visa / mastercard cardmember agreement - United Overseas Bank ...

h) any litigation (whether civil or criminal), arbitration oradministrative proceedings is pending, on-going or threatenedagainst you;i) you enter or attempt to enter any composition or arrangement withor for the benefit of your creditors;j) you commit or threaten to commit a default or breach of anyagreements, covenants, stipulations, terms or conditions executedbetween you and us, on your part to be observed and performed;k) at any time after the issuance of the Credit Card, laws andregulations governing us make it unlawful, illegal or impossible forus to grant you or to continue to grant you the use of the CreditCard Account or to comply with our obligations under thisAgreement or for us to enforce any of our rights under thisAgreement, any security documents or any other agreement inrelation to any banking/credit facilities granted by us to you;l) any investigation by the police or regulators is pending, on-goingor threatened against you;m) your whereabouts are unknown to us;n) we, in our absolute discretion, decide that your financial positionhas become unsound, or that you are unable to fulfill the terms ofthis Agreement;o) we, in our absolute discretion, decide that there is any change inthe market conditions which would cause the continuation of theCredit Card facilities and services offered to you to be temporarilyor permanently not practical or not possible from a commercialpoint of view; orp) you use the Credit Card for an unlawful activity.15.3 Regardless of clause 15.2, we can, at our absolute discretion, withdraw orterminate your use of the Credit Card by giving notice to you.15.4 Upon the termination of your Credit Card, you will remain liable for anytransaction effected through the use of the Credit Card (whether before orafter the termination of the Credit Card), including transactions effected