12.07.2015 Views

Appendix No. 4 valid from September 1, 2009 to VUB Price List ...

Appendix No. 4 valid from September 1, 2009 to VUB Price List ...

Appendix No. 4 valid from September 1, 2009 to VUB Price List ...

SHOW MORE
SHOW LESS
  • No tags were found...

You also want an ePaper? Increase the reach of your titles

YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.

VÚB, a.s., Mlynské nivy 1, 829 90 Bratislava 25Commercial Register: District Court Bratislava 1, Section: Sa, File <strong>No</strong>. 341/BCompany Reg. <strong>No</strong>: 31320155, www.vub.sk<strong>Appendix</strong> <strong>No</strong>. 4 <strong>valid</strong> <strong>from</strong> <strong>September</strong> 1, <strong>2009</strong><strong>to</strong> <strong>VUB</strong> <strong>Price</strong> <strong>List</strong> – Entrepreneurs and Other Legal Entities <strong>valid</strong> <strong>from</strong> January 1, <strong>2009</strong>From <strong>September</strong> 1, <strong>2009</strong> <strong>VUB</strong> <strong>Price</strong> <strong>List</strong> – Entrepreneurs and Other Legal Entities is amended infollowing parts:1. FLEXI BUSINESS ACCOUNT1) <strong>Price</strong> converted1.1 Flexi Business Account <strong>Price</strong>/Monthin<strong>to</strong> SKK*/Month 1)1.1.1.1.1.2.1.1.3.1.1.4.The client chooses services and products <strong>to</strong> be included in his/her flexi business accountand the price of the account derives <strong>from</strong> a sum of points assigned <strong>to</strong> selected productsand services:Sum of pointsup <strong>to</strong> 143 incl.up <strong>to</strong> 311 incl.up <strong>to</strong> 491 incl.up <strong>to</strong> 1,171 incl.up <strong>to</strong> 2,101 incl.up <strong>to</strong> 4,801 incl.up <strong>to</strong> 10,093 incl.The account price includes– accounting items –payments received 12)– setting up standing orders via nons<strong>to</strong>p banking– payment card related services free of charge – payment card reissuance iflost/s<strong>to</strong>len/damaged, PIN reprinting, changes in daily/monthly card limit, access <strong>to</strong>account balance via a payment card, sending a monthly statement of transactionsmade with a card, additional printing of a monthly statement of transactions made witha card and transfer of funds via selected ATM´s by a payment card– sending of account statements via e-mail, if Kontakt, Internet Banking or InternetBanking Plus are established as a part of flexi business account€ 3.62€ 7.10€ 10.09€ 20.05€ 32.99€ 66.19€ 152.49<strong>Price</strong> of the account also includes a possibility <strong>to</strong> choose <strong>from</strong> the following products and Pointsservices:– current account – opening and maintenance of a current account in € with progressiveinterests60– 1x generating and sending account statements for the previous month by post inSlovak Republic– 1x generating and sending account statements weekly by post in Slovak Republic– 1x generating and sending account statements after each transaction by post inSlovak Republic– granting overdraft limit on current account – overdraft 2)– opening and maintenance of fund account 3)– accounting item – sent payment at branch, on capital markets, for cash deposit andwithdrawal at branch 4)12/pc.– accounting item – cash withdrawal by payment card via ATM 5)6/pc.– accounting item – other sent payments 6)4.50/pc.– opening and use of Service Kontakt0– opening and use of Internet Banking service25– opening and use of Internet Banking Plus service25– opening and use of Mobil banking service0– opening and use of business banking (originally New Home Banking) service 500– debit payment card Maestro 7)19– debit payment card MasterCard Business/VISA Business 7)121– debit payment card gold MasterCard Business/VISA Business gold 7)213– credit payment card VISA Business 8)117– credit payment card VISA Business Silver 8)200– credit payment card VISA Business Gold 8)267– opening of service and sending SMS on current account transactions, payment carduse or other type of notification within a month 9)– discount on a commission for EFT POS terminal 10)– blue card <strong>to</strong> access the fast service zone 11)7+ postage 13)28+4x postage 13)147+21x postage 13)0601.50/pcs.150/250/3500SKK 109SKK 214SKK 304SKK 604SKK 994SKK 1,994SKK 4,594Aditional bank products at favorable prices (charged separately) 14)- Optional establishment and maintenance of saving account for entrepreneurs 15) € 1.00 16) SKK 30.13* Conversion rate: € 1 = SKK 30.1260


<strong>No</strong>te:1) First month free of charge for clients who open a new flexi business account (not applicable <strong>to</strong> transformation <strong>from</strong> current account and <strong>VUB</strong> account <strong>to</strong> flexi business account). In case of transformationof current account or <strong>VUB</strong>usiness account <strong>to</strong> flexi business account, the price is <strong>valid</strong> <strong>from</strong> the next month after purchasing the flexi business account.2) Upon meeting the criteria set by the Bank.3) Fund account in € can be opened as a part of flexi business account in €. There can be maximum 2 fund accounts within flexi business account.4) Accounting items – sent payment at branch, on capital markets; cash deposit and withdrawal at branch in the amount of 0/5/10/20/30/40/50/75/100 pcs. Accounting items – deposit via ATM are chargedas accounting items for cash deposit at branch.5) Accounting items – cash withdrawal by payment card via ATM in the amount of 0/5/10/20/30/40/50/75/100/150/200/300/400/500 pcs.6) Accounting items – other sent payments in the amount of 0/5/10/20/30/40/50/75/100/150/200/300/400/500 pcs.7) There can be maximum 5 domestic/international Maestro, 2 MasterCard Business/VISA Business, 2 gold MasterCard Business/gold VISA Business debit payment cards within the flexi businessaccount. Domestic debit payment card Maestro and VISA Business Gold – offered until 4/4/2008. Domestic debit payment cards Maestro and VISA Business Gold already issued may be included inflexibusiness account.8) Credit payment cards can be only issued in € upon meeting the Bank’s criteria. There can be maximum 2 VISA Business, 2 VISA Business Silver, 2 VISA Business Gold credit payment cards withinthe flexi business account. VISA Business Silver – offered until 31/12/2007. VISA Business Silver already issued may be included in flexibusiness account.9) Sending SMS on current account transactions, payment card use or other type of selected notifications within a month numbering 0/10/20/30/40/50/75/100/150/200 pcs. The service can be enabledonly if one of the following services – Internet Banking, Internet Banking Plus, Kontakt or Mobil banking is used.10) The discount on commission for EFT POS terminal in the amount of € 4.98/SKK 150* (150 points), € 8.30/SKK 250* (250 points), € 11.62/SKK 350* (350 points). Discount on EFT POS terminalcommission, in case it is lower than the selected discount on the flexi business account, is applied only up <strong>to</strong> the amount of the commission charged.11) Blue card can be selected within the flexi business account starting <strong>from</strong> a sum of points equal <strong>to</strong> 492 and over.12) Accounting items – payments received (except accounting items for cash deposits at branch and deposits via ATM).13) Points for „postage“ are calculated as 10 points.14) In case of discounts stated within <strong>VUB</strong> account, the prices for these products or services will be charged separately.15) The charge-free services such as generation of the account statement as of the end of relevant month and delivery of the statement on monthly basis within the Slovak Republic, inputting theflexitransfer and accounting items made via flexitransfer are included in the saving account. Other fees are charged identically as in case of current account in €. Conditions for flexitramsfer –flexitransfer limit on flexi business account shall not be lower than € 1,000 (SKK 30,126*), minimal payment amount in multiples of € 50.16) A 100 % discount of monthly fee for maintenance of saving account in period <strong>from</strong> <strong>September</strong> 1, <strong>2009</strong> till February 28, 2010.2. DOMESTIC PAYMENTS2.1 Domestic Payments <strong>Price</strong> €2.1.5 Current account transaction – accounting item:2.1.5.1 cash deposit 1) and withdrawal at branch, deposit via ATM 1) (current accounts) € 0.50 SKK 15.00<strong>No</strong>te1) <strong>No</strong>t <strong>valid</strong> for cash deposits until December 31, <strong>2009</strong>.<strong>Price</strong> convertedin<strong>to</strong> SKK*6. CREDIT PAYMENT CARDS6.1 Revolving Credit Cards <strong>Price</strong> €6.1.1 VISA Business<strong>Price</strong> convertedin<strong>to</strong> SKK*6.1.1.1 Card issuance/renewal (including basic travel insurance package) 1) € 45.00/year SKK 1,355.67/year6.1.1.2 Above-standard travel insurance package 2) € 9.63 SKK 290.006.2 Charge Credit Cards <strong>Price</strong> €6.2.1 VISA Business Gold<strong>Price</strong> convertedin<strong>to</strong> SKK*6.2.1.1 Card issuance/renewal (including basic travel insurance package) 3) € 96/year SKK 2,892.10/year6.2.1.2 Above-standard travel insurance package 4) € 19.58 SKK 590.00<strong>No</strong>te:1) Fee for card issuance/renewal also includes the Basic Generali Slovensko poisťovňa Travel Insurance: Insurance of Medical Expenses, Insurance of Complete and Permanent Disability and Death inthe Event of Accident.2) Additional fee for the Above-standard Generali Slovensko poisťovňa Travel Insurance Package includes: Insurance of Individual Liability for Caused Damage, Insurance of Personal Belongings andLuggage.3) Fee for card issuance/renewal also includes the Basic Generali Slovensko poisťovňa Travel Insurance: Insurance of Medical Expenses, Insurance of Complete and Permanent Disability and Death inthe Event of Accident, Insurance of Individual Liability for Caused Damage, Insurance of Personal Belongings and Luggage.4) Additional fee for the Above-standard Generali Slovensko poisťovňa Travel Insurance Package includes: Delayed Luggage Caused by Air Company, Insurance against Travel Documents Loss, LegalProtection of a Driver.* Conversion rate: € 1 = SKK 30.1260


13. CASH DESK SERVICES13.1 Cash Desk Cash Transactions in € and FCY <strong>Price</strong> €13.1.1Exchange of incomplete banknotes in SKK* – per each banknote*Valid until 31.12.<strong>2009</strong>. Exchange of incomplete banknotes in € is performed by NBSonly.13.1.2 Purchase of damaged banknotes (FCY) – for each note13.1.313.1.3.113.1.413.1.5Exchange of banknotes and coins (€) for banknotes and coins (€) in other nominalvalues€ 1.33 SKK 4020 % of nominal value inFCY or 20 % offexchange rate banknotebuyfree of charge<strong>Price</strong> convertedin<strong>to</strong> SKK*In case of a larger volume of banknotes and coins 3) <strong>to</strong> be processed, the Bank chargesa processing fee according <strong>to</strong> the number of banknotes or coins received, or a fee forprovision of a higher number of coins (over 200 coins) based on the client’s order,irrespective of the nominal value as follows:€ 0.50 <strong>VUB</strong> client 4) ;SKK 15.06 <strong>VUB</strong> client 4) ;– for more than 10 banknotes, a fee applies <strong>to</strong> each started 10 banknotes submitted forexchange (the first 10 are free of charge) 1)€ 1.66 non <strong>VUB</strong> client 5) SKK 50.01 non <strong>VUB</strong>client 5)– for more than 200 coins submitted for exchange or provided within the exchangebased on an order, a fee applies <strong>to</strong> each started 200 coins ( the first 200 pcs are freeof charge) 2)In case coins 3) are received for exchange with a guarantee declaration exceeding 200coins a fee applies <strong>to</strong> processing of each started 200 coins submitted for exchange ( thefirst 200 pcs are free of charge). The fee can be agreed within the discretion of thebranch manager in form of a monthly flat fee depending on the scope of the relevantservices provided <strong>to</strong> the specific client and charged as a non-cash transaction.Coin (€) processing by a self-service au<strong>to</strong>matic coin sorter and payout of the equivalen<strong>to</strong>f received coins – for each 200 coins started. The first 200 coins are free of charge.13.1.6 Exchange of banknotes (FCY) of the same currency, e.g. changing 1 % in FCY13.1.7 Purchase or exchange of banknotes under statute of limitation for cash<strong>No</strong>te:1) Example (<strong>VUB</strong> client): 1 <strong>to</strong> 10 pcs. – free of charge, 11 <strong>to</strong> 20 pcs - € 0.50 (SKK 15.06*), 21 <strong>to</strong> 30 pcs - € 1.00 (SKK30,13*).2) Example (<strong>VUB</strong> client): 1 <strong>to</strong> 200 coins – free of charge, 201 <strong>to</strong> 400 coins - € 0.50 (SKK 15.06*), 401 <strong>to</strong> 600 coins - € 1.00 (SKK 30.13*).3) Coins in FCY the Bank receives only upon separate agreement and price.4) <strong>VUB</strong> client – has at least one product in <strong>VUB</strong>.5) <strong>No</strong>n <strong>VUB</strong> client – has not any product in <strong>VUB</strong>.exchange free of charge,exchange free of charge,processing feeprocessing fee€ 0.50 <strong>VUB</strong> client 4) SKK 15.06 <strong>VUB</strong> client 4) ;;€ 0.66 non <strong>VUB</strong> client 5) SKK 19.88 non <strong>VUB</strong>client 5)€ 0.33 SKK 105 % of exchange ratebanknote buy, or nominalvalue in FCY13.2Cash Desk Cash Transactions in € and FCY – <strong>VUB</strong> ClientAccounts in € and FCYReceipt of cash at cash desk, in form of sealed package or through cases, orbags <strong>from</strong> the night safe 1)– up <strong>to</strong> € 9,959.00/SKK 300,024.83/ or conversion in FCY (incl.)€ 0.83<strong>Price</strong> €<strong>Price</strong> convertedin<strong>to</strong> SKK*SKK 25.0013.2.113.2.213.2.3– over € 9,959.00/SKK 300,024.83/ or conversion in FCYIf the case/bag contains more cash vouchers, a fee is applicable <strong>to</strong> each cashvoucher. At receipt of coins through night safe cases or bags over 200 coins,additional fee is charged as in case of coin depositing at a cash desk.In individual cases (client with operations throughout all of Slovakia etc.) thefee can be agreed contractually within the agreement on use of night safeservices or sealed package concluded at the level of <strong>VUB</strong> headquarters andstatu<strong>to</strong>ry representatives of the respective client.Receipt of cash exceeding 200 coins – for each started 200 coins received atthe cash desk, in sealed packages or submitted with a guarantee declaration.<strong>No</strong> fee applies <strong>to</strong> the receipt of up <strong>to</strong> 200 coins. The fee can be agreedwithin the discretion of the branch manager in form of a monthly flat feedepending on the scope of the relevant services provided <strong>to</strong> the specificclient.In case of repeated depositing of coins with a guarantee declaration in favourof the client’s account on one day (except deposits performed in favour ofclient’s account by different legal entities), the no-fee policy up <strong>to</strong> 200 coins isnot respected.Receipt of cash in larger number of coins (€) – for each started 200 coinsreceived by the self-service au<strong>to</strong>matic coin sorter.<strong>No</strong> fee applies <strong>to</strong> the receipt of up <strong>to</strong> 200 coins.The fee can be agreed withinthe discretion of the branch manager in form of a monthly flat fee dependingon the scope of the relevant services provided <strong>to</strong> the specific client andcharged as a non-cash transaction.0.01 % of deposit0.01 % of deposit€ 0.50 3) SKK 15.06 3)€ 0.33 SKK 10.00* Conversion rate: € 1 = SKK 30.1260


13.2.4Processing of uncorrected adjusted cash at deposit (€ and FCY), or higheroperoseness at deposit or withdrawal of notes in FCY at cash desk, atnumber of notes over 500 pcs incl. (mainly non-bank exchange offices). Feeis charged over standard fee for deposit or withdrawal.<strong>No</strong>te:1) Fee is standardly charged <strong>from</strong> client´s account immediately after transaction.2) Penalty for failed withdrawal of notified cash withdrawal is charged <strong>from</strong> account.3) Coins in FCY the Bank receives only upon separate agreement and price.0.1 % of erronouslyadjusted cash/deposi<strong>to</strong>r withdrawn amount;20. <strong>VUB</strong> ASSET MANAGEMENT INVESTMENT PRODUCTSEntry Fees 1)Total investment value/Total investment value calculatedby conversion rate *Money MarketEURO FundConservativePortfolioConvergent BondFund andDynamic PortfolioBalanced GrowthFundup <strong>to</strong> € 3,000 / up <strong>to</strong> SKK 90,378 0.25 % 0.50 % 1.50 % 3.30 %<strong>from</strong> € 3,000 incl. <strong>to</strong> € 15,000 / <strong>from</strong> SKK 90,378 incl. <strong>to</strong> SKK 451,890 0.20 % 0.40 % 1.10 % 2.60 %<strong>from</strong> € 15,000 incl. <strong>to</strong> € 30,000 / <strong>from</strong> SKK 451,890 incl. <strong>to</strong> SKK 903,780 0.15 % 0.30 % 0.80 % 2.00 %<strong>from</strong> € 30,000 incl. <strong>to</strong> € 150,000 / <strong>from</strong> SKK 903,780 incl. <strong>to</strong> SKK 4,518,900 0.10 % 0.20 % 0.50 % 1.20 %over € 150,000 incl. / over SKK 4,518,900 incl. 0.05 % 0.10 % 0.20 % 0.50 %1) The amount of entry fee depends on <strong>to</strong>tal investment value.Total investment value equals the sum of invested amount and the current value of trustee shares of any of <strong>VUB</strong> AM funds possessed <strong>to</strong>date, calculated on the basis of the last available value on the investment date.21. FOREIGN MUTUAL FUNDSMutual FundsEntry feesType of fundAmountBond Funds 1.50 %Capital Protected Funds 1.50 %Blend Funds 3.30 %Equity Funds 3.30 %<strong>from</strong> all fundsExit feeswithin 1 year 0.00 %after 1 year 0.00 %Investments in mutual funds are associated with a risk. A value of investment may grow, stagnate or decrease and return of originally invested amount isnot guaranteed. Prospectuses are available at all points of sale, <strong>VUB</strong> branches and internet www.vub.sk .* Conversion rate: € 1 = SKK 30.1260

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!