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Women's Economic Empowerment: Scope for Sida's Engagement

Women's Economic Empowerment: Scope for Sida's Engagement

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KEY AREAS FOR WOMEN’S ECONOMIC EMPOWERMENTsocial protection schemes are also effective in reaching in<strong>for</strong>malsector workers including women (see Box 6).Conditional cash transfers are an effective mechanism to reach andprotect women and girls. Conditional Cash Transfers, whichchannel money to households on the condition of householdinvestment in the education and health of girls, have proliferatedin many developing and middle-income countries in thelast decade. Mexico, Brazil, Jamaica, Nicaragua, Bangladesh,Turkey and Pakistan are just a few of the countries to have introducedthis type of social protection mechanism, which activelycontributes to building basic human capital and is animportant stepping stone in the process of skills development,labour market participation and the seizing of economic opportunities.Box 6: Examples of gender-sensitive social protectionHealth insurance and pensions <strong>for</strong> female in<strong>for</strong>mal workers inAsia. SEWA (Self-Employed Women’s Association) offers a menuof social protection mechanisms <strong>for</strong> its approximately 250,000members throughout India. The association provides social securityand health insurance, including generous maternity benefits<strong>for</strong> women. It is financed through a proportional combination ofprivate members’ contributions and interest paid on a loan fromthe German Development Agency (GTZ), and a publicly subsidizedpackage scheme from the Indian Ministry of Labour. The GrameenKalyan, an offshoot of the Bangladeshi Grameen Bank, targets in<strong>for</strong>malworkers through health insurance. Members, 70 percent ofwhom are women, make compulsory contributions towards alump sum pension that members can claim when they leave theorganization. 44Source: ILOGender-sensitive social protection strategies need to target older womenand unpaid family workers. Social protection schemes should recognizethe specific situation many older women are in, due totheir lack of earlier income, and give specific economic supportto them, to make them less dependent on others. The designof pension schemes, labour market policies and care policiesneeds to be coordinated to reduce the risk of poverty <strong>for</strong>older women. Similarly, social protection systems need to recognizethe economic rights of unpaid family workers. Otherinitiatives, such as increasing the number of women registeredas farmers, will entitle women to benefits. In transition countriesit is important to take measures to integrate female farmersinto the social protection system to make them eligible <strong>for</strong>unemployment benefits, maternity benefits and pensions.28

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