GHI PPO/EPO and PPO/EPO Share - EmblemHealth
GHI PPO/EPO and PPO/EPO Share - EmblemHealth
GHI PPO/EPO and PPO/EPO Share - EmblemHealth
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Table of ContentsWelcome............................................................................................................................................. 1Internet Access to <strong>GHI</strong>...................................................................................................................... 2Your <strong>GHI</strong> ID Card.............................................................................................................................. 3Types of Plans..................................................................................................................................... 4<strong>GHI</strong> <strong>PPO</strong> <strong>and</strong> <strong>PPO</strong> <strong>Share</strong>........................................................................................................... 4<strong>GHI</strong> <strong>EPO</strong> <strong>and</strong> <strong>EPO</strong> <strong>Share</strong>........................................................................................................... 4Member Eligibility............................................................................................................................. 5Choosing Your Health Care Providers............................................................................................... 8Claims <strong>and</strong> Reimbursement.............................................................................................................. 11Your Benefits....................................................................................................................................... 16Precertification............................................................................................................................. 16Additional Programs <strong>and</strong> Riders.................................................................................................. 18Utilization Management.................................................................................................................... 20Coordinated Care............................................................................................................................... 22Filing a Grievance or Appeal.............................................................................................................. 25Member Rights <strong>and</strong> Responsibilities................................................................................................ 29Member Services................................................................................................................................ 32Coordination of Benefits (“COB”).................................................................................................... 33Important Definitions........................................................................................................................ 34Important Contact Information......................................................................................................... 39Other Programs that Add Value for MembersEmploye Assistance Program (EAP).................................................................................................. 43Healthful Choices.............................................................................................................................. 45Healthy Discounts............................................................................................................................. 46Health Manager.................................................................................................................................. 48<strong>GHI</strong> Notice of Privacy Practices........................................................................................................ 49Back to Tableof ContentsDownloadClaim FormsRegister at ghi.comDirectory of HealthCare Providersii