Download - Volksbank AG

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Download - Volksbank AG

Success FactorsFinancial StatementsOfficersand Adresses48 Human Resources49 Marketing52 Communications andPublic Relations53 Organisation and IT54 Risk Management55 Compliance59 Income Statement60 Bilance Sheet as atDecember 31, 200761 Changes in Equity62 Cash Flow Statement64 Noteszum Konzernabschluss132 Auditor´s Report134 Report of the Supervisory Board138 Supervisory Board andManaging Board139 Advisory Board140 VBAG Group in Austria142 VBAG Group in Central andEastern Europe143 Contacts

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