka. These productions premieredat <strong>the</strong> Edinburgh Fringe Festival, U.K.where ‘Children of <strong>the</strong> Sea’ won <strong>the</strong>Best Musical Award in 2005.Q: What has been your experiencetaking <strong>Indian</strong> contemporary danceoverseas?A: My experience overseas hasincluded both – performance andteaching. The response has beenoverwhelming as classes overseas get booked in advance and my oldstudents look forward <strong>to</strong> seeing me every year. These students aregenerally trained dancers but are very eager <strong>to</strong> learn.The challenges are always in <strong>the</strong> first few sessions as <strong>the</strong>y try <strong>to</strong>grasp <strong>Indian</strong> concepts. The manipulation of <strong>the</strong> wrist and <strong>the</strong> use ofbreath are new <strong>to</strong> most westerners. After <strong>the</strong> first few sessions most feelcompletely at ease and find interesting ways <strong>to</strong> add color and texture <strong>to</strong><strong>the</strong>ir own performances.Fusing Yoga and <strong>Indian</strong> classical dance motifs in<strong>to</strong> contemporarydance also help many dancers better <strong>the</strong>mselves and provide a widevocabulary of movement. The use of <strong>the</strong> mudras and hastas with <strong>the</strong>yoga postures are interesting ways <strong>to</strong> find solutions <strong>to</strong> certain styles.Q: What are your future plans / aspirations for <strong>Indian</strong> talent inContemporary Dance? Do you see a place for it in <strong>the</strong> international arena?A: <strong>Indian</strong> Contemporary Dance is unique! I would like <strong>to</strong> teach<strong>the</strong>se techniques all over <strong>the</strong> world. I want <strong>the</strong> world <strong>to</strong> take notice of<strong>the</strong> talent that exists in India and of course do everything <strong>to</strong> make itprofessional and recognized.The scholarship program at my dance academy has two aims – <strong>to</strong>bring back <strong>the</strong> dignity of dance <strong>to</strong> <strong>the</strong> minds and attitudes of people andsecond, <strong>to</strong> work hard at making our dancers financially stable and secure.Q: Explain how your dance academy has grown and what position itis in presently?A: India lacks institutes that provide a curriculum in dance and anopportunity <strong>to</strong> make it a career choice. Students, especially boys lacksupport from parents and many talented dancers succumb <strong>to</strong> pressureas <strong>the</strong>y are not financially independent. I began a trust <strong>to</strong> support andfund aspiring dancers through a three year diploma program <strong>to</strong> learndance and movement at a professional level. More information isavailable on www.terencelewis.comThe free scholarship at <strong>the</strong> academy is a three year course with<strong>the</strong> best teachers from India and abroad. The curriculum includesdance forms of Ballet, Jazz, Modern, Contemporary, Kathak, BharatNatyam, Yoga, Kallari and Bollywood. Theory subjects in Nutrition,Ana<strong>to</strong>my Physiology, Exercise Injury and <strong>the</strong> His<strong>to</strong>ry of <strong>Indian</strong>Classical, Ballet and Modern Dance is also part of <strong>the</strong> curriculum.Our first batch of students showcased <strong>the</strong>ir performance titled OutOf The Box and received critical appreciation by <strong>the</strong> dance community.Today we have 70 students indifferent years at <strong>the</strong> academy.Q: What support do we lack?A: The scholarship programdesperately needs funds as we canafford only a few students in a year.A big rehearsal space in Mumbaiis expensive although teachersare available at reasonable cost.However if we are <strong>to</strong> maintainhigh standards we must also get<strong>the</strong> best faculty from overseas whoare willing and believe in us. Theprogram is run under a trust thatcan receive funds from individualsand international companies. Anysupport we receive will supporta talented student, with him/herhaving <strong>to</strong> balance <strong>the</strong>ir trainingwith work at call centers and o<strong>the</strong>rjobs <strong>to</strong> make ends meet.Sarina Menezes is a freelancewriter based in <strong>the</strong> UK.14The <strong>International</strong> <strong>Indian</strong>


WOMENBritish Asian Women:forget <strong>the</strong> stereotype!th16ANNI V ERSARYToday, <strong>the</strong> modern day British Asian woman is <strong>the</strong> complete opposite of what she is perceived<strong>to</strong> be. So what if she doesn’t go out clubbing or bring her boyfriends home?by: Sarina MenezesAsian women are meek, submissive, and have no controlover <strong>the</strong>ir future! Asian women are generally living a lifewhere <strong>the</strong>y are not allowed <strong>to</strong> do certain things because<strong>the</strong>ir religion does not allow <strong>the</strong>m <strong>to</strong>!Comparing <strong>the</strong> many Asian women of all ages and socialbackgrounds, <strong>the</strong>y do have far more control over <strong>the</strong>ir lives. So what if<strong>the</strong>y don’t go out clubbing or bring <strong>the</strong>ir boyfriends home. Does that meanthat <strong>the</strong>y are backward?Why isn’t <strong>the</strong> real s<strong>to</strong>ry of women in our community being <strong>to</strong>ld?Why are we always perceived <strong>to</strong> be some sort of helpless victims whoneed support at every encounter? Today, <strong>the</strong> modern day British Asianwoman is <strong>the</strong> complete opposite of what she is perceived <strong>to</strong> be. Ifjournalists, writers and TV producers want an example of what BritishAsian women are really like, all <strong>the</strong>y need <strong>to</strong> do is ask ra<strong>the</strong>r thanIs it true?How many times have youheard this? If it isn’t writtenin<strong>to</strong> <strong>the</strong> <strong>to</strong>ken Asian s<strong>to</strong>rylineof mainstream TV drama in <strong>the</strong>UK, you can read it in <strong>the</strong> presswhere <strong>the</strong>re will be a s<strong>to</strong>ry whichsuggests that Asian women areliving in closets somewhere.But <strong>the</strong> truth of <strong>the</strong> matter is thatBritish Asians know this is nottrue simply because we knowAsian women rule <strong>the</strong> lives of<strong>the</strong>ir households. They are no<strong>to</strong>nly independent but <strong>the</strong>y make<strong>the</strong>ir non-Asian counterpartslook like novices.continue <strong>to</strong> spread old and datedstereo-types.Vimmi Singh is <strong>the</strong> CEO ofDynamic Asian Women’s Network(DAWN) in <strong>the</strong> UK with <strong>the</strong>vision of freeing, connecting andtransforming <strong>the</strong> potential of Asianwomen. Before setting up DAWN,Vimmi worked with JP MorganChase, ANZ Investment Bank.She has an MBA from <strong>the</strong> LondonBusiness School and is a qualifiedChartered Accountant and CompanySecretary. Vimmi has interactedand worked extensively with Asianwomen in <strong>the</strong> UK and was on <strong>the</strong>advisory panel of Different Women,Different Places, a study of blackand minority ethnic women leadersOn <strong>the</strong> work front…According <strong>to</strong> Vimmi,“Immigrant life has alwayshad its challenges. For Asianwomen in particular, <strong>the</strong> ideaof having <strong>to</strong> work hard <strong>to</strong> prove<strong>the</strong>mselves at work paired withhigh expectations at homeand from society means thatAsian women need an extradose of resilience <strong>to</strong> leave alegacy. Personally, in termsof discrimination, I have beenasked offensive questions at jobinterviews at many stages ofmy career based on gender andcolor. Questions such as whe<strong>the</strong>rI will be allowed <strong>to</strong> work aftermarriage and whe<strong>the</strong>r it wouldbe acceptable for me <strong>to</strong> work asa parent.”sponsored by Credit Suisse, BoozAllen Hamil<strong>to</strong>n and <strong>the</strong> AlumniWomen in Business committee at<strong>the</strong> London Business School.Having grown up in a westernenvironment with multi culturalfriends, <strong>to</strong>day’s British Asianwomen tend <strong>to</strong> separate home,education and work lives. Once16The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 17


WOMEN22Ritu Sethi: Asian WomanAward 2008 ‘Our girlshave a blank canvas <strong>to</strong> bewhat <strong>the</strong>y want’The <strong>International</strong> <strong>Indian</strong><strong>the</strong> 1st network for Asianwomen in <strong>the</strong> UK, whichhas a holistic approach <strong>to</strong>addressing professional,entrepreneurial & selfdevelopmental needs.The basic aim has been<strong>to</strong> positively contribute<strong>to</strong> <strong>the</strong> changing demandsof <strong>the</strong> workplace andexpectations which <strong>the</strong>yface and balance asAsian women.“In <strong>to</strong>day’s Britain,<strong>the</strong>re is <strong>the</strong> likelihoodthat Asian women areappointed in<strong>to</strong> positions<strong>to</strong> tick <strong>the</strong> diversity box,my advice is – get in andprove what an asset youare <strong>to</strong> <strong>the</strong> organizationby challenging <strong>the</strong>irexpectations. Once youare <strong>the</strong>re you have alegitimate voice whichis far more exciting thanstanding on <strong>the</strong> sidelines,” advises Shaheena.Where <strong>the</strong> business community is concerned she says, “for everyAsian owned business that has defied racism and economic depression,women have supported, run and managed behind <strong>the</strong> scenes. The Asiancommunity is celebrated for <strong>the</strong> potential <strong>to</strong> achieve through educationand economic development – <strong>the</strong> foundation of which lies with mo<strong>the</strong>rssupporting and nurturing <strong>the</strong>ir children. There are Asian women inpowerful positions and <strong>the</strong> head of <strong>the</strong> most influential human rightsgroup ‘Liberty’ is Shami Chakrabarti!Shaheena herself has won <strong>the</strong> ‘Women of <strong>the</strong> Future Award’ in2006 which was awarded <strong>to</strong> her by Cherie Blair. Ritu Sethi haspicked up a string of awards along <strong>the</strong> way in her career. The latestbeing <strong>the</strong> ‘Lloyds TSB Corporate Markets /CBI First WomanAwards 2008’ in <strong>the</strong> Business Services category for her personaland professional accomplishments.Vimmi has made clear observations, “On <strong>the</strong> domestic front, thingshave changed only after diversity became a business issue. All aroundus <strong>the</strong> power of <strong>the</strong> Asian consumer is increasing. Women make all <strong>the</strong>decisions with regards <strong>to</strong> what <strong>the</strong> family does and in many respects havecontrol over <strong>the</strong> budgets in <strong>the</strong> households and major family purchases.For <strong>the</strong> younger lot, <strong>the</strong> pressure<strong>to</strong> marry in <strong>the</strong> community willalways exist but that is changing asimmigrants realize that it doesn’tnecessarily spell a successfulmarriage. Similarly, living within-laws is a phenomenon thatis dying with <strong>the</strong> educated andprofessional classes striking ou<strong>to</strong>n <strong>the</strong>ir own and moving where<strong>the</strong>ir work takes <strong>the</strong>m.”As Shaheena concludes, “It isstill a delicate balance betweenwhat <strong>the</strong>y desire, what <strong>the</strong>irparents desire and of course what<strong>the</strong>ir parents think <strong>the</strong>y desire! Ithink over time <strong>the</strong>se issues willchange as <strong>the</strong> measure of successchanges for <strong>the</strong> younger womenin Britain.”Women’s solidarityDAWN is <strong>the</strong> first networkfor Asian women in <strong>the</strong> UK,which has a holistic approach<strong>to</strong> addressing professional,entrepreneurial & selfdevelopmental needs. Thebasic aim is <strong>to</strong> positivelycontribute <strong>to</strong> <strong>the</strong> changingdemands of <strong>the</strong> workplace andexpectations which womenface and balance as Asians.For more information visit:www.mydawn.co.ukSarina Menezes is a freelancewriter based in UKWith contributions fromVimmi Singh, Smitha Sujir,Dr. Shaheena Janjuha-Jivraj,and Ritu SethiHolder of <strong>the</strong>prestigious“CharteredInsuranceBrokers”title fromCharteredInsuranceInstitute,LondonFor <strong>the</strong> bestavailable adviceSpeak, loginor write <strong>to</strong>:Delivering Excellencewww.gargashinsurance.comDUBAI Tel: 04-3379800SHARJAH Tel: 06-5754848ABU DHABI Tel: 02-6717100personal insurance?click, pay and get itdeliveredcorporate insurance ?you need <strong>the</strong> bestavailable professionaladvice on yourinsurance exposureand liabilities <strong>to</strong>understand and avoidfine prints, warrantiesand exclusions youneed professionalinsurance adviceMo<strong>to</strong>r, Home or Travelyou can now buy <strong>the</strong>seinsurances online andget <strong>the</strong> documentscouriered <strong>to</strong> youfree of costwww.gargashinsurance.com


CARTOON24The <strong>International</strong> <strong>Indian</strong>


GOING BACKIndia:Where The Livingis easy!Points <strong>to</strong> PonderIt is important <strong>to</strong> understand <strong>the</strong> different strata of<strong>the</strong> upwardly mobile young couples. First is <strong>the</strong> agebracket: <strong>the</strong>y are all in <strong>the</strong>ir thirties and are fond of<strong>the</strong> good things in life. They love good clo<strong>the</strong>s, nicecars, beautiful homes and a bank balance <strong>the</strong>y could beproud of. Having said that it is also important <strong>to</strong> saythat <strong>the</strong>y are very hard working, putting in an averageof 15 hours everyday.Given that, <strong>the</strong>n <strong>the</strong> o<strong>the</strong>r parameters are:A) There are those who are from very rich familiesbut are not walking in<strong>to</strong> <strong>the</strong> parental business. Theyare living in <strong>the</strong>ir own homes, some gifted by dotingparents. They have no commitments <strong>to</strong>wards <strong>the</strong>parents, so whatever money <strong>the</strong>y make <strong>the</strong>y bust up.B) The next level is from <strong>the</strong> middle class where <strong>the</strong>parents have put <strong>the</strong> kids through school and collegeand <strong>the</strong>n merit takes <strong>the</strong>m places, especially abroad.Such kids have strong family connections, believein saving for a rainy day, and buy <strong>the</strong>ir homes with<strong>the</strong> help of bank loans. They believe in bringing <strong>the</strong>irparents out <strong>to</strong> <strong>the</strong> US at least once a year. Most of <strong>the</strong>software whiz kids in <strong>the</strong> US are from such homes.67% of <strong>the</strong>se wizards are from rural and urban Andhra.A very large percentage are yearning <strong>to</strong> come back andget in<strong>to</strong> <strong>the</strong> same groove in India (meaning <strong>the</strong> samepay and perks in INR!)C) Then <strong>the</strong>re is <strong>the</strong> third tier; <strong>the</strong>se are <strong>the</strong> kids frommiddle class homes where <strong>the</strong>y have got in<strong>to</strong> wellpaying jobs or have started small businesses of <strong>the</strong>irown, courtesy <strong>the</strong>ir education, skills and capability.They are bankers, entrepreneurs, real<strong>to</strong>rs and <strong>the</strong>y are alllooking upwards. One young man <strong>to</strong>ld me, “My successis measured by <strong>the</strong> locality I live in and <strong>the</strong> kind of carI drive.” So from a Maruti Zen, he moved <strong>to</strong> a CRV andnow has a Mercedes parked in <strong>the</strong> garage!The people mentioned in this article are from category Band C only.<strong>Indian</strong>s returning home after spending yearsabroad, should remember that <strong>the</strong> ‘ danchee’situation is taking a bit of a beating becausethings are no longer ‘damn cheap’ as <strong>the</strong>yused <strong>to</strong> be, at least not in <strong>the</strong> metros.by: Shyamola KhannaMy mo<strong>the</strong>r came from Benaras(<strong>to</strong>day’s Varanasi) and she used<strong>to</strong> tell us this little s<strong>to</strong>ry abouthow <strong>the</strong> shopkeepers in <strong>the</strong> oldmarkets used <strong>to</strong> call visi<strong>to</strong>rs and<strong>to</strong>urists <strong>the</strong> “danchee babus” - which translated in<strong>to</strong>“damn cheap” because that is what <strong>the</strong> reactionsof people used <strong>to</strong> be! Everything that an out-of<strong>to</strong>wner<strong>to</strong>uched appeared <strong>to</strong> him <strong>to</strong> be cheap incomparison <strong>to</strong> wherever <strong>the</strong>y were coming from!Somewhere in <strong>the</strong> minds of <strong>Indian</strong>s returninghome, <strong>the</strong> danchee situation is taking a bit of abeating because things are no longer as cheap as<strong>the</strong>y used <strong>to</strong> be, at least not in <strong>the</strong> metros. And99% of people who return want <strong>to</strong> live in <strong>the</strong>metros, not in rural or even semi urban localities.Even people relocating from small <strong>to</strong>wns inIndia <strong>to</strong> a city or from one major city <strong>to</strong> ano<strong>the</strong>rcan feel <strong>the</strong> difference. When people come in<strong>to</strong>South India from Delhi or Mumbai, <strong>the</strong>y feel<strong>the</strong> difference because a 100 rupee note can stillbe stretched a bit more here than back <strong>the</strong>re. InHyderabad, one can still buy a sumptuous plateof Biryani for Rs100 and unless one is a real bigeater, one cannot finish it alone!Since <strong>the</strong>re are a number of peoplerelocating <strong>to</strong> India now TII figured it was time<strong>to</strong> question <strong>the</strong>m about what kind of expenses<strong>the</strong>y were looking at, especially vis-a-vis <strong>the</strong>irstay overseas..Let me introduce <strong>the</strong> players first.The KinisSupriya and Arvind Kini arereturning <strong>to</strong> Bangalore <strong>to</strong> setup home after a gap of nearly10 years. They were in livingin San Francisco, California,where Arvind was working witha software firm. They had been<strong>to</strong>ying with <strong>the</strong> idea of returninghome for a while because <strong>the</strong>irparents were aging and <strong>the</strong>y feltthat <strong>the</strong>y should try and giveit a shot while <strong>the</strong>y were stillyoung enough <strong>to</strong> make a go ofit. Then two things happenedalmost simultaneously.Supriya had been wanting<strong>to</strong> have a second child becauseher elder daughter Nisa wasalready eight and ano<strong>the</strong>r littleone would make <strong>the</strong> familycomplete. They were on <strong>the</strong>irannual holiday in India and whathad not happened for all those daysArvind and Supriyawith <strong>the</strong> two girls -returning <strong>to</strong> Bangalore<strong>to</strong> set up home afternearly 10 years.Nisa, (Right) <strong>the</strong>Kini’s daughterand her cousin Titliin <strong>the</strong> US, happened. She discovered shewas pregnant and <strong>the</strong> awful morning sickness started. Then Arvind’sboss suggested that he should start <strong>the</strong> India office for <strong>the</strong>ir firm inBangalore itself and <strong>the</strong>re could be no one better suited <strong>to</strong> look after itthan Arvind!So <strong>the</strong>y are now here <strong>to</strong> stay - Supriya says it is a trial run for adefinite two years! After that, que sera…sera…As for budgeting and living expenses in India, she says that she isstill working on <strong>the</strong> whole shebang -more from her later!Meenal and JamesThis young couple were based in Washing<strong>to</strong>n where James had a jobwith <strong>the</strong> government and Meenal worked as a freelance architect. Theylived in a studio apartment in down<strong>to</strong>wn Washing<strong>to</strong>n, DC, USA where<strong>the</strong>y also kept a dog. They returned <strong>to</strong> India in February 08 <strong>to</strong> travel abit and decide where <strong>the</strong>y should stay. They traveled around and finallychose <strong>to</strong> settle down in Delhi where <strong>the</strong>y have rented a flat in Saket, afairly decent locality in South Delhi. Meenal is also expecting her firstchild. The fertile plains of <strong>the</strong> Ganga seem <strong>to</strong> be working overtime!Pinky and Debashish GhoshalThis young couple are relocating <strong>to</strong> Hyderabad after a long stint inth16ANNI V ERSARYBangalore. They have two babygirls and <strong>the</strong> elder one is gettingready <strong>to</strong> start school. Deb is asoftware whiz while Pinky has herhands full with her two babies.Deepa and Pradeep SharmaThe Sharma’s are a youngcouple who have come <strong>to</strong> settlein Hyderabad after spendinga number of years in <strong>the</strong> US.According <strong>to</strong> Deepa, one of<strong>the</strong> main reasons <strong>the</strong>y chose <strong>to</strong>relocate was <strong>the</strong> fact that <strong>the</strong>ywanted <strong>the</strong>ir 20-month old son<strong>to</strong> know his grandparents better.Then <strong>the</strong>re is “this remarkablesupport system and social lifein India” which has no matchanywhere else in <strong>the</strong> world.Cheers <strong>to</strong> that - we aregregarious, we are noisy, sowhat? We are like this only...Buy a house or rent it?All <strong>the</strong> four couples are livingin rented places, with plans <strong>to</strong>buy <strong>the</strong>ir own homes in <strong>the</strong> nearfuture. Supriya and Arvind want<strong>to</strong> rent a 3-BHK (bedrooms, halland kitchen for <strong>the</strong> uninitiated)penthouse in Koramangala which26The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 27


GOING BACKPinky and Debashish Ghoshalwith <strong>the</strong>ir two baby girlsth16ANNI V ERSARYis closer <strong>to</strong> Arvind’s place of workas well as Nisa’s school.Rents for <strong>the</strong>m atpresentwouldbe in <strong>the</strong> rangeof Rs 30,000plus.Rightnow, <strong>the</strong>y arewithSupriya’sparents in IndiraNagar, Bangalore.Supriya is keenon an airy, spaciousplace so she is okay with<strong>the</strong> rent. Since <strong>the</strong>y were living in<strong>the</strong>ir own independent bungalowin San Francisco’s Bay Area.There, all of Arvind’s savingswent in<strong>to</strong> paying mortgages andloans. They do plan <strong>to</strong> buy a flatlater, with <strong>the</strong> help of a loan.Dipa and Pradeep Sharma arepaying Rs 18,000/- as monthlyrent in Banjara Hills, Hyderabadwhich is quite <strong>the</strong> up<strong>to</strong>wn place<strong>to</strong> be in. They have a 3-BHK flatand have everything availablenearby. Deb and Pinky <strong>to</strong>o haverented a place in Srinagar Colony,Hyderabad which is a fairly posharea and are paying a rent of Rs14,000 per month.In Delhi, Meenal and Jameshave rented a place in Saketand are paying Rs 28,000/- fora 3-bedroom apartment on <strong>the</strong>2nd floor. Apparently it is a niceneighborhood but much fur<strong>the</strong>raway from <strong>the</strong> city center than<strong>the</strong>y were used <strong>to</strong> in DC. Sheadds that <strong>the</strong> house has “verygood finishes.”Meenal says, “We could havegotten a cheaper place in Delhi, but<strong>the</strong> conditions of <strong>the</strong> city outsideare so much worse than DC, thatit is nice <strong>to</strong> have a retreat as muchmore time is spent indoors. In DC most of your recreational time can bespent outside in public places, not so much in Delhi.This is primarilydue <strong>to</strong> <strong>the</strong> vast differences in <strong>the</strong> lifestyles of social/economic classesin India and lack of security; thus <strong>the</strong> need for a nicer, bigger place.”Right now all of <strong>the</strong>m seem <strong>to</strong> be okay with living in rented places.Slowly and steadily when <strong>the</strong> right house comes along and <strong>the</strong> timeis right, <strong>the</strong>y will all buy property, as in India that remains <strong>the</strong> bestinvestment. All young software professionals have got some savingstied up in s<strong>to</strong>cks, shares and mutual funds and <strong>the</strong>y are all hoping that<strong>the</strong> present meltdown will get over soon.Big car or small car?All of <strong>the</strong>m, without exception are looking at buying <strong>the</strong> Al<strong>to</strong>, Swif<strong>to</strong>r <strong>the</strong> Zen from <strong>the</strong> Maruti stable. O<strong>the</strong>rwise <strong>the</strong> Chevrolet peoplehave come up with <strong>the</strong> Spark and <strong>the</strong> Hyundai has <strong>the</strong> Getz which areviable options <strong>to</strong> chose from in <strong>the</strong> small car segment. At present, nobig cars please. We are in a recession!Food and Eating OutAs a people we are very fond of eating. We love our food and evenidentify ourselves with it. Ever heard a Bong say, “You know Bongwomen have this gorgeous skin and hair and all of it comes from eatingfish regularly?”Ano<strong>the</strong>r little nugget I heard was that “a good food outlet willalways be a success.” The catch word here is “good” which couldeasily translate in<strong>to</strong> “not available elsewhere” or some exotic stufffrom foreign lands. But let’s face it, <strong>the</strong> <strong>Indian</strong> thinks of himself as afood connoisseur and will make sure he remains spoilt for choices, byfrequenting all <strong>the</strong> different food outlets that open at <strong>the</strong> rate of almos<strong>to</strong>ne a month.Deepa and Pradeep arespending between Rs 8,000 <strong>to</strong>10,000 on groceries, food itemsand eating out in Hyderabad,while Meenal says that between<strong>the</strong> two of <strong>the</strong>m <strong>the</strong>ir averagespend is between Rs 6,000-8,000on groceries. When <strong>the</strong>y eat outin Delhi <strong>the</strong>y could be spendingas little as Rs 100 all <strong>the</strong> way up<strong>to</strong> Rs 1,500. So <strong>the</strong>ir monthlyexpenses on food alone couldaverage about Rs 15,000.Supriya and Arvind are notreally eating out at present. Debhas set up a home but Pinky isgoing <strong>to</strong> join Deb in Hyderabadsoon. So <strong>the</strong>n he will know wha<strong>the</strong> spends on food etc, ‘‘but he isvery meticulous and notes all <strong>the</strong>details for me,’’ says Pinky..Kid’s ZoneMeenal and Supriya areexpecting babies. Deepa has a20-month old son while Pinky hastwo girls, Titli is two and a halfand Saili is eight months old. Sowe have a cross-section of inputsfor almost all <strong>the</strong> requirementsfor kids.Let’s start at <strong>the</strong> very beginningwith pregnancies. Supriya is surethat her expenses on having <strong>the</strong>baby in Bangalore will not gobeyond Rs one lakh, even if shegoes <strong>to</strong> <strong>the</strong> <strong>to</strong>p hospital. Arvind’scompany gives <strong>the</strong>m medicalinsurance. Meenal is happy sheis going <strong>to</strong> have her baby in Indiabecause having a baby in <strong>the</strong>US is an expensive proposition,unless you have insurance whichis also quite steep. Plus bringingup a child in India, she says is far better and cheaper.Deepa has been taking her son <strong>to</strong> “Rainbow” hospital ( a children’shospital in Banjara Hills ) and she says, “ if I compare it with <strong>the</strong> US,I do not find much difference in <strong>the</strong> way he gets treated. However, <strong>the</strong>cost of each visit is much less - Rs 250 per visit irrespective of weekdays or week ends. Whereas in <strong>the</strong> US you first need <strong>to</strong> have medicalinsurance just <strong>to</strong> get good hospital treatment (and <strong>the</strong> money that needs<strong>to</strong> be paid every month for that is not at all small) and any o<strong>the</strong>r costthat may follow would be extra.”Deb has kept aside Rs 15,000 for <strong>the</strong>ir kids schooling, health care,medicals etc. That is just <strong>to</strong> give you an idea!As for schooling, India has different levels for different people. Youcan go completely elitist and put your kid in an air conditioned schoolwhere <strong>the</strong> kids travel in a/c buses with liveried drivers and attendantsor put <strong>the</strong>m in schools renowned for <strong>the</strong>ir teaching, <strong>the</strong> ambience etc.Or you can put <strong>the</strong> kids in government schools, which do producebright minds but <strong>the</strong> child may have <strong>to</strong> mix with <strong>the</strong> hoi-polloi. Forall <strong>the</strong> NRI brat pack used <strong>to</strong> no uniforms, limited learning syllabi etc,Deepa and Pradeep Sharma:Moving from USA <strong>to</strong> Hyderabad30The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 31


MOVIE REVIEWSLUMDOGmillionaireDespite all <strong>the</strong> controversy surrounding it, Slumdog Millionaire is likely <strong>to</strong> make an impactfar beyond winning <strong>Oscars</strong> for India’s AR Rahman and Resul Pookutty. Acknowledging<strong>Indian</strong> craftsmanship in filmaking is probably <strong>the</strong> major breakthrough.by: Prem Souri KishoreWatching it I wasswept away in a rushof narrative, color,sound, movementand exhiliration.Slumdog Millionaire was a rollercoaster ride. Thrills, terror, electrifyingexcitement, exultation. After a ride likethat what do you do? You get on again.And that is what I did after seeing it<strong>the</strong> first time. I saw it again and <strong>the</strong>visceral experience never let up.The inspired music of ARRahman jolts you with its pulsating,in<strong>to</strong>xicating energy from <strong>the</strong> firstshot as you are hurtle in<strong>to</strong> <strong>the</strong> livesof slum dwellers in Mumbai’s shantycommunity. The film is upbeat, sparsedialogue, unflinching, revolting,gaudy, narrating a s<strong>to</strong>ry of orphans,gangs, poverty, filth, bro<strong>the</strong>ls, anti Muslim riots, police brutality,struggling humanity and a tender love s<strong>to</strong>ry. Appealing?Three kids live in <strong>the</strong> underbelly of Mumbai. We embrace <strong>the</strong>m rightaway, <strong>the</strong>y are so heartrending, so real, and soon we are rooting for <strong>the</strong>m as<strong>the</strong>y learn survival skills,. It is horrifying, raw life, this is no fantasy, this isfor real. Intrusive close ups, are electrifying, The acting never overpowers<strong>the</strong> narrative. Each of <strong>the</strong> leads are played by three different ac<strong>to</strong>rs as <strong>the</strong>yage and each becomes a different personality, as <strong>the</strong> film builds in<strong>to</strong> agripping emotional climax. You hold your breath till <strong>the</strong> end.Meanwhile you laugh at <strong>the</strong> boys hustling at <strong>the</strong> Taj Mahal, rootfor Dev Patel, <strong>the</strong> 16 year old contestant who finds himself on <strong>the</strong>Danny Boyle with Dev Patel and Freida Pin<strong>to</strong>: Slumdog walked away with eightOscar’s in 2009. How will Bollywood capitalize on this breakthrough?<strong>Indian</strong> show Who Wants <strong>to</strong> be aMillionaire, and is in love with<strong>the</strong> lissom Freida Pin<strong>to</strong>. Youcringe at <strong>the</strong> gruesome tactics of<strong>the</strong> dons of <strong>the</strong> shanty, despise <strong>the</strong>game show host Anil Kapoor whohas a conflict of interests, marvelat <strong>the</strong> skill of <strong>the</strong> narrative whichis <strong>to</strong>ld in flashbacks while you aresurrounded by a <strong>to</strong>rrent of images,a mad exhilarating rush of color,sound and movement. At <strong>the</strong> endof it all <strong>the</strong> film had me dancingin <strong>the</strong> aisle.Slumdog Millionaire is <strong>the</strong>darling of <strong>the</strong> critics and has hada dramatic, sweeping impact onreviewers and audiences. TheWashing<strong>to</strong>n Street Journal calledit ‘a globalized masterpiece.” “Ihave a Mad Love for this film”said Peter Travers of RollingS<strong>to</strong>ne. Richard Corliss fromTime declared it “a hymn <strong>to</strong> life”.Slumdog <strong>the</strong> cleverly constructedfilm adapted from Vikas Swarup’sbook Q and A is a rags <strong>to</strong> richesdrama set in <strong>the</strong> fetid slums ofMumbai and besides walkingaway with eight <strong>Oscars</strong>, it wontrophies across <strong>the</strong> board including<strong>the</strong> Hollywood Press Globe,Golden Globe, Direc<strong>to</strong>rs Guild,Producers Guild, and WritersGuild, . The film was <strong>the</strong> season’smost beloved underdog andwalked away with <strong>the</strong> <strong>Oscars</strong> forBest Picture, Best Direc<strong>to</strong>r, Best(Adapted) Screenplay (SimonBeaufoy) Best original Score andBest Song ( A R Rahman), BestSound Mixing (Resul Pookutty),Best Film Editing, and BestCinema<strong>to</strong>graphy..A headline in LA Times shouted,“Ano<strong>the</strong>r bone for Slumdog”.Made with a small budge<strong>to</strong>f 14 million dollars by WarnerIndependent Pictures which shutdown unexpectedly, <strong>the</strong> film wascontracted with Fox Searchlight<strong>to</strong> distribute and market in NorthAmerica. Screenwriter SimonBeaufoy said in accepting <strong>the</strong>honor from Hollywood ForeignPress Association, “We reallyweren’t expecting <strong>to</strong> be here inAmerica at all at one time, so34 35The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong>th16ANNI V ERSARYit’s just amazing <strong>to</strong> be standing here” “You cannot shoot Mumbaion a set.. you have <strong>to</strong> be right <strong>the</strong>re,” said Danny Boyle <strong>the</strong> Direc<strong>to</strong>rin an interview. Thousands ga<strong>the</strong>red every time <strong>the</strong>re was a shot.Sometimes DannyBoyle wondered withall <strong>the</strong> chaos around<strong>the</strong> characters and <strong>the</strong>crew, if he had reallygot a particular shot.And <strong>the</strong>n <strong>the</strong>re were<strong>the</strong> permits. Sometimes<strong>the</strong> permits cameafter <strong>the</strong> scene hadbeen shot. Co-direc<strong>to</strong>rLoveleen Tandon whowas Casting Direc<strong>to</strong>rfor Monsoon Wedding,Vanity Fair, Terminaland Brick Lane had<strong>the</strong> challenging task ofcasting 9 people whoplay 3 parts with equalscreen time. Of <strong>the</strong>nine, two were slumFreida Pin<strong>to</strong> and Dev Patelkids and most of <strong>the</strong>of Slumdog Millionaireo<strong>the</strong>rs were first timersin film. Excellentcameo roles were done by Mahesh Manjrekar, Saurabh Shukla, andAnkur Vikal.The author, Vikas Swarup who wrote <strong>the</strong> book Q and A on which <strong>the</strong>film was based, has never lived in Mumbai. Swarup is <strong>the</strong> Ambasssadorof India <strong>to</strong> South Africa. He has already written his second book basedon <strong>the</strong> Jessica Lall murder in Mumbai and is busy with a new bookwhich is not set in India. Vikas uncannily knows <strong>the</strong> seamy, brutal,poverty ridden slums of <strong>the</strong> largest commercial city in India. But howdid he write of <strong>the</strong> sordid, heartless, raw vitality of <strong>the</strong> streets withoutliving <strong>the</strong>re? “I Googled,” he says with disarming candor in an interview.“Thanks <strong>to</strong> Google I got all <strong>the</strong> information and finished <strong>the</strong> book intwo months. There was no rewrite, just some editing and I was done.”Unheard of in <strong>the</strong> publishing industry where a book can take two or threeyears of rewriting with scores of going back back and forth betweenedi<strong>to</strong>rs and <strong>the</strong> author. How much creative control did <strong>the</strong> author haveover <strong>the</strong> picture? “I did sit in with <strong>the</strong> screenplay writer from <strong>the</strong> first daybut a book is a book and a film is a film and changes had <strong>to</strong> be made.”Prem Souri Kishore is TII’sContributing Edi<strong>to</strong>r based in Los Angeles


36A.R. RAHMANINDIA’S MOZARTFROM MADRASAs <strong>the</strong> box-office success and world recognition of <strong>the</strong> British-<strong>Indian</strong> film Slumdog Millionairecontinues <strong>to</strong> soar, TII takes a look at A.R. Rahman, <strong>the</strong> man behind <strong>the</strong> music of <strong>the</strong> sensationalfilm that swept <strong>the</strong> 2009 <strong>Oscars</strong>, bagging eight awards.by:Andrea MathiasThe almost spontaneouscombustion-like frenzycaused by <strong>the</strong> releaseof <strong>the</strong> Oscar winningSlumdog Millionairehas been as<strong>to</strong>unding <strong>to</strong> say <strong>the</strong>least. Having bagged <strong>the</strong> muchcoveted golden statue for <strong>the</strong> bestfilm with a <strong>to</strong>tal of eight <strong>Oscars</strong> in2009, Slumdog Millionaire landedtwo cool <strong>Oscars</strong> in<strong>to</strong> <strong>the</strong> hands ofAR Rahman for Best Original FilmScore and Best Song for ‘Jai Ho’.Based on <strong>the</strong> novel Q andA by an <strong>Indian</strong> diplomat, VikasSwarup, <strong>the</strong> low-budget film hadall <strong>the</strong> key ingredients for makingit not just a box office smasher butalso worthy of prestigious awards.Set against <strong>the</strong> graying backdropof a harsh, urban slum <strong>the</strong> filmfollows <strong>the</strong> s<strong>to</strong>ry of Jamal playedby fresher Dev Patel, a happygo lucky orphan who happens <strong>to</strong>land himself on a hit reality gameshow winning him twenty millionrupees. It is essentially a love s<strong>to</strong>ryand <strong>the</strong> object of Jamals’ affectionis Latika played by ano<strong>the</strong>rpromising new face, Frieda Pin<strong>to</strong>.Directed by one of cinemas best;The <strong>International</strong> <strong>Indian</strong>A.R. Rahman with Danny Boyle and Anil Kapoor at <strong>the</strong> Golden Globe awards.Danny Boyle’s edgy contemporary direction of <strong>the</strong> s<strong>to</strong>ry is sharp andartistic. I can hear <strong>the</strong> sound of critics murmuring in pleasant unison.Tossed in are some tastefully peppered young <strong>Indian</strong> ac<strong>to</strong>rs who arepunchy and veterans like Anil Kapoor and Irfan Khan add <strong>to</strong> <strong>the</strong> zes<strong>to</strong>f <strong>the</strong> film. To <strong>to</strong>p <strong>the</strong> already icing laden cake is <strong>the</strong> musical score of<strong>the</strong> film composed by none o<strong>the</strong>r than one of Indias’ finest musicians,<strong>the</strong> ‘Mozart of Madras’, AR Rahman.AR Rahman was <strong>the</strong> perfect choice <strong>to</strong> create <strong>the</strong> film score becauselike <strong>the</strong> s<strong>to</strong>ry of Slumdog Millionaire, his beginnings were humble andyet he overcame most obstacles <strong>to</strong> rise <strong>to</strong> his current state of successwith much hard work and determination.Having received a degree in Western Classical music from <strong>the</strong> famedTrinity College of Music, London, Rahman began his foray in<strong>to</strong> <strong>the</strong><strong>Indian</strong> world of cinema when he was twenty five. He was approachedby direc<strong>to</strong>r Mani Ratnam and composed music for <strong>the</strong> film Roja whichwas named one of <strong>the</strong>greatest soundtracksof all time by TIMEmagazine.From<strong>the</strong>re he created asort of domino effec<strong>to</strong>f success on all <strong>the</strong>projects he laid hishands on or ra<strong>the</strong>rlent his ears <strong>to</strong>. He hassold over 115 millionalbums which put himin <strong>the</strong> same leagueas <strong>the</strong> Queen of Pop,Madonna;makinghim <strong>the</strong> only <strong>Indian</strong>musician <strong>to</strong> ever reachsuch heights.AR Rahman canbe called a pioneer inhis own terms. He set<strong>the</strong> benchmark for <strong>Indian</strong> musicproducers who were aiming <strong>to</strong>reach international audiences. Inhis character Rahman embodieswhat you would perhaps call, <strong>the</strong>perfect <strong>Indian</strong>. He was born aHindu and later his whole familyconverted <strong>to</strong> Islam (Sufism), heis a south <strong>Indian</strong> by birth butwhen it comes <strong>to</strong> his work hehas no barriers with language orreligion. He magnifies <strong>the</strong> termaltruistic because he’s alwaysgiving back <strong>to</strong> people throughhis charity work. And he is in allsense of <strong>the</strong> term, a true patriot.Few of us can forget <strong>the</strong> surgeof pride we felt when we firs<strong>the</strong>ard his soundtrack for ‘VandeMantaram’ which was made<strong>to</strong> commemorate fifty years ofIndia’s independence.Though Slumdog Millionairehas been created in such a waythat it appeals <strong>to</strong> internationalmovie goers, it is truly an <strong>Indian</strong>film. Danny Boyle himselfsays part of what makes <strong>the</strong>film so <strong>Indian</strong> is having ARRahman work on it. And onceagain Rahmans’ ingenioussoundtrack has captured<strong>the</strong> essence of <strong>the</strong>film and taken itswhole ambience <strong>to</strong>ano<strong>the</strong>r level.No doubt, <strong>the</strong>script and <strong>the</strong> cast aregood but <strong>the</strong> music is<strong>the</strong> real backbone of<strong>the</strong> film; weaving andentwining <strong>the</strong> scatteredbits of <strong>the</strong> puzzle tightly<strong>to</strong>ge<strong>the</strong>r. Rahman spenta great deal of effor<strong>to</strong>n this film and it hascertainly paid off. Havingwon him a Critics’ Choice Award, a Golden GlobeAward and now <strong>the</strong> highly coveted <strong>Oscars</strong> amongs<strong>to</strong><strong>the</strong>rs. Rahman <strong>to</strong>ok two weeks <strong>to</strong> complete <strong>the</strong> projectand he roped in some very talented singers. One suchsinger is Alka Yagnik who sings <strong>the</strong> sexy ‘Ringa Ringa’which is set in a bro<strong>the</strong>l and has an uncanny resemblance<strong>to</strong> ano<strong>the</strong>r raunchy number, ‘Choli ke Peeche’. UK born,Sri Lankan artist M.I.A also contributes <strong>to</strong> ‘O Saaya’which has <strong>the</strong> man himself singing in <strong>the</strong> background.About <strong>the</strong> Tamil bred M.I.A, Rahman says she speaks <strong>the</strong>same language as he does but has different sensibilities<strong>to</strong>wards music. Their broadminded collaboration is brilliantand it’s interesting <strong>to</strong> hear two completely differentstyles melting <strong>to</strong>ge<strong>the</strong>r in harmony. O<strong>the</strong>rtalented vocalists who are on <strong>the</strong> album areSukhwinder Singh, Mahalaxmi Iyer andTanvi Shah.On this project Rahmanexperimented with a bit of rap and hedoes it really well. It just goes <strong>to</strong> show <strong>the</strong>true genius of <strong>the</strong> man and how he is able<strong>to</strong> master any genre of music he delvesin<strong>to</strong>. Seasoned with <strong>the</strong> powerfulvocals of rapper Blaaze and acharming Tanvi, ‘Gangsta Blues’is a rough, grimy track that tellsRahman’s Roja was named one of <strong>the</strong>greatest soundtracks by TIME magazine.th16ANNI V ERSARYThe <strong>International</strong> <strong>Indian</strong> 37


A.R. RAHMAN38A.R. Rahman and <strong>the</strong> Slumdog Millionaire team at <strong>the</strong> 81st Oscar Awardsa dark secret of true hardshipliving below <strong>the</strong> poverty line.The film was in a bit ofcontroversy when critics accusedDanny Boyle of glamorizingpoverty. They went on <strong>to</strong> saythat <strong>the</strong> film does not portray<strong>the</strong> real struggle of <strong>the</strong> poor. ButBoyle defended himself and <strong>the</strong>film saying it was about having‘a zest for life’ and it’s just that<strong>the</strong> s<strong>to</strong>ry takes place in an urbanslum. The film does not glamorizepoverty, it portrays it colorfully. Itdoesn’t diminish <strong>the</strong> struggle of itscharacters who convey <strong>the</strong>ir painwith such awe on screen. In a way<strong>the</strong> film is not a s<strong>to</strong>ry on <strong>the</strong> slumlife of India but it is a s<strong>to</strong>ry that canbe related <strong>to</strong> any third world nation.Rahman <strong>to</strong>o defended <strong>the</strong> music of<strong>the</strong> film as being subtly internationalin <strong>the</strong> sense that <strong>the</strong> s<strong>to</strong>ry of <strong>the</strong>film could take place anywhere in<strong>the</strong> world and <strong>the</strong>refore does notmake Slumdog Millionaire justabout India. He pointed out, ‘Thes<strong>to</strong>ry could happen anywhere. Whowants <strong>to</strong> be a Millionaire is on inevery damn country!’The real McCoy in <strong>the</strong> filmsoundtrack is of course <strong>the</strong> firsttrack titled, ‘Jai Ho’. It’s a strong,The <strong>International</strong> <strong>Indian</strong>reverberating piece from Rahman thatcaptures <strong>the</strong> audience and warms <strong>the</strong> heart.Sung by <strong>the</strong> legendary ghazal singer andpoet Gulzar saheb, this song was originallycreated for <strong>the</strong> film Yuvvraaj starringSalman Khan. But it was later dropped bySubash Ghai for being <strong>to</strong>o commanding<strong>to</strong> use in his film. He must be wishing hehad thought o<strong>the</strong>rwise because ‘Jai Ho’ is<strong>the</strong> track being used <strong>to</strong> promote SlumdogMillionaire and <strong>the</strong> one that’s bagging all<strong>the</strong> awards.AR Rahman has written musicfor Hollywood in <strong>the</strong> past for ShekharKapoor’s Elizabeth: <strong>the</strong> Golden Age. He has also worked with AndrewLloyd Webber on <strong>the</strong> hit <strong>the</strong>atrical production Bombay Dreams and hismost recent work is a stage adaptation of J.R.R Tolkiens’ The Lordof <strong>the</strong> Rings. But <strong>the</strong>re is a stark difference in composing music forBollywood and for Hollywood. For Bollywood <strong>the</strong> main criterion fora successful movie is <strong>to</strong> make <strong>the</strong> music very mass friendly, <strong>to</strong> attractpeople <strong>to</strong> come watch <strong>the</strong> film. Most movies produced in <strong>Indian</strong> cinema<strong>to</strong>day run on <strong>the</strong> item number ticket which is a sure shot winner.Danny Boyle was very clear that he wanted upbeat, catchy musicfor Slumdog Millionaire and not <strong>the</strong> sentimental, melodramatic mushthat we’re used <strong>to</strong> hearing alongside emotional s<strong>to</strong>ries. In contrast <strong>to</strong>a typical Bollywood film, this film had just seventeen or eighteencues <strong>to</strong> work with whereas <strong>the</strong> former would usually have about 130cues. Rahman also states that he usually gets away with remixingragas for Hindi films as <strong>the</strong>y are so versatile and can be speeded up<strong>to</strong> sound good. A good example of this is his work in <strong>the</strong> film Gurustarring Abhishek Bachan.Creating music for Slumdog Millionaire looks like a challengewell overcome. This film has created his<strong>to</strong>ry by being a cross culturalshowcase of life through cinema. Rahman has tactfully used elementsof <strong>Indian</strong> music but he has blended it with universal soulfulness andhas whipped out a fantastic soundtrack that is worth all <strong>the</strong> praise andaccolades it has been receiving. Having received <strong>the</strong> <strong>Oscars</strong> and aGolden Globe award it made AR Rahman <strong>the</strong> first <strong>Indian</strong> composerever <strong>to</strong> receive such honors.The example of one such artist is an encouraging tale <strong>to</strong> say <strong>the</strong>least. It inspires and arouses anyone who hears of it, especially ifyou are an <strong>Indian</strong>. Now that Slumdog Millionaire has bagged eight<strong>Oscars</strong>, we can see how beautifully this magnum opus has slid in<strong>to</strong> <strong>the</strong>cinematic hall of fame.Andrea Mathias is a freelancewriter based in New Delhi


DESH AUR DIASPORAth16ANNI V ERSARYFRIENDS:HOW WE KEEP THEMHOW WE LOSE THEMWhen it comes <strong>to</strong> family and friends are <strong>Indian</strong>s different from o<strong>the</strong>r nationalities?Do you believe in deep friendships? How many good friends do you have? How manyfriendships have you lost? Are you always ready <strong>to</strong> make new friends? Do you like <strong>to</strong> have manyor just a few? Living abroad, away from our extended families and <strong>the</strong> India we miss, <strong>the</strong>re is aneed for good friends. How do we choose <strong>the</strong>m, keep <strong>the</strong>m and build our relationships?Are <strong>the</strong>re any East-West lessons we can learn? In TIIs continuing ‘Desh Aur Diaspora’ series,we take a look at one of <strong>the</strong> most fascinating aspects of our lives.by: Frank RajCompleting nearly six decades on planetearth, I’ve come <strong>to</strong> <strong>the</strong> understandingthat <strong>the</strong> best friendships are not deep,but deep and wide. Deep friendshipscan be gratifying, but <strong>the</strong>y invariably setup expectations and make promises that are difficult<strong>to</strong> keep no matter how good <strong>the</strong>intentions are. Resentmentbegins <strong>to</strong> accumulate when highexpectations are not met andpeople begin <strong>to</strong> feel trapped.There comes <strong>the</strong> feeling ofbeing taken advantage of,and unless people are moreunderstanding and willing <strong>to</strong> beflexible with <strong>the</strong>ir expectations,such friendships generallydo not last. None<strong>the</strong>less alot of people get in<strong>to</strong> deeprelationships and invest somuch of <strong>the</strong>ir lives only <strong>to</strong> bedisappointed and frustratedmany years later.Marriage-potentially <strong>the</strong>greatest friendship in <strong>the</strong> worldis one that most of us seriously violate and only afew succeed in rebuilding, though <strong>the</strong> relationshipis probably never res<strong>to</strong>red completely. Finding <strong>the</strong>abiding love of a man or a woman is one of <strong>the</strong><strong>to</strong>ughest quests in life, yet after a couple hooks upand commits <strong>to</strong> each o<strong>the</strong>r for life, why do things fallLife in <strong>the</strong> Gulfadds its ownpeculiar facets <strong>to</strong>expatriate life. Oneapart so often? It is <strong>the</strong> one friendship where mutualneeds can genuinely be met, and it offers <strong>the</strong> greates<strong>to</strong>pportunity for a companion who can truly make adifference in our lives. Experience seems <strong>to</strong> indicateeven deeply cherished, long married relationshipscan fall in<strong>to</strong> a hole. They must be wide as <strong>the</strong>y aredeep, possibly <strong>the</strong> deeper <strong>the</strong>relationship, <strong>the</strong> wider it must be<strong>to</strong> be truly meaningful.I’ve always wonderedwhe<strong>the</strong>r our greatest love songsare unknowingly written about<strong>the</strong> greatest Love of all, a truerelationship with <strong>the</strong> Crea<strong>to</strong>r -not with a fellow human being.Far above human capacity, <strong>the</strong>ocean of divine love is so deepand so wide we cannot fathom it.Perhaps that’s why we yearn formore depth and understanding inour relationships – because ourdivine role model designed us <strong>to</strong>be unique. Ultimately <strong>the</strong>n it is ourCrea<strong>to</strong>r that we seek through allour fragile earthly bonds.Life in <strong>the</strong> Gulf with all its advantages, adds its ownpeculiar facets <strong>to</strong> expatriate life. One curious fallout in<strong>the</strong> NRI scenario, is <strong>the</strong> impact on relationships. In <strong>the</strong>concern for building a nest egg, individual values andrelationships seem <strong>to</strong> take a beating. S<strong>to</strong>ries abound of<strong>the</strong> “<strong>Indian</strong> communal crab” mentality but <strong>the</strong>re is also‘curious fallout in<strong>the</strong> NRI scenario,is <strong>the</strong> impact on‘relationships.a curious tendency of people not <strong>to</strong>acknowledge those who lent <strong>the</strong>m ahelping hand or <strong>to</strong> keep old friendswho fell behind in <strong>the</strong> race forprosperity. Genuine appreciationcan be <strong>the</strong> cement for a long termconnection, but many people findit hard <strong>to</strong> be grateful for help givenwhen it was most needed.This is a particularly sensitiveissue for many Gulf NRIsbecause <strong>the</strong>ir coming out ofIndia was usually facilitated by afriend or a relative. I arrived herebecause a certain MS Prasad,a friend of a friend who onceowned businesses in Dubai andAbu Dhabi, wanted some helplaunching a new business. Hepaid for my ticket <strong>to</strong> Dubai andput me up in his flat during myinitial stay. He is back in India butI can never forget his kindness <strong>to</strong>me - he didn’t really need me <strong>to</strong>help him, he just made a way forme <strong>to</strong> get a break. There are o<strong>the</strong>rfriends like that I cannot forgeteven if <strong>the</strong>y have forgotten me.Such people have helped so manyindividuals start a new life, but inMarriage-<strong>the</strong>greatest friendshipin <strong>the</strong> world is onethat most of usseriously violateand only a fewpossibly succeedin rebuilding.return <strong>the</strong>ir family or friends keep a distance, or cut ties and rarelyacknowledge <strong>the</strong>ir existence.Friendships however are one area of my life where I admit I havenot invested enough time even though I’ve had some great friends.That’s a deliberate reference <strong>to</strong> <strong>the</strong> past – many of my friends and Ihardly keep in <strong>to</strong>uch so I can’t presume on <strong>the</strong>ir current affections,although I know some of <strong>the</strong>m would protest at this. But <strong>the</strong> fact isdistance doesn’t always make <strong>the</strong> heart grow fonder - we human beingsremember selectively and forget easily. The ability <strong>to</strong> pickup where youleft off regardless of <strong>the</strong> reason or duration is valuable in friendships. Iagree one must be a friend <strong>to</strong> have a friend but <strong>the</strong> best friendships I’vefigured cannot just be deep, <strong>the</strong>y must be deep and wide, not holdingyou back in anyway.Observing o<strong>the</strong>r cultures with regard <strong>to</strong> friendship is a good learningexperience. Different nationalities living in a melting pot like <strong>the</strong> Gulf,have <strong>to</strong> learn <strong>to</strong>lerance and how <strong>to</strong> maintain boundaries. The dynamicsof <strong>the</strong> expatriate life are very interesting as one can observe <strong>the</strong> entirespectrum of human interaction from blatant racism <strong>to</strong> heartwarmingsituations of mutual respect and understanding. What sort of friendshipskills do we pass on <strong>to</strong> our children? Most of us tend <strong>to</strong> mingle onlywith our own, but it’s fascinating <strong>to</strong> watch those who breakawayfrom narrow racial groups and make <strong>the</strong> effort <strong>to</strong> cultivate a varietyof friends. It’s also pa<strong>the</strong>tic <strong>to</strong> see many folks stick only <strong>to</strong> <strong>the</strong>ir ownkind, with some desis perversely going <strong>the</strong> extra mile, preferring only<strong>the</strong>ir own caste communities even among <strong>the</strong>ir countrymen.Relationships are key in business and <strong>the</strong> success s<strong>to</strong>ries of <strong>Indian</strong>sworldwide paradoxically does indicate <strong>the</strong>y are as good as anybody else inbuilding networks and succeeding in virtually every field of human endeavor.Amartya Sen in his book The Argumentative <strong>Indian</strong>, points out that<strong>the</strong> flourishing <strong>Indian</strong> Diaspora is an indication of India’s interactivepresence. “ Ideas as well as people have moved across India’s bordersover thousands of years, enriching India as well as <strong>the</strong> rest of <strong>the</strong> world,”he points out. Rabindranath Tagore noted, “Whatever we understand40 41The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong>‘‘


DESH AUR DIASPORAth16ANNI V ERSARYand enjoy in human products instantly becomes ours,wherever <strong>the</strong>y might have <strong>the</strong>ir origin.” None<strong>the</strong>lessliving in multinational environments undoubtedlybrings challenges and such learning opportunitiesare not easily available in India. Although <strong>the</strong>re aremany expatriates in <strong>the</strong> country <strong>to</strong>day, <strong>the</strong>y are hugelyoutnumbered and most <strong>Indian</strong>s‘are not exposed <strong>to</strong> closeinteraction with o<strong>the</strong>r nationalities. However westernvalues, not all of <strong>the</strong>m desirable, are clearly impacting<strong>Indian</strong>s through satellite television and <strong>the</strong> effects arevisible in <strong>the</strong> way our societyis changing.I once did an exercisewhere I asked a bunch ofpeople I was addressing<strong>to</strong> list all <strong>the</strong> fac<strong>to</strong>rs <strong>the</strong>ybelieved make peopledifferent. I requested <strong>the</strong>yavoid <strong>the</strong> all encompassinggeneric term ‘culture,’ asking<strong>the</strong>m <strong>to</strong> break it down. Along list came forth – food,clo<strong>the</strong>s, language, values,attitudes, work ethic, etc.,and <strong>the</strong> inevitable –race andskin color. I asked whe<strong>the</strong>rit was possible that everysingle trait or habit <strong>the</strong>y hadindicated could be learned,changed or adapted over aperiod of time. How longwould someone take <strong>to</strong>learn a language or adapt<strong>to</strong> different kinds of food,clothing etc.? I enquireddoesn’t intermarriage evenremove race and skin colordifferences? When I asked if <strong>the</strong>re was anybody whowas certain <strong>the</strong>ir son or daughter would marry onlysomeone of <strong>the</strong>ir own race and culture - <strong>the</strong>re wereno takers! The fact is we can choose <strong>to</strong> stay differen<strong>to</strong>r enjoy learning and adapting.Are women better at maintaining friendships thanmen? From my experience I would definitely say mywife is better at keeping her friendships, even <strong>the</strong> longdistance ones, although she is probably not as good atmaking <strong>the</strong>m because she feels she has enough! I’mMaybe because ofhow relationshipswork in India<strong>the</strong>re’s somethingabout <strong>Indian</strong>s thatseems <strong>to</strong> make usvery possessiveabout our friends.Our concept ofboundaries inrelationships isoften non-existent.not sure gender makes a difference, but women seem <strong>to</strong>balance relationships better, <strong>the</strong>y are not so competitiveso that probably helps. Guys immediately start sizingup one o<strong>the</strong>r <strong>to</strong> identify any potential threats <strong>to</strong> <strong>the</strong>irway of thinking, <strong>the</strong>ir work and women. PsychologistShelley E. Taylor who wrote <strong>the</strong> The Tending Instinct,says when faced with stress men tend <strong>to</strong> be aggressiveor withdraw – <strong>the</strong> ‘fight or flight’ behavior. Women calla friend. In group ga<strong>the</strong>rings, people mostly gravitate<strong>to</strong> <strong>the</strong> ‘life of <strong>the</strong> party,’ focusing on someone who isusually an extrovert and holdspeople’s attention. Strong, silenttypes who like <strong>to</strong> engage inthinking discussions invariablyget <strong>the</strong> short end of <strong>the</strong> stick andthose disinterested in alcohol donot win many friends ei<strong>the</strong>r.Maybe because of howrelationships work in India<strong>the</strong>re’s something about<strong>Indian</strong>s that seems <strong>to</strong> makeus very possessive abou<strong>to</strong>ur friends. Our concept ofboundaries in relationshipsis often non-existent. Urbanlife in India is crowded andprivacy is a luxury for citydwellers. You don’t find thisso much in <strong>the</strong> West wherepeople have more spaceand are much freer in <strong>the</strong>irrelationships, in ways thatare probably good and not sogood. Learning <strong>to</strong> balance <strong>the</strong>best of both is a skill worthlearning in friendships. Whatwesterners would considerstifling, <strong>Indian</strong>s would probably approve and cherishas some Bollywood films tend <strong>to</strong> depict. How muchof it is really played out in <strong>the</strong> <strong>Indian</strong> context?I recall one particular incident with a family friendwho should know better, having lived abroad for manyyears. We were at a community ga<strong>the</strong>ring and mywife who always attracts little kids, had this adorable<strong>to</strong>ddler who chose <strong>to</strong> sit on her lap. Our common friendwhose children are much older, (in fact one was almosta teenager at <strong>the</strong> time), became absurdly possessive,‘publicly berating my wife for ignoring her grown-upkids! Making <strong>the</strong> relationship even more circumspect,when our grandchildren arrived from Canada, <strong>the</strong>same individual thoughtlessly commented, that wewould henceforth probably ignore her kids! Suchbizarre conduct might pass as an indication of ultimateDosti in a Bollywood film, but looking back it clearlyindicated a friendship that appeared <strong>to</strong> be deep but wascertainly not wide enough. Needless <strong>to</strong> say <strong>the</strong>re is atrail of unnecessary hurt and misunderstanding and<strong>the</strong> relationship needs mature handling and repair. Oneside believes <strong>the</strong> relationship should give much more.The o<strong>the</strong>r is baffled at how such one-sided thinkingignores a considerable investment in <strong>the</strong> relationship.Time could bring healing, but only if <strong>the</strong> relationshipgains more depth and width.From my experience, I would describe mostexclusive, deep friendships as “unfulfilling.” Most ofus are unable <strong>to</strong> deliveron our expectationsand do what is required<strong>to</strong> consistently sustainsuch relationships over<strong>the</strong> years. Avoidingsuch bonds is probablybetter for all concerned.Often <strong>the</strong>y come at <strong>the</strong>expense of decliningo<strong>the</strong>r links with peoplethat may not have beenas deep but could havebeen meaningful andpossibly developed overa period of time. It’s amazing how just one or twoexclusive, deep relationships can prevent you fromhaving more friends. I realized folks who wanted<strong>to</strong> be our friends figured we were “committed” <strong>to</strong> arestricted few and kept aloof. Regrettably, so did we,since we thought we had no need of <strong>the</strong>m.When I meet folks who seem <strong>to</strong> have plenty offriends, I wonder how <strong>the</strong>y do it. Its obvious most of<strong>the</strong>ir relationships are superficial, none<strong>the</strong>less wheremutual respect and good motives exist one can see thatvaluable inputs are generated mutually, I’ve alwaysregretted my incompetence at engaging effectively insuch casual interactions. You often hear people say, “Ican’t be bo<strong>the</strong>red with making small talk.” I used <strong>to</strong> bethat way until I realized that we are all limited <strong>to</strong> a fewgood friends and must get along with people whereverwe meet <strong>the</strong>m. Not all small talkers are superficial,some are highly skilled conversationalists who cansystematically work through a group easily, sorting outwho <strong>the</strong>y want <strong>to</strong> network with and selectively add afew <strong>to</strong> <strong>the</strong>ir list of friendships. Larry King in his book,“How To Talk To Anyone, Anytime, Anywhere revealsthat asking questions is <strong>the</strong> secret of good conversation.King points out that Why? is <strong>the</strong> greatest question ofall time. It is <strong>the</strong> one word he uses more than any o<strong>the</strong>ron his long running television show on CNN.Cultivating links in <strong>the</strong> context of spiritualcommunity has led me <strong>to</strong> see <strong>the</strong> value of dialoguewith people of various nationalities and differentfaiths. Sharing my own beliefs in different forumsand learning more about what o<strong>the</strong>rs believe has beena significant learning curve for me, deepening <strong>the</strong>understanding of myown and o<strong>the</strong>r faiths.Perhaps <strong>the</strong> biggestlesson I have learnedis <strong>to</strong> eliminate beingin awe of religiousmiddlemen anddiscount adherence <strong>to</strong>man-made traditionsin matters of whatwe believe. Our faithis not our own if wemindlessly accepted itbecause it was handeddown and we are notsure it can bear scrutiny.In my own situation I finally came <strong>to</strong> <strong>the</strong>decision that I would not give my allegiance <strong>to</strong>groupthink and superficial spiritual cus<strong>to</strong>ms nomatter how impressive or longstanding. It wasn’teasy <strong>to</strong> let go, gripped by an inherited belief systemit <strong>to</strong>ok me a long time <strong>to</strong> see <strong>the</strong> difference betweena vertical relationship with God and followingsupposedly sacred man-made dictates. Ra<strong>the</strong>r thanallow tradition keep control, I accepted a path thathas brought real freedom, peace and purpose. Inthis regard so many people are clearly missing<strong>the</strong> wood for <strong>the</strong> trees, though many do it out ofignorance and inadequate consideration because42 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 43


DESH AUR DIASPORAFOREIGN AFFAIRSth16ANNI V ERSARYlife is so busy and <strong>the</strong>ir concep<strong>to</strong>f success is a destination.It is reasonable <strong>to</strong> have deepfriendships with people of <strong>the</strong>same faith, and <strong>the</strong>y can beespecially meaningful if <strong>the</strong>search for <strong>the</strong> truth is genuinelyshared. But major differencesof opinion are inevitable inspiritual discussions and <strong>the</strong>y caneliminate friendships if <strong>the</strong>y arenot received with an open mind orresolved. Iron can sharpen iron butin many situations where religionis controlled and manipulated,fundamentalism seems <strong>to</strong> breedeasily. Putting God in a little boxis ano<strong>the</strong>r outcome because peerpressure is so high in closed faithcommunities. People quicklycreate a ‘mutual agreementsociety’ and nobody thinks <strong>to</strong>question <strong>the</strong> status quo. When someone comes along who challengesgroupthink or if an existing member wants <strong>to</strong> break free from <strong>the</strong>herd, conflict is inevitable - something most of us try <strong>to</strong> avoid. In myown faith journey and experience of what is mostly misunders<strong>to</strong>od as“Church,” I’ve abandoned <strong>the</strong> ‘bricks and mortar’ notion for a co-opwhere people are free <strong>to</strong> debate and engage one ano<strong>the</strong>r with truth andgrace. This means risk and conflict occasionally, but only in such anetwork can personal growth happen and <strong>the</strong> meaning of loving oneano<strong>the</strong>r be fully unders<strong>to</strong>od.Intimacy with immediate family probably presents <strong>the</strong> mostdifficult of all relational situations. Family values maybe foundationalfor <strong>Indian</strong>s, none<strong>the</strong>less so is <strong>the</strong> complexity and hypocrisy that isoften well hidden. I come from a large familyand I am bewildered when I recall some of <strong>the</strong>dynamics of our unit until our lives stabilised andwe started <strong>to</strong> mature in our acceptance of one o<strong>the</strong>r,a process that still goes on. My observations andexperience leave me convinced that <strong>the</strong> ‘blood isthicker than water’ perception does not necessarilyendure or always apply across <strong>the</strong> board. Thepresumptions, expectations and often undeservedsentiments family members inflict on one ano<strong>the</strong>rare as<strong>to</strong>nishing. We wouldn’t dare <strong>to</strong> treat outsidersin our life <strong>the</strong> way we treat <strong>the</strong> people we aresupposed <strong>to</strong> love <strong>the</strong> most.None<strong>the</strong>less <strong>the</strong> fact remains that all my deepfriendships had a significant impact on my life. Attimes <strong>the</strong>y shifted important paradigms in crucialareas of my life that would o<strong>the</strong>rwise have keptme going in directions I would not have wished <strong>to</strong>be stuck in. But while I’m convinced about <strong>the</strong>ircontribution, I believe I should have made <strong>the</strong>mwider, and not permitted <strong>the</strong>m <strong>to</strong> remain narrowand stifling, which is what happened <strong>to</strong> some of<strong>the</strong>m. I can’t blame anyone, I know I have alsohad that effect on people who came across my pathand thought <strong>the</strong>y needed my inputs for whateverreason. I’ve realized that trying <strong>to</strong> shield, rescue, judge, or managepeople’s lives around me, including my own children’s lives, my wifeand my friends is seldom a good idea. Better <strong>to</strong> admit we are all quitepowerless in this regard. People’s lives are <strong>the</strong>ir business and <strong>the</strong>irCrea<strong>to</strong>r’s - if <strong>the</strong>y choose <strong>to</strong> have him involved. O<strong>the</strong>rs can play a roleonly if invited and in a very limited way.by:Sreeram ChauliaThe DenialSyndromeFor <strong>the</strong> truth <strong>to</strong> emerge from <strong>the</strong> cobwebs of denial, India must act.After 79 days of beating around <strong>the</strong> bush, <strong>the</strong> governmen<strong>to</strong>f Pakistan finally accepted that <strong>the</strong> 26/11 terroristattacks in Mumbai were carried out by its nationalsfrom Pakistani soil. While Western pressure may haveforced Islamabad <strong>to</strong> belatedly admit that <strong>Indian</strong> claims ofPakistani involvement in <strong>the</strong> attacks were true, it is worth probing whydenial was resorted <strong>to</strong> in <strong>the</strong> first place.Just after 26/11, Pakistan issued its standard response of ‘no credibleevidence’ <strong>to</strong> prove <strong>the</strong> involvement of its nationals or intelligenceagency. As <strong>the</strong> weeks wore on, <strong>the</strong> proof piled up <strong>to</strong> implicate no<strong>to</strong>nly Pakistan’s ‘non-state ac<strong>to</strong>rs’ but also <strong>the</strong>ir state minders. Yet, <strong>the</strong>spiel of ‘no evidence’ grew louder in Islamabad. The reasoning behindthis strategy was <strong>to</strong> show that India was unfairly accusing Pakistan ofcomplicity in terrorism <strong>to</strong> tarnish its international reputation and thatNew Delhi has a “knee jerk” tendency <strong>to</strong> always scapegoat Islamabadfor its “domestic problems”.The ubiqui<strong>to</strong>us state ‘agencies’ planted s<strong>to</strong>ries in <strong>the</strong> Pakistani mediathat <strong>the</strong> lone gunman captured alive from <strong>the</strong> sites of <strong>the</strong> attack- AjmalAmir (‘Kasab’)- was “kidnapped” in Nepal in 2006 and handed over<strong>to</strong> India <strong>to</strong> be pulled out like a rabbit from <strong>the</strong> hat for a Mumbai-likeoccasion. Nepal immediately denied this bizarre <strong>the</strong>ory and <strong>the</strong> ploydid not sell internationally. However, Pakistan’s security apparatusThe world knew <strong>the</strong> truthand saw all <strong>the</strong> smokingguns, but it still allowed <strong>the</strong>Pakistani state’s denial-cumevasiontactics <strong>to</strong> grow bolderwithout fear of costs, eachpassing day.achieved its objective ofconsolidating de fac<strong>to</strong> controlat home by flooding newsprintand airwaves with <strong>the</strong> linethat India had yet <strong>to</strong> offer anycredible evidence and that‘pointing fingers’ at Islamabadwas a demonstration of NewDelhi’s eternal hostility andThat conspiracy <strong>the</strong>ories havestrong political motives is no<strong>to</strong>ften appreciated by peoplewho hear <strong>the</strong>m and <strong>the</strong>n cast<strong>the</strong>m aside as gossip or uninformedsensationalism.aggressive intent.The more India got projectedas an unreasonable and reflexivefoe that instinctively searchesfor a Pakistani hand in everyviolent terrorist attack, <strong>the</strong> morea national consensus was builtup <strong>to</strong> back <strong>the</strong> army and <strong>the</strong> ISI’srejection of <strong>Indian</strong> demands for<strong>the</strong> handover of most-wantedterrorists harboured by Pakistan.The world knew <strong>the</strong> truth andsaw all <strong>the</strong> smoking guns, but itstill allowed <strong>the</strong> Pakistani state’sdenial-cum-evasion tactics <strong>to</strong>grow bolder without fear ofcosts, each passing day. One of<strong>the</strong> biggest sources of relief forPakistan as India drummed updiplomatic pressure after 26/11came in <strong>the</strong> form of Islamabad’sall-wea<strong>the</strong>r strategic ally-China. The Chinese state pickedFrank Raj is <strong>the</strong> founder edi<strong>to</strong>rof The <strong>International</strong> <strong>Indian</strong>.(Part two of this series on friendship44will appear in TII’s next issue.)The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 45


FOREIGN AFFAIRSPROFILESth16ANNI V ERSARY‘The politicisation of <strong>the</strong>sesocial biases is achievedthrough intelligenceagencies, which finesse<strong>the</strong>m in<strong>to</strong> arguments andforeign policy positions at<strong>the</strong> international level.‘<strong>the</strong> ba<strong>to</strong>n where <strong>the</strong> ISI passed it and fanned <strong>the</strong> utterly absurdconspiracy <strong>the</strong>ory that “Hindu fanatics” could be <strong>the</strong> perpetra<strong>to</strong>rsof <strong>the</strong> Mumbai horror.Two days after <strong>the</strong> attacks, a report published in Renmin Ribao(People’s Daily), <strong>the</strong> official organ of <strong>the</strong> Chinese Communist Party,quoted “analysts” as saying that “radical elements from Hinduismcould also carry out this attack, because <strong>the</strong>y have long opposed<strong>the</strong> US’ hegemonistic policies” and since <strong>the</strong>y were “unhappy withdomestic and foreign policies of <strong>the</strong> Congress-led government.” Li Wei,direc<strong>to</strong>r of anti-terrorist studies of China’s Institute of Contemporary<strong>International</strong> Relations <strong>to</strong>ld <strong>the</strong> official media that India was accusingPakistan <strong>to</strong> “cover up” its own “flaws and shortcomings.” This blatantChinese mimicking of Pakistani conspiracy <strong>the</strong>ories after 26/11 stung<strong>Indian</strong>s and warned <strong>the</strong>m for <strong>the</strong> umpteenth time that trusting Beijingwas naïve.That conspiracy <strong>the</strong>ories have strong political motives is no<strong>to</strong>ften appreciated by people who hear <strong>the</strong>m and <strong>the</strong>n cast <strong>the</strong>m asideas gossip or uninformed sensationalism. Malicious gossip aboutterrorist attacks does not of course originate always from jihadis and<strong>the</strong>ir sympathisers. When <strong>the</strong> Oklahoma City bombing occurred in<strong>the</strong> United States in 1995, many Americans saw a “foreign hand” init, notably al Qaeda, and it was a hard pill <strong>to</strong> swallow for <strong>the</strong>m whena white male was eventuallyconvicted for <strong>the</strong> attack. At<strong>the</strong> domestic social level,conspiracy <strong>the</strong>ories thus relate <strong>to</strong>stereotypes of race, religion andethnicity that predestine thinkingindividuals <strong>to</strong> accept that, say, <strong>the</strong>detested Muslim, Christian, Jewor Hindu is <strong>the</strong> ‘real’ perpetra<strong>to</strong>r.The politicisation of <strong>the</strong>se socialbiases is achieved throughintelligence agencies, whichfinesse <strong>the</strong>m in<strong>to</strong> arguments andforeign policy positions at <strong>the</strong>international level.Now that Pakistan hasacknowledged ‘partial’ responsibilityfor <strong>the</strong> Mumbai attacks, <strong>the</strong> questionremains whe<strong>the</strong>r all <strong>the</strong> perpetra<strong>to</strong>rswill ever be brought <strong>to</strong> book. Theirony of <strong>the</strong> present junctureis that if India does heed <strong>the</strong>advice of strategists and opensa covert front against <strong>the</strong> jihadiinfrastructure in Pakistan, it willreinforce <strong>the</strong> weight of <strong>the</strong> ISI and<strong>the</strong> army in Rawalpindi and reifyall <strong>the</strong> anti-India phobias <strong>the</strong>ypropagate in Pakistani society.But <strong>the</strong> price of doing nothingis worse for India, because <strong>the</strong>fears of a perpetually antagonisticIndia have already seeped in<strong>to</strong>Pakistani society and <strong>the</strong> nextaudacious cross-border attackmay be only a few months oryears away.Sreeram Chaulia is a researcheron international affairs at<strong>the</strong> Maxwell School ofCitizenship and Public Affairsin Syracuse, New York.by: Debasree S.The Magic of aHealing TouchDr. Zulekha Daud: UAE’sfirst expatriate woman doc<strong>to</strong>r“The strength of a woman can carry <strong>the</strong> weight of <strong>the</strong> world”–Sarah Pezdek Smith, American-born Ukrainian artist, poet and writer.There is no doubt that <strong>the</strong> endearing matriarch of <strong>the</strong> Zulekhafamily and UAE’s first expatriate woman doc<strong>to</strong>r, Dr. ZulekhaDaud makes a perfect protagonist in this context.In <strong>the</strong> early 1960’s when she came <strong>to</strong> <strong>the</strong> UAE from <strong>the</strong>American Mission Hospital in Kuwait, <strong>the</strong> UAE was a vastexpanse of desert without any electricity and even potable water andmedical facilities were rudimentary <strong>to</strong> say <strong>the</strong> least, yet she stayed on <strong>to</strong>serve <strong>the</strong> people with a rare display of selfless dedication.“I got my strength from <strong>the</strong> overwhelming need of <strong>the</strong> people of thiscountry,” says Dr. Zulekha Daud, now <strong>the</strong> proprie<strong>to</strong>r of <strong>the</strong> ZulekhaHealthcare Group, one of <strong>the</strong> largest private healthcare networks in <strong>the</strong> Gulf.“Those days, <strong>the</strong>re was a crying need for qualified female gynaecologistswho attend <strong>to</strong> deliveries, since UAE women loa<strong>the</strong>d <strong>to</strong> be treated by maledoc<strong>to</strong>rs. There were no hospitals and I used travel from door <strong>to</strong> door <strong>to</strong>deliver babies,” reminisces Dr. Zulekha in a rare interview with this writer.This soft-spoken and fraillady, now in her late 60’s hasan iron-will and a determination<strong>to</strong> give her best despite allodds. At a time when mostwomen happily settled down<strong>to</strong> domestic bliss, she chose <strong>to</strong>devote herself <strong>to</strong> providing “<strong>the</strong>people and particularly womenof UAE <strong>the</strong> benefits of medicalprogress of <strong>the</strong> times.”Sometimes, an emergencycall in <strong>the</strong> wee hours of <strong>the</strong>morning would deprive her ofsleep, but she would go beyond<strong>the</strong> call of duty <strong>to</strong> save <strong>the</strong> livesof those who trusted her. Toher, a job was a sacrosanctmission and her patients apart of an extended family.Though she startedpractising from her clinic inSharjah as early as in 1964,<strong>the</strong> Zulekha Hospital was setup in 1992.“I had <strong>to</strong> brave hard timeswith just a bag and a few basicmedical amenities. Therewere no nurses or assistants.I just knew that <strong>the</strong> womenneeded me, <strong>the</strong>y came fromfaraway places and I couldnot fail <strong>the</strong>m. “My biggest46The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 47


PROFILESreward was when I saw <strong>the</strong>sewomen relieved of <strong>the</strong>ir anguishand holding <strong>the</strong>ir new-born in<strong>the</strong>ir arms. Those were indeed mygreatest moments of satisfaction.”“In <strong>the</strong> 1960’s, medicalresearch hadn’t made such rapidstrides. We only had potassiumpermanganate, some sulphurdrugs and penicillin <strong>to</strong> counteractinfections. Tetracycline wasjust becoming popular. Themost common infections weremalaria, fever, diarrhoea andvomiting,” she reminisces.There were many trials andtribulations during deliveries.Sometimes <strong>the</strong> baby would be ina breach position, a cord prolapse,placenta previa etc, when <strong>the</strong>chances of survival were difficult.“I knew I had very little facilitiesand did my best under <strong>the</strong> difficultcircumstances.”Once when a womandelivered a premature baby andDr. Zulekha knew that she had nomeans <strong>to</strong> keep her alive, she justtried lip-<strong>to</strong>-lip resuscitation andbrea<strong>the</strong>d a prayer and a miraclehappened –<strong>the</strong> baby lived on and<strong>the</strong> parents brought <strong>the</strong> beautifulbaby girl <strong>to</strong> show <strong>to</strong> Dr. Zulekha,year after year, in an expressionof <strong>the</strong>ir gratitude.“The need for a qualifiedmedical practitioner was so greatat that time that I even had <strong>to</strong>attend <strong>to</strong> animals in distress forpatients who came from farawayplaces,” recalls Dr. Zulekha.Her tireless service <strong>to</strong><strong>the</strong> community did not gounrecognized. Within threedecades Dr. Zulekha, hadgenerated so much of goodwillwithin <strong>the</strong> community that she‘My biggestreward waswhen I saw<strong>the</strong>se womenrelieved of<strong>the</strong>ir anguishand holding<strong>the</strong>ir newbornin <strong>the</strong>irarms. Thosewere indeedmy greatestmoments ofsatisfaction.‘was <strong>the</strong> first expatriate womanwho was allowed by <strong>the</strong> Rulers <strong>to</strong>set up her own hospital in Sharjah.In 1992 November <strong>the</strong> ZulekhaHospital Sharjah was foundedand believed in her philosophy:“Beyond specialty, besidesspecialists, <strong>the</strong>re is something abit more special... <strong>the</strong> magic of ahealing <strong>to</strong>uch.”There is an unmistakable auraabout her as she goes about herduty. Her employees are in aweand her patients eternally grateful<strong>to</strong> be in such trusted hands --herquiet dignity and compassionclearly in evidence.Today, more than four decadesafter she reached <strong>the</strong> shores of UAEand dedicated herself <strong>to</strong> <strong>the</strong> peopleof UAE, she is completely at homehere and perfectly at peace withherself.But she remembers fondly, herearly life in Nagpur India whereshe grew up amidst a close-knitfamily and an orthodox Muslimcommunity. “This was <strong>the</strong> placewhere I spent my childhood,completed my schooling, collegeand, later, my MBBS degree at<strong>the</strong> General Medical College.”Dr. Zulekha’s fa<strong>the</strong>r SadiqVali, was in <strong>the</strong> constructionbusiness and her mo<strong>the</strong>r, Bilkis,a housewife. Nei<strong>the</strong>r pursuedhigher education, but <strong>the</strong> los<strong>to</strong>pportunities in <strong>the</strong>ir own livesonly convinced <strong>the</strong>m that <strong>the</strong>irchildren should have access<strong>to</strong> <strong>the</strong> very best of educationalopportunities. “I am indebted <strong>to</strong><strong>the</strong>m for <strong>the</strong>ir outlook and <strong>the</strong>irefforts. We were three girls andtwo boys in <strong>the</strong> family.”“We had a lovely childhoodand were brought up like littletreasures. Our parents gave us alot of love and never discouragedus from doing anything. We go<strong>to</strong>pportunities <strong>to</strong> try out varioussports, learn music, art, and,above all, meet a lot of people.Their confidence in us made uswhat we are <strong>to</strong>day. As I completedmy schooling, it was evident<strong>to</strong> me that doc<strong>to</strong>rs had a specialniche in society and were greatlyrespected. That is what helped medecide my career.”Dr. Zulekha was made <strong>to</strong>believe by her parents that <strong>the</strong>rewas nothing that girls couldn’tdo better than boys. “My mo<strong>the</strong>ralways taught us <strong>to</strong> take pride inbeing who we were. Small things,like good handwriting, well-keptbooks and neatness mattered <strong>to</strong>her, and she would never give upuntil we achieved some degree ofperfection in whatever we had se<strong>to</strong>ut <strong>to</strong> do. Thanks <strong>to</strong> my parents’perseverance, <strong>to</strong>day my siblingsand I have achieved distinction inour respective fields.”As soon as she finished herinternship and her stint as a housesurgeon in general medicine,gynaecology and obstetrics,her parents arranged for her <strong>to</strong>marry Dr Iqbal Daud who is anaccomplished ophthalmologist.It was in late 1962 that he wasoffered a job at <strong>the</strong> KuwaitiMission Hospital, Kuwait, andsuddenly she was faced with <strong>the</strong>prospect of leaving India. “I hadmixed feelings, but looked forward<strong>to</strong> <strong>the</strong> new experience. We arrivedin Kuwait and I was surprised howwell organised it was.”“I began working as a GP for<strong>the</strong> mission hospital. In 1963, Iwas expecting my first child. I stillremember vividly, <strong>the</strong> day I arrivedin Sharjah – August 12, 1964. Ihad mentally prepared myself for a<strong>to</strong>ugh life and sent my son, Adil, <strong>to</strong>th16ANNI V ERSARYmy mo<strong>the</strong>r in Nagpur, as Dubai did not have any proper schools <strong>the</strong>n. Thosedays, <strong>the</strong>re was no proper airport or seaport in Dubai. There was a smallrunway that belonged <strong>to</strong> <strong>the</strong> British.”“To me, work is worship and when <strong>the</strong> authorities asked me where Iwould like <strong>to</strong> work, I had no reservations as <strong>to</strong> <strong>the</strong> choice of place. So <strong>the</strong>yput me in Sharjah. My husband was offered a job at <strong>the</strong> Kuwaiti MissionHospital in Dubai and he followed soon after. We used <strong>to</strong> live in Deira.”“It was a <strong>to</strong>ugh life but it was very challenging. I have alwaysloved challenges.”Dr. Zulekha has always held humane values very close <strong>to</strong> her heartand being a woman has helped her. “A woman’s maternal instinct of loveand compassion is a vital ingredient in <strong>the</strong> healing process,” explainsDr. Zulekha. Indeed Dr.Zulekha has attended <strong>to</strong>more than 15,000 deliveriestill date, displaying acompassion and an empathythat only a woman can feelfor ano<strong>the</strong>r.When Dr. Zulekhadecided <strong>to</strong> open <strong>the</strong> secondZulekha Hospital her firstin Dubai in 2005, she wasoffered <strong>the</strong> land free of costfrom <strong>the</strong> Government ofZulekha Hospital in DubaiDubai, as recognition forher service <strong>to</strong> <strong>the</strong> people of<strong>the</strong> UAE. The 75-beddedMulti-Specialty hospital has since proved <strong>to</strong> be a boon for <strong>the</strong> residentsof Al Qusais, Al Nahda and Mirdiff.“I have never worried about money or <strong>the</strong> profitability of any venture.I knew that I had been entrusted with a special responsibility and gave itmy best. Everything else fell in<strong>to</strong> place. Today, <strong>the</strong> Zulekha HealthcareGroup has 45 specialities, a team of more than 125 specialist doc<strong>to</strong>rsand 300 paramedical staff. “At <strong>the</strong> Zulekha Hospital, we treat ourpatients with concern, compassion and respect,” explains Dr. Zulekhaand her credo in life is expected <strong>to</strong> hold <strong>the</strong> group in good stead as itembarks on an ambitious expansion plan across <strong>the</strong> GCC countries.Looking in<strong>to</strong> <strong>the</strong> future with characteristic insight, Dr. Zulekhasays:”The private sec<strong>to</strong>r has developed very well in this country andnow our medical standards are comparable <strong>to</strong> that in Europe and o<strong>the</strong>rwestern countries. However <strong>the</strong> private and <strong>the</strong> public sec<strong>to</strong>r needs <strong>to</strong>create a synergy for <strong>the</strong> benefit of <strong>the</strong> people.” Going by her experienceand her understanding of <strong>the</strong> peoples’ pulse in <strong>the</strong> UAE, <strong>the</strong>se are pearlsof wisdom that future generations could learn from.Debasree S. is a freelancewriter based in Dubai48 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 49


TRAVELLondon CallingVegetarians!by Monica ShawEver since London won <strong>the</strong> bid <strong>to</strong> host <strong>the</strong>2012 Olympics, <strong>the</strong> city has been scrambling<strong>to</strong> clean up its act. As a result, this oncesmoggy metropolis has transformed itselfin<strong>to</strong> a clean, green urban oasis. Parks are asDining on a Double-DeckerA visit <strong>to</strong> London isn’t complete without a ride on aRoutemaster bus. The double-deckers were retired in2005 but you can still get inside one at <strong>the</strong> Rootmastervegan café. The converted bus houses a kitchen on<strong>the</strong> lower deck and a dining room up <strong>to</strong>p. It’s perfectfor an affordable lunch break after a trip <strong>to</strong> SpitalfieldsMarket or a stroll down Brick Lane. The Rootmasteris also perfect for people watching: this part of <strong>to</strong>wnis brimming with designer clo<strong>the</strong>s shops (and <strong>the</strong>fashionistas who love <strong>the</strong>m).Rootmaster; Elys Yard, E1 6QL; +44 (0)79 12389314; www.root-master.co.ukOlympic fever is spreading and <strong>to</strong>day’s London is better thanever for health-conscious, veggie-minded travelers.popular as pubs, bicycles are on <strong>the</strong> rise, farmer’s marketsare everywhere, and more restaurants and grocers areemphasizing organic, locally-sourced ingredients.Olympic fever is spreading and <strong>to</strong>day’s London is betterthan ever for health-conscious, veggie-minded travelers.Dosa Ke SaathA raucous “beer and a curry” is most commonlycelebrated at one of <strong>the</strong> Bangladeshi restaurantshaggling for business along Brick Lane. Instead, headup north for less hassle and better food at Rasa, aSouth <strong>Indian</strong> restaurant whose all-vegetarian menu isconsistently delicious and surprisingly cheap. Don’tmiss out on <strong>the</strong> Dosas.Rasa; 55 S<strong>to</strong>ke Newing<strong>to</strong>n Church Street, N16 OAR;+44 (0)20 7249 0344; www.rasarestaurants.comth16ANNI V ERSARYCycling on <strong>the</strong> SouthbankOnce a marshy wasteland, <strong>the</strong> south bank of <strong>the</strong>Thames now thrives with restaurants, markets, marinasand even a skateboard park. Rent a bike and explore <strong>the</strong>six miles between Albert Bridge and Tower Bridge whereyou can tick off dozens of famous landmarks, includingParliament and Tower Bridge. Be sure <strong>to</strong> s<strong>to</strong>p at TheTate Modern for a stroll across Millennium Bridge and astunning view of St. Paul’s Ca<strong>the</strong>dral.London Bicycle Tour Company; 1a Gabriels Wharf,SE1 9PP; +44(0)20 7928 6838; www.londonbicycle.comMarket MadnessTucked between Vic<strong>to</strong>rian wrought-iron railwayarches, Borough Market is a foodie’s paradise. Whe<strong>the</strong>ryou crave fine chocolate or a fresh pear, you’re sure <strong>to</strong>find an edible treat among <strong>the</strong> dozens of gourmet foodstalls. Be sure <strong>to</strong> visit The Veggie Table for one of <strong>the</strong>irsavory burgers, all made with organic whole grains andlocally-grown vegetables. Tip: Go on Thursday <strong>to</strong> avoid<strong>the</strong> crowds.Borough Market; 8 Southwark Street, SE1 1TL; +44(0)20 7407 1002; www.boroughmarket.org.ukHaute VegHankering for haute cuisine? Then <strong>the</strong>re’s no betterchoice than The Gate Vegetarian Restaurant. Housed ina converted church, Gate’s changing menu will make youwish you brought more friends so you could sample allof <strong>the</strong>ir inventive dishes, such as shitake won-<strong>to</strong>n laksaand mushroom duxelle ro<strong>to</strong>lo. Gluten-free options areavailable and most dishes can be prepared vegan.The Gate; 51 Queen Caroline Street, W6 9QL; +44(0)20 8748 6932; www.<strong>the</strong>gate.tv50 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 51


TRAVELRADIOth16ANNI V ERSARYBudget Lunch BreakIf you’ve spent all morning in Covent Garden andneed <strong>to</strong> pep yourself up for <strong>the</strong> afternoon, refuel yourengines at Food For Thought. Hidden underground, <strong>the</strong>small café serves healthy, wholesome vegetarian foodat cheap and cheerful prices. Exceptional quiches, freshsalads, and comforting stews are mainstays. Get <strong>the</strong>reearly <strong>to</strong> secure a seat.Food For Thought; 31 Neal Street, WC2H 9PR; +44(0)20 7836 9072Fancy a drink?Then head over <strong>to</strong> The Duke of Cambridge, <strong>the</strong>world’s first certified organic gastro pub. Built in 1861on a quiet back street, this pub embodies <strong>the</strong> warm vibeof a traditional English pub. Pick your pint from a rangeof organic beers and ales, including Shoreditch S<strong>to</strong>utand Pitfield Lager, both of which are vegan and locallybrewed by Pitfield Brewery.The Duke of Cambridge; 30 St Peters Street, N1; +44(0)20 7359 3066; www.dukeorganic.co.ukPicnic in <strong>the</strong> ParkFrom lavish royal gardens <strong>to</strong> cozy public squares,London’s plentiful parks are perfect for alfresco dining.Work up an appetite with a walk up Primrose Hill inRegent’s Park where you can enjoy a fantastic view withyour picnic. Or venture north <strong>to</strong> Hampstead Heath whereit’s easy <strong>to</strong> find a private spot in this 791-acre park. If youwant <strong>to</strong> stay local and happen <strong>to</strong> be lunching at Food forThought (see above), take your food <strong>to</strong> go and escape<strong>to</strong> <strong>the</strong> cozy Phoenix Garden, a community-run retreathidden behind <strong>the</strong> Phoenix Theatre.Monica Shaw is a Chicago nativecurrently living, writing and cycling inLondon. You can find her on <strong>the</strong>web at monicashaw.com.Charu Dhawanby: Muaz ShabandriGone are <strong>the</strong> dayswhen one had <strong>to</strong>push <strong>the</strong> play but<strong>to</strong>non a cassette player<strong>to</strong> listen <strong>to</strong> <strong>the</strong>irfavorite songs. With four stationsin <strong>the</strong> UAE playing music of allgenres from <strong>the</strong> subcontinent,NRI’s are never at a loss for <strong>the</strong>kind of music <strong>the</strong>y are used <strong>to</strong>from back home.One of <strong>the</strong> first Hindi-UrduFM radio stations in UAE startedtransmissions from Umm AlQuwain on 1st March, 1998. Thelaunch marked <strong>the</strong> dawn of a newera in <strong>the</strong> radio his<strong>to</strong>ry of UAE.Operating on <strong>the</strong> 106.2 frequency,<strong>the</strong> channel is celebrating its11th year of operations this year.Originally conceived as a puremusic, no-nonsense station <strong>the</strong>Hum FM frequency <strong>to</strong>day featuresa scintillating mix of countdownshows, cricket commentary and<strong>the</strong> even <strong>the</strong> call <strong>to</strong> prayer. Thename “HUM FM” was chosenthrough a contest in which morethan 1,200 participants suggested<strong>the</strong> name since it s<strong>to</strong>od for Hindi,Urdu and Malayalam.“The UAE is home <strong>to</strong> a lot ofpeople from <strong>the</strong> subcontinent. At<strong>the</strong> time we started operations,At home with UAE’sHindi radio stationsWith <strong>the</strong> UAE having one of <strong>the</strong> world’s highestratio of vehicles <strong>to</strong> population, radio listenership ismore dependent on traffic patterns. For NRI’s it’slike home away from home.<strong>the</strong>re was no station with 24 hourprogramming playing Hindi orUrdu songs” recalls ZeeshanAhmed, Direc<strong>to</strong>r (Programming)at Hum FM.Known for live cricketcommentary, Hum FM is one of<strong>the</strong> only stations <strong>to</strong> feature livecricket updates from <strong>the</strong> venue.When asked about <strong>the</strong> infusion ofcricket commentary on a musicchannel, Zeeshan responded bysaying, “Cricket is big. Peoplecoming from <strong>the</strong> subcontinentsimply love <strong>the</strong> game and itis a very significant aspect of<strong>the</strong>ir lives. That is why cricketconstitutes an important part ofHarsha hosting <strong>the</strong>drive time showour programming”.Radio continues <strong>to</strong> befrienda whole lot of people who livealone in <strong>the</strong> UAE. Serving as acompanion <strong>to</strong> <strong>the</strong> multitudes ofsingle people, radio has continued<strong>to</strong> fill <strong>the</strong> longings of people basedaway from <strong>the</strong>ir homes.Featuring a snazzy mix of hitmusic and retro classics, 89.1Radio4FM started operationsin 1998 as <strong>the</strong> second radiostation targeting people from <strong>the</strong>subcontinent. The station haslived up <strong>to</strong> its repute as one ofUAE’s best stations since startingoperations.“We believe in playing <strong>the</strong>52 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 53


RADIOth16ANNI V ERSARYBehind <strong>the</strong> scenes: Farrukh Viquarreflecting his thoughts on <strong>the</strong> air wavesbest of <strong>the</strong> best. What we follow is a popular format of radio whichanybody and everybody can associate with. The only challenge is<strong>to</strong> maintain continuity and come up with new features and excitingcompetitions <strong>to</strong> keep <strong>the</strong> listener engaged” reveals Charu Dhawan,Programme Controller – 89.1 Radio4FM.“The listener’s are so different over here. We have very informedlisteners who add on, correct your mistakes and make <strong>the</strong> radioexperience interactive and enjoyable at <strong>the</strong> same time,” she enthuses.Contemporary hit radio also known as CHR is one of <strong>the</strong> mostdominant forms of radio programming in this part of <strong>the</strong> world. CHRfocuses on playing current and recent popular music as determined by<strong>the</strong> <strong>to</strong>p 40 music charts.City 101.6 featuring some of <strong>the</strong> brightest names in<strong>the</strong> UAE radio industry was founded in 2001. Celebratingits seventh anniversary on 12th May this year, <strong>the</strong> stationcomes along as a witty and wacky one. City looks at <strong>the</strong>brighter side of life, tickling funny bones and twistinglife’s demands in<strong>to</strong> humorous little episodes.Speaking <strong>to</strong> TII, Sonia Parasnis, ProgrammingManager, Asian Services – Arabian Radio Network,said, “The endeavor right from <strong>the</strong> start was <strong>to</strong> dothings differently. There are lots of radio stations thatplay Bollywood music, and feature celebrity interviewsin <strong>the</strong>ir talk shows. What we did at City was <strong>to</strong> tryand package things in a manner which was a lot moreinteresting, a lot more fun and entertaining than some of<strong>the</strong> o<strong>the</strong>r stations. Our efforts are always <strong>to</strong> try and dothings differently.”She added, “I think any FM radio station is a reflectionof <strong>the</strong> community we are in. City is doing exactly <strong>the</strong>same thing; Dubai is young, Dubai is happening, thingsare constantly changing and that’s exactly what we arereflecting on air.”With <strong>the</strong> UAE having one of <strong>the</strong> world’s highestratio of vehicles <strong>to</strong> population, radio listenership is moredependent on traffic patterns. The concept of primetimeprogramming is based largely on drive time in this region.Kritika Rawat, Breakfastshow host at City 101.6Drive time consists of morninghours when listeners wake up, getready and head <strong>to</strong> work or school.Breakfast shows feature <strong>the</strong>highest listenership in this regardas people turn <strong>to</strong> radio as a formof entertainment while driving <strong>to</strong>work.“Dubai has a very substantialchunk of prime time. In <strong>the</strong> fourhours of your breakfast show, youcapture <strong>the</strong> essence of a station,whe<strong>the</strong>r it is <strong>the</strong> fun and humorelement, or <strong>the</strong> social angle, youhave <strong>the</strong> highest listenership on abreakfast show.”Hinglish, a hybrid of Englishand South Asian languages usedboth in Asia and UK is kickingdust among <strong>the</strong> masses of UAE.This blend of Hindi and Englishis widely used by RJ’s across <strong>the</strong>Pecker at <strong>the</strong> ARN studios inMedia citycountry <strong>to</strong> entice listeners.“People from <strong>the</strong> subcontinenthave a very healthy mix of Hindiand English which we know asHinglish. It is a very pertinentform of communication in Dubaiand that is why <strong>the</strong> presentersusually speak in Hinglish ra<strong>the</strong>rthan using heavy Urdu or Hindias a means of communication”explains Sonia.Kritika Rawat, BreakfastShow host at City 101.6 says,“There is a thin line of differencebetween a good RJ and a greatRJ. A good RJ entertains peopleduring <strong>the</strong> show whereas a greatRJ is one who is talked abouteven after <strong>the</strong> show gets over.”Kritika who hosts <strong>the</strong> ‘EnglishBreakfast Desi Mem’ show from7 <strong>to</strong> 10 is known for her vibrantand pulsating talks early in <strong>the</strong>morning. Kritika’s most popularsegment is Birthday Pappu, whereshe puts birthday people on <strong>the</strong>spot when <strong>the</strong>y get a surprise callfrom her in <strong>the</strong> morning.Radio Spice 105.4 FM, oneof <strong>the</strong> most recent additions <strong>to</strong><strong>the</strong> existing lineup of Hindi radiostations in <strong>the</strong> UAE is keepingpace with some of its betterknown competi<strong>to</strong>rs. The stationwhich started operations a fewmonths back is <strong>the</strong> first <strong>to</strong> partner astrategic alliance with BBC <strong>to</strong> providelistener’s with up-<strong>to</strong>-date happeningsincluding <strong>the</strong> latest news from around<strong>the</strong> globe.“Radio is one of <strong>the</strong> fastest mediums<strong>to</strong> reach people at a low cost. It is amedium which completely personifies aperson’s lifestyle,” says Herman Lewis,CEO & Managing Direc<strong>to</strong>r – RadioSpice.He believes <strong>the</strong> scope of radio is nolonger confined <strong>to</strong> entertainment as infotainment also plays an activerole in communicating with <strong>the</strong> masses.“It is a very powerful <strong>to</strong>ol in shaping one’s thinking, emotions andlifestyle. Unfortunately, <strong>the</strong> power of radio has been underrated aspeople fail <strong>to</strong> understand <strong>the</strong> effectiveness of <strong>the</strong> medium,” he says.Deepa Narwani, an avid radio enthusiast and a student says, “UAEis one of <strong>the</strong> very few countries in this region <strong>to</strong> have radio stationsplaying Bollywood songs. I feel fortunate that I get <strong>to</strong> hear some reallytalented RJ’s and amazing songs whenever and wherever I want.”She laments <strong>the</strong> fact that radio stations are reluctant <strong>to</strong> experimentwith new programming formats.“There is a lot of scope for improvement in radio shows which arebroadcast here. The infusion of knowledge based programming in<strong>to</strong>existing formats can create a lot of vistas for infotainment.”Hindi radio hascome a long waysince it started adecade ago. Whatstarted as one Hindi-Urdu radio stationin <strong>the</strong> UAE has led<strong>to</strong> <strong>the</strong> establishmen<strong>to</strong>f several musicchannels that cater <strong>to</strong><strong>the</strong> expat population.A proliferation ofHerman Lewis of Radio Spiceradio channels isexpected <strong>to</strong> take placein <strong>the</strong> coming years which will give listeners more choice over what <strong>to</strong> hear.At par with some of <strong>the</strong> best radio stations found around <strong>the</strong> globe,broadcasters in <strong>the</strong> UAE are faced with a realm of endless possibilities.So, tune in and keep listening <strong>to</strong> <strong>the</strong> constantly changing world of radio!Muaz Shabandri is a freelancewriter based in Dubai54 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 55


PARENTINGth16ANNI V ERSARYRaising ChildrenAway from IndiaNurturing young minds with a sense of belongingby: Urmila San<strong>to</strong>shBishan & Sheeba Ghoshwith <strong>the</strong>ir daughter RaptiThe very name ‘India’,has associationswhich few o<strong>the</strong>rcountries in <strong>the</strong> worldcan evoke. Home <strong>to</strong>exotic jungles and forests, lushriver valleys and barren deserts,busy modern cities and quietvillages, India is contemporaryyet ancient and mysterious.Occupying this vast and variedFor <strong>the</strong> average <strong>Indian</strong> living in <strong>the</strong> Gulf, memoriesof India bring with <strong>the</strong>m a feeling of nostalgia,a sense of belonging and patriotism.landscape, is an intriguingmixture of people whose varietyin race, language, cus<strong>to</strong>m, tradition, art and religion bringscolour <strong>to</strong> every aspect of life and probably creates <strong>the</strong> strongsense of community all <strong>Indian</strong>s have..The UAE has been <strong>the</strong> preferred choice of country in <strong>the</strong>Middle East for most <strong>Indian</strong>s. NRIs here are a communitybound by common sentiments of cultural interest, religion,and patriotism <strong>to</strong>wards <strong>the</strong>ir land and <strong>to</strong>wards preserving<strong>the</strong>ir heritage. They help each o<strong>the</strong>r in times of need andcelebrate festivals and o<strong>the</strong>r ceremonies <strong>to</strong>ge<strong>the</strong>r; in bringingup <strong>the</strong>ir children with <strong>the</strong> same values as <strong>the</strong>ir cousins backhome thay share common experiences and emotions. TheGulf offers a comfortable standard of life compared <strong>to</strong>India, in terms of a tax-free income and a relatively peacefulenvironment. However, <strong>the</strong>re is a constant conflict <strong>to</strong> stayin <strong>to</strong>uch with one’s native culture, language and cus<strong>to</strong>ms.More so now as <strong>the</strong> children of <strong>Indian</strong> expatriates increasingly prefer<strong>to</strong> study at international schools in <strong>the</strong> UAE.TII decided <strong>to</strong> ask a few <strong>Indian</strong> parents living in <strong>the</strong> UAE about<strong>the</strong>ir concerns for how <strong>the</strong>ir children learn <strong>to</strong> appreciate <strong>the</strong>ir heritageand develop a love for <strong>the</strong>ir roots.A perfect blend of <strong>the</strong> east and <strong>the</strong> south is <strong>the</strong> essence of <strong>the</strong> Ghoshfamily who reside in <strong>the</strong> Khalidiyah area in Abu Dhabi, and are parents <strong>to</strong>eight year old Rapti. This couple have always tried <strong>to</strong> ensure <strong>the</strong>ir daughteris well-grounded in <strong>the</strong> richness of <strong>Indian</strong> culture. Sheeba is a MalayaleeChristian, while her husband Bishan is a Bengali Hindu; so <strong>the</strong>ir daughter isexposed <strong>to</strong> <strong>the</strong> rich cus<strong>to</strong>ms and traditions of both communities. AlthoughRapti is not very conversant with ei<strong>the</strong>r parent’s language, she keenlyparticipates in both Hindu and Christianfestivals which <strong>the</strong> family celebrate withjoyous gaiety in <strong>the</strong>ir home. Sheeba andBishan are really particular that littleRapti understands while it’s okay <strong>to</strong> takein o<strong>the</strong>r cultures, it’s equally important <strong>to</strong>retain her <strong>Indian</strong> identity.Growing up in multicultural environments, kids pickupcertain mannerisms which isunavoidable. It is <strong>the</strong>n, thatparents need <strong>to</strong> make a specialeffort <strong>to</strong> explain how differentcultures allow or disallow certainpatterns of behaviour; and that<strong>to</strong> understand each o<strong>the</strong>r it isessential <strong>to</strong> have a strong sense ofbelonging and knowledge abou<strong>to</strong>ne’s native roots.While an education procuredat an international school in<strong>the</strong> UAE is at par with globalstandards; it throws open adiverse multicultural environmentwhich necessitates interactionwith students from o<strong>the</strong>r cultures,Sandeep & Swati Kadwe withlanguages, accents and such. So<strong>the</strong>ir son Harshwardhanmuch so, that expatriate <strong>Indian</strong>and daughter Gayatrichildren must work hard <strong>to</strong> beaccepted by <strong>the</strong>ir peer group and <strong>the</strong>re are chances that it may affecthow <strong>the</strong>y view <strong>the</strong>ir native <strong>Indian</strong> culture. They see India mainly onTV, via DVDs or websites and occasionally when <strong>the</strong>y visit Indiaon vacations; so it’s difficult <strong>to</strong> imagine that <strong>the</strong>y will have <strong>the</strong> sameemotional attachment <strong>to</strong> India as <strong>the</strong>ir parents do.Meet <strong>the</strong> Katrak family, who think differently. They are Zoroastriansand live in Abu Dhabi with <strong>the</strong>ir seven year old daughter Mahzarin.Although she has been brought up in <strong>the</strong> UAE; she enjoys celebratingNavroze and Parsi New Year with her parents and <strong>the</strong>ir close socialcircle. She also shows a lot of keenness in knowing more about <strong>the</strong>s<strong>to</strong>ries related <strong>to</strong> <strong>the</strong> festival and <strong>the</strong>rituals and asks a lot of questions.The Katraks are particular sherespects elders and develops aninterest in contributing her mite<strong>to</strong> society. Patriotism for India,respect for <strong>the</strong> national flag and <strong>the</strong> national an<strong>the</strong>m are simple butimportant lessons <strong>the</strong>y have tried <strong>to</strong> teach and develop in her.Younger kids, especially those below <strong>the</strong> age of 10, are at a stagewhere <strong>the</strong>y are fascinated by folktales, mystique and mythology.Producers of <strong>Indian</strong> animated films are leaving no s<strong>to</strong>ne unturned in<strong>the</strong>ir efforts <strong>to</strong> reach <strong>the</strong>ir largest target audience - kids! Most of India’sgreat epics like <strong>the</strong> Ramayana and Mahabharata for example, have alsobeen produced in <strong>the</strong>ir animated avatars.Educational lessons are being passed on through entertainment for<strong>to</strong>day’s generation. Technology is playing a role in repackaging ancientfolklore, <strong>to</strong> ensure it is passed on<strong>to</strong> <strong>the</strong> next generations. Hopefully<strong>the</strong> scope and quality of<strong>the</strong>se will improve <strong>to</strong> include<strong>the</strong> best of <strong>Indian</strong> literatureand <strong>the</strong> great classics ofwriters like Tagore, BankimChandra Chatterji etc.Sharjah-based coupleSandeep and Swati Kadwecompletely endorse <strong>the</strong>idea of instilling deeprooted<strong>Indian</strong> values in <strong>the</strong>irprogeny. The family hailsfrom Maharashtra and havetwo children Harshvardhanaged six and Gayatri,two plus, who are veryinterested in s<strong>to</strong>ries about<strong>the</strong>ir native festivals, andimmensely enjoy regularfolktale sessions with <strong>the</strong>irdad. A discussion with Sandeepreveals <strong>the</strong> many perspectives hehas on rearing his children witha strong sense of <strong>Indian</strong>ness.Although Gayatri is <strong>to</strong>o young,Harshvardhan shows a keeninterest in reading religious booksalongside his parents. The couplewould like <strong>to</strong> enrol him for <strong>Indian</strong>vocal classical music lessons,The strong sense of community, probably stems from<strong>the</strong> great diversity of India’s people, languages, cus<strong>to</strong>ms,traditions, art and religion that all <strong>Indian</strong>s cherishbut apparently <strong>the</strong>re are no suchprofessional facilities where <strong>the</strong>ylive. Whenever <strong>the</strong>y travel backhome for vacations, Sandeeptakes his son <strong>to</strong> his family’sfarms and shows him <strong>the</strong> variousplantations - Harshvardhan haseven planted a couple of treesby himself! Vacation time alsomeans visiting extended familyand interacting with cousins – <strong>the</strong>56 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 57


PARENTINGbenefits of socialinteraction withmany kids his agewhich he misses in<strong>the</strong> UAE.Despite all <strong>the</strong>cultural pitfalls,Gulf NRI parentsVishal & Meghna Gupta with <strong>the</strong>irstill choose <strong>to</strong>daughter Kalyani and son Bhaskarraise <strong>the</strong>ir kids in<strong>the</strong> GCC for <strong>the</strong>main reason thatcompared <strong>to</strong> western countries that are faraway for regular trips backhome, places like <strong>the</strong> <strong>the</strong> UAE are geographically closer <strong>to</strong> India and<strong>the</strong>re’s a large <strong>Indian</strong> community here.Vishal Gupta and his wife Meghna have also moved <strong>to</strong> Abu Dhabifor similar reasons. Parents of two cherubic children, Kalyani aged fiveand Bhaskar aged two; <strong>the</strong> couple also feel that although <strong>the</strong> culture in<strong>the</strong> UAE is in many ways dissimilar <strong>to</strong> India, it still feels good <strong>to</strong> livehere. The family belongs <strong>to</strong> Uttar Pradesh and <strong>the</strong>y celebrate all <strong>the</strong>irnative festivals with equal gus<strong>to</strong>. Their kids enjoy watching <strong>Indian</strong>animated films like Hanuman Returns, Bal Ganesh etc., and lovedressing up in ethnic wear and listening <strong>to</strong> <strong>the</strong> s<strong>to</strong>ries associated wi<strong>the</strong>ach festival. Vishal and Meghna rue <strong>the</strong>fact that <strong>the</strong>re are not <strong>to</strong>o many people<strong>the</strong>y know in <strong>the</strong>ir friends’ circle whocelebrate <strong>the</strong> smaller <strong>Indian</strong> festivalsin <strong>the</strong>ir homes. Although Vishal’s wifealso works and <strong>the</strong>y admit <strong>to</strong> not beingable <strong>to</strong> spend <strong>to</strong>o much time with <strong>the</strong>children <strong>to</strong> regularly read s<strong>to</strong>ries andfolktales <strong>to</strong> <strong>the</strong>m; <strong>the</strong>y try and do <strong>the</strong>irbit by inculcating <strong>the</strong> right valuesin <strong>the</strong>m. <strong>Indian</strong> culture is also aboutrespecting our elders, remembering <strong>to</strong> bethankful for God’s blessings everyday,and learning <strong>to</strong> adjust with <strong>the</strong> variousmembers in <strong>the</strong> family. They have aMerezban & Dilber Katraksmall mandir at home where <strong>the</strong> family with <strong>the</strong>ir daughter Mahzaringa<strong>the</strong>rs <strong>to</strong> worship everyday. Fromtime <strong>to</strong> time <strong>the</strong>ir extended family fromIndia come for visits and in <strong>the</strong> process <strong>the</strong> children learn <strong>to</strong> love andunderstand <strong>the</strong> value of family and friends in <strong>the</strong>ir lives.For <strong>the</strong> average <strong>Indian</strong> living in <strong>the</strong> Gulf, memories of India bringa feeling of nostalgia, a sense of belonging and patriotism. Many havespent <strong>the</strong>ir formative years and early youth, growing up in a culturethat means so much <strong>to</strong> <strong>the</strong>m. Living away from our native land, allwe have are memories; of family,friends, <strong>the</strong> <strong>to</strong>wn or village wegrew up in and so on.Parents who choose <strong>to</strong> bringup <strong>the</strong>ir children outside ofIndia do know that unless <strong>the</strong>ymake an effort <strong>to</strong> impart <strong>the</strong>richness of <strong>the</strong>ir native culture,our children’s ancient heritagewill soon be extinct over <strong>the</strong>generations. Our food, ourtraditions, our rituals are all sounique and that’s what makesus unique in <strong>the</strong> great mosaic ofpeople from all over <strong>the</strong> world.All <strong>the</strong> families we interviewedare of <strong>the</strong> same opinion, that nomatter where <strong>the</strong>ir kids will goas <strong>the</strong>y find <strong>the</strong>ir place in <strong>the</strong>sun, <strong>the</strong>y will first be known as<strong>Indian</strong>s and for that <strong>the</strong>y need <strong>to</strong>know more and be proud of <strong>the</strong>irethnicity. For all <strong>the</strong> painstakingeffort that it takes <strong>to</strong>day, <strong>the</strong>rewards will hopefully be visibleand worthwhile <strong>to</strong>morrow.Urmila San<strong>to</strong>sh is a freelancewriter based in Abu DhabiVIEW POINTMy God and II do not have a particular God I believe in. In fact, I believe in <strong>the</strong>mall — which is ano<strong>the</strong>r way of saying I believe in <strong>the</strong> power of God.by: Karan ThaparIngrid Betancourt saidsomething on <strong>the</strong> BBC thatmade me s<strong>to</strong>p and think.“When it comes <strong>to</strong> God, it’s<strong>the</strong> questions you ask thatreally matter.”As I heard her, I instinctively‘knew she was right. In my case,it’s not whe<strong>the</strong>r he exists that’simportant, but whe<strong>the</strong>r I’mprepared <strong>to</strong> admit I need him.Today, in my fifties, I can accept Ido. Whe<strong>the</strong>r I call that need God,or hide it from myself by usingsome o<strong>the</strong>r term, is a matter ofmere detail. At its core lies <strong>the</strong>realisation that <strong>the</strong>re are timeswhen God, or hope — or anassurance — is necessary.But was that always <strong>the</strong> case?Yes, except I wasn’t honestabout it. In my twenties or thirties,I claimed <strong>to</strong> be an agnostic. On <strong>the</strong>one hand, I did not have <strong>the</strong> certainty<strong>to</strong> be an a<strong>the</strong>ist; but, on <strong>the</strong> o<strong>the</strong>r, Iwould guard myself by observingall <strong>the</strong> superstitions I knew of.But when most in need,expediency would overpower mydeclared agnosticism! On suchoccasions I would actually bargainwith God. So, for example, <strong>to</strong>ensure <strong>the</strong> right results after a bigexam, I would strike a deal: ifyou give me a first, I would say,I will give up X and Y. Then, <strong>to</strong>twist his hand, I would make mysacrifice first. Reassurance layin my presumptuous confidenceGod would deliver. Silly as itmay sound, renunciation wasmy <strong>to</strong>ol <strong>to</strong> propitiate — or, do Imean bribe? — <strong>the</strong> power thatdetermines all our futures.Over <strong>the</strong> years, as I have come<strong>to</strong> understand myself, I have alsorealised what I was doing. I wasei<strong>the</strong>r camouflaging a need forGod — or hope or reassurance —or, worse, contradicting myself.If I were <strong>to</strong> say <strong>the</strong> confidence ofyouth explains my earlier refusal<strong>to</strong> fully believe, you would beright <strong>to</strong> riposte that advancing...<strong>the</strong>re was asudden acceptanceof a truth, <strong>the</strong>comfortable feelingthat you have alwayssuspected something<strong>to</strong> be true butnever beforerecognised it.58 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 59‘age has probably conditioned mypresent acceptance.Whatever <strong>the</strong> explanation,I’m no longer cold or distant <strong>to</strong>our human need for belief. It’s asmuch a part of our make-up ashunger or desire. Indeed, I wouldgo fur<strong>the</strong>r and say I don’t know ifGod exists, but I do know we needhim. So, if he is our creation he isundoubtedly <strong>the</strong> most invaluableone. For, <strong>to</strong> him we look when weknow we cannot help ourselves.But let me be more explicit.I do not have a particular Godth16ANNI V ERSARYI believe in. In fact, I believe in<strong>the</strong>m all — which is ano<strong>the</strong>r wayof saying I believe in <strong>the</strong> powerof God. And indeed, if I’mhonest, I only turn <strong>to</strong> him when Ineed him. It’s like food; <strong>the</strong> lureis powerful when you’re hungryand very different when sated.Which is why, even now, I thinkof him as hope or reassurancera<strong>the</strong>r than <strong>the</strong> Almighty. Youcan’t have failed <strong>to</strong> notice I use<strong>the</strong> words synonymously.I suspect Ingrid Betancourt’srelationship with God — or a hopeor reassurance — was essentiallyno different, only more desperateand more intense. And I assumethat would also be true of many ofyou who are reading this column.It’s just that her years of dreadfulcaptivity forced upon her anunderstanding that comes <strong>to</strong> <strong>the</strong> res<strong>to</strong>f us only with <strong>the</strong> slow passageof time. (Betancourt was rescuedin July 2008 , after six years in<strong>the</strong> captivity of <strong>the</strong> RevolutionaryArmed Forces of Colombia.)Listening <strong>to</strong> her on <strong>the</strong>radio, I could feel <strong>the</strong> pennydrop. Admittedly, <strong>the</strong>re was noaudible clunk but <strong>the</strong>re was asudden acceptance of a truth, <strong>the</strong>comfortable feeling that you havealways suspected something <strong>to</strong> betrue but never before recognised it.Awareness — if that’s whatit is — happens in strange,inexplicable ways. Now, is thatGod’s work or just coincidence?Karan Thapar is a columnistin <strong>the</strong> Hindustan Times


MOTOR MAMLA‘More Zoom-Zoom’in every wayth16ANNI V ERSARYGaladari Au<strong>to</strong>mobiles launches The All-New Mazda 6 Ultra 3.7L V6by a staff writerThe au<strong>to</strong>motive industry of <strong>the</strong> UAEwitnessed <strong>the</strong> launch of a car tha<strong>to</strong>ffers ‘more’ than any in its category,when Galadari Au<strong>to</strong>mobiles launched<strong>the</strong> bigger, bolder and more powerfulAll-New Mazda6 Ultra 3.7 Litre V6. The All-New Mazda6 Ultra 3.7 Litre V6 is Mazda’s forayin<strong>to</strong> offering a whole new sense of refinement - an‘exclusive experience’ - of a car that leads <strong>the</strong> fieldin this class. Introducing The All-New Mazda6Ultra, Mr. G. A. Kazmi, General Manager, GaladariAu<strong>to</strong>mobiles said, “The All-New Mazda6 Ultraconstitutes ‘more’ in a car - ‘more’ power with abreathtaking 3.7 Litre V6 engine; ‘more’ luxury andstyle with 9 sophisticated colours and 3 rich interiorfinishes and ‘more’ space with enhanced legroomand cargo carrying capacity in its class!”Mr. Hiroshi Kajiyama, Programme Manager,All-New Mazda6 Ultra had this <strong>to</strong> say. “The All-New Mazda6 Ultra is aimed at achieving best-inclass.It is a more premium vehicle than <strong>the</strong> Mazda6.It is quite simply, <strong>the</strong> best Mazda sedan ever.Product Concept - ‘Zoom-Zoom’ Evolution.The product concept for <strong>the</strong> Mazda6 Ultra was“Zoom-Zoom Evolution”. And <strong>to</strong> bring this concept<strong>to</strong> full fruition, a no-compromise stance with “bestin segment” as a key phrase was adopted. Mazda6’ssporty styling and handling were enhanced withoutcompromising <strong>the</strong> packaging and practicalityrelatedattributes, while quality was raised – anessential fac<strong>to</strong>r in achieving best-in-segment status.This strategy was entirely consistent with Mazda’sZoom-Zoom approach <strong>to</strong> designing and buildingcars, with <strong>the</strong> Zoom-Zoom Evolution concept splitin<strong>to</strong> in<strong>to</strong> three key values: (1) emotional and sporty;(2) insightful packaging; and (3) an exclusiveexperience.Key Value 1: Emotional and SportyMazda6 Ultra has <strong>the</strong> exciting styling and drivingperformance <strong>to</strong> delight people every time <strong>the</strong>y see ordrive it. Key attributes are:• Sporty styling that stirs <strong>the</strong> emotions.• A look that reflects Japanese aes<strong>the</strong>tics,completely different from any o<strong>the</strong>r CD* car.• Driving performance allowing <strong>the</strong> driver <strong>to</strong>interact with <strong>the</strong> car and achieve a feeling of onenesswith it.Key Value 2: Insightful PackagingMazda6 Ultra combines a wealth of packaginginnovations with attractive styling.Key attributes are:• Interior comfort combined with sporty styling.• Flexible, easy-<strong>to</strong>-use space with well-though<strong>to</strong>utluggage capacity.Key Value 3: Exclusive ExperienceMazda6 Ultra offers <strong>the</strong> highest levels ofcraftsmanship inspiring owners <strong>to</strong> feel pride ofownership and a strong emotional bond with it. Keyattributes are:• Driving pleasure that satisfies mature tastes.• Exquisite craftsmanship deriving from a desire<strong>to</strong> please people and increase <strong>the</strong>ir comfort.• A cabin environment and equipment that assuresdriver comfort.* Although more generally known worldwide as<strong>the</strong> D segment, traditionally Mazda refers <strong>to</strong> it as <strong>the</strong>CD segment.60 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 61


INDIAN AMERICANSth16ANNI V ERSARYEconomy Perils for<strong>Indian</strong> Americansby: Prem Souri KishoreNine in ten <strong>Indian</strong> Americans say <strong>the</strong>yare worried. “ I‘m panicking“ says VirShah, a computer executive on a workvisa“ Two million jobs have been lost,several industries‘need <strong>to</strong> be bailedout, fac<strong>to</strong>ries are closing, and <strong>the</strong> Dow is plungingevery day. I hate <strong>to</strong> wake up in <strong>the</strong> mornings.”It’s 2009. Revenue declines are dramaticallyworsening every day.Consumers are desperatelycutting back on spending whilemergers and aquisi<strong>to</strong>ns take adive and credit markets collapse.Unemployment is rising and realestate values are sliding evenmore rapidly. It’s deep recessionin America.How did this happen?The financial disaster wasinevitable for <strong>the</strong> nation’sborrow recklessly and spendlavishly mentality for <strong>the</strong> past30 years. “People lived farbeyond <strong>the</strong>ir means and <strong>the</strong>ynow want federal help, benefitsand mortgage modifications.”says an enraged analyst. ”What did you expect us<strong>to</strong> do when cars tempted us with <strong>the</strong>ir latest models,homes were available for a song, and vacationdreams were just a click away;“says Chetan a youngmarried computer executive who works in UCLA.“Who is guilty, <strong>the</strong> entrepreneur and advertiserwho made fantasy dreams come true or <strong>the</strong> gullibleconsumer who lived irresponsibly? “ he adds.Many <strong>Indian</strong>s have given up <strong>the</strong>ir vacation, staying longer hours at <strong>the</strong>office <strong>to</strong> make <strong>the</strong>mselves visible as hard workers, hoping <strong>the</strong>y willnot be put aside when <strong>the</strong> crunch hits <strong>the</strong>ir particular job.Unemploymentis rising and realestate valuesare sliding evenmore rapidlyIt’s recession inAmerica, DeepRecession.“Why have we allowed fat salaries for <strong>the</strong> <strong>to</strong>pguns?Why have we not protested,” rages Anuradha, acommunications, development direc<strong>to</strong>r in <strong>the</strong> artsfacility. “Health insurance benefits are being cutthanks <strong>to</strong> CEO’s retiring with colossal amountsof money flying in private planes, vacationing inexotic locations and buying up islands. What is <strong>the</strong>solution? It’s clear we have <strong>to</strong> restructure our lives.We have <strong>to</strong> recreate jobs in <strong>the</strong>internal market. We must lookfor opportunities and challengeourselves, and downsizedrastically. As for my family wedo not overspend, we did notinvest blindly, we did not lose,we pay as we go, so we havenot fallen in<strong>to</strong> credit pits nor wedid we borrow money. So weare okay. We did <strong>the</strong> right thing.But what happens if we lose ourjobs? Thankfully we still havesupport back in India but wha<strong>to</strong>f <strong>the</strong> o<strong>the</strong>rs?”“Every investment isbecoming worthless , warnsDeepak a financier”, only goldis of value. But be careful hew warns, “you may beburglarized or worse because everyone know <strong>Indian</strong>shoard gold.” He adds it is wise <strong>to</strong> think of foreigninvestments. “Immigration at<strong>to</strong>rneys and collectionagencies are <strong>the</strong> only flourishing professions in <strong>the</strong>US <strong>to</strong>day,” is his parting shot.<strong>Indian</strong> professionals are worrying about layoffsas companies will certainly reduce hiring abroad <strong>to</strong>‘save money. The rising employment is making laidoff <strong>Indian</strong> workers scramble <strong>to</strong> law firms <strong>to</strong> see howlong <strong>the</strong>y can staylegally in a countrywhile looking forjobs. Half a millionworkers are onwork or H-IB visasand have appliedfor green cards.Many came <strong>to</strong>do <strong>the</strong>ir graduatestudies andcontinued <strong>to</strong> work.Economists predictthat unemploymentwill hit an all timehigh this year andkeep climbing.”You could qualifyfor unemploymentbenefits for sometime,” suggests Vinitha, a lawyer “but you will have<strong>to</strong> get a job quickly bec`ause <strong>the</strong>se benefits alsomight dry up.”An American business friend however isalarmed at <strong>the</strong> layoffs. “What will happen if all <strong>the</strong>bright, intelligent workers return <strong>to</strong> <strong>the</strong>ir homelandsand create projects over <strong>the</strong>re? America will be <strong>the</strong>loser,” he says anxiously. For sure, as companiesbelt up, fewer visas will be issued <strong>to</strong> foreignworkers. Hiring abroad will certainly take a backseat. Following <strong>the</strong> dot com bust, hundreds of <strong>Indian</strong>workers have already returned home after losingjobs in management, manufacturing and technologycompanies. “I only hope if I lose my job, I will gettime <strong>to</strong> hunt for a job, switch <strong>to</strong> ano<strong>the</strong>r visa,or settlemy affairs, like selling my condo, which of coursewill be a heartache as prices have fallen, “moansRajesh a software engineer.”I know it is uselessapplying for a green card now as <strong>the</strong>re are thousandsin line and it will take years.”My retired doc<strong>to</strong>r friend Viji, a general physicianconfided that she will have <strong>to</strong> go back <strong>to</strong> work thisyear and if <strong>the</strong>y cannot afford me on a fulltimeplan, I hope <strong>the</strong>y offer me part time,” she said. Belttightening consumers are trying <strong>to</strong> avoid bankruptcyas <strong>the</strong>y struggle<strong>to</strong> make endsmeet. Couples aredelaying havingkids during <strong>the</strong>recession. Thechief of obstetricsat UCLA, DrKhalil Tabshin an article in<strong>the</strong> LA Timessays, “Peoplewill think twicebefore havingkids, Parents whoalready have oneor two or threekids will probablydefer pregnancyuntil things getbetter.” Fertility specialists have seen fewer clientsappearing in <strong>the</strong>ir office. They are even offeringdiscounts. Those looking <strong>to</strong> adopt are putting <strong>the</strong>irplans on hold.In <strong>the</strong> entertainment industry, networks restructure,fire, and battle with advertisers. Fewer films willbe produced this year. Scriptwriters, musicians,technicians, production crews have been laid off by<strong>the</strong> hundreds in Los Angeles.Raghu and Deepa who have been in <strong>the</strong> actingindustry for <strong>the</strong> past ten years are not being called<strong>to</strong> auditions nor can <strong>the</strong>y get voiceover work as <strong>the</strong>entertainment industry is refusing <strong>to</strong> take on newprojects fearful of <strong>the</strong> future. They are consideringdoing solo acts and taking <strong>the</strong>ir show <strong>to</strong> universitiesand schools. The community college near my homeis cutting 20 classes this year and firing at least 40teachers. Some accept <strong>the</strong> decision gracefully,” saysYasmine an administra<strong>to</strong>r, ”O<strong>the</strong>rs breakdown andcollapse. It is heartrending.”Losing a job could mean not being able <strong>to</strong> visityour family back home. Many <strong>Indian</strong>s have givenup <strong>the</strong>ir vacation, staying longer hours at <strong>the</strong> office64The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 65


INDIAN AMERICANSth16ANNI V ERSARY<strong>to</strong> make <strong>the</strong>mselves visible as hard workers hoping<strong>the</strong>y will not be put aside when <strong>the</strong> crunch hits <strong>the</strong>irparticular job. Those on work visas and green cardspray ardently that <strong>the</strong>y will not be affected. V Mohan,a retired computer executive decided <strong>to</strong> return <strong>to</strong>Chennai with his wife for two years as he foundthat he could not afford <strong>to</strong> pay health insurance forhimself and his wife. His part time job did not coverhealth benefits. He hopes <strong>to</strong> return when his wifequalifies for Medicare because he wants <strong>to</strong> be nearhis daughters who live here. The Khans from Poonawho have been living here for four years, say <strong>the</strong>y,will be forced <strong>to</strong> move back <strong>to</strong> India, move in withparents and start anew. Thankfully <strong>the</strong> children aresmall and <strong>the</strong>y will adjust easily. But how will wetake <strong>the</strong> transition? Will we find jobs?”<strong>Indian</strong> businesses in Artesia or Little India, a milelong stretch of hyped boutiques, jewellery, and grocerys<strong>to</strong>res, threading parlors, and restaurants are reelingunder <strong>the</strong> harsh reality of a desperate economy. Themerchants are hoping that <strong>the</strong> Obama government willmake sweeping changes and get <strong>the</strong>ir business on aneven keel. O<strong>the</strong>rwise <strong>the</strong>y fear <strong>the</strong>y will have <strong>to</strong> findalternative means of livelihood. Quite a few shopshave already downed shutters and weekends that sawa vibrant and steady stream of shoppers not only fromIndia but o<strong>the</strong>r nationalities are now listless placeswith shops offering huge discounts and o<strong>the</strong>r highend businesses luring cus<strong>to</strong>mers with luxury watcheslike Piaget, Chopard and Cartierin order <strong>to</strong> entice <strong>the</strong>ir upscaleclients.Cutting down on expenses,plowing back profits and beingpositive should be <strong>the</strong> criteriasay some of <strong>the</strong> businessowners. “Cus<strong>to</strong>mers only buyessentials, and do not go onshopping sprees like before,”says a fabric s<strong>to</strong>re owner whodoes not want <strong>to</strong> be named. Butas far as travel was concerned,air tickets <strong>to</strong> India sold out!Economy fallout or not, <strong>Indian</strong>ssimply have <strong>to</strong> go back <strong>to</strong> India.Beauty salons are hurting<strong>to</strong>o. Hema, my threading ladysays business has fallen rapidly. People do not comefor threading regularly preferring <strong>to</strong> tweeze at home,and facials are considered <strong>to</strong>o much of a luxury.Forget about massages,” she says wryly. I have seennotices in salons with special promotions,: Buy oneget one free facial, Hair cut free with hair coloringand coupons offered for future appointments.Only <strong>the</strong> bridal shops were busy as marriages keephappening even during a spiraling economy.The signs of <strong>to</strong>ugh times are everywhere.Restaurant tables around chic spots are empty,Gourmet magazine even offered a recipe calledThe Depression Special. At a time when <strong>the</strong> pricesof groceries makes you wince, many families aresaving money by not frequenting restaurants andinstead learning how <strong>to</strong> cook. Most working familieshave depended on Lean Cuisine packaged meals,or pizzas, or happy meals, but with tight budgetscooking up a meal at home and eating lef<strong>to</strong>versbecomes very appealing. Some folks are growing<strong>the</strong>ir own <strong>to</strong>ma<strong>to</strong>es, pota<strong>to</strong>es, cabbage, beets, herbsand pota<strong>to</strong>es in <strong>the</strong>ir back garden. Inexpensiveingredients are purchased and people eat simply.Young couples like Kartik and Meena are movingin with <strong>the</strong>ir parents as <strong>the</strong> mortgages are <strong>to</strong>o highor <strong>the</strong> rents <strong>to</strong>day are not affordable. Three and fourcar families are carpooling and giving up <strong>the</strong>ir cars.People are even abandoning <strong>the</strong>ir pet cats and dogsas dog and cat food are pricey items. Shelters are fullof cats, dogs and even guinea pigs.During <strong>the</strong> winter holiday season, Los AngelesTimes ran a column of home made gifts. Instead ofsending a turkey <strong>to</strong> those you held dear, or expensivegift cards, and pashmina shawls, <strong>the</strong> author advisedgift senders <strong>to</strong> bake muffins or even breadsticks.Wrap <strong>the</strong>m in parchmentpaper and tied with a bowshe urged. I bet lots of folksfollowed up on it. I hardlysaw any festive greetingcards in shops. Everyonewas emailing <strong>the</strong>ir wishesand <strong>the</strong>re were plenty offree websites offering <strong>the</strong>irdesigns. My neighbors sentbottles of jam while ano<strong>the</strong>rpicked up Thai chilies,submerged <strong>the</strong>m in winevinegar, garlic and thymeand gifted it <strong>to</strong> her colleague.One thing we all learnedwas <strong>to</strong> be frugal, and cutback on parties; hey, evenour street, which usuallylit up like Disneyland hada muted display of lights.As <strong>the</strong> ethicist BruceWeinstein said, ”Its okay <strong>to</strong>be a tightwad. You shouldn’tspend what you don’t have.”On New Years Day, wewent <strong>to</strong> <strong>the</strong> mountains for alittle peace, and quiet. Theone lane steep mountain roadwas like a frenzied mall.Everywhere, families werepiled in<strong>to</strong> pickups, trucks, cars, bikes, and vans. I guessno one wanted <strong>to</strong> spend money on New Year partiesand preferred <strong>to</strong> spend an afternoon in <strong>the</strong> quiet naturesurroundings. We turned back not wanting <strong>to</strong> driveamidst traffic and drove in<strong>to</strong> a side road embracedby forests, ravines and a stunning landscape. Thisis where Pamela Anderson lives, I was <strong>to</strong>ld by mycousin Dominic as he pointed out a lonely house on amountain. Fur<strong>the</strong>r down were dozens of magnificenthomes, brand new, empty and unsold. It was like aghost community. Lonely, abandoned and lifeless, <strong>the</strong>structures of homes s<strong>to</strong>od like sentinels over a desertedlandscape, mirroring <strong>the</strong> despair and emptiness ofmillions hurting all over <strong>the</strong> country.Yes it’s a chorus of bad economic news. Mycousin Hemalatha Souri Parsons who lives inLondon and Californiaand is experiencing <strong>the</strong>fallout in both countries,says “pray”. We are doingthat more earnestly thanever. My husband and Ihave already lost a fewthousand dollars from<strong>the</strong> 401 K debacle andpray that <strong>the</strong> remainderof our savings will notdisappear. More peopleare going <strong>to</strong> churches,temples and mosques. All<strong>the</strong> recession horrors willforce us <strong>to</strong> spend moretime with our families,make us step back anddespise our consumeristculture, encourage us<strong>to</strong> recycle, make us livewithin our means andnot be greedy capitalists.A University Professorof English pointed outthat in <strong>the</strong> 1930’s JamesAgee, Nathaniel West,and Henry Roth producedgreat literature. ”The GreatDepression was one of <strong>the</strong>great creative periods ofour time,”he said. Try telling this <strong>to</strong> <strong>the</strong> hundredsof journalists who lost <strong>the</strong>ir jobs at Los AngelesTimes and Chicago Tribune. It is a trying time andwe have <strong>to</strong> rise <strong>to</strong> meet <strong>the</strong> challenge and learn not<strong>to</strong> live and die by Wall Street fortunes. Keep <strong>the</strong>faith I urge everyone, we shall overcome.Prem Souri Kishore is a freelancewriter based in Los Angeles66The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 67


th16ANNI V ERSARY68 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 69


INVESTMENTth16ANNI V ERSARY“In terms of investments,we can easily assumethat 2009 is going <strong>to</strong> bea poor year for s<strong>to</strong>cks,”says Kunal Sengupta of<strong>Indian</strong> investments.What a difference ayear has madeSource: www.bseindia.comby: Archisman DindaThe word ‘hope’ isendemic <strong>to</strong> humanbeings. It is that whichmotivates humans <strong>to</strong>work and move frompersonal and collective nadirs<strong>to</strong>wards a more enhanced future.Hence, it is with that same hopefor a better calendar year (CY) Iended my last bi-monthly column.Unfortunately, CY 2009 has notstarted with <strong>the</strong> best of omens thatwe all prayed for. However, <strong>the</strong>reis a significant psychological andpathological difference between <strong>the</strong>two. At <strong>the</strong> start of CY 2008, <strong>the</strong><strong>Indian</strong> economy was plagued by highoil prices, high commodity prices,and high employee costs - alongwith a shortage of skilled labour.In 2009, India has <strong>the</strong> advantage oflower oil and commodity prices -and a more stable labour pool thatcan be relied on <strong>to</strong> contribute <strong>to</strong> <strong>the</strong>growth of companies. “The greedfac<strong>to</strong>r is out and suddenly peopleare going back <strong>to</strong> <strong>the</strong>ir roots andfrugal living is cool,” believes apsychiatrist from a leading institutein India. “Remember <strong>the</strong> flurrythat <strong>to</strong>ok place even in living roomswhere <strong>the</strong> word share market wascompletely nonexistent even a yearbefore or <strong>the</strong> sheer hysteria with <strong>the</strong>Reliance Power IPO.”Never<strong>the</strong>less, <strong>the</strong> real crisis that India business faces this year is notfrom outside but from within. Though <strong>Indian</strong> entrepreneurs have donewell in such difficult times, despite <strong>the</strong> government, not because <strong>the</strong>seentrepreneurs work in a supportive government framework. Ministerswho formulate policies are predisposed by lobbies and are not guided bynational interest alone. This very nature of doing business can eventuallylead <strong>to</strong> <strong>the</strong>ir undoing. There are managements in India - who will be happy<strong>to</strong> take advantage of bad laws or <strong>the</strong> silence of inves<strong>to</strong>rs <strong>to</strong> fur<strong>the</strong>r <strong>the</strong>irprivate wealth, at <strong>the</strong> cost of <strong>the</strong> larger shareholder base. There were twonotable such events last year: Ranbaxy and Satyam. The government, asa majority shareholder in many entities, is also guilty of using many listedcompanies <strong>to</strong> fur<strong>the</strong>r its political objectives - and putting <strong>the</strong> price tag on<strong>the</strong> silent, minority shareholders. Expect more <strong>the</strong>ft. “Society has <strong>to</strong> putsimilar pressure on <strong>to</strong> companies like <strong>the</strong> way <strong>the</strong>y are dealing with <strong>the</strong>politicians right now <strong>to</strong> make sure that <strong>the</strong>y pay a very high price for suchdubious activities,” said Rama Sen, a social activist.Though <strong>the</strong> UPA government is now taking major steps <strong>to</strong> make sure thatSatyam survives and so does its 53,000 strong work force, many believe,it’s <strong>to</strong>o late and <strong>to</strong>o little. “The major question is why <strong>the</strong> system permitsindividuals <strong>to</strong> satiate <strong>the</strong>ir greed. Why were major checks and balances notin place? Today <strong>the</strong> government has dismissed its board and has appointedsome key people, but it will take Satyam and <strong>the</strong> IT industry as a whole <strong>to</strong>overcome such a problem,” said Kiran Mangeshkar, a leading corporateanalyst. Secondly, <strong>the</strong> present Congress government in Andra Pradesh hasconstituted a committee <strong>to</strong> probe <strong>the</strong> company, but <strong>the</strong>y were <strong>the</strong> ones whohad all <strong>the</strong> praises for Ramalinga Raju’s corporate governance, awardinghim with many infrastructural projects. “To siphon off Rs. 7,000 crores, hemust have at least spent Rs. 1,000 crores. Now those who received thosepaybacks are equal culprits and should be booked,” cribbed a leader of abusiness house, requesting anonymity.In all our previous columns, we have paid much attention <strong>to</strong> retailbuyers, who have <strong>the</strong> highest propensity <strong>to</strong> be washed away, unless <strong>the</strong>ymake a strong effort <strong>to</strong> stay completely dry on our island of rationality.Though caution is <strong>the</strong> new buzzword, my advice would be <strong>to</strong> first reviewyour need for money and figure out individual risk <strong>to</strong>lerance and ability<strong>to</strong> live with such uncertainty. Therefore, depending on your ability <strong>to</strong>withstand turbulence and uncertainty, it would be a good idea <strong>to</strong> keepenough money with you <strong>to</strong> pay <strong>the</strong> bills <strong>to</strong> maintain your lifestyle for“some time”. That time period can vary anywhere from 6 months <strong>to</strong> 24months. You can accomplish this by putting most of your money in<strong>to</strong> asavings account, and not in<strong>to</strong> any investments for a while. This means that- from your monthly savings - you do not invest in s<strong>to</strong>ck markets. Henceby design, your “allocation” <strong>to</strong> cash will increase. You may also decide onselling some of your investments - even at a loss - <strong>to</strong> build your reserve<strong>to</strong> your preferred level of “safe cash” <strong>to</strong> maintain your present lifestyle.Then add back <strong>to</strong> your investment kitty every month as you get your salaryand monthly earnings. Once you have kept your “safe cash” aside (<strong>the</strong>6 months <strong>to</strong> 24 months of lifestyle spending), <strong>the</strong>n invest <strong>the</strong> balance ofyour money in s<strong>to</strong>ck markets (60%) and gold (20%) and <strong>the</strong> rest in realestate. But how do we choose <strong>the</strong> bouquet of investments that are going<strong>to</strong> yield some returns? “In this environment where it is very difficult <strong>to</strong>pick up investment returns, a portfolio of large-cap value s<strong>to</strong>cks that arediversified among sec<strong>to</strong>rs can easily be created with dividend yields of5% or better,” says Amar Ambani,Vice-president, research, IndiaInfoline. Investment advisers say<strong>the</strong>y’ll also be looking at exchangetradedfunds <strong>to</strong> play sec<strong>to</strong>rs thatwill rebound, but generally warnagainst moves that are overlybroad and include companieslikely <strong>to</strong> underperform. “In termsof investments, we can easilyassume that 2009 is going <strong>to</strong> be apoor year for s<strong>to</strong>cks,” says KunalSengupta of <strong>Indian</strong> investments.“At <strong>the</strong> same time we’re looking atinvestments you could make <strong>to</strong>dayin high-income vehicles yielding 8,9 and 10 percent that have nowherenear <strong>the</strong> risk of common s<strong>to</strong>cks butbring common-s<strong>to</strong>ck returns.”The world economy willrecover, though <strong>the</strong>re are manypessimistic forecasts, but it couldsink fur<strong>the</strong>r before it comes ou<strong>to</strong>f its troubles. Moreover, noone knows when this economicrecovery will happen. It may be incalendar year 2009, 2010 or even2011, but one thing is for sure: <strong>the</strong>road <strong>to</strong> recovery will not be aneasy one for any of us.Archisman Dinda is a freelancewriter based in Calcutta.70 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 71


THE INDIA COLUMNThe Trail of‘Right’ TerrorHindutva groups’ involvement in terrorism was brought <strong>to</strong> <strong>the</strong> fore by investigating agencies <strong>to</strong>o late –in Oc<strong>to</strong>ber 2008, despite <strong>the</strong> fact that <strong>the</strong>re were explicit leads available <strong>to</strong> <strong>the</strong>m even in early 2006.by: Vishal AroraOn New Year’s Eve,<strong>the</strong> Karnatakapolice arrested ninepeople from a localgang in connectionwith a case of robbery and murderin Bagalkot district. A few dayslater, <strong>the</strong> leader of <strong>the</strong> gang,24-year-old Nagaraj Jambagiwho had links with Hindutvaor Rightwing groups, including<strong>the</strong> Bajrang Dal, confessed no<strong>to</strong>nly <strong>to</strong> looting, kidnapping andmurder, but also <strong>to</strong> planting andexploding a bomb at <strong>the</strong> HubliThe <strong>Indian</strong> government seems <strong>to</strong> be shyingaway from giving it <strong>the</strong> seriousness due <strong>to</strong> it.court premises on May 10, 2008– <strong>the</strong> bomb, fortunately, wen<strong>to</strong>ff when <strong>the</strong> courtroom wasempty. Jambagi revealed that<strong>the</strong> explosion was aimed at <strong>the</strong>Students Islamic Movement ofIndia (SIMI), whose activistswere <strong>to</strong> appear before <strong>the</strong>magistrate on May 8, 2008.The emergence of <strong>the</strong>Rightwing terror in a countrywhere bomb explosions arepresumed <strong>to</strong> be <strong>the</strong> handiwork ofIslamist groups may be news <strong>to</strong>many non-resident <strong>Indian</strong>s, but at home, news s<strong>to</strong>ries about such ‘minor’terror attacks by extremist Hindutva outfits do not even make headlinesany longer – <strong>the</strong> confession of Jambagi was not found newsworthy by <strong>the</strong>mainstream press in India, barring The <strong>Indian</strong> Express. Unfortunately,<strong>the</strong> Hindutva groups’ involvement in terrorism was brought <strong>to</strong> <strong>the</strong> foreby investigating agencies <strong>to</strong>o late – in Oc<strong>to</strong>ber 2008 despite <strong>the</strong> fact that<strong>the</strong>re were explicit leads available <strong>to</strong> <strong>the</strong>m even in early 2006.In mid-December 2008, Minority Affairs Minister A.R. Antulay <strong>to</strong>ld<strong>the</strong> House during <strong>the</strong> winter session of parliament that <strong>the</strong> killing ofMaharashtra’s Anti-Terrorism Squad (ATS) chief Hemant Karkare – ina shoo<strong>to</strong>ut with terrorists during <strong>the</strong> Mumbai terror strikes on November26 – should be investigated, hinting that it could be a fallout of Karkare’sinvestigation in<strong>to</strong> Hindutva terror links. As a result, a majority of <strong>the</strong>members of <strong>the</strong> ruling United Progressive Alliance (UPA), includingPrime Minister Manmohan Singh, distanced <strong>the</strong>mselves from Antulay.In 2006, Antulay, a Congress leaderfrom Maharashtra, had expressedsimilar concerns. He claimed that acase of bomb blast in Nanded <strong>to</strong>wnin Nashik district, was done byHindutva extremists, but <strong>the</strong> primeminister shut him up by saying he was making “divisive statements”.Had Antulay’s concerns been heeded <strong>to</strong> in 2006, many terror attacksthat were <strong>to</strong> happen in <strong>the</strong> future could have been prevented. The trailof Hindutva terror explains how.The first signs of Rightwing terror appeared in <strong>the</strong> summer of April2006, when a bomb exploded in <strong>the</strong> posh locality of Patbandhare Nagarin Nanded. The explosion <strong>to</strong>ok place in a house, a<strong>to</strong>p which a saffroncolourflag was hoisted, belonging <strong>to</strong> Laxman Gundayya Rajkuntwar,an activist of <strong>the</strong> Rashtriya Swayamsevak Sangh (RSS) and a dealerin firecrackers. The deceased were identified as Naresh Rajkuntwar, <strong>the</strong>son of <strong>the</strong> house owner, and his friend Himanshu Venkatrao Panse.The police reportedly <strong>to</strong>ld a court on April 9, 2006 that “<strong>the</strong> explosionwas not fire crackers but it was a bomb explosion,” and that ano<strong>the</strong>r livebomb and “suspicious types of maps” were found in <strong>the</strong> house, adding that<strong>the</strong> injured and <strong>the</strong> deceased wereactive members of <strong>the</strong> BajrangDal, who were possibly makingbombs <strong>to</strong> take lives and createcommunal disturbances. Thosearrested confessed that <strong>the</strong> deceasedHimanshu Venkatrao Panse hadplanned all terror attacks in <strong>the</strong>Marathwada region, includingJalna (at <strong>the</strong> Kadria Masjid onAugust 27, 2004), and Parbhani(at a mosque on November 21,2003). The police also reportedlyfound Muslim skullcaps and fakebeards in <strong>the</strong> RSS activist’s house,and <strong>to</strong>ld <strong>the</strong> court that <strong>the</strong>y wanted<strong>to</strong> investigate <strong>the</strong> source of <strong>the</strong>irknowledge and training, how <strong>the</strong>yprocured explosive material, <strong>the</strong>conspiracy <strong>the</strong>y were hatching, andif <strong>the</strong>y were part of a terrorist group.However, <strong>the</strong> news about <strong>the</strong>Nanded investigations got losta few days later, as an allegedpolice shoo<strong>to</strong>ut with terrorists ina neighbouring <strong>to</strong>wn grabbed <strong>the</strong>headlines: <strong>the</strong> supposed foiling ofa terror attack by fidayeens of aPakistan-based terrorist group on<strong>the</strong> RSS headquarters in Nagpuron June 1, 2006. Social activistsfound glaring discrepancies in <strong>the</strong>police version of <strong>the</strong> shoo<strong>to</strong>ut.The police, who killed threealleged terrorists, said <strong>the</strong>y spotteda white Ambassador car with a redbeacon a<strong>to</strong>p moving <strong>to</strong>wards <strong>the</strong>RSS office at 4.15 am. On beingquestioned by a constable sittingin a Tata Sumo police vehicle, <strong>the</strong>youngsters opened fire, and <strong>the</strong>police hit back. How <strong>the</strong> constablecould have made <strong>the</strong> enquiry froma distance, and if he went close <strong>to</strong><strong>the</strong> vehicle, how he escaped <strong>the</strong>bullets, remains elusive. And <strong>the</strong>rewere no eyewitness; <strong>the</strong> bodies‘How <strong>the</strong>constablemade <strong>the</strong>inquiry froma distance,and if he wentclose <strong>to</strong> <strong>the</strong>vehicle, howhe escaped<strong>the</strong> bullets,remainselusive. And<strong>the</strong>re were noeyewitnesses‘of <strong>the</strong> alleged terrorists had beenremoved when <strong>the</strong> press reached<strong>the</strong> spot at 5 am. In addition, localresidents revealed <strong>the</strong>y saw <strong>the</strong>police rehearsing <strong>the</strong> shoo<strong>to</strong>ut afew days before <strong>the</strong> incident.A report on <strong>the</strong> Nagpurincident released by a factfindingteam led by <strong>the</strong> People’sUnion of Civil Liberties(PUCL) on June 16, 2006 foundmany o<strong>the</strong>r incongruities. “Theexchange of fire <strong>to</strong>ok place for20 minutes, it was reported. Cananyone explain how <strong>the</strong> policedisabled <strong>the</strong> terrorists fromusing <strong>the</strong> dozen hand grenadesand <strong>the</strong> 360 rounds of bullets?That <strong>the</strong> terrorists had 12 handgrenades, 360 rounds of bullets,5.6 kg of highly explosivematerial which was later stated<strong>to</strong> be RDX, and <strong>the</strong>y battledth16ANNI V ERSARYfor 20 minutes ‘hopelessly’ notusing any of <strong>the</strong>m, is a narrationthat fails <strong>to</strong> convince commonsense… The terrorists werereported <strong>to</strong> have fired fromAKM au<strong>to</strong>matic assault rifles.The bullet marks on <strong>the</strong> blueTata Sumo of <strong>the</strong> police bearbullet marks that are all singleshot marks,” it pointed out.As regards <strong>the</strong> Nanded blastcase, Maharashtra’s ATS, whichprobed <strong>the</strong> incident along with<strong>the</strong> local police, had arrested 26people, including Rajkuntwar,for planning <strong>to</strong> plant a bomb ata mosque in Aurangabad city(200 km from Nanded), but <strong>the</strong>Central Bureau of Investigation(CBI), which <strong>to</strong>ok over <strong>the</strong> casein 2007, unaccountably liftedcriminal conspiracy chargesagainst 11 of <strong>the</strong> accused,including Rajkuntwar, inFebruary 2008.Three months after <strong>the</strong> reportedbomb-making incident in Nanded,Maharashtra’s investigating agenciesgained more leads on Hindutvaextremists’ terror links. On September8, 2006, on <strong>the</strong> occasion of Shab-e-Barat (<strong>the</strong> Night of Fortune whenMuslims hold all-night prayers), fourbombs exploded in <strong>the</strong> communallytense, Muslim-majority <strong>to</strong>wn ofMalegaon. While <strong>the</strong>re were threeblasts in Hamidiya Masjid and BadaKabristan, ano<strong>the</strong>r bomb went offat <strong>the</strong> crowded Mushawart Chowk,killing 31 people, mostly Muslim,and injuring more than 300.Inquilab, an Urdu language dailypublished from Mumbai, reportedthat a tailor, Aqeel Ahmed, fromIslampura in Malegaon had removed<strong>the</strong> body of a man from <strong>the</strong> blast sitewho was wearing a fake beard.72 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 73


THE INDIA COLUMNth16ANNI V ERSARYAhmad moved <strong>the</strong> badlymutilated body without legs in<strong>to</strong>an ambulance when his (fake)beard came off. Later, an Inquilabcorrespondent visited <strong>the</strong> mortuaryalong with Ahmed, but <strong>the</strong> body haddisappeared. The daily suggestedthat <strong>the</strong> body with fake beard couldbe linked <strong>to</strong> <strong>the</strong> Nanded explosionpointing fingers at <strong>the</strong> investiga<strong>to</strong>rsfor covering up <strong>the</strong> possible role ofHindutva extremists.Initially, <strong>the</strong> police had detainedboth Hindus and Muslims forinterrogation, but only <strong>the</strong> latterwere formally arrested. On Oc<strong>to</strong>ber8, 2006, <strong>the</strong>n deputy chief ministerRR Patil announced that <strong>the</strong>investigation had reached <strong>the</strong> finalstage. But a fortnight later, <strong>the</strong> DGPtransferred <strong>the</strong> case <strong>to</strong> <strong>the</strong> Mumbai’sATS. And on November 27, 2006Pasricha <strong>to</strong>ld <strong>the</strong> media that <strong>the</strong>case had been “solved”, claimingthat two Pakistani nationals wereinvolved in <strong>the</strong> explosions that werecarried out by SIMI. However, whileappearing before a magistrate onDecember 6, 2006 <strong>the</strong> two accused– Shaikh Mohammed Ali and AsifKhan alias Junaid – retracted <strong>the</strong>irstatements made before <strong>the</strong> deputycommissioner of police earlier thatday. They said <strong>the</strong>y had not madea voluntary disclosure. In ano<strong>the</strong>rtwist, on December 8, 2006 <strong>the</strong>state government announced that<strong>the</strong> case would now be transferred<strong>to</strong> <strong>the</strong> CBI. And before handingover <strong>the</strong> case <strong>to</strong> <strong>the</strong> CBI, <strong>the</strong> ATShurriedly filed a chargesheet againstnine accused in a special court onDecember 21, 2006.The arrests made by <strong>the</strong> ATSwere dubious. In a letter submitted<strong>to</strong> <strong>the</strong> inquiry office of <strong>the</strong> CBIon September 17, 2007, JamiatUlama-I-Malegaon pointed outthat Shabbir Masiullah, <strong>the</strong> main accused in <strong>the</strong> Malegaon 2006 blastscase, was in police cus<strong>to</strong>dy since August 3, 2006. Ano<strong>the</strong>r accused,Noorul Samsudoha, was first arrested in 2001 for providing a meal <strong>to</strong> aterrorist but was later cleared of all charges. In <strong>the</strong> last five years, policesummoned him 50 times. Two more accused, Dr Salman Farsi and DrFarogh Iqbal Ahmed, were once arrested for distributing inflamma<strong>to</strong>ryleaflets, but were acquitted of <strong>the</strong> charges. They, <strong>to</strong>o, were summonedfrequently by <strong>the</strong> police. “How did <strong>the</strong>y hatch a conspiracy right underpolice’s nose?” <strong>the</strong> Islamic group asked.Amid <strong>the</strong> Maharashtra government’s ignorance’ on Hindutva terrorism,more incidents of bomb-making <strong>to</strong>ok place. On November 27, 2006,a retired army officer, Madan Mohan Shinde, and his bro<strong>the</strong>r JagannathShinde died while making a bomb in <strong>the</strong>ir residence in Kanjal Gaon inMahad area near Mumbai. In its edi<strong>to</strong>rial on January 12, 2007, Urdu dailyRashtriya Sahara, questioned why <strong>the</strong> Maharashtra government and <strong>the</strong>ATS were still silent, pointing <strong>to</strong> <strong>the</strong> impunity <strong>the</strong> non-Muslim bombmakerswere enjoying in <strong>the</strong> state. On February 10, ano<strong>the</strong>r explosion <strong>to</strong>okplace in a biscuit fac<strong>to</strong>ry unit in Nanded, killing two people. The policedeclared it as a ‘fire accident’. However, an independent inquiry led by threesocial activists, including Teesta Setalvad, called it a possible explosiveaccident. “The Central government should keep a close watch and moni<strong>to</strong>r<strong>the</strong> increasing low intensity terror generating activities being conducted bypolitical outfits that are misusing <strong>the</strong> Hindu religion,” warned <strong>the</strong>ir repor<strong>to</strong>n February 22, 2007 that year.Amid <strong>the</strong>se bomb-making incidents came <strong>the</strong> explosions on <strong>the</strong>Samjhauta Express train (that connects India and Pakistan) near Panipatin Haryana on February 18. Two days later, Setalvad hinted that Hindutvaterrorist groups could be behind <strong>the</strong> bombings. Investigating agencies areprotecting <strong>the</strong>se groups, she said, claiming <strong>the</strong> acts of terror perpetrated byHindu fundamentalist groups were not being properly examined, reported<strong>the</strong> DNA daily.“In some cases, investigations were abandoned midway while in someo<strong>the</strong>rs <strong>the</strong> investigating agencies just preferred <strong>to</strong> turn a blind eye <strong>to</strong> <strong>the</strong>existing state of affairs. The need of <strong>the</strong> hour is <strong>to</strong> instil a sense of neutralityand purpose in our police agencies and <strong>the</strong> way <strong>the</strong>y are marshalled by <strong>the</strong>irpolitical masters,” <strong>the</strong> daily quoted her as saying.Even as <strong>the</strong> Maharashtra government chose <strong>to</strong> remain oblivious <strong>to</strong><strong>the</strong> Hindutva terror links, two men were killed in yet ano<strong>the</strong>r explosion,this time in a hostel room in <strong>the</strong> Kalyanpur area of Kanpur city in UttarPradesh on August 24, 2008. The deceased, Rajiv alias Piyush Mishraand Bhupinder Singh, were identified as Bajrang Dal core members.Police found 11 live bombs, and enough material <strong>to</strong> make nineadditional bombs, seven timer devices, batteries, ammonium nitrate,and potassium nitrate.A month later, on September 29, 2008 six people were killed and80 injured as bombs exploded again in Malegaon, and also in Modasa<strong>to</strong>wn in Gujarat’s Banaskantha district. And as usual, a Muslim man,Abdul Rehman Salem Chaus, was arrested on Oc<strong>to</strong>ber 4 for his allegedinvolvement with <strong>the</strong> blast. Chauswas initially held by <strong>the</strong> policefor his supposed involvement in<strong>the</strong> violence that ensued and fortaking away <strong>the</strong> firearm belonging<strong>to</strong> <strong>the</strong> bodyguard of AdditionalSuperintendent of Police, SanjayPatil. Later, <strong>the</strong> police declared himas of <strong>the</strong> accused in <strong>the</strong> blast case.However, a few days later,<strong>the</strong> ATS finally acted on cluesthat led <strong>to</strong> <strong>the</strong> arrest of severalHindutva supporters and servingarmy officials, including SadhviPragya Singh Thakur, self-styledgodman Dayanand Pande, Lt-ColPrasad Srikant Purohit, and MajorTII HALL OF FAMEIwas an acrobat in my youth– exercising and everything.Those days you had only ahandcraft and when <strong>the</strong> oldpall bearers could not pickup <strong>the</strong> body, young people like mehelped out. We received Rs. 10 eachtime but in those days Rs. 10 seemedlike Rs. 10,000.Everyone does not want <strong>to</strong> workas pallbearers, only <strong>the</strong> few whohave a feeling for <strong>the</strong>ir religion. Iam interested in this work and willdo it as long as my physique permits.It is a sentimental thing and not formoney. For this work you need astrong heart. Like after placing one body in <strong>the</strong> <strong>to</strong>wer, you have <strong>to</strong> goin again with ano<strong>the</strong>r body and you see that <strong>the</strong> vultures have taken <strong>the</strong>first body.I don’t know what my son will do. He is only 16 years old. I teach himabout our religion, <strong>the</strong> rules and regulations and how <strong>to</strong> pray. He himselfPrabhakar Kulkarni. This made headlines in <strong>the</strong> mainstream media, twoyears <strong>to</strong>o late. In its aftermath, even <strong>the</strong> CBI could see <strong>the</strong> possibility ofa link between <strong>the</strong> 2008 blasts in Malegaon and Modasa and <strong>the</strong> 2006Nanded blast – it is now expected that investigating agencies will see alink between <strong>the</strong> 2006 and 2008 Malegaon blasts as well.Given <strong>the</strong> narrative account of how some Hindutva extremistshave been continually launching terror attacks in <strong>the</strong> country,<strong>the</strong> <strong>Indian</strong> government needs <strong>to</strong> tackle this menace with <strong>the</strong>same seriousness it attaches <strong>to</strong> acts of terrorism by members ofany o<strong>the</strong>r ideological group. Playing a ‘soft Hindutva” card in<strong>the</strong> wake of general elections can cost many morepeople <strong>the</strong>ir lives.Vishal Arora is a freelancewriter based in New DelhiPEOPLE DON’T LIKE TO SEEOUR FACE IN THE MORNINGlikes <strong>to</strong> go <strong>to</strong> <strong>the</strong> Fire templeespecially during exam days. Sohe is interested. Nature will take itscourse. He is not ashamed <strong>to</strong> tell hisfriends that I am a pallbearer. Now<strong>the</strong> attitude has changed but somepeople in <strong>the</strong> community still don’tlike <strong>to</strong> see our face in <strong>the</strong> morning.Like some women on seeing mewill pull away <strong>the</strong>ir sari as if I will<strong>to</strong>uch <strong>the</strong>m.Homi Cooper, Parsi pallbearer,Born Mumbai, 1920TII’s Hall of Fame featuresIndia’s elderly, great, interestingand unusual men and women.Excerpted from <strong>the</strong> book‘Ageless Mind and Spirit’ bySamar and Vijay Jodhawww.agelessmindandspirit.com74 75The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong>


TII INVESTORth16ANNI V ERSARYTAILOR MADEADVICE FORTII READERS!HOW TOINVEST2009TII introduces a new personal finance section powered by www.personalfn.com.Personalfn is an eight year old Mumbai headquartered company, and offers unbiased,tailormade advice <strong>to</strong> help you plan and structure your financial goals.SATISH MEHTA, Direc<strong>to</strong>r, Personalfn tells how NRIs can benefit from <strong>the</strong>se services.location. It will truly make life somuch simpler for <strong>the</strong>m!And, finally, we offerpaid subscription services onmutual funds. One is a weeklyrecommendation on mutualfunds, FUNDSELECT. The o<strong>the</strong>rservice, FUNDSELECT Plus isa recommendation of six mutualfund portfolios for various timehorizons and risk appetites.QHow can Personalfn helpNRIs?APersonalfn has many existingNRIs as its clients for all ofits three services. NRIs that arelooking for unbiased expert adviceon investing in India can get in<strong>to</strong>uch with Personalfn. This can bedone over <strong>the</strong> phone, email or whenNRIs visit India <strong>the</strong>y can get in <strong>to</strong>uchwith us in one of <strong>the</strong> 8 cities where we have an office. Our website – www.personalfn.com is probably <strong>the</strong> best way <strong>to</strong> get more contact details.QDo you have a branch in <strong>the</strong> Gulf?ACurrently, we do not have a branch in <strong>the</strong> Gulf. Having said that,it should not prevent NRIs from obtaining <strong>the</strong> right advice bysubscribing <strong>to</strong> one of our services.QWhat is your advice for NRIs?AMarkets, world wide are in a state of turmoil and 2009 is <strong>the</strong> year ofuncertainty! Even Nostradamus would find it difficult <strong>to</strong> forecast whereall asset classes will be in December 2009. I would advice NRIs <strong>to</strong> keep calmand not react <strong>to</strong> short term speculative directions that <strong>the</strong> markets may take. Themedium <strong>to</strong> long term s<strong>to</strong>ry is still valid. Markets in India have become veryattractive and it would be a good time for NRI inves<strong>to</strong>rs <strong>to</strong> have a look at <strong>the</strong>irportfolios and allocate money <strong>to</strong> <strong>Indian</strong> investments in line with <strong>the</strong>ir plans. The<strong>Indian</strong> GDP growth will, in our estimate be around 6.5%. For example, givenwhere <strong>the</strong> BSE index is currently, <strong>the</strong>re must be attractive valuations availableon select scrips. The important thing is <strong>to</strong> first create a financial and investmentplan. The plan <strong>the</strong>n helps identify <strong>the</strong> right investments that would help you <strong>to</strong>achieve your objectives as envisaged in <strong>the</strong> plan.QWhat is Personalfn?APersonalfn is an eight year oldcompany promoted by AjitDayal (Quantum). By providingfinancial planning advice, weprovide plans <strong>to</strong> individuals <strong>to</strong>Satish Mehta,Direc<strong>to</strong>r, Personalfn enable <strong>the</strong>m <strong>to</strong> meet <strong>the</strong>ir financialgoals and commitments.By Asset class, we research mutual funds, insurance,fixed income instruments and gold and provide advicebased on this research. Collectively, we have over 100person years of research experience across market cycles.We view investments from a very fundamentalperspective. Our intention is <strong>to</strong> provide sincere andunbiased advice, minimize risk and work <strong>to</strong>wards asteady return on your assets, while recognizing yourgoals and needs.QWhat are <strong>the</strong> services offered by Personalfn?AThe services from Personalfn can broadly becategorized as under:*Financial Planning*Transactions*Premium Subscription ServicesUnder Financial Planning, we help individuals buildpersonalised plans for <strong>the</strong>ir specific needs and goalswhich include cash flow planning, asset allocation andspecific instruments in which <strong>the</strong>y should invest. Thisis a paid service and in <strong>the</strong>se times especially, expertadvise on planning your investments becomes all thatmore critical – again more so when <strong>the</strong> NRI is so manymiles away.We also help facilitate mutual fund transactions andFixed Deposits in certain companies. This providesinves<strong>to</strong>rs <strong>the</strong> convenience and option <strong>to</strong> get <strong>the</strong>iradvice and manage <strong>the</strong>ir portfolio at a single place.We will shortly be launching our Online MutualFund platform in February 2009. This platform willenable NRI’s <strong>to</strong> invest, view and <strong>the</strong>refore manage<strong>the</strong>ir investments from <strong>the</strong> convenience of <strong>the</strong>irFinancial Planning: Why?Financial planning is a process through which an individual can chart a roadmap<strong>to</strong> meet expected and unforeseen needs in lifeOver <strong>the</strong> last few years, financialplanning has emerged as a buzzwordof sorts. Newspapers, magazines andtelevision channels are all talking about<strong>the</strong> importance of financial planning.So what is financial planning; more importantly, doesit merit <strong>the</strong> attention that it is being given?Financial planning is a process through whichan individual can chart a roadmap <strong>to</strong> meet expectedand unforeseen needs in life. Simply put, <strong>the</strong>intention is <strong>to</strong> take necessary steps <strong>to</strong> ensure that<strong>the</strong> individual is equipped <strong>to</strong> accomplish what hehas set out <strong>to</strong> achieve and is prepared <strong>to</strong> deal withcontingencies as well.76 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 77


TII INVESTORth16ANNI V ERSARYAnd yes, <strong>the</strong> importance offinancial planning cannot beoverstated. Among o<strong>the</strong>rs, twofac<strong>to</strong>rs are mainly responsiblefor <strong>the</strong> same i.e. inflation andchanging lifestyles.Inflation is a situation wherein<strong>to</strong>o much money chases a limitednumber of goods. This leads <strong>to</strong>a fall in <strong>the</strong> value of money. Itis also expressed as a rise in <strong>the</strong>general price level. For example,a product that costs Rs 100 atpresent would cost Rs 105 a yearfrom <strong>to</strong>day, assuming that prices‘Financialplanning canensure that oneis equipped<strong>to</strong> deal with<strong>the</strong> impac<strong>to</strong>f inflation,especially inphases likeretirementwhen expensescontinue,but incomestreams dry up.‘rise at 5% pa. This is <strong>the</strong> impact of rising prices over one year; overa 30-Yr period, assuming that inflation continues <strong>to</strong> rise at 5% pa, <strong>the</strong>same product will be available at Rs 432!Financial planning can ensure that one is equipped <strong>to</strong> deal with <strong>the</strong>impact of inflation, especially in phases like retirement when expensescontinue, but income streams dry up.The second fac<strong>to</strong>r is changing lifestyles. Over a period of time, whenindividuals have higher disposable incomes, it is common for <strong>the</strong>m <strong>to</strong>upgrade <strong>the</strong>ir standard of living. For example, objects like cars that wereconsidered luxuries not <strong>to</strong>o long ago, have become necessities <strong>to</strong>day.Financial planning has a role <strong>to</strong> play in helping individuals both upgradeand maintain <strong>the</strong>ir lifestyle as well.Finally, <strong>the</strong>re are contingencies like medical emergencies orunplanned expenditures that an individual might have <strong>to</strong> cope with.In times like <strong>the</strong>se, when pink slips have become commonplace, it isimportant <strong>to</strong> have an ‘emergency corpus’ <strong>to</strong> sail through periods of lossof income.Financial planning for NRIsFinancial planning for NRIs isn’t very different from that for resident<strong>Indian</strong>s. Sure, some peculiarities have <strong>to</strong> be accounted for. However,<strong>the</strong> same principles are applicable in both cases. Among o<strong>the</strong>rs, NRIslargely invest in India for <strong>the</strong> following reasons:1. To create a corpus for <strong>the</strong>ir retirement when <strong>the</strong>y return <strong>to</strong> India2. To provide <strong>the</strong>ir dependents back home in India with a regular income3. To accumulate monies for buying a property in IndiaHowever, one fac<strong>to</strong>r that separates <strong>the</strong> financial planning exerciseof an NRI from that of a resident individual is <strong>the</strong> tax implication.Fur<strong>the</strong>rmore, <strong>the</strong>re are certain investment avenues that NRIs are noteligible <strong>to</strong> invest in. While drafting a financial plan for an NRI, suchfac<strong>to</strong>rs need <strong>to</strong> be accounted for.Basic PrinciplesAt its core, financial planning is not a very difficult task. All ittakes is discipline and religious adherence <strong>to</strong> <strong>the</strong> principles of financialplanning.Discipline has a part <strong>to</strong> play at every stage, from setting objectives<strong>to</strong> executing plans meant <strong>to</strong> achieve those objectives. In fact, an adhocapproach while dealing with finances is one of <strong>the</strong> major reasons for<strong>the</strong> financial distress individuals find <strong>the</strong>mselves in.Setting objectives, investing in line with one’s risk appetite and assetallocation are some of <strong>the</strong> fundamental principles of financial planning.In conclusion, it can be stated that achieving financial nirvana isn’tas difficult as it is often made out <strong>to</strong> be. To get <strong>the</strong>re, all one needs <strong>to</strong> dois, stick <strong>to</strong> <strong>the</strong> basics of financial planning and <strong>the</strong> rest falls in<strong>to</strong> place.THE DOWNSIDE OFCONVENIENTINVESTINGFew would dispute that <strong>the</strong> adven<strong>to</strong>f technology has broughtabout a sea change in <strong>the</strong> manner inwhich investments are made. Over<strong>the</strong> past few years, an increasingnumber of inves<strong>to</strong>rs have migratedfrom an off-line <strong>to</strong> an on-line investmentmode. And <strong>the</strong> NRI inves<strong>to</strong>rwould certainly agree thatinvesting is virtually a cakewalknow, thanks <strong>to</strong> technology.Remember <strong>the</strong> time whenmaking investments in India wasnothing short of an ordeal. TheNRI had <strong>to</strong> coordinate with hisfamily in India, discuss variousinvestment avenues, take care of<strong>the</strong> paper work, issue cheques andfinally hope that <strong>the</strong> investmentswould pan out as intended.Thanks <strong>to</strong> technology, thatstyle of investing is passé. Internetbanking and on-line investing are<strong>the</strong> new buzzwords. And that’s notall. Brokerage firms, banks anddistribu<strong>to</strong>rs who offer <strong>the</strong> facility<strong>to</strong> make on-line investments,are also armed with a legion ofrelationship managers who are justa phone call or an e-mail away.Increasingly, <strong>the</strong> relationshipmanager/investment advisor hasemerged as a “one-s<strong>to</strong>p-shop” forall investment needs. Investmentadvice flows seamlessly at <strong>the</strong>click of a mouse. A phone call oran e-mail and <strong>the</strong> investments aretaken care of. A couple of minutesand minimal effort is all it takes.The cost fac<strong>to</strong>rAlthough <strong>the</strong> convenienceenjoyed by NRIs while investingis undisputed, investing hasn’tnecessarily become any better. On <strong>the</strong> contrary, <strong>the</strong> convenience maycome at a cost – <strong>the</strong> risk of landing up with unsuitable investments.Don’t be surprised! A closer look at <strong>the</strong> relationship manager mightreveal that <strong>the</strong>re is more than what meets <strong>the</strong> eye. He is <strong>the</strong> polite,suave and efficient individual, who regularly sends e-mails and updates(NRI) inves<strong>to</strong>rs of attractive investment opportunities. But how can<strong>the</strong> inves<strong>to</strong>r be confident that <strong>the</strong> relationship manager is honest andalways offers advice that is in <strong>the</strong> former’s best interest? Maybe hedoes, but what if he doesn’t?Let’s not forget that <strong>the</strong> relationship manager’s interests are served, whenhe gets <strong>the</strong> NRI <strong>to</strong> invest. Every investment made translates in<strong>to</strong> income(commission earnings) for him. The more <strong>the</strong> investment made, <strong>the</strong> higheris his income. Investment avenues fetching <strong>the</strong> highest earnings are clearlymost beneficial <strong>to</strong> him, but <strong>the</strong>y need not be in <strong>the</strong> inves<strong>to</strong>r’s best interests.So we have a “conflict of interest” situation. What’s right for <strong>the</strong> inves<strong>to</strong>rneed not necessarily be right for <strong>the</strong> relationship manager and vice-versa.Evaluate your relationship managerEvaluating <strong>the</strong> relationship manager is vital. It will help <strong>the</strong> inves<strong>to</strong>runderstand whose interests, <strong>the</strong> advisor really serves.1. Ask <strong>the</strong> relationship manager <strong>to</strong> disclose <strong>the</strong> commissions he earnson <strong>the</strong> various investment avenues recommended by him, compare<strong>the</strong>se with <strong>the</strong> funds that have not been recommended.2. Inves<strong>to</strong>rs must check if <strong>the</strong> relationship manager routinely gets <strong>the</strong>m<strong>to</strong> switch <strong>the</strong>ir monies from one fund <strong>to</strong> ano<strong>the</strong>r on <strong>the</strong> pretext tha<strong>to</strong><strong>the</strong>r fund is likely <strong>to</strong> perform better. This is commonly referred <strong>to</strong>as churning. If <strong>the</strong> recommendations were honest and accurate in <strong>the</strong>first place, frequent changes <strong>to</strong> <strong>the</strong> portfolios shouldn’t be necessary.Every “fresh” investment in a mutual fund made using <strong>the</strong> servicesof a broker/distribu<strong>to</strong>r translates in<strong>to</strong> income for <strong>the</strong> latter. This is onaccount of <strong>the</strong> entry load charged by <strong>the</strong> fund house.3. When <strong>the</strong> equity markets were surging northwards, what was <strong>the</strong> adviceoffered - <strong>to</strong> aggressively make equity investments (typically <strong>the</strong> sametranslate in<strong>to</strong> higher remuneration) or <strong>to</strong> adhere <strong>to</strong> asset allocation?While <strong>the</strong> above list isn’t exhaustive, it will certainly offer inves<strong>to</strong>rsan insight in<strong>to</strong> <strong>the</strong>ir relationship manager’s modus operandi.The solutionThe solution lies at <strong>the</strong> core of <strong>the</strong> problem itself - <strong>the</strong> conflict ofinterest, so separate <strong>the</strong> two i.e. advice and investing.Inves<strong>to</strong>rs being advised by a research outfit can rest assured <strong>the</strong>ywill get unbiased and accurate advice. For investing <strong>the</strong>y always have<strong>the</strong> option <strong>to</strong> fall back on <strong>the</strong>ir reliable relationship manager, ensuring <strong>the</strong>proverbial “best of both worlds.” With new age investing, <strong>the</strong> hidden costscan be a bit more than what you bargained for.78 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 79


GUPTARA GARMAGARAMObama’s stimulus packageand what <strong>to</strong> do about itPerhaps its better <strong>to</strong> look for security anchored in a source more lastingthan money, shares, bonds or anything else in this world.by: Prabhu GuptaraWill President Obama’s his<strong>to</strong>rically unprecedentedstimulus package of over $800 billion work? I hopefor all our sakes that I am wrong and that it does work!But here are <strong>the</strong> reasons that it will not work, as far asI can see.1. Rescuing <strong>the</strong> biggest of <strong>the</strong> bankrupt institutions may keep justenough “faith” in <strong>the</strong> system <strong>to</strong> keep it going, but does so at <strong>the</strong> cost ofmaking everyone’s savings worth less than <strong>the</strong>y were. Why? Becausewhen governments borrow or print such huge amounts of money <strong>the</strong>yinevitably increase inflation as soon as <strong>the</strong> economy does get moving. Isthat an incentive <strong>to</strong> save? In <strong>the</strong> immediate short term, maybe because <strong>the</strong>reis a chance that prices may fall fur<strong>the</strong>r, even though we know that priceswill rise exponentially as soon as <strong>the</strong> economy gets going! So any potentialcus<strong>to</strong>mer is <strong>to</strong>rn between wanting <strong>to</strong> buy essential things now (becauseprices are low) and waiting <strong>to</strong> see if prices will fall fur<strong>the</strong>r but beingfrightened <strong>to</strong> wait <strong>to</strong>o long because prices will rise suddenly and steeplyas soon as <strong>the</strong> economy gets moving. On <strong>the</strong> o<strong>the</strong>r hand, bailouts at publicexpense (by getting everyone who is taxed, <strong>to</strong> pay for <strong>the</strong>m) do of coursealso decrease <strong>the</strong> real value of any loans that anyone might have taken orbe able <strong>to</strong> take right away. However, we need <strong>to</strong> note that while certainwell-placed individuals may benefit, most people cannot - so any possiblesystemic advantage from this is precluded because loans are simply notavailable so freely at present. Briefly, <strong>the</strong>refore, bailouts rescue <strong>the</strong> systemshort-term but damage it long-term.2. Rescuing <strong>the</strong> “biggest” may be necessary, but what about <strong>the</strong>next-biggest? And <strong>the</strong> next-biggest? And <strong>the</strong> next? At whatever pointgovernments s<strong>to</strong>p rescuing bankrupt institutions, <strong>the</strong>y signal that everyo<strong>the</strong>r institution is <strong>to</strong>o small <strong>to</strong> be rescued, which leads <strong>to</strong> an immediatefall in <strong>the</strong> market value of all such institutions and, as such institutionsare basically every o<strong>the</strong>r institution in <strong>the</strong> system, that does not reallyhelp <strong>the</strong> overall situation. We know <strong>the</strong> few who are guaranteed butwe also know that <strong>the</strong>y are basically bankrupt and are being kept goingonly by <strong>the</strong> government and we don’t know how long that can or willcontinue. More important, we know that all of <strong>the</strong> rest (i.e. thosewho are not guaranteed) might go bankrupt and will not be rescuedbecause <strong>the</strong>y have been publicly announced as <strong>to</strong>o small <strong>to</strong> rescue, sowe are afraid <strong>to</strong> trade with such “unrescuable” entities. In o<strong>the</strong>r words,bailouts actually choke <strong>the</strong> wholeof <strong>the</strong> “non-guaranteed” part of<strong>the</strong> economy.3. The rescue package doesnot deal with <strong>the</strong> root issue: offbalance-sheetvehicles, specificallythose which are tied <strong>to</strong> speculation(gambling). There are lots ofsimple-minded arguments that aregiven for not attending <strong>to</strong> this basicissue. But <strong>the</strong> fact of <strong>the</strong> matteris that companies, municipalitiesand indeed whole countries (suchas Iceland and <strong>the</strong> UK) gambledthat house prices would continue <strong>to</strong>rise, and built <strong>the</strong>ir entire economiccalculations and structures on<strong>the</strong> basis that house prices wouldcontinue <strong>to</strong> rise. That is whygambling related <strong>to</strong> house price(and o<strong>the</strong>r “goods”) increasedexponentially since 2000, and itis <strong>the</strong> collapse in <strong>the</strong>se (linked <strong>to</strong>sub-prime mortgages) which iswhat caused <strong>the</strong> collapse. In o<strong>the</strong>rwords, what caused <strong>the</strong> collapsewas not that some hundreds ofthousands of people could not pay<strong>the</strong>ir mortgages. What caused <strong>the</strong>collapse was that some people hadbet many times <strong>the</strong> <strong>to</strong>tal value ofall of <strong>the</strong>se sub-prime mortgagesthat <strong>the</strong> people concerned wouldcontinue <strong>to</strong> be able <strong>to</strong> pay for <strong>the</strong>m,and that <strong>the</strong> entire housing marketwould continue rising in value(even when it was clear that <strong>the</strong>housing market was a bubble).4. People are holding back onbuying and selling anything exceptwhat <strong>the</strong>y really have <strong>to</strong>, shortterm,because we have been <strong>to</strong>ldthat new regulations will come in,and we do not know what <strong>the</strong>se aregoing <strong>to</strong> be. Everyone who canafford <strong>to</strong> do so would (and should!)ra<strong>the</strong>r wait till <strong>the</strong> new rules andregulations are clear - probably as aresult of <strong>the</strong> G20 meeting in April.5. The package includes only$275 billion in tax relief forindividuals, mainly in <strong>the</strong> formof refundable tax credits throughpayroll tax deductions. This is <strong>the</strong>only bit that goes <strong>to</strong> individualsbut, because it is in <strong>the</strong> form of taxrelief, it will “help” only those whoare in <strong>the</strong> employed classes and, ofthose, only individuals employedat some significant salary. Whilethis will no doubt stimulate “goodfeelings” among this whole class, is<strong>the</strong>re any evidence that this is going<strong>to</strong> stimulate any truly economicbenefit? What is <strong>to</strong> prevent <strong>the</strong>seindividuals from simply saving <strong>the</strong>money in <strong>the</strong>ir bank account? Well,<strong>the</strong> truth of <strong>the</strong> matter is that, evenif individuals only keep <strong>the</strong> moneyin <strong>the</strong>ir bank account, that will swell<strong>the</strong> money held by <strong>the</strong> banks, which<strong>the</strong>n could get loaned more than12 times over <strong>to</strong> individuals andbusinesses that need or want moneyassuming that loans are beingsought by people and organisations(which <strong>the</strong>re are), and assuming that<strong>the</strong>re are such loans being providedby banks and o<strong>the</strong>r organisations(which <strong>the</strong>re are not). In o<strong>the</strong>rwords, President Obama’s packagedoes not provide any real incentive<strong>to</strong> ei<strong>the</strong>r spend or loan any money,because it does not <strong>to</strong>uch <strong>the</strong> issueof instability and vulnerability forindividuals and organisations.th16ANNI V ERSARY6. Will <strong>the</strong> stimulus package provide enough of a stimulus? Nearlyone trillion seems like a lot of money. It is a lot of money. But what isthat in <strong>the</strong> face of <strong>the</strong> three trillion that is supposed by needed, by onecalculation, <strong>to</strong> save only <strong>the</strong> financial sec<strong>to</strong>r?So it is fairly clear <strong>to</strong> me that what is ahead is ei<strong>the</strong>r <strong>the</strong> de fac<strong>to</strong> or <strong>the</strong>official devaluation of <strong>the</strong> dollar with <strong>the</strong> alternative that a new Bret<strong>to</strong>nWoods sort of system is put in place.In any case, <strong>the</strong> new sec<strong>to</strong>rs which promise growth are: defence,infrastructure and “green technologies”.Few people with any sense of morality wish <strong>to</strong> invest in <strong>the</strong> defencesec<strong>to</strong>r but <strong>the</strong>re are of course those who will do so because <strong>the</strong>y are moreinterested in profits than in morality.Infrastructure tends <strong>to</strong> be one of <strong>the</strong> most corrupt sec<strong>to</strong>rs. In mostcountries, that is still <strong>the</strong> situation. But that does not mean that all companiesare equally corrupt. Fur<strong>the</strong>r, it isstill possible <strong>to</strong> exercise influenceon <strong>the</strong> sec<strong>to</strong>r as a whole, in order<strong>to</strong> find systemic ways of reducingcorruption in <strong>the</strong> sec<strong>to</strong>r.Anyway, that leaves “greentechnologies”. The challengehere is <strong>to</strong> find <strong>the</strong> right areas ortypes of technology - becausewhat will be most promisingin, say, Egypt, will not be mostpromising in Germany, andvice versa. However, <strong>the</strong>re isa question about whe<strong>the</strong>r most“green technology” companiesare not over-sold at present. Is<strong>the</strong>re already a “bubble” in <strong>the</strong>“green” area? You will have <strong>to</strong>do your own investigations andcome <strong>to</strong> your own conclusions.“And what about gold?”, Isense you asking. Well, gold is a great thing <strong>to</strong> own. People have evenmade money on it recently! The question is whe<strong>the</strong>r it <strong>to</strong>o is not alreadymore expensive than it should be. Certainly, a part of your portfolio ought<strong>to</strong> be in gold, but how much depends on individual circumstances. In anycase, what you want, with gold, is not gold s<strong>to</strong>cks or gold options or goldcertificates but actual gold. And <strong>the</strong> question is: where do you s<strong>to</strong>re that?!So: no easy answers in our world. Perhaps better <strong>to</strong> look for securityanchored in a source more lasting than money, shares, bonds or anything elsein this world. After all, true security and happiness comes from knowingGod who alone can carry us through <strong>the</strong> ups and downs of this world.Prabhu Guptara writes here in apersonal capacity. His website is:www.prabhu.guptara.net80 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 81


POLITICSth16ANNI V ERSARYINDIAN AMERICANS& BARACK OBAMAby: Davita MaharajEvery day on <strong>the</strong> way<strong>to</strong> work <strong>the</strong>se pastwinter months, Ipassed a large handpaintedsign on<strong>to</strong> anapartment window. It was paintedwith <strong>the</strong> same kind of fluffy paintthat Americans use <strong>to</strong> write “JustMarried!” on <strong>the</strong>ir cars as <strong>the</strong>yhead off <strong>to</strong> <strong>the</strong>ir honeymoons.But this window referred <strong>to</strong>ano<strong>the</strong>r kind of honeymoon. “YesWe Did!” it says.Throughout his electioncampaign, President BarackObama used <strong>the</strong> slogan, “Yes WeCan” <strong>to</strong> rouse up voters. Even<strong>to</strong>day, T-shirts, bumper stickers,and <strong>the</strong> occasional Internet adstill pop up as reminders of hissuccessful campaign.Why Most <strong>Indian</strong>s EmbracedObamaThe vast majority of <strong>Indian</strong>sin <strong>the</strong> United States supportedObama. Their turnout at <strong>the</strong> 2008Democratic Convention wasunprecedented, <strong>to</strong>taling 50 SouthAsian delegates, of which 37were <strong>Indian</strong>s.Just hours before Obama’svic<strong>to</strong>ry, an informal poll byWashing<strong>to</strong>n-based non-partisanThe meaning of his vic<strong>to</strong>ry <strong>to</strong> <strong>Indian</strong>sThe vast majority of<strong>Indian</strong>s in <strong>the</strong> Statessupported Obama.non-profit organization‘Bridging Nations’found that 81 percen<strong>to</strong>f <strong>Indian</strong> Americanswith U.S. citizenshipsurveyed said <strong>the</strong>ywould vote for Obama,with only 19 percentvoting for McCain.‘Bridging Nations’said <strong>the</strong>ir poll wassupported by <strong>the</strong>National AsianAmerican Survey(NAAS), which wasjointly conducted byfour <strong>to</strong>p universities;it revealed that 62percent of <strong>Indian</strong>splanned <strong>to</strong> vote forObama, 12 percentplanned <strong>to</strong> vote forMcCain, and 25percent were undecided. Clearly <strong>the</strong> number grew since <strong>the</strong>n, in partdue <strong>to</strong> grassroots organizations such as South Asians for Obama(SAFO). SAFO succinctly summed up South Asian alignment withObama by explaining,“…His s<strong>to</strong>ry is our s<strong>to</strong>ry. As <strong>the</strong> son of a foreign-born fa<strong>the</strong>r, he haspersonally experienced <strong>the</strong> challenges of race and identity that affec<strong>to</strong>ur community. By uniting around Barack Obama’s candidacy forPresident in 2008, <strong>the</strong> South Asian community can assume a leadingrole in shaping <strong>the</strong> future of America.”SAFO formed a strong presence on Myspace, Facebook, and Flickr,which target a young audience.This makes sense, sinceuniversity students and young<strong>Indian</strong>s tend <strong>to</strong> espouse politicallyliberal views. Ano<strong>the</strong>r partialreason that many <strong>Indian</strong>s votedfor Obama is that <strong>the</strong> majority of<strong>Indian</strong>s live in Democrat statessuch as New York, New Jersey,and California.Devon Phillips works in<strong>the</strong> South Asian community ofObama’s home<strong>to</strong>wn, Chicago.There she observed that <strong>the</strong>overwhelming majority of herHindu and Muslim friends,young and old, gave Obama<strong>the</strong>ir blessing.Does Obama’s vic<strong>to</strong>rymark a new day for<strong>the</strong> Dalits of India?“There were several articles in Desi Newspapers such as Swad-E-Pakistan, The Urdu Times, and The <strong>Indian</strong> Reporter, that were allwithout fail whole-heartedly behind Obama and regurgitated much of<strong>the</strong> rhe<strong>to</strong>ric <strong>the</strong> Obama-campaign was known for,” says Phillips.While she notes that a few Chicago-<strong>Indian</strong>s were softened <strong>to</strong>ward<strong>the</strong> McCain family because of his Bangladeshi daughter, mostChicago-Bangladeshis supported Obama due <strong>to</strong> his minority statusand <strong>the</strong>ir dissatisfaction with <strong>the</strong> Bush administration’s involvement inIraq and Afghanistan. Indeed, most <strong>Indian</strong>s with whom I have spokenare hopeful that Obama’s Muslim background will serve as a bridgebetween Christians and Muslims throughout <strong>the</strong> world.Ano<strong>the</strong>r “bridge” <strong>to</strong> <strong>the</strong> world came with President Obama’schoice of Hillary Clin<strong>to</strong>n as Secretary of State. Clin<strong>to</strong>n’s South Asianconnections and popularity made yet ano<strong>the</strong>r splash among <strong>Indian</strong>severywhere. As Clin<strong>to</strong>n herself once joked at a fundraiser hosted byMaryland-based <strong>Indian</strong> Dr. Rajwant Singh, she could “certainly run for<strong>the</strong> Senate seat in Punjab and win easily.”Finally, many urban, lower income South Asians favored Obama’sKeynesian-leaning plans for reviving <strong>the</strong> U.S. economy, made hopefulby his many promises <strong>to</strong> struggling families and minorities.Obama’s Vic<strong>to</strong>ry Inspires India’s DalitsJust four decades ago, some communities in <strong>the</strong> U.S. deterredAfrican Americans from voting, and forbade <strong>the</strong>m from using <strong>the</strong> samerestrooms as whites.Now that America’s most powerful leader is an African American,minorities can no longer claim victimization. The victims have become vic<strong>to</strong>rs.In <strong>the</strong> words of Jonetta Rose Barras, political analyst for The Washing<strong>to</strong>n Post,“African Americans have just entered <strong>the</strong> no-excuses zone.”So have <strong>Indian</strong>s.On a snowy day in Denver,Colorado, just days after <strong>the</strong>US presidential elections, Ireviewed <strong>the</strong> elections withMoses Parmar, a prominentDalit leader in North India.He explained that Obama’svic<strong>to</strong>ry marks a new day for<strong>the</strong> Dalits of India. In <strong>the</strong> past,whenever Americans condemnedIndia’s caste system, <strong>Indian</strong>s couldeasily call Americans hypocrites,by pointing <strong>to</strong> America’s racism.Parmar suggests that nowAmerica has <strong>the</strong> necessarycredentials <strong>to</strong> forthrightly addresscaste issues and <strong>the</strong> plight ofIndia’s Dalits, noting that much ofIndia “still cannot accept a Dalit asprime minister.” He imagines that<strong>the</strong>se same caste-conscious <strong>Indian</strong>smay be shocked, even appalled,that Americans have elected anAfrican-American president.Thus, while Obama establishesa vic<strong>to</strong>rious precedence forIndia’s Dalits, <strong>the</strong>irs may be amuch steeper hill <strong>to</strong> climb.Shashi Tharoor, former82 83The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong>


POLITICSth16ANNI V ERSARYUnder-Secretary-Generalof <strong>the</strong> United Nations,seems <strong>to</strong> agree.In his recent articlein The Sunday Times,Tharoor concludes thata (potential) Dalit PrimeMinister would have <strong>to</strong>overcome a “far longerlegacy of discrimination”than Obama’s on USsoil. Still, he sees a goodchance that “India’sObama” will be able <strong>to</strong>follow suit, perhaps alot sooner than formerlyconceived as possible.Initial Concerns withObama’s ForeignPolicyWhile South Asiansin urban U.S. citieswere whole-heartedlybehind Obama, a smallerbut significant base ofconservative <strong>Indian</strong>Americans – and economicpundits in <strong>the</strong> <strong>Indian</strong> Diaspora –were critical of his policies from<strong>the</strong> start.Some of India’s leadingintelligentsia sided with Republicansbecause President W. Bush hadhelped <strong>the</strong> <strong>Indian</strong> economy bysupporting free trade, a globaleconomy, outsourcing, <strong>the</strong> nuclearagreement, and by affirming India’supcoming title as one of <strong>the</strong> world’snew super powers.Less than a month before<strong>the</strong> elections, Anand Mahindra,Vice Chairman of MahindraGroup of India succinctlyexplained while broadcastingon a panel at Harvard BusinessSchool that unlike most of <strong>the</strong>world, India had “no problemsIt is difficult <strong>to</strong>know exactlyhow India will beaffected by <strong>the</strong>Obama - Bidenadministration.with Bush’s policies.Bush continued <strong>the</strong>opening up of India whichBill Clin<strong>to</strong>n had started…He didn’t subvert that.”Following this rationale,some of India’s businessleaders were pro-McCainbecause <strong>the</strong>y hoped that hewould continue <strong>to</strong> makeIndia wealthy by outsourcingU.S. jobs and supportingfree trade. They feared thatObama’s anti-outsourcingand anti-free trade idealscould be disastrous for <strong>the</strong><strong>Indian</strong> economy.<strong>Indian</strong>s’ Value-BasedConcerns with Obama’sPoliciesSome conservative<strong>Indian</strong> voters were largelydissuaded by Obama’sliberal values. They worrythat Obama’s welfareestablishment, whichessentially pays women <strong>to</strong> have children out of wedlock, will dismemberfamilies nationwide. Fur<strong>the</strong>rmore, some regret that Obama’s radicalabortion policies are masked under <strong>the</strong> auspices of family planning.Take for example, Chris Rodricks, an <strong>Indian</strong> Republican living in<strong>the</strong> Midwest. He represents a significant group of conservatives whocould not bring <strong>the</strong>mselves <strong>to</strong> vote for Obama due <strong>to</strong> his nebulousdefinition of <strong>the</strong> sanctity of life, and his endorsement of partial-birthabortion. Rodricks states,“My litmus test is a candidate’s stand on moral issues. If he failsthis test I strike him off as my leader. Health insurance, tax cuts, <strong>the</strong>economy...<strong>the</strong>se are secondary issues...bribes we accept <strong>to</strong> look <strong>the</strong>o<strong>the</strong>r way <strong>to</strong> allow him <strong>to</strong> aid, abet and allow <strong>the</strong> dismembering of3,000 children everyday.”It seems that Rodrick’s fears have materialized, as President Obamastrongly supports <strong>the</strong> public funding of abortions, and he has nowreversed <strong>the</strong> abortion-funding policy so that US funds can be used <strong>to</strong>promote and conduct abortions worldwide.Yet ano<strong>the</strong>r cause for concern among conservative <strong>Indian</strong>s wasObama’s nomination of David Ogden as Deputy At<strong>to</strong>rney General. Asa pornography industry lawyer, Ogden believes that child pornographyshould be legal, and argues that pornography is an American “freedomof speech.” As one conservative <strong>Indian</strong>lamented, “President Obama spoke abouta return <strong>to</strong> family values, but instead he haslowered moral standards. Is this what wecall “change?” If this is <strong>the</strong> change that wewanted, <strong>the</strong>n <strong>the</strong>re may be some blood onour hands.”Despite his concerns with Obama’svalues and aptitude, Rodricks and hiswife are committed <strong>to</strong> respecting andpraying for President Obama, since he is,after all, <strong>the</strong>ir President. But <strong>the</strong>y wouldmuch ra<strong>the</strong>r see fellow Republican <strong>Indian</strong>Bobby Jindal in <strong>the</strong> White House, and<strong>the</strong>y hope that <strong>the</strong> Louisiana governorwill run for office in 2012.What Obama means <strong>to</strong> India’s futureIn all honesty, <strong>the</strong>re is a lot aboutObama that we do not know as yet, sincehe continues <strong>to</strong> use broad, generalizedbrushstrokes <strong>to</strong> discuss complex issues.And while Obama spoke aboutbringing peace <strong>to</strong> South Asia, hisinitial strategy focused on Pakistan andAfghanistan, but rarely mentioned India.Therefore it is difficult <strong>to</strong> know exactly how India will be affectedby <strong>the</strong> new administration.Domestically, <strong>the</strong>re is incredible pressure on Obama <strong>to</strong> lead <strong>the</strong>U.S. out of a recession and <strong>to</strong> bring stability <strong>to</strong> <strong>the</strong> economy, <strong>to</strong>improve American schools, energy, and healthcare; <strong>to</strong> end <strong>the</strong> war inIraq, <strong>to</strong> boost <strong>the</strong> confidence of U.S. citizens in <strong>the</strong>ir country, and <strong>to</strong>do all this while having considerably less political experience thanmost of his 43 predecessors.With all his challenges on U.S. turf, many are wondering whe<strong>the</strong>rObama will even have time <strong>to</strong> think about <strong>the</strong> wellbeing of o<strong>the</strong>r nations.It is clear that <strong>the</strong> plight of India’s caste system, its underfed millions,and <strong>the</strong> insurgence of violence by India’s religious fundamentalists arenowhere near his <strong>to</strong>p priorities. Nor can <strong>the</strong>y be expected <strong>to</strong> becomepart of his administration’s agenda.But would Obama promptly respond if someone were <strong>to</strong> presenthim with a brilliant plan <strong>to</strong> fight AIDS or <strong>to</strong> contain a major genocide?Will he share <strong>the</strong> sentiments of former President Clin<strong>to</strong>n, who refused<strong>to</strong> help contain an 80-day genocide because America had no “interest”in Rwanda?Earlier this year, <strong>Indian</strong> journalist and peace activist J. Sri Ramanquoted an anonymous <strong>Indian</strong> journalist warning prior <strong>to</strong> <strong>the</strong> election, “anAmerica preoccupied with itself will create openings for terrorists in bothWest and South Asia... America’sretreat will give <strong>the</strong> forces of terroran additional opening in Indiaand its neighborhood… India hascompelling reasons <strong>to</strong> hope thatObama doesn’t win in November.”One day we will be able<strong>to</strong> assess <strong>the</strong> validity of thisstatement for ourselves. In <strong>the</strong>meantime, <strong>Indian</strong>s should not beso quick <strong>to</strong> believe that PresidentObama will act as Messiah <strong>to</strong>India and its Diaspora. He hasample challenges living up <strong>to</strong> <strong>the</strong>title at home.Davita Maharaj grew up in<strong>the</strong> US, and Switzerland, andcurrently works in California.She loves <strong>the</strong> arts, internationaldevelopment, and makingfrequent visits back <strong>to</strong> India.84 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 85


PAKISTANI VIEWby: Ikram SehgalBREAKINGA LOGJAMWithin hours of <strong>the</strong> Mumbai outrage, <strong>the</strong> <strong>Indian</strong>smade many allegations against Pakistan, particularlytargetting <strong>the</strong> ISI. The <strong>Indian</strong> penchant for such,and credibility <strong>the</strong>reof, can be gauged from afact hi<strong>the</strong>r<strong>to</strong> unknown, that <strong>Indian</strong> intelligencegave “credible information” <strong>to</strong> <strong>the</strong> <strong>Indian</strong>s one day after 9/11 “that“Pakistani Jihadists” were going <strong>to</strong> attack <strong>the</strong> White House”. Asrecounted in Bob Woodward’s book “Bush at War”, <strong>the</strong> US Presidentand his family alongwith Condoleezza Rice were rushed pell mellby <strong>the</strong> Secret Service <strong>to</strong> a White House bunker for safety. What anopportunity <strong>to</strong> defame Pakistan, how could <strong>the</strong> <strong>Indian</strong>s miss it? Moreas<strong>to</strong>nishing is that <strong>the</strong> US never questioned <strong>the</strong> source of this canard,or <strong>the</strong> motivation, later!Even before Ajmal Kasab was in <strong>Indian</strong> cus<strong>to</strong>dy, <strong>the</strong> “Pakistaniconnection” was reiteratedendlessly <strong>to</strong> influence worldperception about Pakistani Stateinvolvement. We did not helpmatters by denying Ajmal Kasabwas a Pakistani, this despite Geo TV’s initiative in uncovering his identity.To quote my article in early December 2008, soon after <strong>the</strong> incident, viz“It is <strong>the</strong> height of stupidity not <strong>to</strong> accept that Ajmal Kasab is a Pakistani,NADRA ID or not, our investiga<strong>to</strong>rs can get far more out of him thanwhatever <strong>the</strong> <strong>Indian</strong>s can. India and Pakistan need <strong>to</strong> tackle terroristproblems <strong>to</strong>ge<strong>the</strong>r by sharing “actionable intelligence” instead of indulgingin a blame game. With interests coinciding in <strong>the</strong> “war against terrorism”,why is India attempting <strong>to</strong> isolate Pakistan as “a failed State” in <strong>the</strong> making?The US passed on credible intelligence <strong>to</strong> India on Nov 18, 2008 that aterrorist assault was likely from <strong>the</strong> sea, two five-star hotels were <strong>to</strong> betargetted. In not passing on this information <strong>to</strong> pre-empt <strong>the</strong> attack, did <strong>the</strong><strong>Indian</strong>s want <strong>the</strong> incident <strong>to</strong> happen <strong>to</strong> impress upon <strong>the</strong> incoming BarackObama administration about Pakistan being an irresponsible and dangerousentity one could not do business with? The concerted <strong>Indian</strong> media attackhas been akin <strong>to</strong> a pack of mad dogs, matched only by <strong>the</strong> official <strong>Indian</strong>th16ANNI V ERSARYIndia and Pakistan need <strong>to</strong> tackle terrorist problems <strong>to</strong>ge<strong>the</strong>r by sharing “actionable intelligence”instead of indulging in a blame game. With interests coinciding in <strong>the</strong> “war against terrorism”,why is India attempting <strong>to</strong> isolate Pakistan as “a failed State” in <strong>the</strong> making?rhe<strong>to</strong>ric in lambasting Pakistaneven through <strong>the</strong> “ISI connection”did not stick”, unquote.The persistent lack oftransparency from <strong>the</strong> <strong>Indian</strong>sis puzzling, only selectiveinformation is being handedover <strong>to</strong> <strong>the</strong> Pakistani authorities.Notwithstanding independentinvestigations being conductedby various State agencies on <strong>the</strong>basis of <strong>Indian</strong> media reports, ateam was specially constituted byPakistan’s Ministry of Interior <strong>to</strong>“The Mumbai operation was not possiblelogistically without indigenous support.”process <strong>the</strong> information suppliedby <strong>the</strong> <strong>Indian</strong>s on or about Jan 5,2009.As declared by <strong>the</strong> Adviser <strong>to</strong><strong>the</strong> PM for <strong>the</strong> Ministry of InteriorRahman Malik recently, <strong>the</strong>enquiry established that a numberof Pakistani nationals, ostensiblyfrom Lashkar-e-Tayyaba, wereinvolved and that a major par<strong>to</strong>f <strong>the</strong> planning for <strong>the</strong> Mumbaioutrage done by <strong>the</strong>m. RahmanMalik moved expeditiously <strong>to</strong>lodge an FIR against <strong>the</strong> suspectedpersons, taking several suspectsin<strong>to</strong> cus<strong>to</strong>dy, including <strong>the</strong> alleged mastermind. Links were found outsideof Pakistan, in Italy, Spain, Austria and as far away as Hous<strong>to</strong>n, Texas, in<strong>the</strong> US. Even with India silent on <strong>the</strong> involvement of locals in <strong>the</strong> terroristattack which lasted for more than 72 hours, <strong>the</strong> Ministry of Interior went<strong>the</strong> extra mile <strong>to</strong> make <strong>the</strong> facts public. Involvement of Pakistanis does notmake Pakistan culpable as a State. What was <strong>the</strong>ir motivation, indeed whocontrolled <strong>the</strong>m? They could have been agents of anyone with motivationand interest in any number of possibilities ie. defaming Pakistan, sparkingconflict between India and Pakistan, etc.Terrorists have no nationality, no mercy and no remorse. As such it doesn’treally matter who <strong>the</strong>y are, what matters is that once <strong>the</strong>y are identified, whatis done with <strong>the</strong>m? The investigation was a success because no cover-up wastried or intended. With <strong>the</strong> “<strong>Indian</strong> connection” silent, <strong>the</strong>re are large gaps in<strong>the</strong> evidence at hand, <strong>the</strong> criminal puzzle remaining a jigsaw.To quote from my article of early Dec 2008, viz “The Mumbai operationwas not possible logistically without indigenous support. The 10-12attackers (in 2-man teams went about <strong>the</strong>ir deadly business confidently andprofessionally, secondary locationscreating diversions before attackingprimary targets, <strong>the</strong> Taj Hotel,Hotel Oberoi and Nariman House,suggesting intimate knowledge ofMumbai. They moved about as if <strong>the</strong>y had lived in <strong>the</strong> place for years. Thevolume of ammunition, grenades and explosives used in Close QuarterBattle (CQB) in <strong>the</strong> first few hours, would put <strong>the</strong> “first” and “second line”authorization of an infantry company (comprising 149 soldiers) <strong>to</strong> shame,<strong>the</strong> incident went well past 72 hours. Ammunition was definitely pres<strong>to</strong>redin <strong>the</strong> hotels”. Was a “Control Room” established by <strong>the</strong> terroristson <strong>the</strong> 16 th Floor of <strong>the</strong> Taj before <strong>the</strong> incident? Why is India not revealing<strong>the</strong> nationality of <strong>the</strong> “hotel guests” who checked in<strong>to</strong> that room?There are causes of simmering Muslim resentment within India.The Babri Mosque incident made fragile <strong>the</strong> secular bubble that <strong>Indian</strong>prides itself upon, it was assiduously exploited for crass politicalpurposes by <strong>the</strong> BJP <strong>to</strong> garner <strong>the</strong> Hindu majority vote. The movie“Slumdog Millionaire” which depicts <strong>the</strong> cruel treatment of <strong>the</strong> masspoverty-stricken Muslims of India won eight 2009 Oscar awards. It ispotentially a media disaster for India’s carefully crafted secular imagein <strong>the</strong> world. Why did Amitabh Bacchan go on record <strong>to</strong> decry <strong>the</strong>movie (<strong>the</strong> gaffe motivating a recant later)? Negative reports about<strong>the</strong> movie’s Direc<strong>to</strong>r have suddenly surfaced, any wild guesses as <strong>to</strong>who is feeding <strong>the</strong> media <strong>to</strong> tar and fea<strong>the</strong>r Danny Boyle? By <strong>the</strong> way,“Slumdog Millionaire” is not an ISI production! One must give credit<strong>to</strong> a vast majority of <strong>Indian</strong>s across <strong>the</strong> broad spectrum for decrying<strong>the</strong> way BJP has built up Gujarat Chief Minister Modi as a potentialnational leader at <strong>the</strong> cost of <strong>the</strong>ir secular image. Can anyone doubthis hand behind <strong>the</strong> widespread massacre of Muslims in his state? Thefrustration and resentment deeply embedded among <strong>Indian</strong> Muslimsth16ANNI V ERSARYis where <strong>the</strong> local involvementand logistics came from, as wellas planning and <strong>the</strong> selection oftargets <strong>the</strong>reof.The publication of <strong>the</strong> enquiryreport and arrests made put <strong>the</strong><strong>Indian</strong>s in some disarray. Whilefuming that “Pakistan has not doneenough”, Pranab Mukherjee andparty have reluctantly acknowledgedthat some progress had been made. Amonth or so ago war was imminent,<strong>the</strong> <strong>Indian</strong> COAS Deepak Kapoor,trotted out <strong>to</strong> speak <strong>to</strong> <strong>the</strong> media,is still murmuring darkly about“surgical strikes”.The Rahman Malik reportTerrorists have no nationality, no mercyand no remorse.has defused <strong>the</strong> situation. Onehas <strong>to</strong> acknowledge that in <strong>the</strong>circumstances this was a job welldone. We decry and vilify <strong>the</strong> govtfor everything under <strong>the</strong> sun, let’sgive credit when it is due! It wouldbe unfair <strong>to</strong> Rahman Malik <strong>to</strong> denyhim his place under <strong>the</strong> Pakistanisun for this success, and up <strong>the</strong>line why not include <strong>the</strong> PM SyedYusuf Raza Gillani and PresidentAsif Zardari? More work isrequired <strong>to</strong> get <strong>to</strong> <strong>the</strong> bot<strong>to</strong>m of<strong>the</strong> Mumbai outrage. As much as<strong>the</strong>y may not like it, <strong>the</strong> <strong>Indian</strong>shave <strong>to</strong> make <strong>the</strong>ir own enquiriestransparent, and available! Toeliminate terrorism from SouthAsia, and India has plenty of itwhich is not of <strong>the</strong> Muslim-kind, ajoint South Asia effort is required.Ikram Sehgal is <strong>the</strong>Managing Edi<strong>to</strong>r of <strong>the</strong>Defence Journal in Pakistan86 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 87


TII FASHIONth16ANNI V ERSARYSunset Catwalk andPoolside FrolicSplash showcases its vibrant SS09 collection amidst poolside revelryDubai based fashionretailer Splash’sSpring-Summer 2009Fashion Show was aquintessence of sheerclassic-luxe, haute couture and chicensembles! Inspired by a tropical andfloral <strong>the</strong>me, <strong>the</strong> show reverberatedwith a beautiful Old Town feel whichwas complimented by <strong>the</strong> venue, <strong>the</strong>Poolside Garden at The Palace Hotelin Burj Dubai.Splash played host <strong>to</strong> Dubai’smedia, stylists, industry expertsand fashionistas who were dapperdressed in <strong>the</strong>ir cabana chic threads.The sunset show was preceded by<strong>the</strong>me inspired cocktails & canapésserved <strong>to</strong> guests lounging in <strong>the</strong>poolside cabanas and sun beds under<strong>the</strong> warm spring sun.At sundown, as <strong>the</strong> lights came on<strong>the</strong> attention moved <strong>to</strong> <strong>the</strong> catwalkbuilt on <strong>the</strong> pool. The glitteringfashion finish witnessed 26 maleand female models sashaying <strong>the</strong>runway donning Splash’s SS09collection. The outfits showcasedcome from collections that wouldbe available in Splash s<strong>to</strong>res rightthrough <strong>the</strong> season until June 2009.Key inspirations for <strong>the</strong>se were<strong>the</strong>mes from <strong>the</strong> 80s and vibrantrelaxed silhouettes.Models styled in elaborate backcombed hair dos inspired by <strong>the</strong> 60s,(L <strong>to</strong> R )Micky Jagtiani, Nisha Jagtiani and Raza Beigornate eye shadows and gigantic eye make-up walked on<strong>to</strong> <strong>the</strong> rampwearing linen in colours like white, vibrant yellow, bougainvilleaand azure blue giving <strong>the</strong> walk a youthful vibe. Next came summerycocktail dresses in luxe fabrics like chiffons and satins. These werefollowed by lively summer gowns, maxi dresses and kaftans styledwith exotic rainbow colored accessories.The extravaganza continued with outfits showcased in an electricbright palette inspired by <strong>the</strong> 80’s styling. Super-trendy, cool and sexy;<strong>the</strong> pop flavor of <strong>the</strong> 80s was reignited <strong>to</strong> suit <strong>the</strong> fancy of bad girlsand geeky boys. Bold and loud style statements personified <strong>the</strong> Trash-Glam-Punkette look in mini-skirts, neon tights, cropped jackets andshiny leggings. This finally gave way <strong>to</strong> stunning party wear with boldprints, graphic tees, and color printed distressed denim. The musicflowed in<strong>to</strong> a perfect tempo, making it a befitting finale.Raza Beig, CEO-Splash, closed <strong>the</strong> show by walking <strong>the</strong> ramp for<strong>the</strong> show finale along with Nisha Jagtiani. Beig commented, “Splashfashion shows and parties have evolved <strong>to</strong> be one of <strong>the</strong> most awaitedevents in <strong>the</strong> region’s fashion and social calendar.88 89The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong>


BUZZ WORDth16ANNI V ERSARYJET AIRWAYS CHAIRMANNARESH GOYAL HONOUREDAT THE PRESTIGIOUSCNBC TV18 INDIA BUSINESSLEADER AWARDSMr.Naresh Goyal, chairman, Jet AirwwaysCELLUCOM INDIA RETAILPRIVATE LTD PARTNERSWITH SPICE GROUPLeading mobility retailer joinshands with Spice Group in India.Cellucom India Retail Private Ltd,associate company <strong>to</strong> Dubai basedmobile retail chain Cellucomcompleted a new J.V. Agreement inIndia with Spice Group. Led by Dr.B.K. Modi, Spice Group has substantial interestsin <strong>the</strong> telecom and I.T. sec<strong>to</strong>r in India and hasacquired a 100 percent stake in Cellucom India,<strong>the</strong> master franchisee of Dubai-based mobileretail chain in an all s<strong>to</strong>ck deal.Expressing his delight on <strong>the</strong> joint ventureagreement Mr. Arun Nagar, Founder, CEO &MD Cellucom said, “The mobile and technologyJet Airways Chairman Naresh Goyal was honouredat <strong>the</strong> fourth edition of <strong>the</strong> prestigious CNBCTV18 India Business Leader Awards, in <strong>the</strong>‘Taking India Abroad’ award category, at <strong>the</strong> TajLands End, Mumbai on January 22, 2009.The award was given away by Shri Narendra Modi,Honourable Chief Minister of Gujarat, in <strong>the</strong> presenceof an august ga<strong>the</strong>ring of industrialists, bankers ando<strong>the</strong>r eminent personalities, including Shri AshokChavan, Honourable Chief Minister of Maharashtra andShri Kamal Nath, Honourable Minister for Commerceand Industry, among o<strong>the</strong>rs.According <strong>to</strong> Mr. Goyal, “At Jet Airways, we haveendeavoured <strong>to</strong> create a truly international brand, yet onethat retains its intrinsic <strong>Indian</strong> core. With <strong>the</strong> airline’scommitment <strong>to</strong> excellence in every sphere of its operations,Jet Airways has attempted <strong>to</strong> redefine international travel,and keep India’s flag flying high around <strong>the</strong> world. Idedicate this award <strong>to</strong> <strong>the</strong> Jet Airways family around <strong>the</strong>world, and <strong>to</strong> our cus<strong>to</strong>mers, for choosing <strong>to</strong> fly withIndia’s premier international airline.”Mr.Arun Nagar,CEO & MD, Cellucomproduct retail business in India is growing at a fastpace and holds tremendous potential. The mergerbetween Cellucom India Retail Pvt Ltd and SpiceGroup is a significant development for CellucomIndia. The company would benefit from SpiceGroup’s substantial presence in <strong>the</strong> field of telecom,<strong>the</strong>ir professional expertise in managing largebusinesses through strategic initiatives and <strong>the</strong>extraordinary vision of its Founder and ChairmanDr. B.K. Modi.”The consumer electronics and technologymarket is demonstrating resilience, witha positive growth forecast that retail saleswill reach about US$40 billion in 2009, astudy reveals.Market researchers with <strong>the</strong> GfK Group saythat retail sales of liquid crystal display (LCD) andplasma televisions have contributed significantly<strong>to</strong> <strong>the</strong> growth of <strong>the</strong> digital consumer technologysec<strong>to</strong>r. The LCD television market is valued atUS$4 billion and <strong>the</strong> group’s moni<strong>to</strong>r for <strong>the</strong> MiddleEast’s domestic appliances market anticipatesfur<strong>the</strong>r growth in <strong>the</strong> region, particularly in <strong>the</strong>UAE, Saudi Arabia and Iran.Resilient <strong>Indian</strong> EconomyOffers NRIs Better InvestmentOpportunities Than Ever, saysnew CEO of UTI <strong>International</strong>The resilient <strong>Indian</strong> economy is poised <strong>to</strong>bounce back sooner than later, drivenby declining prices of oil and o<strong>the</strong>rcommodities and falling interest rates,according <strong>to</strong> Mr. Tarun Ghulati, <strong>the</strong> newlyappointed Chief Executive Officer of UTI <strong>International</strong>Limited, whose responsibilities include <strong>the</strong> Gulf.“All current indica<strong>to</strong>rs point <strong>to</strong> an early recovery.This is, <strong>the</strong>refore, an opportune time for NRIs<strong>to</strong> explore investments in <strong>Indian</strong> Equity & DebtMutual Funds that could yield attractive returnsin <strong>the</strong> short and long term,” said Mr. Ghulati, whoGrowth Forecast for ConsumerElectronics Market in 2009relaunchesGRUNDIG productsDemonstrating a shared confidence in <strong>the</strong>market, high-end appliance retailer Better Lifehas launched a range of television and nontelevisionproducts from innovative Germandesigners Grundig.“Innovation is what keeps driving <strong>the</strong> consumerelectronics market forward, and Grundig has alwaysbeen at <strong>the</strong> forefront of this movement. It was <strong>the</strong>first company <strong>to</strong> develop <strong>the</strong> 100 hz techonolgyfor television and continues <strong>to</strong> innovate. The latestrange features superior imaging with forwardtechnology pictures and Grundig’s legendarysound,” commented Ajai Kumar Dayal, GeneralManager Retail and Marketing, Easa Saleh Al Gurg.will be spearheading UTI’sglobal business throughcountry offices in London,Dubai and Bahrain.“We expect <strong>the</strong> fallingprices of oil and o<strong>the</strong>rcommodities will help <strong>Indian</strong>Industries <strong>to</strong> reduce <strong>the</strong>iroverall cost of production, and<strong>the</strong> lower interest rates willfuel <strong>the</strong> growth in <strong>the</strong> hugeconsuming economy. The <strong>Indian</strong>economy is projected <strong>to</strong> growth atMr. Tarun GhulatiCEO of UTI Int Ltd.around 7%, despite <strong>the</strong> global financial crisis, a barometerof <strong>the</strong> strong fundamentals of <strong>the</strong> <strong>Indian</strong> economy.”“We will take UTI’s exceptional fund managementcapability and bespoke portfolio management solutions<strong>to</strong> new markets globally and launch new products/fundsfor our diverse inves<strong>to</strong>r base,” added Ghulati.90The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong>91


PUNDIT’S VIEWWhat’s in s<strong>to</strong>re for 2009?Que sera, sera or can we anticipate?‘You can anticipate what 2009 will be like for you and your business,by interpreting signals that are <strong>the</strong>re for anyone <strong>to</strong> pick up <strong>to</strong>day.by: Raj NairThere are people whowill be rueing <strong>the</strong> The signalsfact that <strong>the</strong>y did notpredict <strong>the</strong> crises of are now clear that2008. They were mostprobably picking up <strong>the</strong> signals in <strong>the</strong> Government2007 but those were getting lost in<strong>the</strong> noise or not being interpreted. will come upFor example when <strong>the</strong> Scottishbank, Nor<strong>the</strong>rn Rock, ran aground with some seriousin May 2007, some people in <strong>the</strong>financial services industry realised packages inthat <strong>the</strong> sub-prime game wasover, but most people did not. The January -Februaryformer included Warren Buffettwho called sub-prime based 2009 <strong>to</strong> revive <strong>the</strong>derivatives, Weapons of MassFinancial Destruction. mo<strong>the</strong>r sec<strong>to</strong>rs ofEven as early as September‘07, it was clear that <strong>the</strong> <strong>to</strong>tal <strong>the</strong> economy.outstanding derivatives were<strong>to</strong>o huge <strong>to</strong> handle - $485 down earlier given a build uptrillion ( eight times <strong>the</strong> global of excess capacity in OPECGDP! ) Unwinding that without countries and oil demand hada global financial crisis would risen only by 1.5% in <strong>the</strong> nextbe impossible. My warning on 12 months.Nov 21, 2007 that The <strong>Indian</strong> The argument of heightenedcapital market would collapse war risks clearly could notsoon was largely ignored. The explain it. Index Specula<strong>to</strong>rs hadoutstanding derivates swelled <strong>to</strong> s<strong>to</strong>ckpiled, via <strong>the</strong> futures market,$ 600 trillion on Dec 31, 2007. <strong>the</strong> equivalent of 1.1 billionThe rest is his<strong>to</strong>ry.barrels of petroleum (eight timesOil prices firming up by July as much oil as <strong>the</strong> United States07 and <strong>the</strong> leap <strong>to</strong> $147 a year has added in 5 years).later, sounded counter intuitive Specula<strong>to</strong>rs had gonebecause oil prices were going beyond oil. From 2003 <strong>to</strong> 2008,‘investment in <strong>the</strong> index fundstied <strong>to</strong> commodities has grownby 20-fold, <strong>to</strong> $260 billion from$13 billion! The fact shouldhave sent strong signals of animminent price collapse foreverybody <strong>to</strong> pick up. It was notdifficult <strong>to</strong> anticipate in July 2008that <strong>the</strong> sinking global economicsituation would shrink <strong>the</strong>demand for all commodities andsoon <strong>the</strong>reafter, <strong>the</strong> speculativebubble would burst.I had spoken about sub $100oil price on July 11, 2008 whenGoldman Sachs was looking at$200 per barrel. Surely <strong>the</strong> signalswere <strong>the</strong>re for all <strong>to</strong> see andinterpret. But most people werehappy trying <strong>the</strong> game of baselessprediction or getting swayed byo<strong>the</strong>r people’s predictions.You can anticipate what 2009will be like for you and yourbusiness, by interpreting signalsthat are <strong>the</strong>re for anyone <strong>to</strong> pickup <strong>to</strong>day. Now, with volatilityas we are experiencing <strong>to</strong>day,predicting is <strong>to</strong>ugh.Signals from <strong>the</strong> US, UK andEurope:With consumer-spendingdropping, banks going under,national deficits being reigned in,etc. <strong>the</strong>re are certain things thatwe can anticipate in <strong>the</strong> WesternRaj Nair,Chairman, Avalon Consultingworld in 2009.••More job losses.Postponement or reductionin of high ticket/ discretionarypurchases.• Severe cut in marketingspending by companies.• A Bret<strong>to</strong>n Woods-typeinitiative <strong>to</strong> save <strong>the</strong> globalfinancial system from collapse.Risk management policies willdominate discussions.• Credit & liquidity problemsdespite bail-outs.• Sec<strong>to</strong>rs like au<strong>to</strong>motive,plastics, textiles, chemicals,travel and <strong>to</strong>urism, etc. slipping.• Sec<strong>to</strong>rs like healthcare, foodstaples, doing relatively better.• More people will resort <strong>to</strong>ecommerce <strong>to</strong> fish for savings /discounts.• More business failure andconsolidation than in 2008.• Service industries suffering ingeneral.• Protectionism versus freetrade debate may swing a bit<strong>to</strong>wards <strong>the</strong> former.• Obama knows his politics. Willattempt <strong>to</strong> create many new jobsin <strong>the</strong> US by offering incentives <strong>to</strong>invest in job creating ventures and<strong>to</strong> plug loopholes in <strong>the</strong> tax regimethat put those who have offshorejobs on <strong>the</strong> same plane as thosewho keep jobs in <strong>the</strong> USth16YANNI V ERSARYA16• Obama knows his economics.Willing <strong>to</strong> negotiate ra<strong>the</strong>r than fightavoidable wars. Same goes for o<strong>the</strong>rWestern countries.• The Dollar could weaken before end2009 because <strong>the</strong> ‘safe haven’ concept atnear zero returns will not make <strong>the</strong> USTreasury <strong>the</strong> best bet for inves<strong>to</strong>rs. Someinvestments will seek more returns in India(if <strong>the</strong>re is no war with Pakistan) and China.• Russia is richer, stronger than before despite <strong>the</strong> drop in oil prices.The Russians will continue <strong>to</strong> bully neighbours.• China’s exports will be impacted but has <strong>the</strong> capability <strong>to</strong> rebounddue <strong>to</strong> <strong>the</strong> size of <strong>the</strong> domestic market. Watch out for dumping inmarkets like India, ME and parts of SE Asia.One or more of <strong>the</strong>se may impact you or your business?...What signals can we see now in India which are relevant <strong>to</strong> industryin 2009?The signals are now clear that <strong>the</strong> Government will come up withsome serious packages in January -February 2009 <strong>to</strong> revive <strong>the</strong> mo<strong>the</strong>rsec<strong>to</strong>rs of <strong>the</strong> economy, viz. Construction (housing and infrastructure),Au<strong>to</strong>motive and Textiles, on which a large number of industries andservice businesses depend. Exporters can expect rationalisation oftaxes which hurt exports and also some incentives. While it is betterThe second half of 2009 will be <strong>the</strong> start ofan economic revival in <strong>the</strong> <strong>Indian</strong> economy.However, 2009 will not be good for all.late than never, <strong>the</strong> fate of FY 08-09 has been sealed by <strong>the</strong> unwisecredit squeeze–cum-interest rate hike in mid 2008 and <strong>the</strong> delay inundoing <strong>the</strong> damage. GDP for <strong>the</strong> year will be in <strong>the</strong> 6 range and not in<strong>the</strong> 7s which was possible mid-year Things will be better in India thanin <strong>the</strong> rest of <strong>the</strong> world. That is mainly because <strong>the</strong>re is an underlyingviability in <strong>the</strong> economy due <strong>to</strong> low cost structure, growing incomes,good agricultural output in this year and <strong>the</strong> banking system is notbroken as in <strong>the</strong> West. Thankfully, <strong>the</strong> global crisis happened in 2008and not in 2011, because <strong>Indian</strong> banks had not yet fully adopted <strong>the</strong> badhabits of <strong>the</strong> western banks. They still have a decent lending portfolioand manageable bad debts.• Consumer confidence is low and uncertainty prevails...restaurants, movie halls, big ticket purchases at malls are reportinga significant drop but consumer demand is not dead.Will need astrong trigger <strong>to</strong> revive ‘fee good’, like good corporate news. June09 quarter results published in July may turn <strong>the</strong> tide.92 The <strong>International</strong> <strong>Indian</strong>The <strong>International</strong> <strong>Indian</strong> 93


94PUNDIT’S VIEW• Interest rates will be loweredand liquidity will be improved butbusinesses will not have adequateliquidity for most part of <strong>the</strong> year.Banks will return <strong>to</strong> consumerfinancing but will not go berserkas <strong>the</strong>y did in till 2007. Therewill be closures and acquisitionsespecially in <strong>the</strong> SME categorybefore mid 2009.Interest rates will be lowered and Liquiditywill be improved but businesses will not haveadequate liquidity for most part of <strong>the</strong> year.Infrastructure projects willbe effectively activated ...willhelp cement, steel, and severalo<strong>the</strong>r businesses.Taxes may be reduced ( even at<strong>the</strong> cost of deficit financing) <strong>to</strong> putmoney in <strong>the</strong> hands of consumers.• Real estate buying is beingpostponed, prices have droppedand big builders are illiquid....interest rate reduction will soo<strong>the</strong><strong>the</strong> • mood but <strong>the</strong> real trigger willbe only six months after <strong>the</strong> capitalmarket revives. Not in 2009.• Reduced working days inmany industries (especiallyau<strong>to</strong>motive and exports related),because of poor off-take...thingswill get worse for <strong>the</strong> exportdependent industries in 2009 andon those who rely upon <strong>the</strong>m.• Terrorist attacks haveincreased and <strong>the</strong>re is no effectivesolution <strong>to</strong> curb <strong>the</strong>m as yet...<strong>the</strong>y could continue in 2009.Hospitality and travel industry,already affected by <strong>the</strong> softeconomy will suffer also becauseinward <strong>to</strong>urism will be affected.• Political brinkmanship inThe <strong>International</strong> <strong>Indian</strong>Pakistan can keep tensions high though <strong>the</strong> year till ei<strong>the</strong>r <strong>the</strong> military or<strong>the</strong> civilians take(s) effective control...war if it happens, will be ruinousfor India and Pakistan.• Period of lull at <strong>the</strong> wrong time. There will be a period of 3 monthsor so from March onwards when no major economic decisions maybe taken by <strong>the</strong> Government because of <strong>the</strong> pre-election cool offrequirements. This is <strong>the</strong> period <strong>to</strong> be most carefully watched.• Fractured mandate at <strong>the</strong> polls in 2009 will continue <strong>to</strong> make itdifficult <strong>to</strong> take quick and bold decisions....expect <strong>to</strong> fend for yourselffor while from March.• Russia (and countries in itszone of influence) will becomean alternative market for <strong>Indian</strong>exporters and India will try <strong>to</strong>cosy up <strong>to</strong> <strong>the</strong>m. OVL’s expensiveinvestment in Russia is just <strong>the</strong> start.Harried <strong>Indian</strong> exporters of goodsfrom garments <strong>to</strong> tea, will try diversify <strong>the</strong>ir cus<strong>to</strong>mer base <strong>to</strong> enter thosemarkets. They have already started probing Japan and Asian countries.What does all this add up <strong>to</strong>?The second half of 2009 will be <strong>the</strong> start of an economic revivalin <strong>the</strong> <strong>Indian</strong> economy. However, 2009 will not be good for all. Theinternational environment will remain depressed and volatile. Thewinners will be those who change <strong>the</strong> way <strong>the</strong>y work <strong>to</strong> adjust <strong>to</strong> <strong>the</strong>new reality. There are <strong>to</strong>o many tactical things <strong>to</strong> list when it comes <strong>to</strong><strong>the</strong> perspective of individual businesses but at a general level, <strong>the</strong>re are6 issues worth considering. Companies will need <strong>to</strong>:••••••Be very flexible <strong>to</strong> deal with volatilityBe quite liquidBe very innovativeHave very quick response time <strong>to</strong> deal with changesHave <strong>the</strong>ir ears close <strong>to</strong> <strong>the</strong> ground <strong>to</strong> pick up and interpret early signalsGet closer <strong>to</strong> <strong>the</strong>ir key cus<strong>to</strong>mers and be part of <strong>the</strong> cus<strong>to</strong>mer’s solutionVery few companies can honestly claim that <strong>the</strong>y are where <strong>the</strong>yshould be on any of <strong>the</strong>se 6 issues. Serious transformation work will berequired <strong>to</strong> attain <strong>the</strong>m.Make sure that you are not easy prey for ano<strong>the</strong>r hunter. It need notbe ‘Que sera, sera’ (what will be, will be).For feedback or questions please contact Raj Nair at raj.nair@consultavalon.comRaj Nair is <strong>the</strong> founder of Avalon Consulting in India(www.consultavalon.com)In 2000 he co-founded Ugam Solutions one of<strong>the</strong> largest market research companies in <strong>the</strong> world(www.ugamsolutions.com)th16T CentralTIIs ‘where-<strong>to</strong>-get-it’ section. Products andservices for our 150,000 discerning readers.TIIEmigrationEmigrationEmigrationEmigrationANNI V ERSARYA16CentralYTII CentralOnly AED 1,000 for thisspace. Minimum 6 ads.Ideal for: Travel, RealEstate, Restaurants etc.CONTACT:MUMBAI :deanne_dsouza@yahoo.comDUBAI :melany26@gmail.comBAHRAIN :premal@veritasinvestments.meEmigrationThe <strong>International</strong> <strong>Indian</strong> 95


FUTUREQUESTCan Politicians ReallyChange a Nation?“The world is especially waiting for a new social and political agenda drawn not from bickeringpartisan loyalties, blatant ideological bias, or corrupting special interests, but ra<strong>the</strong>r from ourdeepest moral values.” – Jim Wallis, author of The Great Awakeningby: Frank RajIdeas have consequences.Throughout his<strong>to</strong>ry every leaderworth his salt has captured <strong>the</strong>minds and hearts of people withone powerful idea. Gandhijis<strong>to</strong>od for Satyagraha; Lincoln’s questwas <strong>to</strong> end Slavery; Martin Lu<strong>the</strong>rKing’s dream was Equality; BarackObama got elected on <strong>the</strong> promiseof Change. Challenging America’svested interests <strong>to</strong> a legislative duel,he has pledged <strong>to</strong> fight for changesin health care, energy and education,disregarding <strong>the</strong> status quo. Obama isnot winning friends in <strong>the</strong> corridors ofpower by rocking <strong>the</strong> boat, alienatingpowerful lobbies and his resolve <strong>to</strong>tax <strong>the</strong> rich.My thoughts naturally turn<strong>to</strong> India’s upcoming Lok Sabhaelections and I look for any greatideas that maybe lurking somewhereon <strong>the</strong> campaign trails of ourdubious netas. I am intrigued thatLK Advani is speaking out against<strong>the</strong> Ram Sena’s moral policing inMangalore –no great BJP idea <strong>the</strong>re,only more deception. Sonia Gandhihas confirmed Manmohan Singhwill be <strong>the</strong> PM again if <strong>the</strong> Congressreturns <strong>to</strong> power. Rahul obviously isnot ready, good idea <strong>to</strong> wait for somemore time. Notice anything great?How about Mayawati coming <strong>to</strong>power -<strong>the</strong> first Dalit woman PrimeMinister would indeed be a greatidea – for Mayawati that is, I’m notso sure about <strong>the</strong> country. One ofIndia Today’s recent issues publisheddetails of <strong>the</strong> wealth declared by ourpoliticians - not what <strong>the</strong>y actuallymight have squirreled away. How <strong>the</strong>ir ‘political entrepreneurship’ hasacquired such fabulous assets proves <strong>the</strong>y have no shortage of great ideas <strong>to</strong>serve <strong>the</strong>mselves – oops I mean serve <strong>the</strong> nation!Of <strong>the</strong> few his<strong>to</strong>ry-in-<strong>the</strong>-making events I’ve seen in America, BarackHussein Obama’s installation as 44th President of <strong>the</strong> United States isunforgettable. It’s a singular piece of his<strong>to</strong>ry I will cherish because as a brownman I contend with <strong>the</strong> minefield of race prejudice. But I will also remember<strong>the</strong> event because I spent January 20, 2009, in <strong>the</strong> first African American homeI have been privileged <strong>to</strong> enter. Coinciding as it did with Obama’s triumph itwas very special <strong>to</strong> spend <strong>the</strong> day with Dawn Stan<strong>to</strong>n a jewelry designer inFrederick, Maryland, a mere 45 minute drive from Washing<strong>to</strong>n DC, whichI decided against on this crowded occasion! During my five year stint inCalifornia in <strong>the</strong> 1970s, I missed <strong>the</strong> opportunity <strong>to</strong> make Black friends, fourdecades later I’m so glad my daughter Raina and Dawn chose <strong>to</strong> be friendsand didn’t hold back like I did.I am not in awe of popular politicians; I was in America <strong>to</strong> observe a countrythat overwhelmingly responded <strong>to</strong> Obama’s call for change. As I watchedDawn’s tears freely flowing on that surreal inauguration day, I saw hope andfear; a chance <strong>to</strong> res<strong>to</strong>re <strong>the</strong> dignity of America’s minorities clouded by <strong>the</strong>ever present danger of violent death for one man chosen <strong>to</strong> alter <strong>the</strong>ir agonizinghis<strong>to</strong>ry. I wondered, is this election just a novelty, or is it a paradigm shift? If<strong>the</strong>re were people who could kill JFK with impunity, what restrains <strong>the</strong>m now?But Barack Obama doesn’t seem <strong>to</strong> be concerned.“The system we have now might work for <strong>the</strong> powerful and well-connectedinterests that have run Washing<strong>to</strong>n for far <strong>to</strong>o long,” said <strong>the</strong> new Presidentrecently. “But I don’t. I work for <strong>the</strong> American people. I know <strong>the</strong>se steps won’tsit well with <strong>the</strong> special interests and lobbyists who are invested in <strong>the</strong> old way ofdoing business, and I know <strong>the</strong>y’re gearing up for a fight. My message <strong>to</strong> <strong>the</strong>m isthis: So am I.” Ready <strong>to</strong> fight for change or not, if Obama compromises truth for<strong>the</strong> sake of power, <strong>the</strong> results will be predictable. The house that America built onsand will not stand much longer on false premises.Nations rise and nations fall. Only one person in his<strong>to</strong>ry did not point<strong>to</strong> any great idea. Many wise men with good ideas have come and gone -none succeeded in implementing <strong>the</strong>m conclusively. Perhaps that’s why Jesusaudaciously points <strong>to</strong> who he is. Is he daring us <strong>to</strong> sift through <strong>the</strong> greatestideas of <strong>the</strong> ages – none of which ushered in <strong>the</strong> Change <strong>the</strong>y promised - and<strong>to</strong> investigate if he can truly change individual lives?Alpha and Omega, <strong>the</strong> beginning and <strong>the</strong> end.Futurequest is a search for <strong>the</strong> truth in our times.Frank Raj is <strong>the</strong> Founder Edi<strong>to</strong>r of TII96The <strong>International</strong> <strong>Indian</strong>

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